Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₴16826
₴17742
₴14474
₴16193
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
health
-
-
-
1 020
social contributions
-
-
-
6 240
income
-
-
-
2 954
total
-
-
-
10 214
Employee
39 999
39 999
39 999
-
health
310
680
617
-
income
4 355
3 703
3 813
-
social contributions
1 512
3 320
3 014
-
total
6 177
7 703
7 444
-
Employer
39 999
39 999
39 999
-
health
337
740
672
-
social contributions
1 512
3 320
3 014
-
total
1 849
4 060
3 686
-
Corporate
19 930
-
-
-
income
2 492
-
-
-
total
2 492
-
-
-
Dividends
17 438
-
-
-
withholding
2 964
-
-
-
total
2 964
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
13 482
11 763
11 130
10 214
After tax
26 518
28 237
28 870
29 786
Living cost
12 044
12 044
12 044
12 044
Free-cash
14 474
16 193
16 826
17 742

Estimated living cost  is ₴12044 per week

₴7218
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1182
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴267
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3378
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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