Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₴16680
₴15986
₴17685
₴14349
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
income
-
-
-
2 907
health
-
-
-
1 020
social contributions
-
-
-
6 240
total
-
-
-
10 167
Employee
40 346
40 346
40 346
-
social contributions
1 525
3 349
3 014
-
income
4 393
3 735
3 855
-
health
313
686
617
-
total
6 231
7 770
7 486
-
Employer
40 346
40 346
40 346
-
social contributions
1 525
3 349
3 014
-
health
340
747
672
-
total
1 865
4 096
3 686
-
Corporate
19 756
-
-
-
income
2 469
-
-
-
total
2 469
-
-
-
Dividends
17 287
-
-
-
withholding
2 938
-
-
-
total
2 938
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
13 503
11 866
11 172
10 167
After tax
26 497
28 134
28 828
29 833
Living cost
12 148
12 148
12 148
12 148
Free-cash
14 349
15 986
16 680
17 685

Estimated living cost  is ₴12148 per week

₴7281
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1192
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴269
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3407
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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