Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₴17039
₴16493
₴17828
₴14659
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
social contributions
-
-
-
6 240
health
-
-
-
1 020
income
-
-
-
3 020
total
-
-
-
10 280
Employee
39 495
39 495
39 495
-
social contributions
1 493
3 278
3 014
-
income
4 300
3 656
3 752
-
health
306
672
617
-
total
6 099
7 606
7 383
-
Employer
39 495
39 495
39 495
-
health
332
731
672
-
social contributions
1 493
3 278
3 014
-
total
1 825
4 009
3 686
-
Corporate
20 183
-
-
-
income
2 523
-
-
-
total
2 523
-
-
-
Dividends
17 660
-
-
-
withholding
3 002
-
-
-
total
3 002
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
13 449
11 615
11 069
10 280
After tax
26 551
28 385
28 931
29 720
Living cost
11 892
11 892
11 892
11 892
Free-cash
14 659
16 493
17 039
17 828

Estimated living cost  is ₴11892 per week

₴7127
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1167
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴263
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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