Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₴17223
₴17559
₴18037
₴15103
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
income
-
-
-
3 180
social contributions
-
-
-
6 240
health
-
-
-
1 020
total
-
-
-
10 440
Employee
38 269
38 269
38 269
-
social contributions
1 447
3 176
3 014
-
income
4 167
3 543
3 601
-
health
297
651
618
-
total
5 911
7 370
7 233
-
Employer
38 269
38 269
38 269
-
health
322
708
671
-
social contributions
1 447
3 176
3 014
-
total
1 769
3 884
3 685
-
Corporate
20 798
-
-
-
income
2 600
-
-
-
total
2 600
-
-
-
Dividends
18 198
-
-
-
withholding
3 094
-
-
-
total
3 094
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
13 374
11 254
10 918
10 440
After tax
26 626
28 746
29 082
29 560
Living cost
11 523
11 523
11 523
11 523
Free-cash
15 103
17 223
17 559
18 037

Estimated living cost  is ₴11523 per week

₴6906
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1130
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴255
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3232
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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