Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₴19379
₴17049
₴18845
₴18804
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
income
-
-
-
3 978
health
-
-
-
1 020
social contributions
-
-
-
6 240
total
-
-
-
11 238
Employee
32 936
32 936
36 314
-
social contributions
1 245
2 733
3 014
-
health
255
560
618
-
income
3 586
3 049
3 961
-
total
5 086
6 342
7 593
-
Employer
32 936
32 936
36 314
-
social contributions
1 245
2 733
3 014
-
health
277
610
672
-
total
1 522
3 343
3 686
-
Corporate
23 474
3 721
-
-
income
2 934
465
-
-
total
2 934
465
-
-
Dividends
20 540
3 256
-
-
withholding
3 492
554
-
-
total
3 492
554
-
-
Income
40 000
40 000
40 000
40 000
Total tax
13 034
10 704
11 279
11 238
After tax
26 966
29 296
28 721
28 762
Living cost
9 917
9 917
9 917
9 917
Free-cash
17 049
19 379
18 804
18 845

Estimated living cost  is ₴9917 per week

₴5943
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴973
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴219
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2781
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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