Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₴15005
₴17061
₴17443
₴17991
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
social contributions
-
-
-
6 240
income
-
-
-
3 144
health
-
-
-
1 020
total
-
-
-
10 404
Employee
38 543
38 543
38 543
-
health
299
655
617
-
social contributions
1 457
3 199
3 014
-
income
4 197
3 568
3 635
-
total
5 953
7 422
7 266
-
Employer
38 543
38 543
38 543
-
social contributions
1 457
3 199
3 014
-
health
324
713
672
-
total
1 781
3 912
3 686
-
Corporate
20 661
-
-
-
income
2 583
-
-
-
total
2 583
-
-
-
Dividends
18 078
-
-
-
withholding
3 073
-
-
-
total
3 073
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
13 390
11 334
10 952
10 404
After tax
26 610
28 666
29 048
29 596
Living cost
11 605
11 605
11 605
11 605
Free-cash
15 005
17 061
17 443
17 991

Estimated living cost  is ₴11605 per week

₴6955
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1139
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴257
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3255
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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