Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₴15781
₴18328
₴18345
₴18415
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
health
-
-
-
1 020
income
-
-
-
3 361
social contributions
-
-
-
6 240
total
-
-
-
10 621
Employee
36 414
36 414
36 414
-
income
3 965
3 371
3 374
-
health
282
619
617
-
social contributions
1 377
3 022
3 014
-
total
5 624
7 012
7 005
-
Employer
36 414
36 414
36 414
-
health
306
674
672
-
social contributions
1 377
3 022
3 014
-
total
1 683
3 696
3 686
-
Corporate
21 729
-
-
-
income
2 716
-
-
-
total
2 716
-
-
-
Dividends
19 013
-
-
-
withholding
3 232
-
-
-
total
3 232
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
13 255
10 708
10 691
10 621
After tax
26 745
29 292
29 309
29 379
Living cost
10 964
10 964
10 964
10 964
Free-cash
15 781
18 328
18 345
18 415

Estimated living cost  is ₴10964 per week

₴6571
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1076
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴243
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3075
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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