Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₴16699
₴17693
₴16018
₴14365
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
social contributions
-
-
-
6 240
income
-
-
-
2 914
health
-
-
-
1 020
total
-
-
-
10 174
Employee
40 298
40 298
40 298
-
social contributions
1 524
3 344
3 014
-
income
4 388
3 730
3 850
-
health
312
685
618
-
total
6 224
7 759
7 482
-
Employer
40 298
40 298
40 298
-
health
339
746
672
-
social contributions
1 524
3 344
3 014
-
total
1 863
4 090
3 686
-
Corporate
19 780
-
-
-
income
2 472
-
-
-
total
2 472
-
-
-
Dividends
17 308
-
-
-
withholding
2 943
-
-
-
total
2 943
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
13 502
11 849
11 168
10 174
After tax
26 498
28 151
28 832
29 826
Living cost
12 133
12 133
12 133
12 133
Free-cash
14 365
16 018
16 699
17 693

Estimated living cost  is ₴12133 per week

₴7272
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1190
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴269
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3403
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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