Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₴18435
₴18473
₴15954
₴18497
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
social contributions
-
-
-
6 240
income
-
-
-
3 446
health
-
-
-
1 020
total
-
-
-
10 706
Employee
35 937
35 937
36 313
-
social contributions
1 359
2 983
3 014
-
health
278
611
617
-
income
3 913
3 327
3 428
-
total
5 550
6 921
7 059
-
Employer
35 937
35 937
36 313
-
social contributions
1 359
2 983
3 014
-
health
302
665
671
-
total
1 661
3 648
3 685
-
Corporate
21 968
415
-
-
income
2 746
51
-
-
total
2 746
51
-
-
Dividends
19 222
364
-
-
withholding
3 268
62
-
-
total
3 268
62
-
-
Income
40 000
40 000
40 000
40 000
Total tax
13 225
10 682
10 744
10 706
After tax
26 775
29 318
29 256
29 294
Living cost
10 821
10 821
10 821
10 821
Free-cash
15 954
18 497
18 435
18 473

Estimated living cost  is ₴10821 per week

₴6485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1062
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴239
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3035
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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