Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₴20089
₴19104
₴19144
₴17929
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
social contributions
-
-
-
6 240
health
-
-
-
1 020
income
-
-
-
4 408
total
-
-
-
11 668
Employee
30 515
30 515
36 314
-
health
236
519
618
-
social contributions
1 154
2 533
3 014
-
income
3 323
2 825
4 390
-
total
4 713
5 877
8 022
-
Employer
30 515
30 515
36 314
-
social contributions
1 154
2 533
3 014
-
health
257
565
672
-
total
1 411
3 098
3 686
-
Corporate
24 689
6 388
-
-
income
3 086
798
-
-
total
3 086
798
-
-
Dividends
21 603
5 590
-
-
withholding
3 673
950
-
-
total
3 673
950
-
-
Income
40 000
40 000
40 000
40 000
Total tax
12 883
10 723
11 708
11 668
After tax
27 117
29 277
28 292
28 332
Living cost
9 188
9 188
9 188
9 188
Free-cash
17 929
20 089
19 104
19 144

Estimated living cost  is ₴9188 per week

₴5506
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴901
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2577
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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