Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₴16685
₴18723
₴18682
₴19087
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
income
-
-
-
3 801
health
-
-
-
1 020
social contributions
-
-
-
6 240
total
-
-
-
11 061
Employee
33 928
33 928
36 314
-
social contributions
1 283
2 816
3 014
-
income
3 694
3 141
3 785
-
health
263
577
617
-
total
5 240
6 534
7 416
-
Employer
33 928
33 928
36 314
-
social contributions
1 283
2 816
3 014
-
health
286
628
672
-
total
1 569
3 444
3 686
-
Corporate
22 976
2 628
-
-
income
2 872
328
-
-
total
2 872
328
-
-
Dividends
20 104
2 300
-
-
withholding
3 418
391
-
-
total
3 418
391
-
-
Income
40 000
40 000
40 000
40 000
Total tax
13 099
10 697
11 102
11 061
After tax
26 901
29 303
28 898
28 939
Living cost
10 216
10 216
10 216
10 216
Free-cash
16 685
19 087
18 682
18 723

Estimated living cost  is ₴10216 per week

₴6122
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1002
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴226
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2865
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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