Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 39500
per

Your estimated
City
free-cash

Athens , Greece
₴15933
₴10663
₴11428
₴14670
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
unemployment
-
-
-
90
health
-
-
-
2 804
pensions
-
-
-
7 900
other
-
-
-
-
income
-
-
-
7 458
surtax
-
-
-
907
total
-
-
-
19 159
Employee
13 364
-
32 631
-
health
341
-
832
-
pensions
892
-
2 176
-
surtax
47
-
819
-
other
-
-
-
-
unemployment
930
-
2 271
-
income
2 240
-
6 957
-
total
4 450
-
13 055
-
Employer
13 364
-
32 631
-
pensions
1 782
-
4 350
-
unemployment
424
-
1 035
-
health
608
-
1 484
-
other
-
-
-
-
total
2 814
-
6 869
-
Corporate
23 322
39 500
-
-
income
6 064
10 270
-
-
total
6 064
10 270
-
-
Dividends
17 259
29 230
-
-
withholding
2 589
4 384
-
-
total
2 589
4 384
-
-
Income
39 500
39 500
39 500
39 500
Total tax
15 917
14 654
19 924
19 159
After tax
23 583
24 846
19 576
20 341
Living cost
8 913
8 913
8 913
8 913
Free-cash
14 670
15 933
10 663
11 428

Estimated living cost  is ₴8913 per week

₴5381
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴775
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴207
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2551
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Thessaloniki , Greece
₴16089
₴10819
₴11584
₴14854
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
unemployment
-
-
-
90
health
-
-
-
2 804
pensions
-
-
-
7 900
other
-
-
-
-
income
-
-
-
7 458
surtax
-
-
-
907
total
-
-
-
19 159
Employee
13 123
-
32 631
-
health
335
-
832
-
pensions
875
-
2 176
-
surtax
43
-
819
-
other
-
-
-
-
unemployment
913
-
2 271
-
income
2 200
-
6 957
-
total
4 366
-
13 055
-
Employer
13 123
-
32 631
-
pensions
1 749
-
4 350
-
unemployment
416
-
1 035
-
health
597
-
1 484
-
other
-
-
-
-
total
2 762
-
6 869
-
Corporate
23 615
39 500
-
-
income
6 140
10 270
-
-
total
6 140
10 270
-
-
Dividends
17 475
29 230
-
-
withholding
2 621
4 384
-
-
total
2 621
4 384
-
-
Income
39 500
39 500
39 500
39 500
Total tax
15 889
14 654
19 924
19 159
After tax
23 611
24 846
19 576
20 341
Living cost
8 757
8 757
8 757
8 757
Free-cash
14 854
16 089
10 819
11 584

Estimated living cost  is ₴8757 per week

₴5354
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴808
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2393
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Estimated living cost

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