Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 39000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₴17730
₴15300
₴17897
₴17786
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
income
-
-
-
3 263
health
-
-
-
995
social contributions
-
-
-
6 084
total
-
-
-
10 342
Employee
35 739
35 739
35 739
-
health
277
608
602
-
social contributions
1 351
2 966
2 939
-
income
3 891
3 308
3 318
-
total
5 519
6 882
6 859
-
Employer
35 739
35 739
35 739
-
health
301
661
655
-
social contributions
1 351
2 966
2 939
-
total
1 652
3 627
3 594
-
Corporate
21 068
-
-
-
income
2 634
-
-
-
total
2 634
-
-
-
Dividends
18 434
-
-
-
withholding
3 134
-
-
-
total
3 134
-
-
-
Income
39 000
39 000
39 000
39 000
Total tax
12 939
10 509
10 453
10 342
After tax
26 061
28 491
28 547
28 658
Living cost
10 761
10 761
10 761
10 761
Free-cash
15 300
17 730
17 786
17 897

Estimated living cost  is ₴10761 per week

₴6449
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1056
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴238
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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