Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 39000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₴15960
₴18150
₴18110
₴18362
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
income
-
-
-
3 556
health
-
-
-
995
social contributions
-
-
-
6 084
total
-
-
-
10 635
Employee
33 928
33 928
35 406
-
social contributions
1 283
2 816
2 939
-
income
3 694
3 141
3 539
-
health
263
577
602
-
total
5 240
6 534
7 080
-
Employer
33 928
33 928
35 406
-
social contributions
1 283
2 816
2 939
-
health
286
628
655
-
total
1 569
3 444
3 594
-
Corporate
21 976
1 628
-
-
income
2 747
203
-
-
total
2 747
203
-
-
Dividends
19 229
1 425
-
-
withholding
3 269
242
-
-
total
3 269
242
-
-
Income
39 000
39 000
39 000
39 000
Total tax
12 825
10 423
10 674
10 635
After tax
26 175
28 577
28 326
28 365
Living cost
10 216
10 216
10 216
10 216
Free-cash
15 960
18 362
18 110
18 150

Estimated living cost  is ₴10216 per week

₴6122
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1002
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴226
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2865
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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