Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 39000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₴18630
₴16293
₴18262
₴18222
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
income
-
-
-
3 718
health
-
-
-
995
social contributions
-
-
-
6 084
total
-
-
-
10 797
Employee
33 015
33 015
35 406
-
social contributions
1 248
2 740
2 939
-
health
256
561
602
-
income
3 595
3 056
3 702
-
total
5 099
6 357
7 243
-
Employer
33 015
33 015
35 406
-
social contributions
1 248
2 740
2 939
-
health
278
611
655
-
total
1 526
3 351
3 594
-
Corporate
22 434
2 634
-
-
income
2 804
329
-
-
total
2 804
329
-
-
Dividends
19 630
2 304
-
-
withholding
3 337
392
-
-
total
3 337
392
-
-
Income
39 000
39 000
39 000
39 000
Total tax
12 766
10 429
10 837
10 797
After tax
26 234
28 571
28 163
28 203
Living cost
9 941
9 941
9 941
9 941
Free-cash
16 293
18 630
18 222
18 262

Estimated living cost  is ₴9941 per week

₴5958
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴975
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴220
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2788
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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