Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 38500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴19649
₴23842
₴18729
₴20626
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 500
income
-
-
-
5 775
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 727
unemployment
-
-
-
74
health
-
-
-
2 119
total
-
-
-
10 695
Employee
12 018
-
34 884
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 055
-
1 618
-
health
553
-
848
-
accident

We are using the highest rate at 1.1%.

132
-
203
-
income
1 202
-
3 489
-
total
2 942
-
6 158
-
Employer
12 018
-
34 884
-
accident

We are using the highest rate at 1.1%.

132
-
203
-
health
829
-
1 272
-
unemployment
72
-
111
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 324
-
2 031
-
total
2 357
-
3 617
-
Corporate
24 124
38 500
-
-
income
2 413
3 850
-
-
total
2 413
3 850
-
-
Dividends
21 712
34 650
-
-
withholding
1 086
1 732
-
-
total
1 086
1 732
-
-
Income
38 500
38 500
38 500
38 500
Total tax
8 798
5 582
9 775
10 695
After tax
29 702
32 918
28 725
27 805
Living cost
9 076
9 076
9 076
9 076
Free-cash
20 626
23 842
19 649
18 729

Estimated living cost  is ₴9076 per week

₴6003
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴520
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴217
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2337
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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