Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 38000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₴13438
₴14873
₴15619
₴16710
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
social contributions
-
-
-
5 928
income
-
-
-
2 693
health
-
-
-
969
total
-
-
-
9 590
Employee
38 859
38 859
38 859
-
health
301
661
587
-
social contributions
1 469
3 225
2 864
-
income
4 231
3 597
3 728
-
total
6 001
7 483
7 179
-
Employer
38 859
38 859
38 859
-
social contributions
1 469
3 225
2 864
-
health
327
719
638
-
total
1 796
3 944
3 502
-
Corporate
18 502
-
-
-
income
2 313
-
-
-
total
2 313
-
-
-
Dividends
16 189
-
-
-
withholding
2 752
-
-
-
total
2 752
-
-
-
Income
38 000
38 000
38 000
38 000
Total tax
12 862
11 427
10 681
9 590
After tax
25 138
26 573
27 319
28 410
Living cost
11 700
11 700
11 700
11 700
Free-cash
13 438
14 873
15 619
16 710

Estimated living cost  is ₴11700 per week

₴7012
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1148
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴259
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3282
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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