Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 38000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₴15446
₴14623
₴16639
₴13284
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
social contributions
-
-
-
5 928
health
-
-
-
969
income
-
-
-
2 638
total
-
-
-
9 535
Employee
39 277
39 277
39 277
-
social contributions
1 485
3 260
2 863
-
income
4 277
3 636
3 778
-
health
304
668
586
-
total
6 066
7 564
7 227
-
Employer
39 277
39 277
39 277
-
health
331
727
638
-
social contributions
1 485
3 260
2 863
-
total
1 816
3 987
3 501
-
Corporate
18 292
-
-
-
income
2 287
-
-
-
total
2 287
-
-
-
Dividends
16 006
-
-
-
withholding
2 721
-
-
-
total
2 721
-
-
-
Income
38 000
38 000
38 000
38 000
Total tax
12 890
11 551
10 728
9 535
After tax
25 110
26 449
27 272
28 465
Living cost
11 826
11 826
11 826
11 826
Free-cash
13 284
14 623
15 446
16 639

Estimated living cost  is ₴11826 per week

₴7088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1160
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴262
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3317
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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