Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 38000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₴17927
₴15596
₴17699
₴17659
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
income
-
-
-
3 487
health
-
-
-
969
social contributions
-
-
-
5 928
total
-
-
-
10 384
Employee
32 935
32 935
34 498
-
social contributions
1 245
2 733
2 864
-
health
255
560
587
-
income
3 586
3 049
3 471
-
total
5 086
6 342
6 922
-
Employer
32 935
32 935
34 498
-
social contributions
1 245
2 733
2 864
-
health
277
610
638
-
total
1 522
3 343
3 502
-
Corporate
21 474
1 722
-
-
income
2 685
215
-
-
total
2 685
215
-
-
Dividends
18 790
1 506
-
-
withholding
3 194
256
-
-
total
3 194
256
-
-
Income
38 000
38 000
38 000
38 000
Total tax
12 487
10 156
10 424
10 384
After tax
25 513
27 844
27 576
27 616
Living cost
9 917
9 917
9 917
9 917
Free-cash
15 596
17 927
17 659
17 699

Estimated living cost  is ₴9917 per week

₴5943
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴973
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴219
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2781
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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