Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 38000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₴13252
₴15405
₴16623
₴14570
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
969
income
-
-
-
2 626
social contributions
-
-
-
5 928
total
-
-
-
9 523
Employee
39 369
39 369
39 369
-
income
4 287
3 644
3 790
-
social contributions
1 488
3 267
2 863
-
health
305
669
587
-
total
6 080
7 580
7 240
-
Employer
39 369
39 369
39 369
-
social contributions
1 488
3 267
2 863
-
health
331
729
638
-
total
1 819
3 996
3 501
-
Corporate
18 246
-
-
-
income
2 281
-
-
-
total
2 281
-
-
-
Dividends
15 965
-
-
-
withholding
2 714
-
-
-
total
2 714
-
-
-
Income
38 000
38 000
38 000
38 000
Total tax
12 894
11 576
10 741
9 523
After tax
25 106
26 424
27 259
28 477
Living cost
11 854
11 854
11 854
11 854
Free-cash
13 252
14 570
15 405
16 623

Estimated living cost  is ₴11854 per week

₴7104
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1163
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴262
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3325
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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