Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 38000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₴18668
₴17975
₴18011
₴16514
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
social contributions
-
-
-
5 928
health
-
-
-
969
income
-
-
-
3 935
total
-
-
-
10 832
Employee
30 414
30 414
34 499
-
health
236
517
586
-
social contributions
1 150
2 524
2 863
-
income
3 312
2 815
3 918
-
total
4 698
5 856
7 367
-
Employer
30 414
30 414
34 499
-
social contributions
1 150
2 524
2 863
-
health
256
563
638
-
total
1 406
3 087
3 501
-
Corporate
22 740
4 499
-
-
income
2 842
562
-
-
total
2 842
562
-
-
Dividends
19 897
3 937
-
-
withholding
3 383
670
-
-
total
3 383
670
-
-
Income
38 000
38 000
38 000
38 000
Total tax
12 329
10 175
10 868
10 832
After tax
25 671
27 825
27 132
27 168
Living cost
9 157
9 157
9 157
9 157
Free-cash
16 514
18 668
17 975
18 011

Estimated living cost  is ₴9157 per week

₴5488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴898
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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