Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 38000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₴14344
₴16353
₴16677
₴17133
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
health
-
-
-
969
income
-
-
-
3 019
social contributions
-
-
-
5 928
total
-
-
-
9 916
Employee
36 370
36 370
36 370
-
income
3 960
3 367
3 422
-
health
282
618
586
-
social contributions
1 375
3 019
2 863
-
total
5 617
7 004
6 871
-
Employer
36 370
36 370
36 370
-
health
306
673
638
-
social contributions
1 375
3 019
2 863
-
total
1 681
3 692
3 501
-
Corporate
19 751
-
-
-
income
2 469
-
-
-
total
2 469
-
-
-
Dividends
17 282
-
-
-
withholding
2 938
-
-
-
total
2 938
-
-
-
Income
38 000
38 000
38 000
38 000
Total tax
12 705
10 696
10 372
9 916
After tax
25 295
27 304
27 628
28 084
Living cost
10 951
10 951
10 951
10 951
Free-cash
14 344
16 353
16 677
17 133

Estimated living cost  is ₴10951 per week

₴6563
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1074
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴242
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3071
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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