Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 38000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴18608
₴20465
₴19528
₴23611
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 668
income
-
-
-
5 700
health
-
-
-
2 073
unemployment
-
-
-
72
total
-
-
-
10 513
Employee
11 757
-
34 463
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 032
-
1 583
-
accident

We are using the highest rate at 1.1%.

129
-
198
-
income
1 176
-
3 446
-
health
541
-
829
-
total
2 878
-
6 056
-
Employer
11 757
-
34 463
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 296
-
1 987
-
health
811
-
1 244
-
unemployment
71
-
108
-
accident

We are using the highest rate at 1.1%.

129
-
198
-
total
2 307
-
3 537
-
Corporate
23 936
38 000
-
-
income
2 394
3 800
-
-
total
2 394
3 800
-
-
Dividends
21 542
34 200
-
-
withholding
1 077
1 710
-
-
total
1 077
1 710
-
-
Income
38 000
38 000
38 000
38 000
Total tax
8 656
5 510
9 593
10 513
After tax
29 344
32 490
28 407
27 487
Living cost
8 879
8 879
8 879
8 879
Free-cash
20 465
23 611
19 528
18 608

Estimated living cost  is ₴8879 per week

₴5872
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴508
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴212
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2287
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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