Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 37500
per

Your estimated
City
free-cash

Barcelona , Spain
₴10371
₴7337
₴8270
₴13063
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 500
unemployment
-
-
-
219
income
-
-
-
7 646
other
-
-
-
31
accident
-
-
-
282
pensions
-
-
-
8 857
total
-
-
-
17 035
Employee
16 809
-
28 434
-
unemployment
261
-
441
-
pensions
790
-
1 336
-
income
3 547
-
7 098
-
other
17
-
28
-
total
4 615
-
8 903
-
Employer
16 809
-
28 434
-
pensions
3 967
-
6 711
-
accident
333
-
563
-
unemployment
925
-
1 564
-
other
134
-
227
-
total
5 359
-
9 065
-
Corporate
15 333
37 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 300
5 625
-
-
total
2 300
5 625
-
-
Dividends
13 033
31 875
-
-
withholding
2 660
6 617
-
-
total
2 660
6 617
-
-
Income
37 500
37 500
37 500
37 500
Total tax
14 934
12 242
17 968
17 035
After tax
22 566
25 258
19 532
20 465
Living cost
12 195
12 195
12 195
12 195
Free-cash
10 371
13 063
7 337
8 270

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Estimated living cost  is ₴12195 per week

₴8980
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴865
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴176
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2174
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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