Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 37000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴18346
₴17493
₴19379
₴22585
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
health
-
-
-
2 113
unemployment
-
-
-
74
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 720
income
-
-
-
5 550
total
-
-
-
10 457
Employee
11 983
-
33 395
-
health
551
-
845
-
income
1 198
-
3 339
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 052
-
1 613
-
accident

We are using the highest rate at 1.1%.

132
-
202
-
total
2 933
-
5 999
-
Employer
11 983
-
33 395
-
accident

We are using the highest rate at 1.1%.

132
-
202
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 320
-
2 025
-
unemployment
72
-
110
-
health
827
-
1 268
-
total
2 351
-
3 605
-
Corporate
22 666
37 000
-
-
income
2 267
3 700
-
-
total
2 267
3 700
-
-
Dividends
20 399
33 300
-
-
withholding
1 020
1 665
-
-
total
1 020
1 665
-
-
Income
37 000
37 000
37 000
37 000
Total tax
8 571
5 365
9 604
10 457
After tax
28 429
31 635
27 396
26 543
Living cost
9 050
9 050
9 050
9 050
Free-cash
19 379
22 585
18 346
17 493

Estimated living cost  is ₴9050 per week

₴5985
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴518
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴216
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2331
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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