Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 37000
per

Your estimated
City
free-cash

Andorra , Andorra
₴17701
₴21773
₴18684
₴22932
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
social contributions
-
-
-
8 140
income
-
-
-
791
total
-
-
-
8 931
Employee
11 089
-
32 035
-
social contributions
721
-
2 082
-
income
-
-
901
-
total
721
-
2 983
-
Employer
11 089
-
32 035
-
social contributions
1 719
-
4 965
-
total
1 719
-
4 965
-
Corporate
24 192
37 000
-
-
income
2 419
3 700
-
-
total
2 419
3 700
-
-
Dividends
21 773
33 300
-
-
total
-
-
-
-
Income
37 000
37 000
37 000
37 000
Total tax
4 859
3 700
7 948
8 931
After tax
32 141
33 300
29 052
28 069
Living cost
10 368
10 368
10 368
10 368
Free-cash
21 773
22 932
18 684
17 701

Estimated living cost  is ₴10368 per week

₴6704
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2688
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₴7594
₴9562
-₴89
₴9733
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
surtax
-
-
-
-
unemployment
-
-
-
2 115
health
-
-
-
2 830
chamber of commerce
-
-
-
148
pensions
-
-
-
6 845
income
-
-
-
6 464
total
-
-
-
18 402
Employee
15 077
13 745
28 730
-
unemployment
452
412
862
-
other
151
137
287
-
income
1 343
1 014
5 757
-
pensions
1 544
1 407
2 942
-
health
583
532
1 112
-
total
4 073
3 502
10 960
-
Employer
15 077
13 745
28 730
-
pensions
1 892
1 725
3 606
-
surtax
-
-
-
-
payroll
452
412
862
-
other
716
653
1 365
-
health
570
520
1 086
-
accident
196
179
374
-
unemployment
452
412
862
-
chamber of commerce
60
55
115
-
total
4 338
3 956
8 270
-
Corporate
17 584
19 299
27 421
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

4 396
4 825
6 855
-
total
4 396
4 825
6 855
-
Dividends
13 188
14 474
-
-
withholding
3 627
3 980
-
-
total
3 627
3 980
-
-
Income
37 000
37 000
37 000
37 000
Total tax
16 434
16 263
26 085
18 402
After tax
20 566
20 737
10 915
18 598
Living cost
11 004
11 004
11 004
11 004
Free-cash
9 562
9 733
-89
7 594

Estimated living cost  is ₴11004 per week

₴6601
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1124
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3083
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₴6376
₴8012
-₴1252
₴8545
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
surtax
-
-
-
68
unemployment
-
-
-
2 115
health
-
-
-
2 830
chamber of commerce
-
-
-
148
pensions
-
-
-
6 845
income
-
-
-
6 464
total
-
-
-
18 470
Employee
17 237
13 745
28 679
-
unemployment
517
412
860
-
other
172
137
287
-
income
1 962
1 014
5 740
-
pensions
1 765
1 407
2 937
-
health
667
532
1 110
-
total
5 083
3 502
10 934
-
Employer
17 237
13 745
28 679
-
pensions
2 163
1 725
3 599
-
surtax
68
68
68
-
payroll
517
412
860
-
other
819
653
1 362
-
health
651
520
1 084
-
accident
224
179
373
-
unemployment
517
412
860
-
chamber of commerce
69
55
115
-
total
5 028
4 024
8 321
-
Corporate
14 734
19 230
27 370
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

3 684
4 808
6 843
-
total
3 684
4 808
6 843
-
Dividends
11 051
14 423
-
-
withholding
3 039
3 967
-
-
total
3 039
3 967
-
-
Income
37 000
37 000
37 000
37 000
Total tax
16 834
16 301
26 098
18 470
After tax
20 166
20 699
10 902
18 530
Living cost
12 154
12 154
12 154
12 154
Free-cash
8 012
8 545
-1 252
6 376

Estimated living cost  is ₴12154 per week

₴8106
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1037
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴200
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2811
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₴4497
₴2993
₴1699
₴8166
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
national
-
-
-
12 155
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 865
social contributions
-
-
-
5 907
total
-
-
-
19 927
Employee

The minimum management director salary is set at €45,000 per year.

24 672
-
28 657
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

215
-
249
-
national
7 585
-
9 144
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 287
-
1 495
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 850
-
2 150
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 159
-
1 346
-
total
12 096
-
14 384
-
Employer

The minimum management director salary is set at €45,000 per year.

24 672
-
28 657
-
surtax
2 798
-
3 249
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 186
-
2 539
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 517
-
1 763
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

321
-
372
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

360
-
418
-
total
7 182
-
8 341
-
Corporate
5 146
37 000
-
-
income
1 029
7 400
-
-
surtax
20
148
-
-
total
1 049
7 548
-
-
Dividends
4 097
29 452
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

1 104
8 710
-
-
total
1 104
8 710
-
-
Income
37 000
37 000
37 000
37 000
Total tax
21 431
16 258
22 725
19 927
After tax
15 569
20 742
14 275
17 073
Living cost
12 576
12 576
12 576
12 576
Free-cash
2 993
8 166
1 699
4 497

Estimated living cost  is ₴12576 per week

₴8101
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1100
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3179
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴22304
₴23606
₴23500
₴25704
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
unemployment
-
-
-
48
health
-
-
-
1 385
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 782
income
-
-
-
5 550
total
-
-
-
8 765
Employee
7 853
-
34 637
-
accident

We are using the highest rate at 1.1%.

86
-
132
-
income
785
-
3 464
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

689
-
1 057
-
health
361
-
554
-
total
1 921
-
5 207
-
Employer
7 853
-
34 637
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

865
-
1 327
-
health
542
-
831
-
accident

We are using the highest rate at 1.1%.

86
-
132
-
unemployment
47
-
72
-
total
1 540
-
2 362
-
Corporate
27 606
37 000
-
-
income
2 760
3 700
-
-
total
2 760
3 700
-
-
Dividends
24 845
33 300
-
-
withholding
1 242
1 665
-
-
total
1 242
1 665
-
-
Income
37 000
37 000
37 000
37 000
Total tax
7 463
5 365
7 569
8 765
After tax
29 537
31 635
29 431
28 235
Living cost
5 931
5 931
5 931
5 931
Free-cash
23 606
25 704
23 500
22 304

Estimated living cost  is ₴5931 per week

₴3923
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴340
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴142
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1527
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴23715
₴25513
₴24911
₴27115
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
unemployment
-
-
-
48
health
-
-
-
1 385
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 782
income
-
-
-
5 550
total
-
-
-
8 765
Employee
5 986
-
34 637
-
accident

We are using the highest rate at 1.1%.

66
-
132
-
income
598
-
3 464
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

526
-
1 057
-
health
275
-
554
-
total
1 465
-
5 207
-
Employer
5 986
-
34 637
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

660
-
1 327
-
health
413
-
831
-
accident

We are using the highest rate at 1.1%.

66
-
132
-
unemployment
36
-
72
-
total
1 175
-
2 362
-
Corporate
29 840
37 000
-
-
income
2 984
3 700
-
-
total
2 984
3 700
-
-
Dividends
26 856
33 300
-
-
withholding
1 343
1 665
-
-
total
1 343
1 665
-
-
Income
37 000
37 000
37 000
37 000
Total tax
6 967
5 365
7 569
8 765
After tax
30 033
31 635
29 431
28 235
Living cost
4 520
4 520
4 520
4 520
Free-cash
25 513
27 115
24 911
23 715

Estimated living cost  is ₴4520 per week

₴2639
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴120
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1439
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴18053
₴17205
₴17883
₴19084
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
health
-
-
-
943
social contributions
-
-
-
5 581
income
-
-
-
4 437
total
-
-
-
10 961
Employee
26 522
26 522
33 590
-
income
2 888
2 455
4 363
-
social contributions
1 003
2 201
2 788
-
health
206
451
571
-
total
4 097
5 107
7 722
-
Employer
26 522
26 522
33 590
-
social contributions
1 003
2 201
2 788
-
health
223
491
621
-
total
1 226
2 692
3 409
-
Corporate
23 692
7 785
-
-
income
2 962
973
-
-
total
2 962
973
-
-
Dividends
20 730
6 812
-
-
withholding
3 524
1 158
-
-
total
3 524
1 158
-
-
Income
37 000
37 000
37 000
37 000
Total tax
11 809
9 930
11 131
10 961
After tax
25 191
27 070
25 869
26 039
Living cost
7 986
7 986
7 986
7 986
Free-cash
17 205
19 084
17 883
18 053

Estimated living cost  is ₴7986 per week

₴4786
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴783
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴14852
₴14452
₴14682
₴15883
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
health
-
-
-
943
social contributions
-
-
-
5 581
income
-
-
-
4 437
total
-
-
-
10 961
Employee
26 522
26 522
33 590
-
income
2 785
2 455
4 363
-
social contributions
1 289
2 201
2 788
-
health
264
451
571
-
total
4 338
5 107
7 722
-
Employer
26 522
26 522
33 590
-
social contributions
1 289
2 201
2 788
-
health
287
491
621
-
total
1 576
2 692
3 409
-
Corporate
19 899
7 785
-
-
income
2 487
973
-
-
total
2 487
973
-
-
Dividends
17 412
6 812
-
-
withholding
2 960
1 158
-
-
total
2 960
1 158
-
-
Income
37 000
37 000
37 000
37 000
Total tax
11 361
9 930
11 131
10 961
After tax
25 639
27 070
25 869
26 039
Living cost
11 187
11 187
11 187
11 187
Free-cash
14 452
15 883
14 682
14 852

Estimated living cost  is ₴11187 per week

₴7648
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴874
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2478
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴10060
₴14673
₴10815
₴17513
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
health
-
-
-
4 995
social contributions
-
-
-
10 804
income
-
-
-
3 180
solidarity contribution
-
-
-
-
total
-
-
-
18 979
Employee
11 708
-
27 612
-
income
1 405
-
3 313
-
social contributions
761
-
1 795
-
health
1 581
-
3 728
-
solidarity contribution
-
-
-
-
total
3 747
-
8 836
-
Employer
11 708
-
27 612
-
social contributions
2 927
-
6 903
-
health
1 054
-
2 485
-
total
3 981
-
9 388
-
Corporate
21 312
37 000
-
-
income
4 049
7 030
-
-
total
4 049
7 030
-
-
Dividends
17 263
29 970
-
-
withholding
2 589
4 496
-
-
total
2 589
4 496
-
-
Income
37 000
37 000
37 000
37 000
Total tax
14 366
11 526
18 224
18 979
After tax
22 634
25 474
18 776
18 021
Living cost
7 961
7 961
7 961
7 961
Free-cash
14 673
17 513
10 815
10 060

Estimated living cost  is ₴7961 per week

₴5530
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴566
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴157
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1708
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴8211
₴12164
₴8966
₴15664
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
health
-
-
-
4 995
social contributions
-
-
-
10 804
income
-
-
-
3 180
solidarity contribution
-
-
-
-
total
-
-
-
18 979
Employee
14 427
-
27 612
-
income
1 731
-
3 313
-
social contributions
938
-
1 795
-
health
1 948
-
3 728
-
solidarity contribution
-
-
-
-
total
4 617
-
8 836
-
Employer
14 427
-
27 612
-
social contributions
3 607
-
6 903
-
health
1 298
-
2 485
-
total
4 905
-
9 388
-
Corporate
17 668
37 000
-
-
income
3 357
7 030
-
-
total
3 357
7 030
-
-
Dividends
14 311
29 970
-
-
withholding
2 147
4 496
-
-
total
2 147
4 496
-
-
Income
37 000
37 000
37 000
37 000
Total tax
15 026
11 526
18 224
18 979
After tax
21 974
25 474
18 776
18 021
Living cost
9 810
9 810
9 810
9 810
Free-cash
12 164
15 664
8 966
8 211

Estimated living cost  is ₴9810 per week

₴7296
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴543
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1802
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₴6146
-₴38376
-₴38376
-₴38376
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
national
-
-
-
3 961
pensions
-
-
-
300
municipal
-
-
-
6 996
labour market
-
-
-
2 936
total
-
-
-
14 193
Employee
70 323
70 323
70 323
-
municipal
14 975
14 975
14 975
-
national
8 591
8 591
8 591
-
pensions
100
100
100
-
labour market
5 618
5 618
5 618
-
total
29 284
29 284
29 284
-
Employer
70 323
70 323
70 323
-
pensions
200
200
200
-
labour market
5 626
5 626
5 626
-
municipal
14 999
14 999
14 999
-
national
8 606
8 606
8 606
-
total
29 431
29 431
29 431
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
37 000
37 000
37 000
37 000
Total tax
58 715
58 715
58 715
14 193
After tax
-21 715
-21 715
-21 715
22 807
Living cost
16 661
16 661
16 661
16 661
Free-cash
-38 376
-38 376
-38 376
6 146

Estimated living cost  is ₴16661 per week

₴11403
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1474
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴256
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3528
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴11501
₴19126
₴12996
₴21269
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
health
-
-
-
4 810
pensions
-
-
-
7 400
income
-
-
-
4 958
total
-
-
-
17 168
Employee
9 785
-
27 653
-
unemployment
156
-
442
-
income
1 102
-
5 331
-
pensions
196
-
553
-
total
1 454
-
6 326
-
Employer
9 785
-
27 653
-
pensions
1 957
-
5 531
-
health
1 272
-
3 595
-
unemployment
79
-
221
-
total
3 308
-
9 347
-
Corporate
23 908
37 000
-
-
income
4 781
7 400
-
-
total
4 781
7 400
-
-
Dividends
19 126
29 600
-
-
total
-
-
-
-
Income
37 000
37 000
37 000
37 000
Total tax
9 543
7 400
15 673
17 168
After tax
27 457
29 600
21 327
19 832
Living cost
8 331
8 331
8 331
8 331
Free-cash
19 126
21 269
12 996
11 501

Estimated living cost  is ₴8331 per week

₴5714
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴496
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴168
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1953
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴12751
₴10679
₴7668
₴11167
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
37 000
national
-
-
-
3 998
health
-
-
-
426
municipal
-
-
-
6 583
total
-
-
-
11 007
Employee
18 147
-
31 126
-
unemployment
272
-
467
-
municipal
2 972
-
5 080
-
national
300
-
2 233
-
pensions
1 225
-
2 101
-
health
135
-
335
-
total
4 904
-
10 216
-
Employer
18 147
-
31 126
-
pensions
3 148
-
5 401
-
health
139
-
240
-
accident
18
-
31
-
unemployment
118
-
202
-
total
3 423
-
5 874
-
Corporate
15 429
37 000
-
-
income
3 086
7 400
-
-
total
3 086
7 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

9 257
22 200
-
-
municipal
1 666
3 996
-
-
national
-
1 195
-
-
total
1 666
5 191
-
-
Income
37 000
37 000
37 000
37 000
Total tax
13 079
12 591
16 090
11 007
After tax
23 921
24 409
20 910
25 993
Living cost
13 242
13 242
13 242
13 242
Free-cash
10 679
11 167
7 668
12 751

Estimated living cost  is ₴13242 per week

₴8650
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1274
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴211
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴10602
₴9935
₴12322
₴8017
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
surtax
-
-
-
-
health
-
-
-
823
pensions
-
-
-
8 862
social contributions
-
-
-
1 054
income
-
-
-
3 878
other
-
-
-
1 149
total
-
-
-
15 766
Employee
13 177
-
29 919
-
income
679
-
4 600
-
surtax
-
-
-
-
social contributions
376
-
853
-
pensions
1 490
-
1 513
-
total
2 545
-
6 966
-
Employer
13 177
-
29 919
-
pensions
2 165
-
2 649
-
social contributions
39
-
90
-
other
455
-
1 032
-
health
922
-
2 097
-
unemployment
533
-
1 212
-
total
4 114
-
7 080
-
Corporate
19 708
37 000
-
-
income
5 518
10 360
-
-
surtax
-
-
-
-
total
5 518
10 360
-
-
Dividends
14 189
26 640
-
-
withholding
1 816
3 410
-
-
social contributions
2 440
4 581
-
-
surtax
-
-
-
-
total
4 256
7 991
-
-
Income
37 000
37 000
37 000
37 000
Total tax
16 433
18 351
14 046
15 766
After tax
20 567
18 649
22 954
21 234
Living cost
10 632
10 632
10 632
10 632
Free-cash
9 935
8 017
12 322
10 602

Estimated living cost  is ₴10632 per week

₴6166
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1080
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3184
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴9433
₴8883
₴11153
₴6848
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
surtax
-
-
-
-
health
-
-
-
823
pensions
-
-
-
8 862
social contributions
-
-
-
1 054
income
-
-
-
3 878
other
-
-
-
1 149
total
-
-
-
15 766
Employee
14 762
-
29 919
-
income
871
-
4 600
-
surtax
-
-
-
-
social contributions
421
-
853
-
pensions
1 669
-
1 513
-
total
2 961
-
6 966
-
Employer
14 762
-
29 919
-
pensions
2 425
-
2 649
-
social contributions
45
-
90
-
other
509
-
1 032
-
health
1 034
-
2 097
-
unemployment
598
-
1 212
-
total
4 611
-
7 080
-
Corporate
17 628
37 000
-
-
income
4 936
10 360
-
-
surtax
-
-
-
-
total
4 936
10 360
-
-
Dividends
12 692
26 640
-
-
withholding
1 625
3 410
-
-
social contributions
2 183
4 581
-
-
surtax
-
-
-
-
total
3 808
7 991
-
-
Income
37 000
37 000
37 000
37 000
Total tax
16 316
18 351
14 046
15 766
After tax
20 684
18 649
22 954
21 234
Living cost
11 801
11 801
11 801
11 801
Free-cash
8 883
6 848
11 153
9 433

Estimated living cost  is ₴11801 per week

₴7441
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3200
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₴4575
₴4360
₴6295
₴1990
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
surtax
-
-
-
-
health
-
-
-
823
pensions
-
-
-
8 862
social contributions
-
-
-
1 054
income
-
-
-
3 878
other
-
-
-
1 149
total
-
-
-
15 766
Employee
21 603
-
29 919
-
income
1 885
-
4 600
-
surtax
-
-
-
-
social contributions
615
-
853
-
pensions
2 443
-
1 513
-
total
4 943
-
6 966
-
Employer
21 603
-
29 919
-
pensions
3 550
-
2 649
-
social contributions
65
-
90
-
other
746
-
1 032
-
health
1 512
-
2 097
-
unemployment
875
-
1 212
-
total
6 748
-
7 080
-
Corporate
8 650
37 000
-
-
income
2 422
10 360
-
-
surtax
-
-
-
-
total
2 422
10 360
-
-
Dividends
6 228
26 640
-
-
withholding
797
3 410
-
-
social contributions
1 071
4 581
-
-
surtax
-
-
-
-
total
1 868
7 991
-
-
Income
37 000
37 000
37 000
37 000
Total tax
15 981
18 351
14 046
15 766
After tax
21 019
18 649
22 954
21 234
Living cost
16 659
16 659
16 659
16 659
Free-cash
4 360
1 990
6 295
4 575

Estimated living cost  is ₴16659 per week

₴11275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1363
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴228
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3793
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴34398
₴32499
₴27368
₴32918
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
37 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
370
total
-
-
-
370
Employee
2 789
-
37 000
-
income
558
-
7 400
-
total
558
-
7 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

34 211
37 000
-
-
total
-
-
-
-
Dividends
34 211
37 000
-
-
withholding
1 711
1 850
-
-
total
1 711
1 850
-
-
Income
37 000
37 000
37 000
37 000
Total tax
2 269
1 850
7 400
370
After tax
34 731
35 150
29 600
36 630
Living cost
2 232
2 232
2 232
2 232
Free-cash
32 499
32 918
27 368
34 398

Estimated living cost  is ₴2232 per week

₴1383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴185
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴602
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴33153
₴31021
₴26123
₴31673
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
37 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
370
total
-
-
-
370
Employee
4 347
-
37 000
-
income
869
-
7 400
-
total
869
-
7 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

32 653
37 000
-
-
total
-
-
-
-
Dividends
32 653
37 000
-
-
withholding
1 633
1 850
-
-
total
1 633
1 850
-
-
Income
37 000
37 000
37 000
37 000
Total tax
2 502
1 850
7 400
370
After tax
34 498
35 150
29 600
36 630
Living cost
3 477
3 477
3 477
3 477
Free-cash
31 021
31 673
26 123
33 153

Estimated living cost  is ₴3477 per week

₴2353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴117
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴862
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₴9686
₴10277
₴12694
₴5765
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
37 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
450
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
8 184
trade
-
-
-
3 008
total
-
-
-
13 998
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 162
-
37 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 411
-
8 184
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

78
-
450
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
3 845
-
10 990
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
19 838
37 000
-
-
trade
2 847
5 310
-
-
income
2 976
5 550
-
-
chamber of commerce
81
107
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

164
305
-
-
total
6 068
11 272
-
-
Dividends
13 771
25 729
-
-
withholding
3 312
6 301
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

182
346
-
-
total
3 494
6 647
-
-
Income
37 000
37 000
37 000
37 000
Total tax
13 407
17 919
10 990
13 998
After tax
23 593
19 081
26 010
23 002
Living cost
13 316
13 316
13 316
13 316
Free-cash
10 277
5 765
12 694
9 686

Estimated living cost  is ₴13316 per week

₴9186
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴193
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2504
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴12261
₴12070
₴15563
₴8254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
37 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
450
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
8 184
trade
-
-
-
3 302
total
-
-
-
14 292
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 192
-
37 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

369
-
8 184
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
450
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
2 745
-
10 990
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
23 808
37 000
-
-
trade
3 750
5 827
-
-
income
3 571
5 550
-
-
chamber of commerce
86
105
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

196
305
-
-
total
7 603
11 787
-
-
Dividends
16 204
25 212
-
-
withholding
3 920
6 172
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
340
-
-
total
4 135
6 512
-
-
Income
37 000
37 000
37 000
37 000
Total tax
14 483
18 299
10 990
14 292
After tax
22 517
18 701
26 010
22 708
Living cost
10 447
10 447
10 447
10 447
Free-cash
12 070
8 254
15 563
12 261

Estimated living cost  is ₴10447 per week

₴6572
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1218
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2462
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₴9011
₴9808
₴12460
₴4959
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
37 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
450
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
8 184
trade
-
-
-
3 449
total
-
-
-
14 439
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 491
-
37 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 503
-
8 184
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

82
-
450
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
3 941
-
10 990
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
19 509
37 000
-
-
trade
3 209
6 087
-
-
income
2 926
5 550
-
-
chamber of commerce
80
105
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

161
305
-
-
total
6 376
12 047
-
-
Dividends
13 132
24 954
-
-
withholding
3 152
6 108
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

173
336
-
-
total
3 325
6 444
-
-
Income
37 000
37 000
37 000
37 000
Total tax
13 642
18 491
10 990
14 439
After tax
23 358
18 509
26 010
22 561
Living cost
13 550
13 550
13 550
13 550
Free-cash
9 808
4 959
12 460
9 011

Estimated living cost  is ₴13550 per week

₴9062
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₴6614
₴8114
₴10209
₴2517
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
37 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
450
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
8 184
trade
-
-
-
3 595
total
-
-
-
14 585
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 729
-
37 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 438
-
8 184
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

134
-
450
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
4 928
-
10 990
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
16 271
37 000
-
-
trade
2 790
6 346
-
-
income
2 441
5 550
-
-
chamber of commerce
75
105
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

134
305
-
-
total
5 440
12 306
-
-
Dividends
10 831
24 695
-
-
withholding
2 576
6 043
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

141
333
-
-
total
2 717
6 376
-
-
Income
37 000
37 000
37 000
37 000
Total tax
13 085
18 682
10 990
14 585
After tax
23 915
18 318
26 010
22 415
Living cost
15 801
15 801
15 801
15 801
Free-cash
8 114
2 517
10 209
6 614

Estimated living cost  is ₴15801 per week

₴11540
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1264
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴206
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2792
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴10966
₴14429
₴10311
₴15526
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
surtax
-
-
-
922
unemployment
-
-
-
79
health
-
-
-
2 627
pensions
-
-
-
7 400
income
-
-
-
7 259
other
-
-
-
-
total
-
-
-
18 287
Employee
11 616
-
30 566
-
unemployment
808
-
2 127
-
other
-
-
-
-
income
1 947
-
6 730
-
surtax
41
-
831
-
pensions
775
-
2 039
-
health
297
-
780
-
total
3 868
-
12 507
-
Employer
11 616
-
30 566
-
pensions
1 549
-
4 075
-
other
-
-
-
-
health
528
-
1 391
-
unemployment
369
-
969
-
total
2 446
-
6 435
-
Corporate
22 939
37 000
-
-
income
5 964
9 620
-
-
total
5 964
9 620
-
-
Dividends
16 975
27 380
-
-
withholding
2 546
4 107
-
-
total
2 546
4 107
-
-
Income
37 000
37 000
37 000
37 000
Total tax
14 824
13 727
18 942
18 287
After tax
22 176
23 273
18 058
18 713
Living cost
7 747
7 747
7 747
7 747
Free-cash
14 429
15 526
10 311
10 966

Estimated living cost  is ₴7747 per week

₴4677
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴674
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴180
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2217
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴11102
₴14589
₴10447
₴15662
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
surtax
-
-
-
922
unemployment
-
-
-
79
health
-
-
-
2 627
pensions
-
-
-
7 400
income
-
-
-
7 259
other
-
-
-
-
total
-
-
-
18 287
Employee
11 406
-
30 566
-
unemployment
794
-
2 127
-
other
-
-
-
-
income
1 912
-
6 730
-
surtax
37
-
831
-
pensions
761
-
2 039
-
health
291
-
780
-
total
3 795
-
12 507
-
Employer
11 406
-
30 566
-
pensions
1 521
-
4 075
-
other
-
-
-
-
health
519
-
1 391
-
unemployment
361
-
969
-
total
2 401
-
6 435
-
Corporate
23 193
37 000
-
-
income
6 030
9 620
-
-
total
6 030
9 620
-
-
Dividends
17 163
27 380
-
-
withholding
2 574
4 107
-
-
total
2 574
4 107
-
-
Income
37 000
37 000
37 000
37 000
Total tax
14 800
13 727
18 942
18 287
After tax
22 200
23 273
18 058
18 713
Living cost
7 611
7 611
7 611
7 611
Free-cash
14 589
15 662
10 447
11 102

Estimated living cost  is ₴7611 per week

₴4654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴702
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴175
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2079
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴18785
₴14143
₴14603
₴13999
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
unemployment
-
-
-
555
health
-
-
-
2 590
pensions
-
-
-
3 700
income
-
-
-
4 523
total
-
-
-
11 368
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 884
3 934
30 962
-
unemployment
148
59
464
-
income
1 208
481
3 785
-
pensions
988
393
3 096
-
health
692
275
2 167
-
total
3 036
1 208
9 512
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 884
3 934
30 962
-
pensions
1 927
767
6 038
-
total
1 927
767
6 038
-
Corporate
25 189
32 299
-
-
income
2 267
2 907
-
-
total
2 267
2 907
-
-
Dividends
22 922
29 392
-
-
withholding
4 355
5 585
-
-
social contributions
4 425
5 687
-
-
total
8 780
11 272
-
-
Income
37 000
37 000
37 000
37 000
Total tax
16 010
16 154
15 550
11 368
After tax
20 990
20 846
21 450
25 632
Living cost
6 847
6 847
6 847
6 847
Free-cash
14 143
13 999
14 603
18 785

Estimated living cost  is ₴6847 per week

₴4673
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴560
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴137
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1478
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₴5509
₴6112
₴5799
₴6389
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
national
-
-
-
6 050
pensions
-
-
-
4 440
social contributions
-
-
-
398
municipal
-
-
-
3 904
total
-
-
-
14 792
Employee
25 887
-
31 986
-
municipal
3 197
-
4 048
-
national
4 955
-
6 272
-
pensions
1 035
-
1 279
-
total
9 187
-
11 599
-
Employer
25 887
-
31 986
-
pensions
2 071
-
2 559
-
social contributions
278
-
344
-
total
2 349
-
2 903
-
Corporate
7 056
37 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

1 411
7 400
-
-
total
1 411
7 400
-
-
Dividends
5 645
29 600
-
-
withholding
1 242
6 512
-
-
total
1 242
6 512
-
-
Income
37 000
37 000
37 000
37 000
Total tax
14 189
13 912
14 502
14 792
After tax
22 811
23 088
22 498
22 208
Living cost
16 699
16 699
16 699
16 699
Free-cash
6 112
6 389
5 799
5 509

Estimated living cost  is ₴16699 per week

₴11350
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1552
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3547
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₴4909
₴7013
₴4909
₴6252
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
social contributions
-
-
-
3 344
income
-
-
-
9 099
total
-
-
-
12 443
Employee
26 980
-
37 000
-
social contributions
2 241
-
3 344
-
income
5 091
-
9 099
-
total
7 332
-
12 443
-
Employer
26 980
-
37 000
-
total
-
-
-
-
Corporate
10 020
37 000
-
-
income
1 253
4 625
-
-
total
1 253
4 625
-
-
Dividends
8 767
32 375
-
-
withholding
1 754
6 475
-
-
total
1 754
6 475
-
-
Income
37 000
37 000
37 000
37 000
Total tax
10 339
11 100
12 443
12 443
After tax
26 661
25 900
24 557
24 557
Living cost
19 648
19 648
19 648
19 648
Free-cash
7 013
6 252
4 909
4 909

Estimated living cost  is ₴19648 per week

₴14948
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1601
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2911
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₴4262
₴3387
₴2502
₴5187
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
national
-
-
-
8 035
regional
-
-
-
413
social contributions
-
-
-
9 516
municipal
-
-
-
220
total
-
-
-
18 184
Employee
30 654
-
37 000
-
municipal
162
-
196
-
national
5 312
-
6 910
-
social contributions
10 337
-
12 476
-
regional
289
-
362
-
total
16 100
-
19 944
-
Employer
30 654
-
37 000
-
total
-
-
-
-
Corporate
6 346
37 000
-
-
nationa
1 523
8 880
-
-
municipal
247
1 443
-
-
total
1 770
10 323
-
-
Dividends
4 575
26 677
-
-
withholding
1 189
6 936
-
-
total
1 189
6 936
-
-
Income
37 000
37 000
37 000
37 000
Total tax
19 059
17 259
19 944
18 184
After tax
17 941
19 741
17 056
18 816
Living cost
14 554
14 554
14 554
14 554
Free-cash
3 387
5 187
2 502
4 262

Estimated living cost  is ₴14554 per week

₴10145
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴954
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴223
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3231
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴9380
₴9391
₴7629
₴10157
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 000
national
-
-
-
8 035
regional
-
-
-
558
social contributions
-
-
-
9 516
municipal
-
-
-
220
total
-
-
-
18 329
Employee
19 133
-
37 000
-
municipal
101
-
196
-
national
3 031
-
6 910
-
social contributions
6 452
-
12 476
-
regional
258
-
498
-
total
9 842
-
20 080
-
Employer
19 133
-
37 000
-
total
-
-
-
-
Corporate
17 867
37 000
-
-
nationa
4 288
8 880
-
-
municipal
888
1 839
-
-
total
5 176
10 719
-