Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 36500
per

Your estimated
City
free-cash

Zurich , Switzerland
-₴1832
-₴3697
-₴5115
-₴15777
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
730
health
-
-
-
106
city
-
-
-
384
national
-
-
-
162
regional
-
-
-
1 125
pensions
-
-
-
3 358
total
-
-
-
5 865
Employee
37 995
-
32 669
-
pensions
3 192
-
2 743
-
national
180
-
137
-
unemployment
-
-
-
-
city
408
-
351
-
health
86
-
73
-
regional
1 244
-
956
-
total
5 110
-
4 260
-
Employer
37 995
-
32 669
-
pensions
3 192
-
2 743
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

760
-
654
-
health
86
-
73
-
unemployment
-
-
-
-
total
4 038
-
3 470
-
Corporate
-
36 500
-
-
regional
-
7 720
-
-
national
-
3 103
-
-
total
-
10 823
-
-
Dividends
-
25 677
-
-
withholding
-
8 987
-
-
total
-
8 987
-
-
Income
36 500
36 500
36 500
36 500
Total tax
9 148
19 810
7 730
5 865
After tax
27 352
16 690
28 770
30 635
Living cost
32 467
32 467
32 467
32 467
Free-cash
-5 115
-15 777
-3 697
-1 832

Estimated living cost  is ₴32467 per week

₴21113
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴2914
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴399
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴8042
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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Estimated living cost

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