Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 36500
per

Your estimated
City
free-cash

Valencia , Spain
₴14615
₴10443
₴11781
₴16169
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
unemployment
-
-
-
197
income
-
-
-
7 892
other
-
-
-
28
accident
-
-
-
254
pensions
-
-
-
7 981
total
-
-
-
16 352
Employee
11 251
-
27 677
-
unemployment
174
-
429
-
pensions
529
-
1 301
-
income
2 169
-
7 108
-
other
11
-
28
-
total
2 883
-
8 866
-
Employer
11 251
-
27 677
-
pensions
2 655
-
6 532
-
accident
223
-
548
-
unemployment
619
-
1 522
-
other
90
-
222
-
total
3 587
-
8 824
-
Corporate
21 662
36 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 250
5 475
-
-
total
3 250
5 475
-
-
Dividends
18 413
31 025
-
-
withholding
3 798
6 489
-
-
total
3 798
6 489
-
-
Income
36 500
36 500
36 500
36 500
Total tax
13 518
11 964
17 690
16 352
After tax
22 982
24 536
18 810
20 148
Living cost
8 367
8 367
8 367
8 367
Free-cash
14 615
16 169
10 443
11 781

Estimated living cost  is ₴8367 per week

₴5648
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴804
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1769
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₴16654
₴12989
₴11479
₴18708
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
8 760
income
-
-
-
4 813
other
-
-
-
1 734
health
-
-
-
1 606
total
-
-
-
16 913
Employee
11 048
-
29 153
-
health
155
-
408
-
unemployment
110
-
292
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

773
-
2 041
-
income
1 902
-
5 316
-
total
2 940
-
8 057
-
Employer
11 048
-
29 153
-
health
155
-
408
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 878
-
4 956
-
accident
88
-
233
-
unemployment
110
-
292
-
other
553
-
1 457
-
total
2 784
-
7 346
-
Corporate
22 668
36 500
-
-
income
4 760
7 665
-
-
total
4 760
7 665
-
-
Dividends
17 908
28 835
-
-
withholding
1 254
2 019
-
-
total
1 254
2 019
-
-
Income
36 500
36 500
36 500
36 500
Total tax
11 738
9 684
15 403
16 913
After tax
24 762
26 816
21 097
19 587
Living cost
8 108
8 108
8 108
8 108
Free-cash
16 654
18 708
12 989
11 479

Estimated living cost  is ₴8108 per week

₴5728
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴130
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴25808
₴25447
₴24202
₴27221
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 572
unemployment
-
-
-
42
income
-
-
-
5 475
health
-
-
-
1 222
total
-
-
-
8 311
Employee
5 280
-
34 416
-
health
243
-
489
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

464
-
933
-
income
528
-
3 442
-
total
1 293
-
4 981
-
Employer
5 280
-
34 416
-
health
364
-
733
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

582
-
1 171
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
unemployment
32
-
64
-
total
1 036
-
2 085
-
Corporate
30 184
36 500
-
-
income
3 018
3 650
-
-
total
3 018
3 650
-
-
Dividends
27 166
32 850
-
-
withholding
1 358
1 642
-
-
total
1 358
1 642
-
-
Income
36 500
36 500
36 500
36 500
Total tax
6 705
5 292
7 066
8 311
After tax
29 795
31 208
29 434
28 189
Living cost
3 987
3 987
3 987
3 987
Free-cash
25 808
27 221
25 447
24 202

Estimated living cost  is ₴3987 per week

₴2328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴285
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴106
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴9784
₴11548
₴10436
₴7985
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
income
-
-
-
4 335
other
-
-
-
1 132
health
-
-
-
1 009
social contributions
-
-
-
1 040
pensions
-
-
-
8 138
surtax
-
-
-
-
total
-
-
-
15 654
Employee
13 022
-
29 205
-
pensions
1 472
-
1 620
-
income
769
-
4 796
-
social contributions
371
-
832
-
surtax
-
-
-
-
total
2 612
-
7 248
-
Employer
13 022
-
29 205
-
health
912
-
2 215
-
social contributions
39
-
88
-
pensions
2 139
-
2 800
-
unemployment
527
-
1 183
-
other
449
-
1 008
-
total
4 066
-
7 294
-
Corporate
19 411
36 500
-
-
income
5 435
10 220
-
-
surtax
-
-
-
-
total
5 435
10 220
-
-
Dividends
13 976
26 280
-
-
social contributions
2 404
4 521
-
-
surtax
-
-
-
-
withholding
1 789
3 364
-
-
total
4 193
7 885
-
-
Income
36 500
36 500
36 500
36 500
Total tax
16 306
18 105
14 542
15 654
After tax
20 194
18 395
21 958
20 846
Living cost
10 410
10 410
10 410
10 410
Free-cash
9 784
7 985
11 548
10 436

Estimated living cost  is ₴10410 per week

₴6564
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2823
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₴3207
₴6815
₴8177
₴5070
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
pensions
-
-
-
3 565
income
-
-
-
8 260
health
-
-
-
3 752
total
-
-
-
15 577
Employee
25 983
25 983
31 061
-
health
3 988
3 392
3 682
-
pensions
4 677
3 565
3 565
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

4 253
4 253
4 253
-
total
12 918
11 210
11 500
-
Employer
25 983
25 983
31 061
-
health
1 806
1 806
2 159
-
pensions
1 808
1 808
2 162
-
unemployment
935
935
1 118
-
total
4 549
4 549
5 439
-
Corporate
6 285
5 967
-
-
income
1 257
1 194
-
-
total
1 257
1 194
-
-
Dividends
5 028
4 773
-
-
income
1 069
1 015
-
-
withholding
754
716
-
-
total
1 823
1 731
-
-
Income
36 500
36 500
36 500
36 500
Total tax
20 547
18 684
16 939
15 577
After tax
15 953
17 816
19 561
20 923
Living cost
12 746
12 746
12 746
12 746
Free-cash
3 207
5 070
6 815
8 177

Estimated living cost  is ₴12746 per week

₴9033
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1149
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2362
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₴12587
₴15302
₴11782
₴9222
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
36 500
trade
-
-
-
3 520
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 387
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 079
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
516
total
-
-
-
15 502
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

11 638
-
36 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 079
-
2 079
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

325
-
9 387
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

18
-
516
-
total
2 422
-
11 982
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
24 862
36 500
-
-
income
3 729
5 475
-
-
trade
3 916
5 749
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
301
-
-
chamber of commerce
82
99
-
-
total
7 932
11 624
-
-
Dividends
16 930
24 876
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

226
335
-
-
withholding
4 117
6 103
-
-
total
4 343
6 438
-
-
Income
36 500
36 500
36 500
36 500
Total tax
14 697
18 062
11 982
15 502
After tax
21 803
18 438
24 518
20 998
Living cost
9 216
9 216
9 216
9 216
Free-cash
12 587
9 222
15 302
11 782

Estimated living cost  is ₴9216 per week

₴5797
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1075
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2172
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₴17981
₴18163
₴18558
₴19637
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
income
-
-
-
5 043
health
-
-
-
931
social contributions
-
-
-
4 923
total
-
-
-
10 897
Employee
23 397
23 397
33 265
-
health
181
398
565
-
income
2 548
2 166
4 873
-
social contributions
885
1 942
2 619
-
total
3 614
4 506
8 057
-
Employer
23 397
23 397
33 265
-
health
197
433
616
-
social contributions
885
1 942
2 619
-
total
1 082
2 375
3 235
-
Corporate
24 760
10 728
-
-
income
3 095
1 341
-
-
total
3 095
1 341
-
-
Dividends
21 665
9 387
-
-
withholding
3 683
1 596
-
-
total
3 683
1 596
-
-
Income
36 500
36 500
36 500
36 500
Total tax
11 474
9 818
11 292
10 897
After tax
25 026
26 682
25 208
25 603
Living cost
7 045
7 045
7 045
7 045
Free-cash
17 981
19 637
18 163
18 558

Estimated living cost  is ₴7045 per week

₴4222
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴691
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴156
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1976
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₴10910
₴8334
₴10573
₴11217
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
36 500
income
-
-
-
3 699
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
12 684
surtax
-
-
-
-
total
-
-
-
16 383
Employee
13 994
-
29 495
-
income
2 911
-
8 373
-
social contributions
1 539
-
3 244
-
surtax
-
-
-
-
total
4 450
-
11 617
-
Employer
13 994
-
29 495
-
social contributions
3 324
-
7 005
-
total
3 324
-
7 005
-
Corporate
19 182
36 500
-
-
income
4 029
7 665
-
-
surtax
-
-
-
-
total
4 029
7 665
-
-
Dividends
15 154
28 835
-
-
withholding
4 243
8 074
-
-
total
4 243
8 074
-
-
Income
36 500
36 500
36 500
36 500
Total tax
16 046
15 739
18 622
16 383
After tax
20 454
20 761
17 878
20 117
Living cost
9 544
9 544
9 544
9 544
Free-cash
10 910
11 217
8 334
10 573

Estimated living cost  is ₴9544 per week

₴7141
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴563
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴31875
₴26842
₴33777
₴32317
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
36 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
365
total
-
-
-
365
Employee
2 948
-
36 500
-
income
589
-
7 300
-
total
589
-
7 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

33 552
36 500
-
-
total
-
-
-
-
Dividends
33 552
36 500
-
-
withholding
1 678
1 825
-
-
total
1 678
1 825
-
-
Income
36 500
36 500
36 500
36 500
Total tax
2 267
1 825
7 300
365
After tax
34 233
34 675
29 200
36 135
Living cost
2 358
2 358
2 358
2 358
Free-cash
31 875
32 317
26 842
33 777

Estimated living cost  is ₴2358 per week

₴1461
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴196
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴65
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴636
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₴14424
₴9410
₴10457
₴16969
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
36 500
pensions
-
-
-
6 666
unemployment
-
-
-
55
income
-
-
-
7 570
health
-
-
-
3 591
total
-
-
-
17 882
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 455
-
31 582
-
health
869
-
2 041
-
unemployment
19
-
44
-
pensions
2 086
-
4 895
-
income
2 320
-
7 031
-
total
5 294
-
14 011
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 455
-
31 582
-
health
896
-
2 104
-
pensions
1 191
-
2 795
-
unemployment
8
-
19
-
total
2 095
-
4 918
-
Corporate
20 950
36 500
-
-
income
3 981
6 935
-
-
total
3 981
6 935
-
-
Dividends
16 970
29 565
-
-
withholding
2 545
4 435
-
-
total
2 545
4 435
-
-
Income
36 500
36 500
36 500
36 500
Total tax
13 915
11 370
18 929
17 882
After tax
22 585
25 130
17 571
18 618
Living cost
8 161
8 161
8 161
8 161
Free-cash
14 424
16 969
9 410
10 457

Estimated living cost  is ₴8161 per week

₴5601
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴523
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₴12136
₴15855
₴14870
₴11072
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
36 500
income
-
-
-
8 661
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
1 924
total
-
-
-
10 585
Employee
13 958
-
35 100
-
social contributions
1 398
-
1 400
-
income
1 515
-
6 800
-
total
2 913
-
8 200
-
Employer
13 958
-
35 100
-
social contributions
1 398
-
1 400
-
total
1 398
-
1 400
-
Corporate
21 143
36 500
-
-
income
7 400
12 775
-
-
total
7 400
12 775
-
-
Dividends
13 743
23 725
-
-
social contributions
1 608
1 608
-
-
total
1 608
1 608
-
-
Income
36 500
36 500
36 500
36 500
Total tax
13 319
14 383
9 600
10 585
After tax
23 181
22 117
26 900
25 915
Living cost
11 045
11 045
11 045
11 045
Free-cash
12 136
11 072
15 855
14 870

Estimated living cost  is ₴11045 per week

₴7275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴871
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2729
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₴15974
₴16737
₴16988
₴15817
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
income
-
-
-
5 475
health
-
-
-
2 548
social contributions
-
-
-
5 037
total
-
-
-
13 060
Employee
10 317
-
36 500
-
health
720
-
2 548
-
income
1 721
-
5 726
-
social contributions
1 424
-
5 037
-
total
3 865
-
13 311
-
Employer
10 317
-
36 500
-
total
-
-
-
-
Corporate
26 183
36 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 309
1 825
-
-
total
1 309
1 825
-
-
Dividends
24 874
34 675
-
-
social contributions
3 433
4 785
-
-
withholding
3 731
5 201
-
-
health
1 736
2 420
-
-
total
8 900
12 406
-
-
Income
36 500
36 500
36 500
36 500
Total tax
14 074
14 231
13 311
13 060
After tax
22 426
22 269
23 189
23 440
Living cost
6 452
6 452
6 452
6 452
Free-cash
15 974
15 817
16 737
16 988

Estimated living cost  is ₴6452 per week

₴4318
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴398
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴148
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1587
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴13575
₴10005
₴9866
₴16613
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
income
-
-
-
3 244
health
-
-
-
4 927
social contributions
-
-
-
9 946
solidarity contribution
-
-
-
-
total
-
-
-
18 117
Employee
12 525
-
27 239
-
health
1 691
-
3 677
-
solidarity contribution
-
-
-
-
income
1 503
-
3 269
-
social contributions
814
-
1 771
-
total
4 008
-
8 717
-
Employer
12 525
-
27 239
-
health
1 127
-
2 451
-
social contributions
3 131
-
6 810
-
total
4 258
-
9 261
-
Corporate
19 716
36 500
-
-
income
3 746
6 935
-
-
total
3 746
6 935
-
-
Dividends
15 970
29 565
-
-
withholding
2 396
4 435
-
-
total
2 396
4 435
-
-
Income
36 500
36 500
36 500
36 500
Total tax
14 408
11 370
17 978
18 117
After tax
22 092
25 130
18 522
18 383
Living cost
8 517
8 517
8 517
8 517
Free-cash
13 575
16 613
10 005
9 866

Estimated living cost  is ₴8517 per week

₴6334
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴472
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₴30311
₴25525
₴32460
₴31000
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
36 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
365
total
-
-
-
365
Employee
4 594
-
36 500
-
income
919
-
7 300
-
total
919
-
7 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

31 906
36 500
-
-
total
-
-
-
-
Dividends
31 906
36 500
-
-
withholding
1 595
1 825
-
-
total
1 595
1 825
-
-
Income
36 500
36 500
36 500
36 500
Total tax
2 514
1 825
7 300
365
After tax
33 986
34 675
29 200
36 135
Living cost
3 675
3 675
3 675
3 675
Free-cash
30 311
31 000
25 525
32 460

Estimated living cost  is ₴3675 per week

₴2487
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴154
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴123
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴910
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₴5792
₴7262
₴6150
₴3699
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
income
-
-
-
4 335
other
-
-
-
1 132
health
-
-
-
1 009
social contributions
-
-
-
1 040
pensions
-
-
-
8 138
surtax
-
-
-
-
total
-
-
-
15 654
Employee
19 057
-
29 205
-
pensions
2 155
-
1 620
-
income
1 663
-
4 796
-
social contributions
543
-
832
-
surtax
-
-
-
-
total
4 361
-
7 248
-
Employer
19 057
-
29 205
-
health
1 334
-
2 215
-
social contributions
57
-
88
-
pensions
3 131
-
2 800
-
unemployment
772
-
1 183
-
other
658
-
1 008
-
total
5 952
-
7 294
-
Corporate
11 491
36 500
-
-
income
3 217
10 220
-
-
surtax
-
-
-
-
total
3 217
10 220
-
-
Dividends
8 274
26 280
-
-
social contributions
1 423
4 521
-
-
surtax
-
-
-
-
withholding
1 059
3 364
-
-
total
2 482
7 885
-
-
Income
36 500
36 500
36 500
36 500
Total tax
16 012
18 105
14 542
15 654
After tax
20 488
18 395
21 958
20 846
Living cost
14 696
14 696
14 696
14 696
Free-cash
5 792
3 699
7 262
6 150

Estimated living cost  is ₴14696 per week

₴9946
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3346
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₴19634
₴14921
₴14922
₴21125
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
36 500
pensions
-
-
-
5 829
unemployment
-
-
-
336
income
-
-
-
7 858
health
-
-
-
2 309
total
-
-
-
16 332
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 911
-
32 487
-
health
407
-
1 155
-
unemployment
59
-
168
-
pensions
1 108
-
3 139
-
income
1 090
-
7 858
-
total
2 664
-
12 320
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 911
-
32 487
-
health
407
-
1 155
-
pensions
949
-
2 690
-
unemployment
59
-
168
-
total
1 415
-
4 013
-
Corporate
27 173
36 500
-
-
income
4 076
5 475
-
-
total
4 076
5 475
-
-
Dividends
23 097
31 025
-
-
withholding
3 465
4 654
-
-
total
3 465
4 654
-
-
Income
36 500
36 500
36 500
36 500
Total tax
11 620
10 129
16 333
16 332
After tax
24 880
26 371
20 167
20 168
Living cost
5 246
5 246
5 246
5 246
Free-cash
19 634
21 125
14 921
14 922

Estimated living cost  is ₴5246 per week

₴3532
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴406
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴152
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1156
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₴4854
₴7544
₴9320
-₴3999
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
pensions
-
-
-
3 358
city
-
-
-
385
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
730
health
-
-
-
82
regional
-
-
-
1 537
national
-
-
-
399
total
-
-
-
6 491
Employee
24 212
-
32 670
-
health
55
-
73
-
unemployment
-
-
-
-
city
260
-
351
-
pensions
2 034
-
2 744
-
regional
793
-
1 314
-
national
115
-
314
-
total
3 257
-
4 796
-
Employer
24 212
-
32 670
-
health
55
-
73
-
pensions
2 034
-
2 744
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

484
-
654
-
total
2 573
-
3 471
-
Corporate
9 449
36 500
-
-
regional
1 998
7 720
-
-
national
803
3 103
-
-
total
2 801
10 823
-
-
Dividends
6 647
25 678
-
-
withholding
2 326
8 987
-
-
total
2 326
8 987
-
-
Income
36 500
36 500
36 500
36 500
Total tax
10 957
19 810
8 267
6 491
After tax
25 543
16 690
28 233
30 009
Living cost
20 689
20 689
20 689
20 689
Free-cash
4 854
-3 999
7 544
9 320

Estimated living cost  is ₴20689 per week

₴13454
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴254
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴5125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₴12072
₴8552
₴13557
₴12123
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
36 500
municipal
-
-
-
6 492
health
-
-
-
435
national
-
-
-
4 334
total
-
-
-
11 261
Employee
16 008
-
30 706
-
health
120
-
346
-
unemployment
240
-
461
-
pensions
1 080
-
2 073
-
national
264
-
2 584
-
municipal
2 622
-
5 008
-
total
4 326
-
10 472
-
Employer
16 008
-
30 706
-
health
123
-
236
-
pensions
2 777
-
5 327
-
accident
16
-
31
-
unemployment
104
-
200
-
total
3 020
-
5 794
-
Corporate
17 471
36 500
-
-
income
3 494
7 300
-
-
total
3 494
7 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

10 483
21 900
-
-
municipal
1 887
3 942
-
-
national
19
1 453
-
-
total
1 906
5 395
-
-
Income
36 500
36 500
36 500
36 500
Total tax
12 746
12 695
16 266
11 261
After tax
23 754
23 805
20 234
25 239
Living cost
11 682
11 682
11 682
11 682
Free-cash
12 072
12 123
8 552
13 557

Estimated living cost  is ₴11682 per week

₴7630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1124
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴186
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₴4792
₴2709
₴5390
₴9355
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 840
social contributions
-
-
-
5 836
national
-
-
-
12 340
total
-
-
-
20 016
Employee

The minimum management director salary is set at €45,000 per year.

21 765
-
28 270
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 023
-
1 329
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 135
-
1 475
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

189
-
246
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 632
-
2 120
-
national
6 691
-
9 296
-
total
10 670
-
14 466
-
Employer

The minimum management director salary is set at €45,000 per year.

21 765
-
28 270
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 338
-
1 739
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 929
-
2 505
-
surtax
2 468
-
3 206
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

283
-
368
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

318
-
413
-
total
6 336
-
8 231
-
Corporate
8 400
36 500
-
-
income
1 680
7 300
-
-
surtax
33
146
-
-
total
1 713
7 446
-
-
Dividends
6 686
29 054
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

1 895
8 605
-
-
total
1 895
8 605
-
-
Income
36 500
36 500
36 500
36 500
Total tax
20 614
16 051
22 697
20 016
After tax
15 886
20 449
13 803
16 484
Living cost
11 094
11 094
11 094
11 094
Free-cash
4 792
9 355
2 709
5 390

Estimated living cost  is ₴11094 per week

₴7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴970
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2804
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₴6427
₴6197
₴6368
₴6724
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
unemployment
-
-
-
29
municipal
-
-
-
8 384
other
-
-
-
3 363
health
-
-
-
1 806
national
-
-
-
158
accident
-
-
-
58
pensions
-
-
-
3 129
total
-
-
-
16 927
Employee
18 816
-
27 774
-
national
-
-
90
-
municipal
5 611
-
8 282
-
total
5 611
-
8 372
-
Employer
18 816
-
27 774
-
health
1 157
-
1 708
-
pensions
2 034
-
3 002
-
accident
38
-
56
-
unemployment
497
-
733
-
other
2 186
-
3 227
-
total
5 912
-
8 726
-
Corporate
11 772
36 500
-
-
income
2 590
8 030
-
-
total
2 590
8 030
-
-
Dividends
9 182
28 470
-
-
withholding
2 755
8 541
-
-
total
2 755
8 541
-
-
Income
36 500
36 500
36 500
36 500
Total tax
16 868
16 571
17 098
16 927
After tax
19 632
19 929
19 402
19 573
Living cost
13 205
13 205
13 205
13 205
Free-cash
6 427
6 724
6 197
6 368

Estimated living cost  is ₴13205 per week

₴8752
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2957
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₴14317
₴17311
₴10518
₴7501
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
income
-
-
-
7 115
social contributions
-
-
-
4 161
total
-
-
-
11 276
Employee
21 086
-
-
-
income
4 651
-
-
-
social contributions
1 729
-
246
-
total
6 380
-
246
-
Employer
21 086
-
-
-
social contributions
29 731
-
4 237
-
total
29 731
-
4 237
-
Corporate
-
36 500
-
-
income
-
8 030
-
-
total
-
8 030
-
-
Dividends
-
28 470
-
-
income
-
6 263
-
-
total
-
6 263
-
-
Income
36 500
36 500
36 500
36 500
Total tax
36 111
14 293
4 483
11 276
After tax
389
22 207
32 017
25 224
Living cost
14 706
14 706
14 706
14 706
Free-cash
-14 317
7 501
17 311
10 518

Estimated living cost  is ₴14706 per week

₴9542
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴187
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3594
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴15551
₴15339
₴15734
₴16813
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
income
-
-
-
5 043
health
-
-
-
931
social contributions
-
-
-
4 923
total
-
-
-
10 897
Employee
23 397
23 397
33 265
-
health
233
398
565
-
income
2 457
2 166
4 873
-
social contributions
1 137
1 942
2 619
-
total
3 827
4 506
8 057
-
Employer
23 397
23 397
33 265
-
health
253
433
616
-
social contributions
1 137
1 942
2 619
-
total
1 390
2 375
3 235
-
Corporate
21 414
10 728
-
-
income
2 677
1 341
-
-
total
2 677
1 341
-
-
Dividends
18 737
9 387
-
-
withholding
3 186
1 596
-
-
total
3 186
1 596
-
-
Income
36 500
36 500
36 500
36 500
Total tax
11 080
9 818
11 292
10 897
After tax
25 420
26 682
25 208
25 603
Living cost
9 869
9 869
9 869
9 869
Free-cash
15 551
16 813
15 339
15 734

Estimated living cost  is ₴9869 per week

₴6746
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴771
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴166
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₴14764
₴11041
₴14430
₴14619
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
income
-
-
-
8 806
pensions
-
-
-
2 340
total
-
-
-
11 146
Employee
14 994
-
32 026
-
health
196
-
524
-
pensions
1 144
-
2 990
-
income
2 731
-
6 547
-
total
4 071
-
10 061
-
Employer
14 994
-
32 026
-
health
285
-
609
-
pensions
1 515
-
3 865
-
total
1 800
-
4 474
-
Corporate
19 706
36 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

3 744
6 935
-
-
total
3 744
6 935
-
-
Dividends
15 962
29 565
-
-
withholding
1 197
4 022
-
-
total
1 197
4 022
-
-
Income
36 500
36 500
36 500
36 500
Total tax
10 812
10 957
14 535
11 146
After tax
25 688
25 543
21 965
25 354
Living cost
10 924
10 924
10 924
10 924
Free-cash
14 764
14 619
11 041
14 430

Estimated living cost  is ₴10924 per week

₴7494
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1005
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴137
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2288
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₴5720
₴4115
₴5784
₴7105
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
municipal
-
-
-
244
regional
-
-
-
785
social contributions
-
-
-
9 388
national
-
-
-
8 178
total
-
-
-
18 595
Employee
25 640
-
36 500
-
social contributions
8 646
-
12 308
-
regional
387
-
670
-
national
4 333
-
7 068
-
municipal
153
-
218
-
total
13 519
-
20 264
-
Employer
25 640
-
36 500
-
total
-
-
-
-
Corporate
10 860
36 500
-
-
nationa
2 606
8 760
-
-
municipal
524
1 759
-
-
total
3 130
10 519
-
-
Dividends
7 730
25 981
-
-
withholding
2 010
6 755
-
-
total
2 010
6 755
-
-
Income
36 500
36 500
36 500
36 500
Total tax
18 659
17 274
20 264
18 595
After tax
17 841
19 226
16 236
17 905
Living cost
12 121
12 121
12 121
12 121
Free-cash
5 720
7 105
4 115
5 784

Estimated living cost  is ₴12121 per week

₴8514
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴834
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴183
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2590
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₴1960
₴12784
₴18510
-₴3541
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
pensions
-
-
-
1 229
income
-
-
-
9 435
other
-
-
-
109
health
-
-
-
644
accident
-
-
-
75
total
-
-
-
11 492
Employee
10 222
-
31 930
-
health
1 170
-
3 656
-
pensions
1 151
-
2 253
-
income
1 402
-
6 740
-
total
3 723
-
12 649
-
Employer
10 222
-
31 930
-
pensions
1 662
-
3 254
-
accident
171
-
533
-
unemployment
250
-
782
-
total
2 083
-
4 569
-
Corporate
24 195
36 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

21 776
32 850
-
-
total
21 776
32 850
-
-
Dividends
2 420
3 650
-
-
withholding
460
693
-
-
total
460
693
-
-
Income
36 500
36 500
36 500
36 500
Total tax
28 042
33 543
17 218
11 492
After tax
8 458
2 957
19 282
25 008
Living cost
6 498
6 498
6 498
6 498
Free-cash
1 960
-3 541
12 784
18 510

Estimated living cost  is ₴6498 per week

₴4762
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴360
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴136
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₴11047
₴12771
₴9563
₴7065
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
36 500
trade
-
-
-
3 208
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 387
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 079
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
516
total
-
-
-
15 190
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 139
-
36 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 079
-
2 079
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 245
-
9 387
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

69
-
516
-
total
3 393
-
11 982
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
21 361
36 500
-
-
income
3 204
5 475
-
-
trade
3 065
5 238
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

176
301
-
-
chamber of commerce
77
100
-
-
total
6 522
11 114
-
-
Dividends
14 838
25 386
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

197
343
-
-
withholding
3 594
6 231
-
-
total
3 791
6 574
-
-
Income
36 500
36 500
36 500
36 500
Total tax
13 706
17 688
11 982
15 190
After tax
22 794
18 812
24 518
21 310
Living cost
11 747
11 747
11 747
11 747
Free-cash
11 047
7 065
12 771
9 563

Estimated living cost  is ₴11747 per week

₴8103
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1264
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2209
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₴20374
₴14173
₴3838
₴22870
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
36 500
income
-
-
-
5 367
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
11 658
surtax
-
-
-
9 307
total
-
-
-
26 332
Employee
8 891
-
29 414
-
income
1 583
-
5 675
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

978
-
3 236
-
surtax
-
-
-
-
total
2 561
-
8 911
-
Employer
8 891
-
29 414
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 142
-
7 086
-
surtax
-
-
-
-
total
2 142
-
7 086
-
Corporate
25 467
36 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

5 093
7 300
-
-
total
5 093
7 300
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

20 374
29 200
-
-
total
-
-
-
-
Income
36 500
36 500
36 500
36 500
Total tax
9 796
7 300
15 997
26 332
After tax
26 704
29 200
20 503
10 168
Living cost
6 330
6 330
6 330
6 330
Free-cash
20 374
22 870
14 173
3 838

Estimated living cost  is ₴6330 per week

₴4038
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴603
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴144
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1545
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₴18371
₴17450
₴17721
₴18993
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
income
-
-
-
10 237
health
-
-
-
2 000
pensions
-
-
-
2 759
total
-
-
-
14 996
Employee
5 761
-
33 396
-
health
288
-
690
-
unemployment
58
-
138
-
pensions
519
-
1 242
-
income
1 115
-
10 092
-
total
1 980
-
12 162
-
Employer
5 761
-
33 396
-
health
547
-
1 311
-
pensions
634
-
1 518
-
unemployment
115
-
276
-
total
1 296
-
3 105
-
Corporate
29 442
36 500
-
-
income
6 477
8 030
-
-
total
6 477
8 030
-
-
Dividends
22 965
28 470
-
-
withholding
4 593
5 694
-
-
total
4 593
5 694
-
-
Income
36 500
36 500
36 500
36 500
Total tax
14 346
13 724
15 267
14 996
After tax
22 154
22 776
21 233
21 504
Living cost
3 783
3 783
3 783
3 783
Free-cash
18 371
18 993
17 450
17 721

Estimated living cost  is ₴3783 per week

₴2248
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴87
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1141
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₴15156
₴10411
₴11012
₴16124
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
pensions
-
-
-
7 300
unemployment
-
-
-
69
income
-
-
-
7 670
other
-
-
-
-
health
-
-
-
2 591
surtax
-
-
-
1 024
total
-
-
-
18 654
Employee
10 247
-
30 153
-
health
262
-
769
-
unemployment
713
-
2 099
-
pensions
684
-
2 011
-
income
1 718
-
7 100
-
other
-
-
-
-
surtax
36
-
929
-
total
3 413
-
12 908
-
Employer
10 247
-
30 153
-
health
466
-
1 372
-
pensions
1 366
-
4 019
-
unemployment
325
-
956
-
other
-
-
-
-
total
2 157
-
6 347
-
Corporate
24 096
36 500
-
-
income
6 265
9 490
-
-
total
6 265
9 490
-
-
Dividends
17 831
27 010
-
-
withholding
2 675
4 052
-
-
total
2 675
4 052
-
-
Income
36 500
36 500
36 500
36 500
Total tax
14 510
13 542
19 255
18 654
After tax
21 990
22 958
17 245
17 846
Living cost
6 834
6 834
6 834
6 834
Free-cash
15 156
16 124
10 411
11 012

Estimated living cost  is ₴6834 per week

₴4126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴594
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₴10533
₴595
₴8481
₴10685
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
pensions
-
-
-
6 576
chamber of commerce
-
-
-
146
unemployment
-
-
-
1 866
income
-
-
-
7 005