Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 36500
per

Your estimated
City
free-cash

Andorra , Andorra
₴17283
₴21231
₴18254
₴22399
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
social contributions
-
-
-
8 030
income
-
-
-
736
total
-
-
-
8 766
Employee
11 178
-
31 602
-
social contributions
726
-
2 054
-
income
-
-
843
-
total
726
-
2 897
-
Employer
11 178
-
31 602
-
social contributions
1 733
-
4 898
-
total
1 733
-
4 898
-
Corporate
23 590
36 500
-
-
income
2 359
3 650
-
-
total
2 359
3 650
-
-
Dividends
21 231
32 850
-
-
total
-
-
-
-
Income
36 500
36 500
36 500
36 500
Total tax
4 818
3 650
7 795
8 766
After tax
31 682
32 850
28 705
27 734
Living cost
10 451
10 451
10 451
10 451
Free-cash
21 231
22 399
18 254
17 283

Estimated living cost  is ₴10451 per week

₴6758
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴788
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2709
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₴7317
₴9204
-₴228
₴9376
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
surtax
-
-
-
-
unemployment
-
-
-
2 132
health
-
-
-
2 792
chamber of commerce
-
-
-
146
pensions
-
-
-
6 752
income
-
-
-
6 269
total
-
-
-
18 091
Employee
15 198
13 856
28 343
-
unemployment
456
416
850
-
other
152
139
284
-
income
1 354
1 022
5 591
-
pensions
1 556
1 419
2 902
-
health
588
536
1 097
-
total
4 106
3 532
10 724
-
Employer
15 198
13 856
28 343
-
pensions
1 907
1 739
3 557
-
surtax
-
-
-
-
payroll
456
416
850
-
other
722
658
1 346
-
health
575
524
1 072
-
accident
197
180
368
-
unemployment
456
416
850
-
chamber of commerce
61
55
113
-
total
4 374
3 988
8 156
-
Corporate
16 928
18 657
27 023
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

4 232
4 664
6 756
-
total
4 232
4 664
6 756
-
Dividends
12 696
13 992
-
-
withholding
3 492
3 848
-
-
total
3 492
3 848
-
-
Income
36 500
36 500
36 500
36 500
Total tax
16 204
16 032
25 636
18 091
After tax
20 296
20 468
10 864
18 409
Living cost
11 092
11 092
11 092
11 092
Free-cash
9 204
9 376
-228
7 317

Estimated living cost  is ₴11092 per week

₴6654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1133
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴198
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₴6089
₴7644
-₴1398
₴8179
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
surtax
-
-
-
69
unemployment
-
-
-
2 132
health
-
-
-
2 792
chamber of commerce
-
-
-
146
pensions
-
-
-
6 752
income
-
-
-
6 269
total
-
-
-
18 160
Employee
17 376
13 856
28 290
-
unemployment
521
416
848
-
other
174
139
283
-
income
1 978
1 022
5 573
-
pensions
1 779
1 419
2 897
-
health
672
536
1 095
-
total
5 124
3 532
10 696
-
Employer
17 376
13 856
28 290
-
pensions
2 181
1 739
3 550
-
surtax
69
69
69
-
payroll
521
416
848
-
other
825
658
1 343
-
health
656
524
1 070
-
accident
226
180
368
-
unemployment
521
416
848
-
chamber of commerce
69
55
113
-
total
5 068
4 057
8 209
-
Corporate
14 056
18 588
26 971
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

3 514
4 647
6 742
-
total
3 514
4 647
6 742
-
Dividends
10 542
13 941
-
-
withholding
2 899
3 834
-
-
total
2 899
3 834
-
-
Income
36 500
36 500
36 500
36 500
Total tax
16 605
16 070
25 647
18 160
After tax
19 895
20 430
10 853
18 340
Living cost
12 251
12 251
12 251
12 251
Free-cash
7 644
8 179
-1 398
6 089

Estimated living cost  is ₴12251 per week

₴8171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1045
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2834
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₴4254
₴2574
₴1446
₴7787
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
national
-
-
-
11 938
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 843
social contributions
-
-
-
5 788
total
-
-
-
19 569
Employee

The minimum management director salary is set at €45,000 per year.

24 870
-
28 271
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

216
-
246
-
national
7 646
-
8 976
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 297
-
1 475
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 865
-
2 121
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 168
-
1 329
-
total
12 192
-
14 147
-
Employer

The minimum management director salary is set at €45,000 per year.

24 870
-
28 271
-
surtax
2 820
-
3 205
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 204
-
2 505
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 529
-
1 739
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

323
-
368
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

363
-
413
-
total
7 239
-
8 230
-
Corporate
4 391
36 500
-
-
income
878
7 300
-
-
surtax
18
146
-
-
total
896
7 446
-
-
Dividends
3 495
29 054
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

922
8 590
-
-
total
922
8 590
-
-
Income
36 500
36 500
36 500
36 500
Total tax
21 249
16 036
22 377
19 569
After tax
15 251
20 464
14 123
16 931
Living cost
12 677
12 677
12 677
12 677
Free-cash
2 574
7 787
1 446
4 254

Estimated living cost  is ₴12677 per week

₴8166
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1108
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴199
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴21799
₴23106
₴22963
₴25226
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
unemployment
-
-
-
49
health
-
-
-
1 397
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 798
income
-
-
-
5 475
total
-
-
-
8 719
Employee
7 921
-
34 117
-
accident

We are using the highest rate at 1.1%.

87
-
134
-
income
792
-
3 412
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

695
-
1 067
-
health
364
-
559
-
total
1 938
-
5 172
-
Employer
7 921
-
34 117
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

873
-
1 338
-
health
547
-
838
-
accident

We are using the highest rate at 1.1%.

87
-
134
-
unemployment
48
-
73
-
total
1 555
-
2 383
-
Corporate
27 025
36 500
-
-
income
2 703
3 650
-
-
total
2 703
3 650
-
-
Dividends
24 322
32 850
-
-
withholding
1 216
1 642
-
-
total
1 216
1 642
-
-
Income
36 500
36 500
36 500
36 500
Total tax
7 412
5 292
7 555
8 719
After tax
29 088
31 208
28 945
27 781
Living cost
5 982
5 982
5 982
5 982
Free-cash
23 106
25 226
22 963
21 799

Estimated living cost  is ₴5982 per week

₴3956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴342
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴143
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1541
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴23222
₴25033
₴24386
₴26649
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
unemployment
-
-
-
49
health
-
-
-
1 397
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 798
income
-
-
-
5 475
total
-
-
-
8 719
Employee
6 037
-
34 117
-
accident

We are using the highest rate at 1.1%.

66
-
134
-
income
604
-
3 412
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

530
-
1 067
-
health
278
-
559
-
total
1 478
-
5 172
-
Employer
6 037
-
34 117
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

665
-
1 338
-
health
417
-
838
-
accident

We are using the highest rate at 1.1%.

66
-
134
-
unemployment
36
-
73
-
total
1 184
-
2 383
-
Corporate
29 278
36 500
-
-
income
2 928
3 650
-
-
total
2 928
3 650
-
-
Dividends
26 350
32 850
-
-
withholding
1 318
1 642
-
-
total
1 318
1 642
-
-
Income
36 500
36 500
36 500
36 500
Total tax
6 908
5 292
7 555
8 719
After tax
29 592
31 208
28 945
27 781
Living cost
4 559
4 559
4 559
4 559
Free-cash
25 033
26 649
24 386
23 222

Estimated living cost  is ₴4559 per week

₴2662
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴326
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴121
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴17655
₴16765
₴17571
₴18657
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
health
-
-
-
931
social contributions
-
-
-
5 625
income
-
-
-
4 239
total
-
-
-
10 795
Employee
26 735
26 735
33 136
-
income
2 911
2 475
4 203
-
social contributions
1 011
2 219
2 750
-
health
207
455
563
-
total
4 129
5 149
7 516
-
Employer
26 735
26 735
33 136
-
social contributions
1 011
2 219
2 750
-
health
225
495
613
-
total
1 236
2 714
3 363
-
Corporate
23 085
7 051
-
-
income
2 886
881
-
-
total
2 886
881
-
-
Dividends
20 199
6 170
-
-
withholding
3 434
1 049
-
-
total
3 434
1 049
-
-
Income
36 500
36 500
36 500
36 500
Total tax
11 685
9 793
10 879
10 795
After tax
24 815
26 707
25 621
25 705
Living cost
8 050
8 050
8 050
8 050
Free-cash
16 765
18 657
17 571
17 655

Estimated living cost  is ₴8050 per week

₴4824
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴178
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴14428
₴13989
₴14344
₴15430
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
health
-
-
-
931
social contributions
-
-
-
5 625
income
-
-
-
4 239
total
-
-
-
10 795
Employee
26 735
26 735
33 136
-
income
2 807
2 475
4 203
-
social contributions
1 299
2 219
2 750
-
health
266
455
563
-
total
4 372
5 149
7 516
-
Employer
26 735
26 735
33 136
-
social contributions
1 299
2 219
2 750
-
health
290
495
613
-
total
1 589
2 714
3 363
-
Corporate
19 262
7 051
-
-
income
2 408
881
-
-
total
2 408
881
-
-
Dividends
16 854
6 170
-
-
withholding
2 865
1 049
-
-
total
2 865
1 049
-
-
Income
36 500
36 500
36 500
36 500
Total tax
11 234
9 793
10 879
10 795
After tax
25 266
26 707
25 621
25 705
Living cost
11 277
11 277
11 277
11 277
Free-cash
13 989
15 430
14 344
14 428

Estimated living cost  is ₴11277 per week

₴7709
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2498
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴9736
₴14222
₴10481
₴17089
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
health
-
-
-
4 928
social contributions
-
-
-
10 658
income
-
-
-
3 137
solidarity contribution
-
-
-
-
total
-
-
-
18 723
Employee
11 826
-
27 239
-
income
1 419
-
3 269
-
social contributions
769
-
1 771
-
health
1 596
-
3 677
-
solidarity contribution
-
-
-
-
total
3 784
-
8 717
-
Employer
11 826
-
27 239
-
social contributions
2 956
-
6 810
-
health
1 064
-
2 451
-
total
4 020
-
9 261
-
Corporate
20 654
36 500
-
-
income
3 924
6 935
-
-
total
3 924
6 935
-
-
Dividends
16 729
29 565
-
-
withholding
2 509
4 435
-
-
total
2 509
4 435
-
-
Income
36 500
36 500
36 500
36 500
Total tax
14 237
11 370
17 978
18 723
After tax
22 263
25 130
18 522
17 777
Living cost
8 041
8 041
8 041
8 041
Free-cash
14 222
17 089
10 481
9 736

Estimated living cost  is ₴8041 per week

₴5586
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴572
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1726
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴7868
₴11687
₴8613
₴15221
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
health
-
-
-
4 928
social contributions
-
-
-
10 658
income
-
-
-
3 137
solidarity contribution
-
-
-
-
total
-
-
-
18 723
Employee
14 572
-
27 239
-
income
1 749
-
3 269
-
social contributions
947
-
1 771
-
health
1 967
-
3 677
-
solidarity contribution
-
-
-
-
total
4 663
-
8 717
-
Employer
14 572
-
27 239
-
social contributions
3 643
-
6 810
-
health
1 311
-
2 451
-
total
4 954
-
9 261
-
Corporate
16 973
36 500
-
-
income
3 225
6 935
-
-
total
3 225
6 935
-
-
Dividends
13 748
29 565
-
-
withholding
2 062
4 435
-
-
total
2 062
4 435
-
-
Income
36 500
36 500
36 500
36 500
Total tax
14 904
11 370
17 978
18 723
After tax
21 596
25 130
18 522
17 777
Living cost
9 909
9 909
9 909
9 909
Free-cash
11 687
15 221
8 613
7 868

Estimated living cost  is ₴9909 per week

₴7369
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴549
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴171
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1820
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₴5753
-₴39459
-₴39459
-₴39459
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
national
-
-
-
3 896
pensions
-
-
-
302
municipal
-
-
-
6 863
labour market
-
-
-
2 896
total
-
-
-
13 957
Employee
70 867
70 867
70 867
-
municipal
15 091
15 091
15 091
-
national
8 658
8 658
8 658
-
pensions
101
101
101
-
labour market
5 661
5 661
5 661
-
total
29 511
29 511
29 511
-
Employer
70 867
70 867
70 867
-
pensions
201
201
201
-
labour market
5 669
5 669
5 669
-
municipal
15 115
15 115
15 115
-
national
8 673
8 673
8 673
-
total
29 658
29 658
29 658
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
36 500
36 500
36 500
36 500
Total tax
59 169
59 169
59 169
13 957
After tax
-22 669
-22 669
-22 669
22 543
Living cost
16 790
16 790
16 790
16 790
Free-cash
-39 459
-39 459
-39 459
5 753

Estimated living cost  is ₴16790 per week

₴11491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴258
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3555
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴11166
₴18642
₴12640
₴20802
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
health
-
-
-
4 745
pensions
-
-
-
7 300
income
-
-
-
4 891
total
-
-
-
16 936
Employee
9 863
-
27 279
-
unemployment
158
-
437
-
income
1 110
-
5 259
-
pensions
197
-
546
-
total
1 465
-
6 242
-
Employer
9 863
-
27 279
-
pensions
1 973
-
5 456
-
health
1 282
-
3 546
-
unemployment
79
-
218
-
total
3 334
-
9 220
-
Corporate
23 303
36 500
-
-
income
4 661
7 300
-
-
total
4 661
7 300
-
-
Dividends
18 642
29 200
-
-
total
-
-
-
-
Income
36 500
36 500
36 500
36 500
Total tax
9 460
7 300
15 462
16 936
After tax
27 040
29 200
21 038
19 564
Living cost
8 398
8 398
8 398
8 398
Free-cash
18 642
20 802
12 640
11 166

Estimated living cost  is ₴8398 per week

₴5760
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1969
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴12376
₴10213
₴7339
₴10788
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
36 500
national
-
-
-
3 864
health
-
-
-
417
municipal
-
-
-
6 495
total
-
-
-
10 776
Employee
18 292
-
30 705
-
unemployment
274
-
461
-
municipal
2 996
-
5 012
-
national
302
-
2 147
-
pensions
1 234
-
2 072
-
health
137
-
328
-
total
4 943
-
10 020
-
Employer
18 292
-
30 705
-
pensions
3 174
-
5 327
-
health
141
-
236
-
accident
18
-
31
-
unemployment
119
-
199
-
total
3 452
-
5 793
-
Corporate
14 756
36 500
-
-
income
2 951
7 300
-
-
total
2 951
7 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

8 854
21 900
-
-
municipal
1 593
3 942
-
-
national
-
1 122
-
-
total
1 593
5 064
-
-
Income
36 500
36 500
36 500
36 500
Total tax
12 939
12 364
15 813
10 776
After tax
23 561
24 136
20 687
25 724
Living cost
13 348
13 348
13 348
13 348
Free-cash
10 213
10 788
7 339
12 376

Estimated living cost  is ₴13348 per week

₴8719
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1284
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴212
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3133
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴10251
₴9609
₴12055
₴7679
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
surtax
-
-
-
-
health
-
-
-
771
pensions
-
-
-
8 866
social contributions
-
-
-
1 040
income
-
-
-
3 721
other
-
-
-
1 134
total
-
-
-
15 532
Employee
13 283
-
29 556
-
income
685
-
4 478
-
surtax
-
-
-
-
social contributions
379
-
842
-
pensions
1 502
-
1 464
-
total
2 566
-
6 784
-
Employer
13 283
-
29 556
-
pensions
2 183
-
2 571
-
social contributions
40
-
88
-
other
459
-
1 019
-
health
930
-
2 069
-
unemployment
538
-
1 197
-
total
4 150
-
6 944
-
Corporate
19 069
36 500
-
-
income
5 339
10 220
-
-
surtax
-
-
-
-
total
5 339
10 220
-
-
Dividends
13 730
26 280
-
-
withholding
1 758
3 364
-
-
social contributions
2 361
4 520
-
-
surtax
-
-
-
-
total
4 119
7 884
-
-
Income
36 500
36 500
36 500
36 500
Total tax
16 174
18 104
13 728
15 532
After tax
20 326
18 396
22 772
20 968
Living cost
10 717
10 717
10 717
10 717
Free-cash
9 609
7 679
12 055
10 251

Estimated living cost  is ₴10717 per week

₴6215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1089
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3210
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴9073
₴8556
₴10877
₴6501
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
surtax
-
-
-
-
health
-
-
-
771
pensions
-
-
-
8 866
social contributions
-
-
-
1 040
income
-
-
-
3 721
other
-
-
-
1 134
total
-
-
-
15 532
Employee
14 880
-
29 556
-
income
878
-
4 478
-
surtax
-
-
-
-
social contributions
424
-
842
-
pensions
1 682
-
1 464
-
total
2 984
-
6 784
-
Employer
14 880
-
29 556
-
pensions
2 445
-
2 571
-
social contributions
45
-
88
-
other
513
-
1 019
-
health
1 042
-
2 069
-
unemployment
602
-
1 197
-
total
4 647
-
6 944
-
Corporate
16 973
36 500
-
-
income
4 752
10 220
-
-
surtax
-
-
-
-
total
4 752
10 220
-
-
Dividends
12 220
26 280
-
-
withholding
1 564
3 364
-
-
social contributions
2 102
4 520
-
-
surtax
-
-
-
-
total
3 666
7 884
-
-
Income
36 500
36 500
36 500
36 500
Total tax
16 049
18 104
13 728
15 532
After tax
20 451
18 396
22 772
20 968
Living cost
11 895
11 895
11 895
11 895
Free-cash
8 556
6 501
10 877
9 073

Estimated living cost  is ₴11895 per week

₴7501
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3226
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₴4175
₴3995
₴5979
₴1603
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
surtax
-
-
-
-
health
-
-
-
771
pensions
-
-
-
8 866
social contributions
-
-
-
1 040
income
-
-
-
3 721
other
-
-
-
1 134
total
-
-
-
15 532
Employee
21 776
-
29 556
-
income
1 900
-
4 478
-
surtax
-
-
-
-
social contributions
620
-
842
-
pensions
2 463
-
1 464
-
total
4 983
-
6 784
-
Employer
21 776
-
29 556
-
pensions
3 578
-
2 571
-
social contributions
65
-
88
-
other
752
-
1 019
-
health
1 524
-
2 069
-
unemployment
882
-
1 197
-
total
6 801
-
6 944
-
Corporate
7 923
36 500
-
-
income
2 218
10 220
-
-
surtax
-
-
-
-
total
2 218
10 220
-
-
Dividends
5 705
26 280
-
-
withholding
730
3 364
-
-
social contributions
980
4 520
-
-
surtax
-
-
-
-
total
1 710
7 884
-
-
Income
36 500
36 500
36 500
36 500
Total tax
15 712
18 104
13 728
15 532
After tax
20 788
18 396
22 772
20 968
Living cost
16 793
16 793
16 793
16 793
Free-cash
3 995
1 603
5 979
4 175

Estimated living cost  is ₴16793 per week

₴11365
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1374
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴230
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3824
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴33908
₴32030
₴26973
₴32448
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
36 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
365
total
-
-
-
365
Employee
2 784
-
36 500
-
income
557
-
7 300
-
total
557
-
7 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

33 716
36 500
-
-
total
-
-
-
-
Dividends
33 716
36 500
-
-
withholding
1 686
1 825
-
-
total
1 686
1 825
-
-
Income
36 500
36 500
36 500
36 500
Total tax
2 243
1 825
7 300
365
After tax
34 257
34 675
29 200
36 135
Living cost
2 227
2 227
2 227
2 227
Free-cash
32 030
32 448
26 973
33 908

Estimated living cost  is ₴2227 per week

₴1380
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴185
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴601
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴32664
₴30553
₴25729
₴31204
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
36 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
365
total
-
-
-
365
Employee
4 339
-
36 500
-
income
868
-
7 300
-
total
868
-
7 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

32 161
36 500
-
-
total
-
-
-
-
Dividends
32 161
36 500
-
-
withholding
1 608
1 825
-
-
total
1 608
1 825
-
-
Income
36 500
36 500
36 500
36 500
Total tax
2 476
1 825
7 300
365
After tax
34 024
34 675
29 200
36 135
Living cost
3 471
3 471
3 471
3 471
Free-cash
30 553
31 204
25 729
32 664

Estimated living cost  is ₴3471 per week

₴2349
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴116
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₴9421
₴9951
₴12339
₴5403
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
36 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
436
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
7 927
trade
-
-
-
2 918
total
-
-
-
13 656
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 299
-
36 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 423
-
7 927
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

79
-
436
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
3 877
-
10 738
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
19 201
36 500
-
-
trade
2 755
5 237
-
-
income
2 880
5 475
-
-
chamber of commerce
81
106
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

158
301
-
-
total
5 874
11 119
-
-
Dividends
13 326
25 380
-
-
withholding
3 199
6 213
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

176
342
-
-
total
3 375
6 555
-
-
Income
36 500
36 500
36 500
36 500
Total tax
13 126
17 674
10 738
13 656
After tax
23 374
18 826
25 762
22 844
Living cost
13 423
13 423
13 423
13 423
Free-cash
9 951
5 403
12 339
9 421

Estimated living cost  is ₴13423 per week

₴9260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1444
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴12028
₴11766
₴15231
₴7919
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
36 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
436
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
7 927
trade
-
-
-
3 203
total
-
-
-
13 941
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 298
-
36 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

371
-
7 927
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
436
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
2 766
-
10 738
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
23 202
36 500
-
-
trade
3 655
5 749
-
-
income
3 480
5 475
-
-
chamber of commerce
86
105
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

191
301
-
-
total
7 412
11 630
-
-
Dividends
15 789
24 870
-
-
withholding
3 815
6 085
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
335
-
-
total
4 025
6 420
-
-
Income
36 500
36 500
36 500
36 500
Total tax
14 203
18 050
10 738
13 941
After tax
22 297
18 450
25 762
22 559
Living cost
10 531
10 531
10 531
10 531
Free-cash
11 766
7 919
15 231
12 028

Estimated living cost  is ₴10531 per week

₴6624
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1228
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2482
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₴8759
₴9488
₴12104
₴4604
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
36 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
436
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
7 927
trade
-
-
-
3 345
total
-
-
-
14 083
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 632
-
36 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 515
-
7 927
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

83
-
436
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
3 973
-
10 738
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
18 868
36 500
-
-
trade
3 104
6 004
-
-
income
2 831
5 475
-
-
chamber of commerce
80
105
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

156
301
-
-
total
6 171
11 885
-
-
Dividends
12 699
24 615
-
-
withholding
3 042
6 022
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

168
331
-
-
total
3 210
6 353
-
-
Income
36 500
36 500
36 500
36 500
Total tax
13 354
18 238
10 738
14 083
After tax
23 146
18 262
25 762
22 417
Living cost
13 658
13 658
13 658
13 658
Free-cash
9 488
4 604
12 104
8 759

Estimated living cost  is ₴13658 per week

₴9135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1440
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴204
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₴6346
₴7785
₴9834
₴2147
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
36 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
436
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
7 927
trade
-
-
-
3 488
total
-
-
-
14 226
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 895
-
36 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 457
-
7 927
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

135
-
436
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
4 967
-
10 738
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
15 605
36 500
-
-
trade
2 676
6 259
-
-
income
2 341
5 475
-
-
chamber of commerce
75
104
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

129
301
-
-
total
5 221
12 139
-
-
Dividends
10 385
24 360
-
-
withholding
2 464
5 958
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

135
328
-
-
total
2 599
6 286
-
-
Income
36 500
36 500
36 500
36 500
Total tax
12 787
18 425
10 738
14 226
After tax
23 713
18 075
25 762
22 274
Living cost
15 928
15 928
15 928
15 928
Free-cash
7 785
2 147
9 834
6 346

Estimated living cost  is ₴15928 per week

₴11633
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1274
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴207
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2814
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴10779
₴14044
₴10083
₴15149
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
surtax
-
-
-
885
unemployment
-
-
-
79
health
-
-
-
2 592
pensions
-
-
-
7 300
income
-
-
-
7 056
other
-
-
-
-
total
-
-
-
17 912
Employee
11 709
-
30 153
-
unemployment
815
-
2 099
-
other
-
-
-
-
income
1 963
-
6 580
-
surtax
42
-
802
-
pensions
781
-
2 011
-
health
299
-
769
-
total
3 900
-
12 261
-
Employer
11 709
-
30 153
-
pensions
1 561
-
4 019
-
other
-
-
-
-
health
532
-
1 372
-
unemployment
371
-
956
-
total
2 464
-
6 347
-
Corporate
22 326
36 500
-
-
income
5 805
9 490
-
-
total
5 805
9 490
-
-
Dividends
16 521
27 010
-
-
withholding
2 478
4 052
-
-
total
2 478
4 052
-
-
Income
36 500
36 500
36 500
36 500
Total tax
14 647
13 542
18 608
17 912
After tax
21 853
22 958
17 892
18 588
Living cost
7 809
7 809
7 809
7 809
Free-cash
14 044
15 149
10 083
10 779

Estimated living cost  is ₴7809 per week

₴4715
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴679
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴10916
₴14203
₴10220
₴15286
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
surtax
-
-
-
885
unemployment
-
-
-
79
health
-
-
-
2 592
pensions
-
-
-
7 300
income
-
-
-
7 056
other
-
-
-
-
total
-
-
-
17 912
Employee
11 498
-
30 153
-
unemployment
800
-
2 099
-
other
-
-
-
-
income
1 927
-
6 580
-
surtax
38
-
802
-
pensions
767
-
2 011
-
health
294
-
769
-
total
3 826
-
12 261
-
Employer
11 498
-
30 153
-
pensions
1 533
-
4 019
-
other
-
-
-
-
health
523
-
1 372
-
unemployment
364
-
956
-
total
2 420
-
6 347
-
Corporate
22 582
36 500
-
-
income
5 872
9 490
-
-
total
5 872
9 490
-
-
Dividends
16 711
27 010
-
-
withholding
2 507
4 052
-
-
total
2 507
4 052
-
-
Income
36 500
36 500
36 500
36 500
Total tax
14 625
13 542
18 608
17 912
After tax
21 875
22 958
17 892
18 588
Living cost
7 672
7 672
7 672
7 672
Free-cash
14 203
15 286
10 220
10 916

Estimated living cost  is ₴7672 per week

₴4691
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴708
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴18333
₴13759
₴14207
₴13616
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
unemployment
-
-
-
547
health
-
-
-
2 555
pensions
-
-
-
3 650
income
-
-
-
4 462
total
-
-
-
11 214
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

10 037
3 994
30 544
-
unemployment
151
60
458
-
income
1 227
488
3 734
-
pensions
1 004
399
3 054
-
health
703
280
2 138
-
total
3 085
1 227
9 384
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

10 037
3 994
30 544
-
pensions
1 957
779
5 956
-
total
1 957
779
5 956
-
Corporate
24 506
31 727
-
-
income
2 206
2 855
-
-
total
2 206
2 855
-
-
Dividends
22 301
28 871
-
-
withholding
4 237
5 486
-
-
social contributions
4 303
5 584
-
-
total
8 540
11 070
-
-
Income
36 500
36 500
36 500
36 500
Total tax
15 788
15 931
15 340
11 214
After tax
20 712
20 569
21 160
25 286
Living cost
6 953
6 953
6 953
6 953
Free-cash
13 759
13 616
14 207
18 333

Estimated living cost  is ₴6953 per week

₴4745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴139
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1500
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₴5138
₴5706
₴5425
₴5986
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
national
-
-
-
5 956
pensions
-
-
-
4 380
social contributions
-
-
-
392
municipal
-
-
-
3 844
total
-
-
-
14 572
Employee
26 027
-
31 554
-
municipal
3 215
-
3 985
-
national
4 982
-
6 175
-
pensions
1 041
-
1 262
-
total
9 238
-
11 422
-
Employer
26 027
-
31 554
-
pensions
2 082
-
2 524
-
social contributions
280
-
339
-
total
2 362
-
2 863
-
Corporate
6 393
36 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

1 279
7 300
-
-
total
1 279
7 300
-
-
Dividends
5 115
29 200
-
-
withholding
1 125
6 424
-
-
total
1 125
6 424
-
-
Income
36 500
36 500
36 500
36 500
Total tax
14 004
13 724
14 285
14 572
After tax
22 496
22 776
22 215
21 928
Living cost
16 790
16 790
16 790
16 790
Free-cash
5 706
5 986
5 425
5 138

Estimated living cost  is ₴16790 per week

₴11412
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1561
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴251
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3566
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₴4559
₴6512
₴4559
₴5745
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
social contributions
-
-
-
3 282
income
-
-
-
8 853
total
-
-
-
12 135
Employee
27 197
-
36 500
-
social contributions
2 259
-
3 282
-
income
5 132
-
8 853
-
total
7 391
-
12 135
-
Employer
27 197
-
36 500
-
total
-
-
-
-
Corporate
9 303
36 500
-
-
income
1 163
4 562
-
-
total
1 163
4 562
-
-
Dividends
8 140
31 938
-
-
withholding
1 628
6 387
-
-
total
1 628
6 387
-
-
Income
36 500
36 500
36 500
36 500
Total tax
10 182
10 949
12 135
12 135
After tax
26 318
25 551
24 365
24 365
Living cost
19 806
19 806
19 806
19 806
Free-cash
6 512
5 745
4 559
4 559

Estimated living cost  is ₴19806 per week

₴15068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1614
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2935
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₴3943
₴2988
₴2207
₴4804
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
national
-
-
-
7 875
regional
-
-
-
406
social contributions
-
-
-
9 388
municipal
-
-
-
217
total
-
-
-
17 886
Employee
30 900
-
36 500
-
municipal
164
-
193
-
national
5 354
-
6 765
-
social contributions
10 419
-
12 308
-
regional
292
-
356
-
total
16 229
-
19 622
-
Employer
30 900
-
36 500
-
total
-
-
-
-
Corporate
5 600
36 500
-
-
nationa
1 344
8 760
-
-
municipal
218
1 423
-
-
total
1 562
10 183
-
-
Dividends
4 038
26 317
-
-
withholding
1 050
6 842
-
-
total
1 050
6 842
-
-
Income
36 500
36 500
36 500
36 500
Total tax
18 841
17 025
19 622
17 886
After tax
17 659
19 475
16 878
18 614
Living cost
14 671
14 671
14 671
14 671
Free-cash
2 988
4 804
2 207
3 943

Estimated living cost  is ₴14671 per week

₴10227
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴962
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴225
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3257
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴9103
₴9046
₴7377
₴9819
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 500
national
-
-
-
7 875
regional
-
-
-
551
social contributions
-
-
-
9 388
municipal
-
-
-
217
total
-
-
-
18 031
Employee
19 286
-
36 500
-
municipal
102
-
193
-
national
3 056
-
6 765
-
social contributions
6 504
-
12 308
-
regional
260
-
491
-
total
9 922
-
19 757
-
Employer
19 286
-
36 500
-
total
-
-
-
-
Corporate
17 214
36 500
-
-
nationa
4 131
8 760
-
-
municipal
856
1 814
-
-
total
4 987
10 574
-
-