Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 36000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴20132
₴22917
₴19405
₴18474
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
unemployment
-
-
-
64
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 363
health
-
-
-
1 836
income
-
-
-
5 400
total
-
-
-
9 663
Employee
10 412
-
32 868
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

914
-
1 402
-
accident

We are using the highest rate at 1.1%.

114
-
176
-
income
1 041
-
3 287
-
health
479
-
734
-
total
2 548
-
5 599
-
Employer
10 412
-
32 868
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 147
-
1 759
-
unemployment
63
-
96
-
health
718
-
1 102
-
accident

We are using the highest rate at 1.1%.

114
-
176
-
total
2 042
-
3 133
-
Corporate
23 546
36 000
-
-
income
2 355
3 600
-
-
total
2 355
3 600
-
-
Dividends
21 191
32 400
-
-
withholding
1 060
1 620
-
-
total
1 060
1 620
-
-
Income
36 000
36 000
36 000
36 000
Total tax
8 005
5 220
8 732
9 663
After tax
27 995
30 780
27 268
26 337
Living cost
7 863
7 863
7 863
7 863
Free-cash
20 132
22 917
19 405
18 474

Estimated living cost  is ₴7863 per week

₴5200
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴450
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2025
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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