Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 34500
per

Your estimated
City
free-cash

Barcelona , Spain
₴8455
₴6057
₴6480
₴11128
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 500
unemployment
-
-
-
218
income
-
-
-
6 577
other
-
-
-
31
accident
-
-
-
280
pensions
-
-
-
8 799
total
-
-
-
15 905
Employee
16 699
-
26 160
-
unemployment
259
-
406
-
pensions
785
-
1 229
-
income
3 523
-
6 328
-
other
17
-
26
-
total
4 584
-
7 989
-
Employer
16 699
-
26 160
-
pensions
3 941
-
6 173
-
accident
330
-
518
-
unemployment
919
-
1 439
-
other
133
-
209
-
total
5 323
-
8 339
-
Corporate
12 478
34 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 872
5 175
-
-
total
1 872
5 175
-
-
Dividends
10 606
29 325
-
-
withholding
2 151
6 082
-
-
total
2 151
6 082
-
-
Income
34 500
34 500
34 500
34 500
Total tax
13 930
11 257
16 328
15 905
After tax
20 570
23 243
18 172
18 595
Living cost
12 115
12 115
12 115
12 115
Free-cash
8 455
11 128
6 057
6 480

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Estimated living cost  is ₴12115 per week

₴8922
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴859
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2159
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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