Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 34500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴21064
₴17113
₴16321
₴18076
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 500
income
-
-
-
5 175
unemployment
-
-
-
68
health
-
-
-
1 969
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 534
total
-
-
-
9 746
Employee
11 167
-
31 140
-
accident

We are using the highest rate at 1.1%.

123
-
188
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

980
-
1 504
-
income
1 117
-
3 114
-
health
514
-
788
-
total
2 734
-
5 594
-
Employer
11 167
-
31 140
-
health
771
-
1 182
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 231
-
1 887
-
accident

We are using the highest rate at 1.1%.

123
-
188
-
unemployment
67
-
103
-
total
2 192
-
3 360
-
Corporate
21 143
34 500
-
-
income
2 114
3 450
-
-
total
2 114
3 450
-
-
Dividends
19 028
31 050
-
-
withholding
951
1 553
-
-
total
951
1 553
-
-
Income
34 500
34 500
34 500
34 500
Total tax
7 991
5 003
8 954
9 746
After tax
26 509
29 497
25 546
24 754
Living cost
8 433
8 433
8 433
8 433
Free-cash
18 076
21 064
17 113
16 321

Estimated living cost  is ₴8433 per week

₴5578
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴483
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2172
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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