Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 33500
per

Your estimated
City
free-cash

Valencia , Spain
₴12621
₴9114
₴9912
₴14214
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
unemployment
-
-
-
197
income
-
-
-
6 794
other
-
-
-
28
accident
-
-
-
254
pensions
-
-
-
7 965
total
-
-
-
15 238
Employee
11 228
-
25 402
-
unemployment
174
-
394
-
pensions
528
-
1 194
-
income
2 165
-
6 325
-
other
11
-
25
-
total
2 878
-
7 938
-
Employer
11 228
-
25 402
-
pensions
2 650
-
5 995
-
accident
222
-
503
-
unemployment
618
-
1 397
-
other
90
-
203
-
total
3 580
-
8 098
-
Corporate
18 692
33 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 804
5 025
-
-
total
2 804
5 025
-
-
Dividends
15 888
28 475
-
-
withholding
3 267
5 911
-
-
total
3 267
5 911
-
-
Income
33 500
33 500
33 500
33 500
Total tax
12 529
10 936
16 036
15 238
After tax
20 971
22 564
17 464
18 262
Living cost
8 350
8 350
8 350
8 350
Free-cash
12 621
14 214
9 114
9 912

Estimated living cost  is ₴8350 per week

₴5636
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴803
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴146
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1765
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₴14472
₴11376
₴9990
₴16521
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
8 040
income
-
-
-
4 314
other
-
-
-
1 591
health
-
-
-
1 474
total
-
-
-
15 419
Employee
11 026
-
26 757
-
health
154
-
375
-
unemployment
110
-
267
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

772
-
1 873
-
income
1 898
-
4 775
-
total
2 934
-
7 290
-
Employer
11 026
-
26 757
-
health
154
-
375
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 875
-
4 549
-
accident
88
-
214
-
unemployment
110
-
267
-
other
551
-
1 338
-
total
2 778
-
6 743
-
Corporate
19 696
33 500
-
-
income
4 136
7 035
-
-
total
4 136
7 035
-
-
Dividends
15 560
26 465
-
-
withholding
1 089
1 853
-
-
total
1 089
1 853
-
-
Income
33 500
33 500
33 500
33 500
Total tax
10 937
8 888
14 033
15 419
After tax
22 563
24 612
19 467
18 081
Living cost
8 091
8 091
8 091
8 091
Free-cash
14 472
16 521
11 376
9 990

Estimated living cost  is ₴8091 per week

₴5717
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴546
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴130
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴23248
₴22755
₴21658
₴24658
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 571
unemployment
-
-
-
42
income
-
-
-
5 025
health
-
-
-
1 220
total
-
-
-
7 858
Employee
5 275
-
31 418
-
health
243
-
488
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

463
-
932
-
income
527
-
3 142
-
total
1 291
-
4 679
-
Employer
5 275
-
31 418
-
health
364
-
732
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

581
-
1 169
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
unemployment
32
-
64
-
total
1 035
-
2 082
-
Corporate
27 190
33 500
-
-
income
2 719
3 350
-
-
total
2 719
3 350
-
-
Dividends
24 471
30 150
-
-
withholding
1 223
1 508
-
-
total
1 223
1 508
-
-
Income
33 500
33 500
33 500
33 500
Total tax
6 268
4 858
6 761
7 858
After tax
27 232
28 642
26 739
25 642
Living cost
3 984
3 984
3 984
3 984
Free-cash
23 248
24 658
22 755
21 658

Estimated living cost  is ₴3984 per week

₴2326
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴284
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴106
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1268
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴8288
₴10229
₴8813
₴6495
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
income
-
-
-
3 634
other
-
-
-
1 038
health
-
-
-
792
social contributions
-
-
-
955
pensions
-
-
-
7 879
surtax
-
-
-
-
total
-
-
-
14 298
Employee
12 996
-
27 015
-
pensions
1 469
-
1 401
-
income
767
-
4 227
-
social contributions
371
-
769
-
surtax
-
-
-
-
total
2 607
-
6 397
-
Employer
12 996
-
27 015
-
health
910
-
1 934
-
social contributions
39
-
81
-
pensions
2 135
-
2 444
-
unemployment
526
-
1 094
-
other
448
-
932
-
total
4 058
-
6 485
-
Corporate
16 445
33 500
-
-
income
4 605
9 380
-
-
surtax
-
-
-
-
total
4 605
9 380
-
-
Dividends
11 840
24 120
-
-
social contributions
2 037
4 148
-
-
surtax
-
-
-
-
withholding
1 516
3 088
-
-
total
3 553
7 236
-
-
Income
33 500
33 500
33 500
33 500
Total tax
14 823
16 616
12 882
14 298
After tax
18 677
16 884
20 618
19 202
Living cost
10 389
10 389
10 389
10 389
Free-cash
8 288
6 495
10 229
8 813

Estimated living cost  is ₴10389 per week

₴6551
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2817
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₴1704
₴4453
₴6348
₴3564
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions
-
-
-
3 558
income
-
-
-
7 128
health
-
-
-
3 745
total
-
-
-
14 431
Employee
25 932
25 932
28 508
-
health
3 980
3 386
3 532
-
pensions
4 668
3 558
3 558
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

4 245
4 245
4 245
-
total
12 893
11 189
11 335
-
Employer
25 932
25 932
28 508
-
health
1 803
1 803
1 981
-
pensions
1 805
1 805
1 984
-
unemployment
934
934
1 026
-
total
4 542
4 542
4 991
-
Corporate
3 345
3 027
-
-
income
669
606
-
-
total
669
606
-
-
Dividends
2 676
2 422
-
-
income
569
515
-
-
withholding
402
363
-
-
total
971
878
-
-
Income
33 500
33 500
33 500
33 500
Total tax
19 075
17 215
16 326
14 431
After tax
14 425
16 285
17 174
19 069
Living cost
12 721
12 721
12 721
12 721
Free-cash
1 704
3 564
4 453
6 348

Estimated living cost  is ₴12721 per week

₴9015
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1147
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2357
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₴11090
₴14225
₴11173
₴7730
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
33 500
trade
-
-
-
3 052
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
7 585
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 075
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
417
total
-
-
-
13 129
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

11 615
-
33 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 075
-
2 075
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

324
-
7 585
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

18
-
417
-
total
2 417
-
10 077
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
21 885
33 500
-
-
income
3 283
5 025
-
-
trade
3 447
5 276
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

180
277
-
-
chamber of commerce
78
95
-
-
total
6 988
10 673
-
-
Dividends
14 897
22 828
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
308
-
-
withholding
3 609
5 591
-
-
total
3 807
5 899
-
-
Income
33 500
33 500
33 500
33 500
Total tax
13 212
16 572
10 077
13 129
After tax
20 288
16 928
23 423
20 371
Living cost
9 198
9 198
9 198
9 198
Free-cash
11 090
7 730
14 225
11 173

Estimated living cost  is ₴9198 per week

₴5786
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1072
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2168
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₴15820
₴16274
₴16525
₴17472
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
income
-
-
-
4 177
health
-
-
-
854
social contributions
-
-
-
4 913
total
-
-
-
9 944
Employee
23 350
23 350
30 413
-
health
181
397
517
-
income
2 542
2 162
4 068
-
social contributions
883
1 938
2 524
-
total
3 606
4 497
7 109
-
Employer
23 350
23 350
30 413
-
health
197
432
562
-
social contributions
883
1 938
2 524
-
total
1 080
2 370
3 086
-
Corporate
21 784
7 780
-
-
income
2 723
973
-
-
total
2 723
973
-
-
Dividends
19 061
6 807
-
-
withholding
3 240
1 157
-
-
total
3 240
1 157
-
-
Income
33 500
33 500
33 500
33 500
Total tax
10 649
8 997
10 195
9 944
After tax
22 851
24 503
23 305
23 556
Living cost
7 031
7 031
7 031
7 031
Free-cash
15 820
17 472
16 274
16 525

Estimated living cost  is ₴7031 per week

₴4214
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴690
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴156
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1972
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₴9224
₴7159
₴9060
₴9530
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
33 500
income
-
-
-
3 274
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
11 641
surtax
-
-
-
-
total
-
-
-
14 915
Employee
13 966
-
27 071
-
income
2 905
-
7 409
-
social contributions
1 536
-
2 978
-
surtax
-
-
-
-
total
4 441
-
10 387
-
Employer
13 966
-
27 071
-
social contributions
3 317
-
6 429
-
total
3 317
-
6 429
-
Corporate
16 217
33 500
-
-
income
3 406
7 035
-
-
surtax
-
-
-
-
total
3 406
7 035
-
-
Dividends
12 811
26 465
-
-
withholding
3 587
7 410
-
-
total
3 587
7 410
-
-
Income
33 500
33 500
33 500
33 500
Total tax
14 751
14 445
16 816
14 915
After tax
18 749
19 055
16 684
18 585
Living cost
9 525
9 525
9 525
9 525
Free-cash
9 224
9 530
7 159
9 060

Estimated living cost  is ₴9525 per week

₴7127
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴562
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1677
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴29135
₴24534
₴30899
₴29559
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
33 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
335
total
-
-
-
335
Employee
2 832
-
33 500
-
income
566
-
6 700
-
total
566
-
6 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

30 668
33 500
-
-
total
-
-
-
-
Dividends
30 668
33 500
-
-
withholding
1 533
1 675
-
-
total
1 533
1 675
-
-
Income
33 500
33 500
33 500
33 500
Total tax
2 099
1 675
6 700
335
After tax
31 401
31 825
26 800
33 165
Living cost
2 266
2 266
2 266
2 266
Free-cash
29 135
29 559
24 534
30 899

Estimated living cost  is ₴2266 per week

₴1404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴188
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴62
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴611
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₴12380
₴8091
₴9050
₴14920
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
33 500
pensions
-
-
-
6 118
unemployment
-
-
-
50
income
-
-
-
6 841
health
-
-
-
3 296
total
-
-
-
16 305
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 428
-
28 987
-
health
867
-
1 872
-
unemployment
19
-
40
-
pensions
2 081
-
4 493
-
income
2 316
-
6 346
-
total
5 283
-
12 751
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 428
-
28 987
-
health
894
-
1 930
-
pensions
1 188
-
2 566
-
unemployment
8
-
17
-
total
2 090
-
4 513
-
Corporate
17 981
33 500
-
-
income
3 417
6 365
-
-
total
3 417
6 365
-
-
Dividends
14 565
27 135
-
-
withholding
2 185
4 070
-
-
total
2 185
4 070
-
-
Income
33 500
33 500
33 500
33 500
Total tax
12 975
10 435
17 264
16 305
After tax
20 525
23 065
16 236
17 195
Living cost
8 145
8 145
8 145
8 145
Free-cash
12 380
14 920
8 091
9 050

Estimated living cost  is ₴8145 per week

₴5590
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴522
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₴10208
₴13629
₴11894
₴9148
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
33 500
income
-
-
-
8 644
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
1 939
total
-
-
-
10 583
Employee
13 930
-
32 103
-
social contributions
1 396
-
1 397
-
income
1 512
-
6 054
-
total
2 908
-
7 451
-
Employer
13 930
-
32 103
-
social contributions
1 396
-
1 397
-
total
1 396
-
1 397
-
Corporate
18 174
33 500
-
-
income
6 361
11 725
-
-
total
6 361
11 725
-
-
Dividends
11 813
21 775
-
-
social contributions
1 604
1 604
-
-
total
1 604
1 604
-
-
Income
33 500
33 500
33 500
33 500
Total tax
12 269
13 329
8 848
10 583
After tax
21 231
20 171
24 652
22 917
Living cost
11 023
11 023
11 023
11 023
Free-cash
10 208
9 148
13 629
11 894

Estimated living cost  is ₴11023 per week

₴7261
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2724
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₴14156
₴14971
₴15075
₴13999
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
income
-
-
-
5 025
health
-
-
-
2 338
social contributions
-
-
-
4 623
total
-
-
-
11 986
Employee
10 296
-
33 500
-
health
719
-
2 338
-
income
1 717
-
5 129
-
social contributions
1 421
-
4 623
-
total
3 857
-
12 090
-
Employer
10 296
-
33 500
-
total
-
-
-
-
Corporate
23 204
33 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 160
1 675
-
-
total
1 160
1 675
-
-
Dividends
22 044
31 825
-
-
social contributions
3 042
4 392
-
-
withholding
3 307
4 774
-
-
health
1 539
2 221
-
-
total
7 888
11 387
-
-
Income
33 500
33 500
33 500
33 500
Total tax
12 905
13 062
12 090
11 986
After tax
20 595
20 438
21 410
21 514
Living cost
6 439
6 439
6 439
6 439
Free-cash
14 156
13 999
14 971
15 075

Estimated living cost  is ₴6439 per week

₴4309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴397
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴148
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1584
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴11536
₴8503
₴7820
₴14568
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
income
-
-
-
2 879
health
-
-
-
4 522
social contributions
-
-
-
9 782
solidarity contribution
-
-
-
-
total
-
-
-
17 183
Employee
12 495
-
25 000
-
health
1 687
-
3 375
-
solidarity contribution
-
-
-
-
income
1 499
-
3 000
-
social contributions
812
-
1 625
-
total
3 998
-
8 000
-
Employer
12 495
-
25 000
-
health
1 125
-
2 250
-
social contributions
3 124
-
6 250
-
total
4 249
-
8 500
-
Corporate
16 757
33 500
-
-
income
3 184
6 365
-
-
total
3 184
6 365
-
-
Dividends
13 573
27 135
-
-
withholding
2 036
4 070
-
-
total
2 036
4 070
-
-
Income
33 500
33 500
33 500
33 500
Total tax
13 467
10 435
16 500
17 183
After tax
20 033
23 065
17 000
16 317
Living cost
8 497
8 497
8 497
8 497
Free-cash
11 536
14 568
8 503
7 820

Estimated living cost  is ₴8497 per week

₴6319
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴471
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1560
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₴27632
₴23269
₴29634
₴28294
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
33 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
335
total
-
-
-
335
Employee
4 414
-
33 500
-
income
883
-
6 700
-
total
883
-
6 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

29 086
33 500
-
-
total
-
-
-
-
Dividends
29 086
33 500
-
-
withholding
1 454
1 675
-
-
total
1 454
1 675
-
-
Income
33 500
33 500
33 500
33 500
Total tax
2 337
1 675
6 700
335
After tax
31 163
31 825
26 800
33 165
Living cost
3 531
3 531
3 531
3 531
Free-cash
27 632
28 294
23 269
29 634

Estimated living cost  is ₴3531 per week

₴2389
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴148
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴118
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴875
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₴4307
₴5951
₴4535
₴2217
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
income
-
-
-
3 634
other
-
-
-
1 038
health
-
-
-
792
social contributions
-
-
-
955
pensions
-
-
-
7 879
surtax
-
-
-
-
total
-
-
-
14 298
Employee
19 019
-
27 015
-
pensions
2 151
-
1 401
-
income
1 659
-
4 227
-
social contributions
542
-
769
-
surtax
-
-
-
-
total
4 352
-
6 397
-
Employer
19 019
-
27 015
-
health
1 331
-
1 934
-
social contributions
57
-
81
-
pensions
3 125
-
2 444
-
unemployment
770
-
1 094
-
other
656
-
932
-
total
5 939
-
6 485
-
Corporate
8 541
33 500
-
-
income
2 391
9 380
-
-
surtax
-
-
-
-
total
2 391
9 380
-
-
Dividends
6 149
24 120
-
-
social contributions
1 057
4 148
-
-
surtax
-
-
-
-
withholding
787
3 088
-
-
total
1 844
7 236
-
-
Income
33 500
33 500
33 500
33 500
Total tax
14 526
16 616
12 882
14 298
After tax
18 974
16 884
20 618
19 202
Living cost
14 667
14 667
14 667
14 667
Free-cash
4 307
2 217
5 951
4 535

Estimated living cost  is ₴14667 per week

₴9926
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1200
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3339
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₴17486
₴12885
₴12886
₴18973
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
33 500
pensions
-
-
-
5 812
unemployment
-
-
-
335
income
-
-
-
6 934
health
-
-
-
2 302
total
-
-
-
15 383
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 888
-
29 499
-
health
406
-
1 151
-
unemployment
59
-
168
-
pensions
1 104
-
3 130
-
income
1 087
-
6 934
-
total
2 656
-
11 383
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 888
-
29 499
-
health
406
-
1 151
-
pensions
947
-
2 682
-
unemployment
59
-
168
-
total
1 412
-
4 001
-
Corporate
24 200
33 500
-
-
income
3 630
5 025
-
-
total
3 630
5 025
-
-
Dividends
20 570
28 475
-
-
withholding
3 085
4 271
-
-
total
3 085
4 271
-
-
Income
33 500
33 500
33 500
33 500
Total tax
10 783
9 296
15 384
15 383
After tax
22 717
24 204
18 116
18 117
Living cost
5 231
5 231
5 231
5 231
Free-cash
17 486
18 973
12 885
12 886

Estimated living cost  is ₴5231 per week

₴3522
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴405
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴151
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1153
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₴3384
₴5161
₴6824
-₴5542
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions
-
-
-
3 082
city
-
-
-
353
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
670
health
-
-
-
76
regional
-
-
-
1 320
national
-
-
-
315
total
-
-
-
5 816
Employee
24 411
-
29 984
-
health
55
-
68
-
unemployment
-
-
-
-
city
262
-
322
-
pensions
2 051
-
2 519
-
regional
799
-
1 137
-
national
116
-
246
-
total
3 283
-
4 292
-
Employer
24 411
-
29 984
-
health
55
-
68
-
pensions
2 051
-
2 519
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

488
-
600
-
total
2 594
-
3 187
-
Corporate
6 226
33 500
-
-
regional
1 317
7 085
-
-
national
529
2 848
-
-
total
1 846
9 933
-
-
Dividends
4 380
23 567
-
-
withholding
1 533
8 249
-
-
total
1 533
8 249
-
-
Income
33 500
33 500
33 500
33 500
Total tax
9 256
18 182
7 479
5 816
After tax
24 244
15 318
26 021
27 684
Living cost
20 860
20 860
20 860
20 860
Free-cash
3 384
-5 542
5 161
6 824

Estimated living cost  is ₴20860 per week

₴13565
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1872
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴256
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴5167
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₴10040
₴7186
₴11780
₴10377
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
33 500
municipal
-
-
-
5 960
health
-
-
-
389
national
-
-
-
3 713
total
-
-
-
10 062
Employee
15 976
-
28 182
-
health
119
-
307
-
unemployment
240
-
423
-
pensions
1 078
-
1 902
-
national
264
-
2 107
-
municipal
2 617
-
4 599
-
total
4 318
-
9 338
-
Employer
15 976
-
28 182
-
health
123
-
217
-
pensions
2 772
-
4 890
-
accident
16
-
28
-
unemployment
104
-
183
-
total
3 015
-
5 318
-
Corporate
14 509
33 500
-
-
income
2 902
6 700
-
-
total
2 902
6 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

8 705
20 100
-
-
municipal
1 567
3 618
-
-
national
-
1 147
-
-
total
1 567
4 765
-
-
Income
33 500
33 500
33 500
33 500
Total tax
11 802
11 465
14 656
10 062
After tax
21 698
22 035
18 844
23 438
Living cost
11 658
11 658
11 658
11 658
Free-cash
10 040
10 377
7 186
11 780

Estimated living cost  is ₴11658 per week

₴7615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1121
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴186
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2737
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₴3150
₴1799
₴4280
₴7705
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 686
social contributions
-
-
-
5 395
national
-
-
-
11 067
total
-
-
-
18 148
Employee

The minimum management director salary is set at €45,000 per year.

21 721
-
25 948
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 021
-
1 219
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 133
-
1 354
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

189
-
226
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 629
-
1 946
-
national
6 678
-
8 331
-
total
10 650
-
13 076
-
Employer

The minimum management director salary is set at €45,000 per year.

21 721
-
25 948
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 336
-
1 596
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 925
-
2 299
-
surtax
2 463
-
2 942
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

282
-
337
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

317
-
379
-
total
6 323
-
7 553
-
Corporate
5 456
33 500
-
-
income
1 091
6 700
-
-
surtax
22
134
-
-
total
1 113
6 834
-
-
Dividends
4 343
26 666
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

1 192
7 889
-
-
total
1 192
7 889
-
-
Income
33 500
33 500
33 500
33 500
Total tax
19 278
14 723
20 629
18 148
After tax
14 222
18 777
12 871
15 352
Living cost
11 072
11 072
11 072
11 072
Free-cash
3 150
7 705
1 799
4 280

Estimated living cost  is ₴11072 per week

₴7132
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴968
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴173
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2799
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₴4904
₴4796
₴4583
₴5198
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
unemployment
-
-
-
29
municipal
-
-
-
7 511
other
-
-
-
3 334
health
-
-
-
1 791
national
-
-
-
-
accident
-
-
-
57
pensions
-
-
-
3 102
total
-
-
-
15 824
Employee
18 656
-
25 491
-
national
-
-
-
-
municipal
5 563
-
7 601
-
total
5 563
-
7 601
-
Employer
18 656
-
25 491
-
health
1 147
-
1 568
-
pensions
2 017
-
2 756
-
accident
37
-
51
-
unemployment
493
-
673
-
other
2 168
-
2 962
-
total
5 862
-
8 010
-
Corporate
8 982
33 500
-
-
income
1 976
7 370
-
-
total
1 976
7 370
-
-
Dividends
7 006
26 130
-
-
withholding
2 102
7 839
-
-
total
2 102
7 839
-
-
Income
33 500
33 500
33 500
33 500
Total tax
15 503
15 209
15 611
15 824
After tax
17 997
18 291
17 889
17 676
Living cost
13 093
13 093
13 093
13 093
Free-cash
4 904
5 198
4 796
4 583

Estimated living cost  is ₴13093 per week

₴8677
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1285
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴199
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2932
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₴16379
₴14665
₴8717
₴5947
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
income
-
-
-
6 530
social contributions
-
-
-
3 819
total
-
-
-
10 349
Employee
20 697
-
-
-
income
4 565
-
-
-
social contributions
1 697
-
242
-
total
6 262
-
242
-
Employer
20 697
-
-
-
social contributions
29 183
-
4 159
-
total
29 183
-
4 159
-
Corporate
-
33 500
-
-
income
-
7 370
-
-
total
-
7 370
-
-
Dividends
-
26 130
-
-
income
-
5 749
-
-
total
-
5 749
-
-
Income
33 500
33 500
33 500
33 500
Total tax
35 445
13 119
4 401
10 349
After tax
-1 945
20 381
29 099
23 151
Living cost
14 434
14 434
14 434
14 434
Free-cash
-16 379
5 947
14 665
8 717

Estimated living cost  is ₴14434 per week

₴9366
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1358
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴184
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3527
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴13394
₴13456
₴13707
₴14654
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
income
-
-
-
4 177
health
-
-
-
854
social contributions
-
-
-
4 913
total
-
-
-
9 944
Employee
23 350
23 350
30 413
-
health
232
397
517
-
income
2 452
2 162
4 068
-
social contributions
1 135
1 938
2 524
-
total
3 819
4 497
7 109
-
Employer
23 350
23 350
30 413
-
health
253
432
562
-
social contributions
1 135
1 938
2 524
-
total
1 388
2 370
3 086
-
Corporate
18 444
7 780
-
-
income
2 306
973
-
-
total
2 306
973
-
-
Dividends
16 139
6 807
-
-
withholding
2 744
1 157
-
-
total
2 744
1 157
-
-
Income
33 500
33 500
33 500
33 500
Total tax
10 257
8 997
10 195
9 944
After tax
23 243
24 503
23 305
23 556
Living cost
9 849
9 849
9 849
9 849
Free-cash
13 394
14 654
13 456
13 707

Estimated living cost  is ₴9849 per week

₴6733
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴769
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴165
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2182
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₴12549
₴9585
₴12684
₴12992
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
income
-
-
-
7 644
pensions
-
-
-
2 276
total
-
-
-
9 920
Employee
14 956
-
29 432
-
health
195
-
492
-
pensions
1 142
-
2 879
-
income
2 724
-
5 580
-
total
4 061
-
8 951
-
Employer
14 956
-
29 432
-
health
284
-
559
-
pensions
1 511
-
3 509
-
total
1 795
-
4 068
-
Corporate
16 749
33 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

3 182
6 365
-
-
total
3 182
6 365
-
-
Dividends
13 566
27 135
-
-
withholding
1 017
3 247
-
-
total
1 017
3 247
-
-
Income
33 500
33 500
33 500
33 500
Total tax
10 055
9 612
13 019
9 920
After tax
23 445
23 888
20 481
23 580
Living cost
10 896
10 896
10 896
10 896
Free-cash
12 549
12 992
9 585
12 684

Estimated living cost  is ₴10896 per week

₴7474
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1002
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴136
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2282
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₴4168
₴2997
₴4530
₴5548
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
municipal
-
-
-
224
regional
-
-
-
698
social contributions
-
-
-
8 616
national
-
-
-
7 335
total
-
-
-
16 873
Employee
25 589
-
33 500
-
social contributions
8 628
-
11 296
-
regional
386
-
593
-
national
4 324
-
6 317
-
municipal
153
-
200
-
total
13 491
-
18 406
-
Employer
25 589
-
33 500
-
total
-
-
-
-
Corporate
7 911
33 500
-
-
nationa
1 899
8 040
-
-
municipal
381
1 615
-
-
total
2 280
9 655
-
-
Dividends
5 631
23 845
-
-
withholding
1 464
6 200
-
-
total
1 464
6 200
-
-
Income
33 500
33 500
33 500
33 500
Total tax
17 235
15 855
18 406
16 873
After tax
16 265
17 645
15 094
16 627
Living cost
12 097
12 097
12 097
12 097
Free-cash
4 168
5 548
2 997
4 530

Estimated living cost  is ₴12097 per week

₴8498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴832
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴183
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2585
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₴1708
₴10975
₴16416
-₴3841
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions
-
-
-
1 239
income
-
-
-
8 456
other
-
-
-
110
health
-
-
-
650
accident
-
-
-
75
total
-
-
-
10 530
Employee
10 309
-
29 022
-
health
1 180
-
3 323
-
pensions
1 161
-
2 273
-
income
1 414
-
5 897
-
total
3 755
-
11 493
-
Employer
10 309
-
29 022
-
pensions
1 676
-
3 282
-
accident
172
-
485
-
unemployment
253
-
711
-
total
2 101
-
4 478
-
Corporate
21 089
33 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

18 981
30 150
-
-
total
18 981
30 150
-
-
Dividends
2 109
3 350
-
-
withholding
401
637
-
-
total
401
637
-
-
Income
33 500
33 500
33 500
33 500
Total tax
25 238
30 787
15 971
10 530
After tax
8 262
2 713
17 529
22 970
Living cost
6 554
6 554
6 554
6 554
Free-cash
1 708
-3 841
10 975
16 416

Estimated living cost  is ₴6554 per week

₴4803
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴363
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴137
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1251
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₴9521
₴11699
₴8918
₴5550
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
33 500
trade
-
-
-
2 781
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
7 585
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 075
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
417
total
-
-
-
12 858
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 109
-
33 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 075
-
2 075
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 242
-
7 585
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

69
-
417
-
total
3 386
-
10 077
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
18 391
33 500
-
-
income
2 759
5 025
-
-
trade
2 639
4 807
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

152
277
-
-
chamber of commerce
73
95
-
-
total
5 623
10 204
-
-
Dividends
12 768
23 296
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

169
314
-
-
withholding
3 077
5 708
-
-
total
3 246
6 022
-
-
Income
33 500
33 500
33 500
33 500
Total tax
12 255
16 226
10 077
12 858
After tax
21 245
17 274
23 423
20 642
Living cost
11 724
11 724
11 724
11 724
Free-cash
9 521
5 550
11 699
8 918

Estimated living cost  is ₴11724 per week

₴8087
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1261
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₴17992
₴12530
₴11530
₴20482
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
33 500
income
-
-
-
4 882
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
10 770
surtax
-
-
-
-
total
-
-
-
15 652
Employee
8 873
-
26 996
-
income
1 580
-
5 180
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

976
-
2 969
-
surtax
-
-
-
-
total
2 556
-
8 149
-
Employer
8 873
-
26 996
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 137
-
6 504
-
surtax
-
-
-
-
total
2 137
-
6 504
-
Corporate
22 489
33 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

4 498
6 700
-
-
total
4 498
6 700
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

17 992
26 800
-
-
total
-
-
-
-
Income
33 500
33 500
33 500
33 500
Total tax
9 191
6 700
14 653
15 652
After tax
24 309
26 800
18 847
17 848
Living cost
6 318
6 318
6 318
6 318
Free-cash
17 992
20 482
12 530
11 530

Estimated living cost  is ₴6318 per week

₴4030
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴602
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴143
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1542
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₴16420
₴15387
₴15661
₴17052
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
income
-
-
-
9 140
health
-
-
-
2 037
pensions
-
-
-
2 810
total
-
-
-
13 987
Employee
5 867
-
30 339
-
health
293
-
702
-
unemployment
59
-
141
-
pensions
528
-
1 264
-
income
1 135
-
8 993
-
total
2 015
-
11 100
-
Employer
5 867
-
30 339
-
health
557
-
1 335
-
pensions
645
-
1 545
-
unemployment
117
-
281
-
total
1 319
-
3 161
-
Corporate
26 313
33 500
-
-
income
5 789
7 370
-
-
total
5 789
7 370
-
-
Dividends
20 524
26 130
-
-
withholding
4 105
5 226
-
-
total
4 105
5 226
-
-
Income
33 500
33 500
33 500
33 500
Total tax
13 228
12 596
14 261
13 987
After tax
20 272
20 904
19 239
19 513
Living cost
3 852
3 852
3 852
3 852
Free-cash
16 420
17 052
15 387
15 661

Estimated living cost  is ₴3852 per week

₴2289
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴312
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴88
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1162
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₴13287
₴9427
₴9975
₴14250
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions
-
-
-
6 700
unemployment
-
-
-
69
income
-
-
-
6 694
other
-
-
-
-
health
-
-
-
2 379
surtax
-
-
-
862
total
-
-
-
16 704
Employee
10 226
-
27 675
-
health
261
-
706
-
unemployment
712
-
1 926
-
pensions
682
-
1 846
-
income
1 714
-
6 174
-
other
-
-
-
-
surtax
36
-
775
-
total
3 405
-
11 427
-
Employer
10 226
-
27 675
-
health
465
-
1 259
-
pensions
1 363
-
3 689
-
unemployment
324
-
877
-
other
-
-
-
-
total
2 152
-
5 825
-
Corporate
21 121
33 500
-
-
income
5 491
8 710
-
-
total
5 491
8 710
-
-
Dividends
15 630
24 790
-
-
withholding
2 344
3 719
-
-
total
2 344
3 719
-
-
Income
33 500
33 500
33 500
33 500
Total tax
13 392
12 429
17 252
16 704
After tax
20 108
21 071
16 248
16 796
Living cost
6 821
6 821
6 821
6 821
Free-cash
13 287
14 250
9 427
9 975

Estimated living cost  is ₴6821 per week

₴4118
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴593
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1952
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₴8923
₴84
₴7077
₴9071
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 500
pensions
-
-
-
6 198
chamber of commerce
-
-
-
134
unemployment
-
-
-
1 862
income
-
-
-
5 978
health