Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 33000
per

Your estimated
City
free-cash

Andorra , Andorra
₴14840
₴18138
₴15742
₴19299
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
social contributions
-
-
-
7 260
income
-
-
-
499
total
-
-
-
7 759
Employee
11 123
-
28 571
-
social contributions
723
-
1 857
-
income
-
-
571
-
total
723
-
2 428
-
Employer
11 123
-
28 571
-
social contributions
1 724
-
4 429
-
total
1 724
-
4 429
-
Corporate
20 152
33 000
-
-
income
2 015
3 300
-
-
total
2 015
3 300
-
-
Dividends
18 137
29 700
-
-
total
-
-
-
-
Income
33 000
33 000
33 000
33 000
Total tax
4 462
3 300
6 857
7 759
After tax
28 538
29 700
26 143
25 241
Living cost
10 400
10 400
10 400
10 400
Free-cash
18 138
19 299
15 742
14 840

Estimated living cost  is ₴10400 per week

₴6725
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴784
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2696
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Graz , Austria
₴5870
₴7353
-₴808
₴7523
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
surtax
-
-
-
-
unemployment
-
-
-
2 122
health
-
-
-
2 525
chamber of commerce
-
-
-
132
pensions
-
-
-
6 105
income
-
-
-
5 207
total
-
-
-
16 091
Employee
15 124
13 788
25 625
-
unemployment
454
414
769
-
other
151
138
256
-
income
1 347
1 017
4 677
-
pensions
1 549
1 412
2 624
-
health
585
534
991
-
total
4 086
3 515
9 317
-
Employer
15 124
13 788
25 625
-
pensions
1 898
1 731
3 216
-
surtax
-
-
-
-
payroll
454
414
769
-
other
718
655
1 217
-
health
572
521
968
-
accident
196
179
333
-
unemployment
454
414
769
-
chamber of commerce
60
55
102
-
total
4 352
3 969
7 374
-
Corporate
13 523
15 243
24 312
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

3 381
3 811
6 078
-
total
3 381
3 811
6 078
-
Dividends
10 142
11 432
-
-
withholding
2 789
3 144
-
-
total
2 789
3 144
-
-
Income
33 000
33 000
33 000
33 000
Total tax
14 608
14 439
22 769
16 091
After tax
18 392
18 561
10 231
16 909
Living cost
11 038
11 038
11 038
11 038
Free-cash
7 353
7 523
-808
5 870

Estimated living cost  is ₴11038 per week

₴6622
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1127
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3093
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Vienna , Austria
₴4649
₴5798
-₴1972
₴6332
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
surtax
-
-
-
68
unemployment
-
-
-
2 122
health
-
-
-
2 525
chamber of commerce
-
-
-
132
pensions
-
-
-
6 105
income
-
-
-
5 207
total
-
-
-
16 159
Employee
17 291
13 788
25 573
-
unemployment
519
414
767
-
other
173
138
255
-
income
1 968
1 017
4 659
-
pensions
1 771
1 412
2 618
-
health
669
534
989
-
total
5 100
3 515
9 288
-
Employer
17 291
13 788
25 573
-
pensions
2 170
1 731
3 209
-
surtax
68
68
68
-
payroll
519
414
767
-
other
821
655
1 215
-
health
653
521
967
-
accident
225
179
332
-
unemployment
519
414
767
-
chamber of commerce
69
55
102
-
total
5 044
4 037
7 427
-
Corporate
10 665
15 175
24 259
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

2 666
3 794
6 065
-
total
2 666
3 794
6 065
-
Dividends
7 998
11 381
-
-
withholding
2 200
3 130
-
-
total
2 200
3 130
-
-
Income
33 000
33 000
33 000
33 000
Total tax
15 010
14 476
22 780
16 159
After tax
17 990
18 524
10 220
16 841
Living cost
12 192
12 192
12 192
12 192
Free-cash
5 798
6 332
-1 972
4 649

Estimated living cost  is ₴12192 per week

₴8131
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴200
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2820
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₴3080
₴710
₴345
₴5899
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
national
-
-
-
10 567
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 676
social contributions
-
-
-
5 062
total
-
-
-
17 305
Employee

The minimum management director salary is set at €45,000 per year.

24 749
-
25 560
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

215
-
223
-
national
7 609
-
7 925
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 291
-
1 333
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 856
-
1 917
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 163
-
1 202
-
total
12 134
-
12 600
-
Employer

The minimum management director salary is set at €45,000 per year.

24 749
-
25 560
-
surtax
2 806
-
2 898
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 193
-
2 265
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 522
-
1 572
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

322
-
332
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

361
-
373
-
total
7 204
-
7 440
-
Corporate
1 047
33 000
-
-
income
209
6 600
-
-
surtax
4
132
-
-
total
213
6 732
-
-
Dividends
833
26 268
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

124
7 754
-
-
total
124
7 754
-
-
Income
33 000
33 000
33 000
33 000
Total tax
19 675
14 486
20 040
17 305
After tax
13 325
18 514
12 960
15 695
Living cost
12 615
12 615
12 615
12 615
Free-cash
710
5 899
345
3 080

Estimated living cost  is ₴12615 per week

₴8126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1103
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴198
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Sofia , Bulgaria
₴18871
₴20154
₴19863
₴22263
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
unemployment
-
-
-
48
health
-
-
-
1 390
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 789
income
-
-
-
4 950
total
-
-
-
8 177
Employee
7 881
-
30 629
-
accident

We are using the highest rate at 1.1%.

87
-
133
-
income
788
-
3 063
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

692
-
1 061
-
health
363
-
556
-
total
1 930
-
4 813
-
Employer
7 881
-
30 629
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

868
-
1 332
-
health
544
-
834
-
accident

We are using the highest rate at 1.1%.

87
-
133
-
unemployment
47
-
73
-
total
1 546
-
2 372
-
Corporate
23 572
33 000
-
-
income
2 357
3 300
-
-
total
2 357
3 300
-
-
Dividends
21 215
29 700
-
-
withholding
1 061
1 485
-
-
total
1 061
1 485
-
-
Income
33 000
33 000
33 000
33 000
Total tax
6 894
4 785
7 185
8 177
After tax
26 106
28 215
25 815
24 823
Living cost
5 952
5 952
5 952
5 952
Free-cash
20 154
22 263
19 863
18 871

Estimated living cost  is ₴5952 per week

₴3937
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴341
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴142
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1533
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Varna , Bulgaria
₴20287
₴22072
₴21279
₴23679
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
unemployment
-
-
-
48
health
-
-
-
1 390
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 789
income
-
-
-
4 950
total
-
-
-
8 177
Employee
6 007
-
30 629
-
accident

We are using the highest rate at 1.1%.

66
-
133
-
income
601
-
3 063
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

527
-
1 061
-
health
276
-
556
-
total
1 470
-
4 813
-
Employer
6 007
-
30 629
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

662
-
1 332
-
health
415
-
834
-
accident

We are using the highest rate at 1.1%.

66
-
133
-
unemployment
36
-
73
-
total
1 179
-
2 372
-
Corporate
25 814
33 000
-
-
income
2 581
3 300
-
-
total
2 581
3 300
-
-
Dividends
23 233
29 700
-
-
withholding
1 162
1 485
-
-
total
1 162
1 485
-
-
Income
33 000
33 000
33 000
33 000
Total tax
6 392
4 785
7 185
8 177
After tax
26 608
28 215
25 815
24 823
Living cost
4 536
4 536
4 536
4 536
Free-cash
22 072
23 679
21 279
20 287

Estimated living cost  is ₴4536 per week

₴2648
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴324
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴120
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1444
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Larnaca , Cyprus
₴15617
₴14271
₴15583
₴16154
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
health
-
-
-
842
social contributions
-
-
-
5 148
income
-
-
-
3 382
total
-
-
-
9 372
Employee
26 605
26 605
29 959
-
income
2 897
2 463
3 368
-
social contributions
1 006
2 208
2 487
-
health
206
452
510
-
total
4 109
5 123
6 365
-
Employer
26 605
26 605
29 959
-
social contributions
1 006
2 208
2 487
-
health
224
492
554
-
total
1 230
2 700
3 041
-
Corporate
19 650
3 694
-
-
income
2 456
462
-
-
total
2 456
462
-
-
Dividends
17 194
3 232
-
-
withholding
2 923
550
-
-
total
2 923
550
-
-
Income
33 000
33 000
33 000
33 000
Total tax
10 718
8 835
9 406
9 372
After tax
22 282
24 165
23 594
23 628
Living cost
8 011
8 011
8 011
8 011
Free-cash
14 271
16 154
15 583
15 617

Estimated living cost  is ₴8011 per week

₴4801
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴786
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2247
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Limassol , Cyprus
₴12406
₴11507
₴12372
₴12943
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
health
-
-
-
842
social contributions
-
-
-
5 148
income
-
-
-
3 382
total
-
-
-
9 372
Employee
26 605
26 605
29 959
-
income
2 794
2 463
3 368
-
social contributions
1 293
2 208
2 487
-
health
265
452
510
-
total
4 352
5 123
6 365
-
Employer
26 605
26 605
29 959
-
social contributions
1 293
2 208
2 487
-
health
288
492
554
-
total
1 581
2 700
3 041
-
Corporate
15 845
3 694
-
-
income
1 981
462
-
-
total
1 981
462
-
-
Dividends
13 864
3 232
-
-
withholding
2 357
550
-
-
total
2 357
550
-
-
Income
33 000
33 000
33 000
33 000
Total tax
10 271
8 835
9 406
9 372
After tax
22 729
24 165
23 594
23 628
Living cost
11 222
11 222
11 222
11 222
Free-cash
11 507
12 943
12 372
12 406

Estimated living cost  is ₴11222 per week

₴7672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴877
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Brno , Czech Republic
₴8080
₴11875
₴8753
₴14728
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
health
-
-
-
4 455
social contributions
-
-
-
9 636
income
-
-
-
2 836
solidarity contribution
-
-
-
-
total
-
-
-
16 927
Employee
11 755
-
24 627
-
income
1 411
-
2 955
-
social contributions
764
-
1 601
-
health
1 587
-
3 325
-
solidarity contribution
-
-
-
-
total
3 762
-
7 881
-
Employer
11 755
-
24 627
-
social contributions
2 939
-
6 157
-
health
1 058
-
2 216
-
total
3 997
-
8 373
-
Corporate
17 249
33 000
-
-
income
3 277
6 270
-
-
total
3 277
6 270
-
-
Dividends
13 971
26 730
-
-
withholding
2 096
4 009
-
-
total
2 096
4 009
-
-
Income
33 000
33 000
33 000
33 000
Total tax
13 132
10 279
16 254
16 927
After tax
19 868
22 721
16 746
16 073
Living cost
7 993
7 993
7 993
7 993
Free-cash
11 875
14 728
8 753
8 080

Estimated living cost  is ₴7993 per week

₴5552
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴157
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Prague , Czech Republic
₴6223
₴9357
₴6896
₴12871
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
health
-
-
-
4 455
social contributions
-
-
-
9 636
income
-
-
-
2 836
solidarity contribution
-
-
-
-
total
-
-
-
16 927
Employee
14 485
-
24 627
-
income
1 738
-
2 955
-
social contributions
942
-
1 601
-
health
1 955
-
3 325
-
solidarity contribution
-
-
-
-
total
4 635
-
7 881
-
Employer
14 485
-
24 627
-
social contributions
3 621
-
6 157
-
health
1 304
-
2 216
-
total
4 925
-
8 373
-
Corporate
13 590
33 000
-
-
income
2 582
6 270
-
-
total
2 582
6 270
-
-
Dividends
11 008
26 730
-
-
withholding
1 651
4 009
-
-
total
1 651
4 009
-
-
Income
33 000
33 000
33 000
33 000
Total tax
13 793
10 279
16 254
16 927
After tax
19 207
22 721
16 746
16 073
Living cost
9 850
9 850
9 850
9 850
Free-cash
9 357
12 871
6 896
6 223

Estimated living cost  is ₴9850 per week

₴7325
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴546
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1809
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Copenhagen , Denmark
₴3858
-₴42608
-₴42608
-₴42608
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
national
-
-
-
3 474
pensions
-
-
-
301
municipal
-
-
-
6 039
labour market
-
-
-
2 616
total
-
-
-
12 430
Employee
70 538
70 538
70 538
-
municipal
15 021
15 021
15 021
-
national
8 618
8 618
8 618
-
pensions
100
100
100
-
labour market
5 635
5 635
5 635
-
total
29 374
29 374
29 374
-
Employer
70 538
70 538
70 538
-
pensions
201
201
201
-
labour market
5 643
5 643
5 643
-
municipal
15 045
15 045
15 045
-
national
8 633
8 633
8 633
-
total
29 522
29 522
29 522
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
33 000
33 000
33 000
33 000
Total tax
58 896
58 896
58 896
12 430
After tax
-25 896
-25 896
-25 896
20 570
Living cost
16 712
16 712
16 712
16 712
Free-cash
-42 608
-42 608
-42 608
3 858

Estimated living cost  is ₴16712 per week

₴11438
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴257
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3539
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Tallinn , Estonia
₴9331
₴15893
₴10665
₴18043
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
health
-
-
-
4 290
pensions
-
-
-
6 600
income
-
-
-
4 422
total
-
-
-
15 312
Employee
9 815
-
24 663
-
unemployment
157
-
395
-
income
1 105
-
4 755
-
pensions
196
-
493
-
total
1 458
-
5 643
-
Employer
9 815
-
24 663
-
pensions
1 963
-
4 932
-
health
1 276
-
3 206
-
unemployment
79
-
197
-
total
3 318
-
8 335
-
Corporate
19 867
33 000
-
-
income
3 974
6 600
-
-
total
3 974
6 600
-
-
Dividends
15 893
26 400
-
-
total
-
-
-
-
Income
33 000
33 000
33 000
33 000
Total tax
8 750
6 600
13 978
15 312
After tax
24 250
26 400
19 022
17 688
Living cost
8 357
8 357
8 357
8 357
Free-cash
15 893
18 043
10 665
9 331

Estimated living cost  is ₴8357 per week

₴5732
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴498
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴168
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1959
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Helsinki , Finland
₴10327
₴7863
₴5668
₴8780
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
33 000
national
-
-
-
3 150
health
-
-
-
364
municipal
-
-
-
5 875
total
-
-
-
9 389
Employee
18 204
-
27 761
-
unemployment
273
-
416
-
municipal
2 982
-
4 534
-
national
301
-
1 701
-
pensions
1 228
-
1 874
-
health
136
-
283
-
total
4 920
-
8 808
-
Employer
18 204
-
27 761
-
pensions
3 158
-
4 817
-
health
140
-
214
-
accident
18
-
28
-
unemployment
118
-
181
-
total
3 434
-
5 240
-
Corporate
11 362
33 000
-
-
income
2 272
6 600
-
-
total
2 272
6 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

6 817
19 800
-
-
municipal
1 227
3 564
-
-
national
-
772
-
-
total
1 227
4 336
-
-
Income
33 000
33 000
33 000
33 000
Total tax
11 853
10 936
14 048
9 389
After tax
21 147
22 064
18 952
23 611
Living cost
13 284
13 284
13 284
13 284
Free-cash
7 863
8 780
5 668
10 327

Estimated living cost  is ₴13284 per week

₴8677
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴211
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3118
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Marseille , France
₴8383
₴7890
₴8131
₴5967
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
surtax
-
-
-
-
health
-
-
-
523
pensions
-
-
-
8 548
social contributions
-
-
-
940
income
-
-
-
2 917
other
-
-
-
1 024
total
-
-
-
13 952
Employee
13 218
-
25 146
-
income
682
-
2 791
-
surtax
-
-
-
-
social contributions
377
-
716
-
pensions
1 495
-
2 844
-
total
2 554
-
6 351
-
Employer
13 218
-
25 146
-
pensions
2 172
-
4 132
-
social contributions
39
-
76
-
other
456
-
867
-
health
925
-
1 760
-
unemployment
535
-
1 018
-
total
4 127
-
7 853
-
Corporate
15 654
33 000
-
-
income
4 383
9 240
-
-
surtax
-
-
-
-
total
4 383
9 240
-
-
Dividends
11 271
23 760
-
-
withholding
1 443
3 041
-
-
social contributions
1 938
4 087
-
-
surtax
-
-
-
-
total
3 381
7 128
-
-
Income
33 000
33 000
33 000
33 000
Total tax
14 445
16 368
14 204
13 952
After tax
18 555
16 632
18 796
19 048
Living cost
10 665
10 665
10 665
10 665
Free-cash
7 890
5 967
8 131
8 383

Estimated living cost  is ₴10665 per week

₴6185
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1083
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3194
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Nice , France
₴7210
₴6838
₴6958
₴4794
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
surtax
-
-
-
-
health
-
-
-
523
pensions
-
-
-
8 548
social contributions
-
-
-
940
income
-
-
-
2 917
other
-
-
-
1 024
total
-
-
-
13 952
Employee
14 808
-
25 146
-
income
874
-
2 791
-
surtax
-
-
-
-
social contributions
422
-
716
-
pensions
1 674
-
2 844
-
total
2 970
-
6 351
-
Employer
14 808
-
25 146
-
pensions
2 433
-
4 132
-
social contributions
45
-
76
-
other
511
-
867
-
health
1 037
-
1 760
-
unemployment
599
-
1 018
-
total
4 625
-
7 853
-
Corporate
13 568
33 000
-
-
income
3 799
9 240
-
-
surtax
-
-
-
-
total
3 799
9 240
-
-
Dividends
9 768
23 760
-
-
withholding
1 250
3 041
-
-
social contributions
1 680
4 087
-
-
surtax
-
-
-
-
total
2 930
7 128
-
-
Income
33 000
33 000
33 000
33 000
Total tax
14 324
16 368
14 204
13 952
After tax
18 676
16 632
18 796
19 048
Living cost
11 838
11 838
11 838
11 838
Free-cash
6 838
4 794
6 958
7 210

Estimated living cost  is ₴11838 per week

₴7464
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴963
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3210
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Paris , France
₴2337
₴2299
₴2085
-₴79
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
surtax
-
-
-
-
health
-
-
-
523
pensions
-
-
-
8 548
social contributions
-
-
-
940
income
-
-
-
2 917
other
-
-
-
1 024
total
-
-
-
13 952
Employee
21 670
-
25 146
-
income
1 891
-
2 791
-
surtax
-
-
-
-
social contributions
617
-
716
-
pensions
2 451
-
2 844
-
total
4 959
-
6 351
-
Employer
21 670
-
25 146
-
pensions
3 561
-
4 132
-
social contributions
65
-
76
-
other
748
-
867
-
health
1 517
-
1 760
-
unemployment
878
-
1 018
-
total
6 769
-
7 853
-
Corporate
4 561
33 000
-
-
income
1 277
9 240
-
-
surtax
-
-
-
-
total
1 277
9 240
-
-
Dividends
3 284
23 760
-
-
withholding
420
3 041
-
-
social contributions
565
4 087
-
-
surtax
-
-
-
-
total
985
7 128
-
-
Income
33 000
33 000
33 000
33 000
Total tax
13 990
16 368
14 204
13 952
After tax
19 010
16 632
18 796
19 048
Living cost
16 711
16 711
16 711
16 711
Free-cash
2 299
-79
2 085
2 337

Estimated living cost  is ₴16711 per week

₴11310
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1367
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴229
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3805
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Batumi , Georgia
₴30443
₴28705
₴24173
₴29123
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
33 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
330
total
-
-
-
330
Employee
2 784
-
33 000
-
income
557
-
6 600
-
total
557
-
6 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

30 216
33 000
-
-
total
-
-
-
-
Dividends
30 216
33 000
-
-
withholding
1 511
1 650
-
-
total
1 511
1 650
-
-
Income
33 000
33 000
33 000
33 000
Total tax
2 068
1 650
6 600
330
After tax
30 932
31 350
26 400
32 670
Living cost
2 227
2 227
2 227
2 227
Free-cash
28 705
29 123
24 173
30 443

Estimated living cost  is ₴2227 per week

₴1380
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴185
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴601
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Tbilisi , Georgia
₴29200
₴27228
₴22929
₴27879
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
33 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
330
total
-
-
-
330
Employee
4 338
-
33 000
-
income
868
-
6 600
-
total
868
-
6 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

28 662
33 000
-
-
total
-
-
-
-
Dividends
28 662
33 000
-
-
withholding
1 433
1 650
-
-
total
1 433
1 650
-
-
Income
33 000
33 000
33 000
33 000
Total tax
2 301
1 650
6 600
330
After tax
30 699
31 350
26 400
32 670
Living cost
3 470
3 470
3 470
3 470
Free-cash
27 228
27 879
22 929
29 200

Estimated living cost  is ₴3470 per week

₴2349
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴116
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Berlin , Germany
₴7898
₴8197
₴10325
₴3672
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
33 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
362
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 364
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 591
trade
-
-
-
2 427
total
-
-
-
11 744
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 215
-
33 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 416
-
6 591
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

78
-
362
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 364
-
2 364
-
total
3 858
-
9 317
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
15 785
33 000
-
-
trade
2 265
4 735
-
-
income
2 368
4 950
-
-
chamber of commerce
76
101
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

130
272
-
-
total
4 839
10 058
-
-
Dividends
10 946
22 941
-
-
withholding
2 605
5 604
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

143
308
-
-
total
2 748
5 912
-
-
Income
33 000
33 000
33 000
33 000
Total tax
11 445
15 970
9 317
11 744
After tax
21 555
17 030
23 683
21 256
Living cost
13 358
13 358
13 358
13 358
Free-cash
8 197
3 672
10 325
7 898

Estimated living cost  is ₴13358 per week

₴9215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴194
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dresden , Germany
₴10539
₴10036
₴13203
₴6210
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
33 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
362
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 364
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 591
trade
-
-
-
2 664
total
-
-
-
11 981
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 234
-
33 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

370
-
6 591
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
362
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 364
-
2 364
-
total
2 754
-
9 317
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
19 766
33 000
-
-
trade
3 113
5 198
-
-
income
2 965
4 950
-
-
chamber of commerce
81
100
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

163
272
-
-
total
6 322
10 520
-
-
Dividends
13 445
22 480
-
-
withholding
3 230
5 488
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

178
302
-
-
total
3 408
5 790
-
-
Income
33 000
33 000
33 000
33 000
Total tax
12 484
16 310
9 317
11 981
After tax
20 516
16 690
23 683
21 019
Living cost
10 480
10 480
10 480
10 480
Free-cash
10 036
6 210
13 203
10 539

Estimated living cost  is ₴10480 per week

₴6592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1222
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Hamburg , Germany
₴7309
₴7789
₴10091
₴2928
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
33 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
362
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 364
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 591
trade
-
-
-
2 782
total
-
-
-
12 099
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 546
-
33 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 508
-
6 591
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

83
-
362
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 364
-
2 364
-
total
3 955
-
9 317
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
15 454
33 000
-
-
trade
2 542
5 429
-
-
income
2 318
4 950
-
-
chamber of commerce
74
99
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

127
272
-
-
total
5 061
10 750
-
-
Dividends
10 392
22 250
-
-
withholding
2 467
5 431
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

136
299
-
-
total
2 603
5 730
-
-
Income
33 000
33 000
33 000
33 000
Total tax
11 619
16 480
9 317
12 099
After tax
21 381
16 520
23 683
20 901
Living cost
13 592
13 592
13 592
13 592
Free-cash
7 789
2 928
10 091
7 309

Estimated living cost  is ₴13592 per week

₴9091
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2865
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Munich , Germany
₴4932
₴6112
₴7833
₴501
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
33 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
362
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 364
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 591
trade
-
-
-
2 901
total
-
-
-
12 218
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 794
-
33 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 445
-
6 591
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

135
-
362
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 364
-
2 364
-
total
4 944
-
9 317
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
12 206
33 000
-
-
trade
2 093
5 660
-
-
income
1 831
4 950
-
-
chamber of commerce
70
99
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

100
272
-
-
total
4 094
10 981
-
-
Dividends
8 112
22 018
-
-
withholding
1 896
5 373
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

104
295
-
-
total
2 000
5 668
-
-
Income
33 000
33 000
33 000
33 000
Total tax
11 038
16 649
9 317
12 218
After tax
21 962
16 351
23 683
20 782
Living cost
15 850
15 850
15 850
15 850
Free-cash
6 112
501
7 833
4 932

Estimated living cost  is ₴15850 per week

₴11576
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1268
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴206
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2800
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Athens , Greece
₴9371
₴11887
₴8734
₴12986
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
surtax
-
-
-
722
unemployment
-
-
-
79
health
-
-
-
2 343
pensions
-
-
-
6 600
income
-
-
-
6 114
other
-
-
-
-
total
-
-
-
15 858
Employee
11 652
-
27 261
-
unemployment
811
-
1 898
-
other
-
-
-
-
income
1 953
-
5 697
-
surtax
41
-
649
-
pensions
777
-
1 818
-
health
297
-
695
-
total
3 879
-
10 757
-
Employer
11 652
-
27 261
-
pensions
1 553
-
3 634
-
other
-
-
-
-
health
530
-
1 240
-
unemployment
370
-
864
-
total
2 453
-
5 738
-
Corporate
18 895
33 000
-
-
income
4 913
8 580
-
-
total
4 913
8 580
-
-
Dividends
13 982
24 420
-
-
withholding
2 097
3 663
-
-
total
2 097
3 663
-
-
Income
33 000
33 000
33 000
33 000
Total tax
13 342
12 243
16 495
15 858
After tax
19 658
20 757
16 505
17 142
Living cost
7 771
7 771
7 771
7 771
Free-cash
11 887
12 986
8 734
9 371

Estimated living cost  is ₴7771 per week

₴4692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴676
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2224
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Thessaloniki , Greece
₴9507
₴12047
₴8870
₴13122
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
surtax
-
-
-
722
unemployment
-
-
-
79
health
-
-
-
2 343
pensions
-
-
-
6 600
income
-
-
-
6 114
other
-
-
-
-
total
-
-
-
15 858
Employee
11 442
-
27 261
-
unemployment
796
-
1 898
-
other
-
-
-
-
income
1 918
-
5 697
-
surtax
37
-
649
-
pensions
763
-
1 818
-
health
292
-
695
-
total
3 806
-
10 757
-
Employer
11 442
-
27 261
-
pensions
1 525
-
3 634
-
other
-
-
-
-
health
521
-
1 240
-
unemployment
362
-
864
-
total
2 408
-
5 738
-
Corporate
19 150
33 000
-
-
income
4 979
8 580
-
-
total
4 979
8 580
-
-
Dividends
14 171
24 420
-
-
withholding
2 125
3 663
-
-
total
2 125
3 663
-
-
Income
33 000
33 000
33 000
33 000
Total tax
13 318
12 243
16 495
15 858
After tax
19 682
20 757
16 505
17 142
Living cost
7 635
7 635
7 635
7 635
Free-cash
12 047
13 122
8 870
9 507

Estimated living cost  is ₴7635 per week

₴4668
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴176
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2086
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Budapest , Hungary
₴15952
₴11844
₴12221
₴11699
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
unemployment
-
-
-
495
health
-
-
-
2 310
pensions
-
-
-
3 300
income
-
-
-
4 034
total
-
-
-
10 139
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 974
3 969
27 615
-
unemployment
150
60
414
-
income
1 219
485
3 376
-
pensions
997
397
2 762
-
health
698
278
1 933
-
total
3 064
1 220
8 485
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 974
3 969
27 615
-
pensions
1 945
774
5 385
-
total
1 945
774
5 385
-
Corporate
21 081
28 257
-
-
income
1 897
2 543
-
-
total
1 897
2 543
-
-
Dividends
19 184
25 713
-
-
withholding
3 645
4 886
-
-
social contributions
3 696
4 969
-
-
total
7 341
9 855
-
-
Income
33 000
33 000
33 000
33 000
Total tax
14 247
14 392
13 870
10 139
After tax
18 753
18 608
19 130
22 861
Living cost
6 909
6 909
6 909
6 909
Free-cash
11 844
11 699
12 221
15 952

Estimated living cost  is ₴6909 per week

₴4715
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴565
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴138
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1491
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Reykjavik , Iceland
₴3178
₴3570
₴3437
₴3848
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
national
-
-
-
5 326
pensions
-
-
-
3 960
social contributions
-
-
-
355
municipal
-
-
-
3 437
total
-
-
-
13 078
Employee
25 956
-
28 528
-
municipal
3 206
-
3 565
-
national
4 968
-
5 524
-
pensions
1 038
-
1 141
-
total
9 212
-
10 230
-
Employer
25 956
-
28 528
-
pensions
2 076
-
2 282
-
social contributions
279
-
307
-
total
2 355
-
2 589
-
Corporate
2 975
33 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

595
6 600
-
-
total
595
6 600
-
-
Dividends
2 380
26 400
-
-
withholding
524
5 808
-
-
total
524
5 808
-
-
Income
33 000
33 000
33 000
33 000
Total tax
12 686
12 408
12 819
13 078
After tax
20 314
20 592
20 181
19 922
Living cost
16 744
16 744
16 744
16 744
Free-cash
3 570
3 848
3 437
3 178

Estimated living cost  is ₴16744 per week

₴11381
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴251
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Dublin , Ireland
₴2909
₴4155
₴2909
₴3391
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
social contributions
-
-
-
2 901
income
-
-
-
7 481
total
-
-
-
10 382
Employee
27 065
-
33 000
-
social contributions
2 248
-
2 901
-
income
5 107
-
7 481
-
total
7 355
-
10 382
-
Employer
27 065
-
33 000
-
total
-
-
-
-
Corporate
5 935
33 000
-
-
income
742
4 125
-
-
total
742
4 125
-
-
Dividends
5 193
28 875
-
-
withholding
1 039
5 775
-
-
total
1 039
5 775
-
-
Income
33 000
33 000
33 000
33 000
Total tax
9 136
9 900
10 382
10 382
After tax
23 864
23 100
22 618
22 618
Living cost
19 709
19 709
19 709
19 709
Free-cash
4 155
3 391
2 909
2 909

Estimated living cost  is ₴19709 per week

₴14995
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1606
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2921
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Milan , Italy
₴2456
₴1200
₴886
₴3007
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
national
-
-
-
6 898
regional
-
-
-
362
social contributions
-
-
-
8 488
municipal
-
-
-
196
total
-
-
-
15 944
Employee
30 750
-
33 000
-
municipal
163
-
175
-
national
5 328
-
5 895
-
social contributions
10 369
-
11 128
-
regional
290
-
316
-
total
16 150
-
17 514
-
Employer
30 750
-
33 000
-
total
-
-
-
-
Corporate
2 250
33 000
-
-
nationa
540
7 920
-
-
municipal
88
1 287
-
-
total
628
9 207
-
-
Dividends
1 622
23 793
-
-
withholding
422
6 186
-
-
total
422
6 186
-
-
Income
33 000
33 000
33 000
33 000
Total tax
17 200
15 393
17 514
15 944
After tax
15 800
17 607
15 486
17 056
Living cost
14 600
14 600
14 600
14 600
Free-cash
1 200
3 007
886
2 456

Estimated living cost  is ₴14600 per week

₴10177
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴957
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴224
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3241
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Naples , Italy
₴7601
₴7257
₴6038
₴8026
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
33 000
national
-
-
-
6 898
regional
-
-
-
497
social contributions
-
-
-
8 488
municipal
-
-
-
196
total
-
-
-
16 079
Employee
19 193
-
33 000
-
municipal
102
-
175
-
national
3 041
-
5 895
-
social contributions
6 472
-
11 128
-
regional
258
-
444
-
total
9 873
-
17 642
-
Employer
19 193
-
33 000
-
total
-
-
-
-
Corporate
13 807
33 000
-
-
nationa
3 314
7 920
-
-
municipal
686
1 640
-
-
total
4 000
9 560
-
-
Dividends