Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 32000
per

Your estimated
City
free-cash

Oslo , Norway
₴987
-₴31865
₴3633
₴7883
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
income
-
-
-
6 237
social contributions
-
-
-
3 648
total
-
-
-
9 885
Employee
26 500
-
-
-
social contributions
2 173
-
310
-
income
5 845
-
-
-
total
8 018
-
310
-
Employer
26 500
-
-
-
social contributions
37 365
-
5 325
-
total
37 365
-
5 325
-
Corporate
-
32 000
-
-
income
-
7 040
-
-
total
-
7 040
-
-
Dividends
-
24 960
-
-
income
-
5 491
-
-
total
-
5 491
-
-
Income
32 000
32 000
32 000
32 000
Total tax
45 383
12 531
5 635
9 885
After tax
-13 383
19 469
26 365
22 115
Living cost
18 482
18 482
18 482
18 482
Free-cash
-31 865
987
7 883
3 633

Estimated living cost  is ₴18482 per week

₴11992
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴236
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴4516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Oslo model

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