Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 32000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₴262
-₴10577
-₴10577
-₴8170
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
health
-
-
-
4 518
income
-
-
-
4 234
pensions
-
-
-
5 024
total
-
-
-
13 776
Employee
36 616
36 616
36 616
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

5 993
5 993
5 993
-
pensions
6 591
5 024
6 591
-
health
5 620
4 780
5 620
-
total
18 204
15 797
18 204
-
Employer
36 616
36 616
36 616
-
pensions
2 548
2 548
2 548
-
health
2 545
2 545
2 545
-
unemployment
1 318
1 318
1 318
-
total
6 411
6 411
6 411
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
32 000
32 000
32 000
32 000
Total tax
24 615
22 208
24 615
13 776
After tax
7 385
9 792
7 385
18 224
Living cost
17 962
17 962
17 962
17 962
Free-cash
-10 577
-8 170
-10 577
262

Estimated living cost  is ₴17962 per week

₴12729
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1619
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴286
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3328
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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