Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 32000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₴7613
₴6132
₴9161
₴6829
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
health
-
-
-
2 273
income
-
-
-
5 035
surtax
-
-
-
384
pensions
-
-
-
6 400
other
-
-
-
-
unemployment
-
-
-
113
total
-
-
-
14 205
Employee
16 434
-
26 435
-
unemployment
1 144
-
1 840
-
pensions
1 096
-
1 764
-
health
420
-
674
-
income
2 755
-
4 729
-
other
-
-
-
-
surtax
54
-
331
-
total
5 469
-
9 338
-
Employer
16 434
-
26 435
-
pensions
2 191
-
3 524
-
other
-
-
-
-
health
748
-
1 202
-
unemployment
521
-
838
-
total
3 460
-
5 564
-
Corporate
12 107
32 000
-
-
income
3 148
8 320
-
-
total
3 148
8 320
-
-
Dividends
8 959
23 680
-
-
withholding
1 344
3 553
-
-
total
1 344
3 553
-
-
Income
32 000
32 000
32 000
32 000
Total tax
13 421
11 873
14 902
14 205
After tax
18 579
20 127
17 098
17 795
Living cost
10 966
10 966
10 966
10 966
Free-cash
7 613
9 161
6 132
6 829

Estimated living cost  is ₴10966 per week

₴6705
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1012
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴253
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2996
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₴7385
₴5936
₴8965
₴6633
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
health
-
-
-
2 273
income
-
-
-
5 035
surtax
-
-
-
384
pensions
-
-
-
6 400
other
-
-
-
-
unemployment
-
-
-
113
total
-
-
-
14 205
Employee
16 736
-
26 435
-
unemployment
1 165
-
1 840
-
pensions
1 117
-
1 764
-
health
427
-
674
-
income
2 806
-
4 729
-
other
-
-
-
-
surtax
59
-
331
-
total
5 574
-
9 338
-
Employer
16 736
-
26 435
-
pensions
2 231
-
3 524
-
other
-
-
-
-
health
761
-
1 202
-
unemployment
531
-
838
-
total
3 523
-
5 564
-
Corporate
11 741
32 000
-
-
income
3 053
8 320
-
-
total
3 053
8 320
-
-
Dividends
8 688
23 680
-
-
withholding
1 303
3 553
-
-
total
1 303
3 553
-
-
Income
32 000
32 000
32 000
32 000
Total tax
13 453
11 873
14 902
14 205
After tax
18 547
20 127
17 098
17 795
Living cost
11 162
11 162
11 162
11 162
Free-cash
7 385
8 965
5 936
6 633

Estimated living cost  is ₴11162 per week

₴6739
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴970
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴259
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3194
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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