Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 32000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₴6395
₴6978
₴5701
₴8604
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
other
-
-
-
-
surtax
-
-
-
344
pensions
-
-
-
6 400
income
-
-
-
4 946
health
-
-
-
2 272
unemployment
-
-
-
119
total
-
-
-
14 081
Employee
17 270
-
26 434
-
pensions
1 152
-
1 763
-
income
2 895
-
4 642
-
other
-
-
-
-
health
441
-
674
-
unemployment
1 202
-
1 840
-
surtax
56
-
291
-
total
5 746
-
9 210
-
Employer
17 270
-
26 434
-
pensions
2 302
-
3 524
-
other
-
-
-
-
health
786
-
1 203
-
unemployment
547
-
838
-
total
3 635
-
5 565
-
Corporate
11 095
32 000
-
-
income
2 885
8 320
-
-
total
2 885
8 320
-
-
Dividends
8 210
23 680
-
-
withholding
1 232
3 552
-
-
total
1 232
3 552
-
-
Income
32 000
32 000
32 000
32 000
Total tax
13 498
11 872
14 775
14 081
After tax
18 502
20 128
17 225
17 919
Living cost
11 524
11 524
11 524
11 524
Free-cash
6 978
8 604
5 701
6 395

Estimated living cost  is ₴11524 per week

₴7046
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1063
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴266
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3148
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₴6189
₴6737
₴5495
₴8398
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
other
-
-
-
-
surtax
-
-
-
344
pensions
-
-
-
6 400
income
-
-
-
4 946
health
-
-
-
2 272
unemployment
-
-
-
119
total
-
-
-
14 081
Employee
17 587
-
26 434
-
pensions
1 173
-
1 763
-
income
2 948
-
4 642
-
other
-
-
-
-
health
449
-
674
-
unemployment
1 224
-
1 840
-
surtax
62
-
291
-
total
5 856
-
9 210
-
Employer
17 587
-
26 434
-
pensions
2 345
-
3 524
-
other
-
-
-
-
health
800
-
1 203
-
unemployment
558
-
838
-
total
3 703
-
5 565
-
Corporate
10 711
32 000
-
-
income
2 785
8 320
-
-
total
2 785
8 320
-
-
Dividends
7 926
23 680
-
-
withholding
1 189
3 552
-
-
total
1 189
3 552
-
-
Income
32 000
32 000
32 000
32 000
Total tax
13 533
11 872
14 775
14 081
After tax
18 467
20 128
17 225
17 919
Living cost
11 730
11 730
11 730
11 730
Free-cash
6 737
8 398
5 495
6 189

Estimated living cost  is ₴11730 per week

₴7082
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1020
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴273
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3357
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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