Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 32000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₴6512
₴8753
₴7148
₴5816
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
health
-
-
-
2 272
other
-
-
-
-
pensions
-
-
-
6 400
unemployment
-
-
-
117
income
-
-
-
4 970
surtax
-
-
-
354
total
-
-
-
14 113
Employee
17 047
-
26 435
-
health
435
-
674
-
pensions
1 137
-
1 763
-
unemployment
1 187
-
1 840
-
surtax
56
-
302
-
income
2 857
-
4 665
-
other
-
-
-
-
total
5 672
-
9 244
-
Employer
17 047
-
26 435
-
health
776
-
1 203
-
pensions
2 272
-
3 524
-
other
-
-
-
-
unemployment
540
-
838
-
total
3 588
-
5 565
-
Corporate
11 365
32 000
-
-
income
2 955
8 320
-
-
total
2 955
8 320
-
-
Dividends
8 410
23 680
-
-
withholding
1 262
3 552
-
-
total
1 262
3 552
-
-
Income
32 000
32 000
32 000
32 000
Total tax
13 477
11 872
14 809
14 113
After tax
18 523
20 128
17 191
17 887
Living cost
11 375
11 375
11 375
11 375
Free-cash
7 148
8 753
5 816
6 512

Estimated living cost  is ₴11375 per week

₴6955
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴262
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₴6309
₴8550
₴6911
₴5613
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
health
-
-
-
2 272
other
-
-
-
-
pensions
-
-
-
6 400
unemployment
-
-
-
117
income
-
-
-
4 970
surtax
-
-
-
354
total
-
-
-
14 113
Employee
17 360
-
26 435
-
health
443
-
674
-
pensions
1 158
-
1 763
-
unemployment
1 208
-
1 840
-
surtax
62
-
302
-
income
2 910
-
4 665
-
other
-
-
-
-
total
5 781
-
9 244
-
Employer
17 360
-
26 435
-
health
789
-
1 203
-
pensions
2 314
-
3 524
-
other
-
-
-
-
unemployment
551
-
838
-
total
3 654
-
5 565
-
Corporate
10 986
32 000
-
-
income
2 856
8 320
-
-
total
2 856
8 320
-
-
Dividends
8 129
23 680
-
-
withholding
1 220
3 552
-
-
total
1 220
3 552
-
-
Income
32 000
32 000
32 000
32 000
Total tax
13 511
11 872
14 809
14 113
After tax
18 489
20 128
17 191
17 887
Living cost
11 578
11 578
11 578
11 578
Free-cash
6 911
8 550
5 613
6 309

Estimated living cost  is ₴11578 per week

₴6990
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1007
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴269
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3313
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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