Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 32000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₴9293
₴6235
₴6932
₴7763
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
income
-
-
-
5 056
other
-
-
-
-
surtax
-
-
-
393
unemployment
-
-
-
112
health
-
-
-
2 272
pensions
-
-
-
6 400
total
-
-
-
14 233
Employee
16 237
-
26 435
-
other
-
-
-
-
unemployment
1 130
-
1 840
-
pensions
1 083
-
1 763
-
surtax
53
-
340
-
income
2 722
-
4 748
-
health
415
-
674
-
total
5 403
-
9 365
-
Employer
16 237
-
26 435
-
health
739
-
1 203
-
pensions
2 165
-
3 524
-
unemployment
514
-
838
-
other
-
-
-
-
total
3 418
-
5 565
-
Corporate
12 345
32 000
-
-
income
3 210
8 320
-
-
total
3 210
8 320
-
-
Dividends
9 135
23 680
-
-
withholding
1 371
3 552
-
-
total
1 371
3 552
-
-
Income
32 000
32 000
32 000
32 000
Total tax
13 402
11 872
14 930
14 233
After tax
18 598
20 128
17 070
17 767
Living cost
10 835
10 835
10 835
10 835
Free-cash
7 763
9 293
6 235
6 932

Estimated living cost  is ₴10835 per week

₴6625
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1000
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2960
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₴9099
₴6041
₴6738
₴7536
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
income
-
-
-
5 056
other
-
-
-
-
surtax
-
-
-
393
unemployment
-
-
-
112
health
-
-
-
2 272
pensions
-
-
-
6 400
total
-
-
-
14 233
Employee
16 536
-
26 435
-
other
-
-
-
-
unemployment
1 151
-
1 840
-
pensions
1 103
-
1 763
-
surtax
59
-
340
-
income
2 772
-
4 748
-
health
422
-
674
-
total
5 507
-
9 365
-
Employer
16 536
-
26 435
-
health
752
-
1 203
-
pensions
2 205
-
3 524
-
unemployment
525
-
838
-
other
-
-
-
-
total
3 482
-
5 565
-
Corporate
11 983
32 000
-
-
income
3 116
8 320
-
-
total
3 116
8 320
-
-
Dividends
8 867
23 680
-
-
withholding
1 330
3 552
-
-
total
1 330
3 552
-
-
Income
32 000
32 000
32 000
32 000
Total tax
13 435
11 872
14 930
14 233
After tax
18 565
20 128
17 070
17 767
Living cost
11 029
11 029
11 029
11 029
Free-cash
7 536
9 099
6 041
6 738

Estimated living cost  is ₴11029 per week

₴6659
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴959
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴256
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3156
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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