Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 32000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₴5895
₴8853
₴6588
₴7264
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
other
-
-
-
-
health
-
-
-
2 273
income
-
-
-
4 986
pensions
-
-
-
6 400
surtax
-
-
-
362
unemployment
-
-
-
116
total
-
-
-
14 137
Employee
16 896
-
26 436
-
surtax
55
-
309
-
income
2 832
-
4 680
-
other
-
-
-
-
pensions
1 127
-
1 764
-
health
431
-
674
-
unemployment
1 176
-
1 840
-
total
5 621
-
9 267
-
Employer
16 896
-
26 436
-
other
-
-
-
-
unemployment
535
-
838
-
health
769
-
1 202
-
pensions
2 252
-
3 523
-
total
3 556
-
5 563
-
Corporate
11 547
32 000
-
-
income
3 002
8 320
-
-
total
3 002
8 320
-
-
Dividends
8 545
23 680
-
-
withholding
1 282
3 552
-
-
total
1 282
3 552
-
-
Income
32 000
32 000
32 000
32 000
Total tax
13 461
11 872
14 830
14 137
After tax
18 539
20 128
17 170
17 863
Living cost
11 275
11 275
11 275
11 275
Free-cash
7 264
8 853
5 895
6 588

Estimated living cost  is ₴11275 per week

₴6894
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴260
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3080
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₴5694
₴8652
₴6387
₴7027
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
other
-
-
-
-
health
-
-
-
2 273
income
-
-
-
4 986
pensions
-
-
-
6 400
surtax
-
-
-
362
unemployment
-
-
-
116
total
-
-
-
14 137
Employee
17 206
-
26 436
-
surtax
61
-
309
-
income
2 885
-
4 680
-
other
-
-
-
-
pensions
1 148
-
1 764
-
health
439
-
674
-
unemployment
1 197
-
1 840
-
total
5 730
-
9 267
-
Employer
17 206
-
26 436
-
other
-
-
-
-
unemployment
546
-
838
-
health
782
-
1 202
-
pensions
2 294
-
3 523
-
total
3 622
-
5 563
-
Corporate
11 171
32 000
-
-
income
2 905
8 320
-
-
total
2 905
8 320
-
-
Dividends
8 266
23 680
-
-
withholding
1 240
3 552
-
-
total
1 240
3 552
-
-
Income
32 000
32 000
32 000
32 000
Total tax
13 497
11 872
14 830
14 137
After tax
18 503
20 128
17 170
17 863
Living cost
11 476
11 476
11 476
11 476
Free-cash
7 027
8 652
5 694
6 387

Estimated living cost  is ₴11476 per week

₴6929
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴998
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴267
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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