Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 32000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴19572
₴16815
₴15189
₴15929
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
income
-
-
-
4 800
health
-
-
-
1 819
unemployment
-
-
-
63
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 341
total
-
-
-
9 023
Employee
10 313
-
28 897
-
health
474
-
727
-
income
1 031
-
2 890
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

905
-
1 389
-
accident

We are using the highest rate at 1.1%.

113
-
174
-
total
2 523
-
5 180
-
Employer
10 313
-
28 897
-
accident

We are using the highest rate at 1.1%.

113
-
174
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 136
-
1 743
-
health
712
-
1 091
-
unemployment
62
-
95
-
total
2 023
-
3 103
-
Corporate
19 664
32 000
-
-
income
1 966
3 200
-
-
total
1 966
3 200
-
-
Dividends
17 698
28 800
-
-
withholding
885
1 440
-
-
total
885
1 440
-
-
Income
32 000
32 000
32 000
32 000
Total tax
7 397
4 640
8 283
9 023
After tax
24 603
27 360
23 717
22 977
Living cost
7 788
7 788
7 788
7 788
Free-cash
16 815
19 572
15 929
15 189

Estimated living cost  is ₴7788 per week

₴5151
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴186
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2006
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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