Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 31500
per

Your estimated
City
free-cash

Andorra , Andorra
₴13682
₴16731
₴14566
₴17899
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 500
social contributions
-
-
-
6 930
income
-
-
-
437
total
-
-
-
7 367
Employee
11 178
-
27 272
-
social contributions
726
-
1 773
-
income
-
-
483
-
total
726
-
2 256
-
Employer
11 178
-
27 272
-
social contributions
1 733
-
4 227
-
total
1 733
-
4 227
-
Corporate
18 590
31 500
-
-
income
1 859
3 150
-
-
total
1 859
3 150
-
-
Dividends
16 730
28 350
-
-
total
-
-
-
-
Income
31 500
31 500
31 500
31 500
Total tax
4 318
3 150
6 483
7 367
After tax
27 182
28 350
25 017
24 133
Living cost
10 451
10 451
10 451
10 451
Free-cash
16 731
17 899
14 566
13 682

Estimated living cost  is ₴10451 per week

₴6758
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴788
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2709
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Graz , Austria
₴5195
₴6486
-₴957
₴6657
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 500
surtax
-
-
-
-
unemployment
-
-
-
2 132
health
-
-
-
2 410
chamber of commerce
-
-
-
126
pensions
-
-
-
5 827
income
-
-
-
4 718
total
-
-
-
15 213
Employee
15 198
13 856
24 461
-
unemployment
456
416
734
-
other
152
139
245
-
income
1 354
1 022
4 109
-
pensions
1 556
1 419
2 505
-
health
588
536
947
-
total
4 106
3 532
8 540
-
Employer
15 198
13 856
24 461
-
pensions
1 907
1 739
3 070
-
surtax
-
-
-
-
payroll
456
416
734
-
other
722
658
1 162
-
health
575
524
924
-
accident
197
180
318
-
unemployment
456
416
734
-
chamber of commerce
61
55
98
-
total
4 374
3 988
7 040
-
Corporate
11 928
13 657
23 141
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

2 982
3 414
5 785
-
total
2 982
3 414
5 785
-
Dividends
8 946
10 242
-
-
withholding
2 460
2 817
-
-
total
2 460
2 817
-
-
Income
31 500
31 500
31 500
31 500
Total tax
13 922
13 751
21 365
15 213
After tax
17 578
17 749
10 135
16 287
Living cost
11 092
11 092
11 092
11 092
Free-cash
6 486
6 657
-957
5 195

Estimated living cost  is ₴11092 per week

₴6654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1133
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴198
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Vienna , Austria
₴3967
₴4925
-₴2109
₴5461
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 500
surtax
-
-
-
69
unemployment
-
-
-
2 132
health
-
-
-
2 410
chamber of commerce
-
-
-
126
pensions
-
-
-
5 827
income
-
-
-
4 718
total
-
-
-
15 282
Employee
17 376
13 856
24 407
-
unemployment
521
416
732
-
other
174
139
244
-
income
1 978
1 022
4 074
-
pensions
1 779
1 419
2 499
-
health
672
536
945
-
total
5 124
3 532
8 494
-
Employer
17 376
13 856
24 407
-
pensions
2 181
1 739
3 063
-
surtax
69
69
69
-
payroll
521
416
732
-
other
825
658
1 159
-
health
656
524
922
-
accident
226
180
317
-
unemployment
521
416
732
-
chamber of commerce
69
55
98
-
total
5 068
4 057
7 092
-
Corporate
9 056
13 588
23 088
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

2 264
3 397
5 772
-
total
2 264
3 397
5 772
-
Dividends
6 792
10 191
-
-
withholding
1 868
2 802
-
-
total
1 868
2 802
-
-
Income
31 500
31 500
31 500
31 500
Total tax
14 324
13 788
21 358
15 282
After tax
17 176
17 712
10 142
16 218
Living cost
12 251
12 251
12 251
12 251
Free-cash
4 925
5 461
-2 109
3 967

Estimated living cost  is ₴12251 per week

₴8171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1045
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2834
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₴2517
-₴608
-₴201
₴5001
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 500
national
-
-
-
9 963
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 606
social contributions
-
-
-
4 737
total
-
-
-
16 306
Employee

The minimum management director salary is set at €45,000 per year.

24 870
-
24 397
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

216
-
212
-
national
7 646
-
7 461
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 297
-
1 273
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 865
-
1 830
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 168
-
1 147
-
total
12 192
-
11 923
-
Employer

The minimum management director salary is set at €45,000 per year.

24 870
-
24 397
-
surtax
2 820
-
2 767
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 204
-
2 161
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 529
-
1 500
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

323
-
317
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

363
-
356
-
total
7 239
-
7 101
-
Corporate
-
31 500
-
-
income
-
6 300
-
-
surtax
-
126
-
-
total
-
6 426
-
-
Dividends
-
25 074
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
7 396
-
-
total
-
7 396
-
-
Income
31 500
31 500
31 500
31 500
Total tax
19 431
13 822
19 024
16 306
After tax
12 069
17 678
12 476
15 194
Living cost
12 677
12 677
12 677
12 677
Free-cash
-608
5 001
-201
2 517

Estimated living cost  is ₴12677 per week

₴8166
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1108
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴199
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Sofia , Bulgaria
₴17549
₴18831
₴18463
₴20951
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 500
unemployment
-
-
-
49
health
-
-
-
1 397
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 798
income
-
-
-
4 725
total
-
-
-
7 969
Employee
7 921
-
29 117
-
accident

We are using the highest rate at 1.1%.

87
-
134
-
income
792
-
2 912
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

695
-
1 067
-
health
364
-
559
-
total
1 938
-
4 672
-
Employer
7 921
-
29 117
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

873
-
1 338
-
health
547
-
838
-
accident

We are using the highest rate at 1.1%.

87
-
134
-
unemployment
48
-
73
-
total
1 555
-
2 383
-
Corporate
22 025
31 500
-
-
income
2 203
3 150
-
-
total
2 203
3 150
-
-
Dividends
19 822
28 350
-
-
withholding
991
1 417
-
-
total
991
1 417
-
-
Income
31 500
31 500
31 500
31 500
Total tax
6 687
4 567
7 055
7 969
After tax
24 813
26 933
24 445
23 531
Living cost
5 982
5 982
5 982
5 982
Free-cash
18 831
20 951
18 463
17 549

Estimated living cost  is ₴5982 per week

₴3956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴342
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴143
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1541
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Varna , Bulgaria
₴18972
₴20758
₴19886
₴22374
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 500
unemployment
-
-
-
49
health
-
-
-
1 397
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 798
income
-
-
-
4 725
total
-
-
-
7 969
Employee
6 037
-
29 117
-
accident

We are using the highest rate at 1.1%.

66
-
134
-
income
604
-
2 912
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

530
-
1 067
-
health
278
-
559
-
total
1 478
-
4 672
-
Employer
6 037
-
29 117
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

665
-
1 338
-
health
417
-
838
-
accident

We are using the highest rate at 1.1%.

66
-
134
-
unemployment
36
-
73
-
total
1 184
-
2 383
-
Corporate
24 278
31 500
-
-
income
2 428
3 150
-
-
total
2 428
3 150
-
-
Dividends
21 850
28 350
-
-
withholding
1 093
1 417
-
-
total
1 093
1 417
-
-
Income
31 500
31 500
31 500
31 500
Total tax
6 183
4 567
7 055
7 969
After tax
25 317
26 933
24 445
23 531
Living cost
4 559
4 559
4 559
4 559
Free-cash
20 758
22 374
19 886
18 972

Estimated living cost  is ₴4559 per week

₴2662
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴326
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴121
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Larnaca , Cyprus
₴14742
₴13135
₴14711
₴15025
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 500
health
-
-
-
803
social contributions
-
-
-
4 914
income
-
-
-
2 991
total
-
-
-
8 708
Employee
26 735
26 735
28 598
-
income
2 911
2 475
2 978
-
social contributions
1 011
2 219
2 373
-
health
207
455
486
-
total
4 129
5 149
5 837
-
Employer
26 735
26 735
28 598
-
social contributions
1 011
2 219
2 373
-
health
225
495
529
-
total
1 236
2 714
2 902
-
Corporate
18 085
2 051
-
-
income
2 260
257
-
-
total
2 260
257
-
-
Dividends
15 825
1 794
-
-
withholding
2 690
305
-
-
total
2 690
305
-
-
Income
31 500
31 500
31 500
31 500
Total tax
10 315
8 425
8 739
8 708
After tax
21 185
23 075
22 761
22 792
Living cost
8 050
8 050
8 050
8 050
Free-cash
13 135
15 025
14 711
14 742

Estimated living cost  is ₴8050 per week

₴4824
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴178
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Limassol , Cyprus
₴11515
₴10358
₴11484
₴11798
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 500
health
-
-
-
803
social contributions
-
-
-
4 914
income
-
-
-
2 991
total
-
-
-
8 708
Employee
26 735
26 735
28 598
-
income
2 807
2 475
2 978
-
social contributions
1 299
2 219
2 373
-
health
266
455
486
-
total
4 372
5 149
5 837
-
Employer
26 735
26 735
28 598
-
social contributions
1 299
2 219
2 373
-
health
290
495
529
-
total
1 589
2 714
2 902
-
Corporate
14 262
2 051
-
-
income
1 783
257
-
-
total
1 783
257
-
-
Dividends
12 479
1 794
-
-
withholding
2 121
305
-
-
total
2 121
305
-
-
Income
31 500
31 500
31 500
31 500
Total tax
9 865
8 425
8 739
8 708
After tax
21 635
23 075
22 761
22 792
Living cost
11 277
11 277
11 277
11 277
Free-cash
10 358
11 798
11 484
11 515

Estimated living cost  is ₴11277 per week

₴7709
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2498
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Brno , Czech Republic
₴7301
₴10779
₴7943
₴13647
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 500
health
-
-
-
4 253
social contributions
-
-
-
9 198
income
-
-
-
2 707
solidarity contribution
-
-
-
-
total
-
-
-
16 158
Employee
11 826
-
23 507
-
income
1 419
-
2 821
-
social contributions
769
-
1 528
-
health
1 596
-
3 174
-
solidarity contribution
-
-
-
-
total
3 784
-
7 523
-
Employer
11 826
-
23 507
-
social contributions
2 956
-
5 877
-
health
1 064
-
2 116
-
total
4 020
-
7 993
-
Corporate
15 654
31 500
-
-
income
2 974
5 985
-
-
total
2 974
5 985
-
-
Dividends
12 679
25 515
-
-
withholding
1 902
3 827
-
-
total
1 902
3 827
-
-
Income
31 500
31 500
31 500
31 500
Total tax
12 680
9 812
15 516
16 158
After tax
18 820
21 688
15 984
15 342
Living cost
8 041
8 041
8 041
8 041
Free-cash
10 779
13 647
7 943
7 301

Estimated living cost  is ₴8041 per week

₴5586
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴572
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1726
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Prague , Czech Republic
₴5433
₴8244
₴6075
₴11779
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 500
health
-
-
-
4 253
social contributions
-
-
-
9 198
income
-
-
-
2 707
solidarity contribution
-
-
-
-
total
-
-
-
16 158
Employee
14 572
-
23 507
-
income
1 749
-
2 821
-
social contributions
947
-
1 528
-
health
1 967
-
3 174
-
solidarity contribution
-
-
-
-
total
4 663
-
7 523
-
Employer
14 572
-
23 507
-
social contributions
3 643
-
5 877
-
health
1 311
-
2 116
-
total
4 954
-
7 993
-
Corporate
11 973
31 500
-
-
income
2 275
5 985
-
-
total
2 275
5 985
-
-
Dividends
9 698
25 515
-
-
withholding
1 455
3 827
-
-
total
1 455
3 827
-
-
Income
31 500
31 500
31 500
31 500
Total tax
13 347
9 812
15 516
16 158
After tax
18 153
21 688
15 984
15 342
Living cost
9 909
9 909
9 909
9 909
Free-cash
8 244
11 779
6 075
5 433

Estimated living cost  is ₴9909 per week

₴7369
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴549
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴171
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1820
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Copenhagen , Denmark
₴2919
-₴44459
-₴44459
-₴44459
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 500
national
-
-
-
3 289
pensions
-
-
-
302
municipal
-
-
-
5 704
labour market
-
-
-
2 496
total
-
-
-
11 791
Employee
70 867
70 867
70 867
-
municipal
15 091
15 091
15 091
-
national
8 658
8 658
8 658
-
pensions
101
101
101
-
labour market
5 661
5 661
5 661
-
total
29 511
29 511
29 511
-
Employer
70 867
70 867
70 867
-
pensions
201
201
201
-
labour market
5 669
5 669
5 669
-
municipal
15 115
15 115
15 115
-
national
8 673
8 673
8 673
-
total
29 658
29 658
29 658
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
31 500
31 500
31 500
31 500
Total tax
59 169
59 169
59 169
11 791
After tax
-27 669
-27 669
-27 669
19 709
Living cost
16 790
16 790
16 790
16 790
Free-cash
-44 459
-44 459
-44 459
2 919

Estimated living cost  is ₴16790 per week

₴11491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴258
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3555
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Tallinn , Estonia
₴8486
₴14642
₴9758
₴16802
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 500
health
-
-
-
4 095
pensions
-
-
-
6 300
income
-
-
-
4 221
total
-
-
-
14 616
Employee
9 863
-
23 543
-
unemployment
158
-
377
-
income
1 110
-
4 539
-
pensions
197
-
471
-
total
1 465
-
5 387
-
Employer
9 863
-
23 543
-
pensions
1 973
-
4 708
-
health
1 282
-
3 061
-
unemployment
79
-
188
-
total
3 334
-
7 957
-
Corporate
18 303
31 500
-
-
income
3 661
6 300
-
-
total
3 661
6 300
-
-
Dividends
14 642
25 200
-
-
total
-
-
-
-
Income
31 500
31 500
31 500
31 500
Total tax
8 460
6 300
13 344
14 616
After tax
23 040
25 200
18 156
16 884
Living cost
8 398
8 398
8 398
8 398
Free-cash
14 642
16 802
9 758
8 486

Estimated living cost  is ₴8398 per week

₴5760
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1969
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Helsinki , Finland
₴9386
₴6752
₴4883
₴7846
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
31 500
national
-
-
-
2 817
health
-
-
-
340
municipal
-
-
-
5 609
total
-
-
-
8 766
Employee
18 292
-
26 500
-
unemployment
274
-
397
-
municipal
2 996
-
4 329
-
national
302
-
1 492
-
pensions
1 234
-
1 789
-
health
137
-
263
-
total
4 943
-
8 270
-
Employer
18 292
-
26 500
-
pensions
3 174
-
4 597
-
health
141
-
204
-
accident
18
-
26
-
unemployment
119
-
172
-
total
3 452
-
4 999
-
Corporate
9 756
31 500
-
-
income
1 951
6 300
-
-
total
1 951
6 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

5 854
18 900
-
-
municipal
1 054
3 402
-
-
national
-
604
-
-
total
1 054
4 006
-
-
Income
31 500
31 500
31 500
31 500
Total tax
11 400
10 306
13 269
8 766
After tax
20 100
21 194
18 231
22 734
Living cost
13 348
13 348
13 348
13 348
Free-cash
6 752
7 846
4 883
9 386

Estimated living cost  is ₴13348 per week

₴8719
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1284
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴212
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3133
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Marseille , France
₴7515
₴7089
₴7411
₴5159
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 500
surtax
-
-
-
-
health
-
-
-
404
pensions
-
-
-
8 452
social contributions
-
-
-
898
income
-
-
-
2 537
other
-
-
-
977
total
-
-
-
13 268
Employee
13 283
-
24 004
-
income
685
-
2 477
-
surtax
-
-
-
-
social contributions
379
-
684
-
pensions
1 502
-
2 715
-
total
2 566
-
5 876
-
Employer
13 283
-
24 004
-
pensions
2 183
-
3 944
-
social contributions
40
-
72
-
other
459
-
828
-
health
930
-
1 680
-
unemployment
538
-
972
-
total
4 150
-
7 496
-
Corporate
14 069
31 500
-
-
income
3 940
8 820
-
-
surtax
-
-
-
-
total
3 940
8 820
-
-
Dividends
10 129
22 680
-
-
withholding
1 296
2 903
-
-
social contributions
1 742
3 901
-
-
surtax
-
-
-
-
total
3 038
6 804
-
-
Income
31 500
31 500
31 500
31 500
Total tax
13 694
15 624
13 372
13 268
After tax
17 806
15 876
18 128
18 232
Living cost
10 717
10 717
10 717
10 717
Free-cash
7 089
5 159
7 411
7 515

Estimated living cost  is ₴10717 per week

₴6215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1089
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3210
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Nice , France
₴6337
₴6036
₴6233
₴3981
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 500
surtax
-
-
-
-
health
-
-
-
404
pensions
-
-
-
8 452
social contributions
-
-
-
898
income
-
-
-
2 537
other
-
-
-
977
total
-
-
-
13 268
Employee
14 880
-
24 004
-
income
878
-
2 477
-
surtax
-
-
-
-
social contributions
424
-
684
-
pensions
1 682
-
2 715
-
total
2 984
-
5 876
-
Employer
14 880
-
24 004
-
pensions
2 445
-
3 944
-
social contributions
45
-
72
-
other
513
-
828
-
health
1 042
-
1 680
-
unemployment
602
-
972
-
total
4 647
-
7 496
-
Corporate
11 973
31 500
-
-
income
3 352
8 820
-
-
surtax
-
-
-
-
total
3 352
8 820
-
-
Dividends
8 620
22 680
-
-
withholding
1 103
2 903
-
-
social contributions
1 483
3 901
-
-
surtax
-
-
-
-
total
2 586
6 804
-
-
Income
31 500
31 500
31 500
31 500
Total tax
13 569
15 624
13 372
13 268
After tax
17 931
15 876
18 128
18 232
Living cost
11 895
11 895
11 895
11 895
Free-cash
6 036
3 981
6 233
6 337

Estimated living cost  is ₴11895 per week

₴7501
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3226
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Paris , France
₴1439
₴1474
₴1335
-₴917
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 500
surtax
-
-
-
-
health
-
-
-
404
pensions
-
-
-
8 452
social contributions
-
-
-
898
income
-
-
-
2 537
other
-
-
-
977
total
-
-
-
13 268
Employee
21 776
-
24 004
-
income
1 900
-
2 477
-
surtax
-
-
-
-
social contributions
620
-
684
-
pensions
2 463
-
2 715
-
total
4 983
-
5 876
-
Employer
21 776
-
24 004
-
pensions
3 578
-
3 944
-
social contributions
65
-
72
-
other
752
-
828
-
health
1 524
-
1 680
-
unemployment
882
-
972
-
total
6 801
-
7 496
-
Corporate
2 923
31 500
-
-
income
818
8 820
-
-
surtax
-
-
-
-
total
818
8 820
-
-
Dividends
2 105
22 680
-
-
withholding
269
2 903
-
-
social contributions
362
3 901
-
-
surtax
-
-
-
-
total
631
6 804
-
-
Income
31 500
31 500
31 500
31 500
Total tax
13 233
15 624
13 372
13 268
After tax
18 267
15 876
18 128
18 232
Living cost
16 793
16 793
16 793
16 793
Free-cash
1 474
-917
1 335
1 439

Estimated living cost  is ₴16793 per week

₴11365
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1374
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴230
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3824
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Batumi , Georgia
₴28958
₴27280
₴22973
₴27698
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
31 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
315
total
-
-
-
315
Employee
2 784
-
31 500
-
income
557
-
6 300
-
total
557
-
6 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

28 716
31 500
-
-
total
-
-
-
-
Dividends
28 716
31 500
-
-
withholding
1 436
1 575
-
-
total
1 436
1 575
-
-
Income
31 500
31 500
31 500
31 500
Total tax
1 993
1 575
6 300
315
After tax
29 507
29 925
25 200
31 185
Living cost
2 227
2 227
2 227
2 227
Free-cash
27 280
27 698
22 973
28 958

Estimated living cost  is ₴2227 per week

₴1380
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴185
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴601
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Tbilisi , Georgia
₴27714
₴25803
₴21729
₴26454
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
31 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
315
total
-
-
-
315
Employee
4 339
-
31 500
-
income
868
-
6 300
-
total
868
-
6 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

27 161
31 500
-
-
total
-
-
-
-
Dividends
27 161
31 500
-
-
withholding
1 358
1 575
-
-
total
1 358
1 575
-
-
Income
31 500
31 500
31 500
31 500
Total tax
2 226
1 575
6 300
315
After tax
29 274
29 925
25 200
31 185
Living cost
3 471
3 471
3 471
3 471
Free-cash
25 803
26 454
21 729
27 714

Estimated living cost  is ₴3471 per week

₴2349
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴116
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Berlin , Germany
₴7171
₴7385
₴9371
₴2837
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
31 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
330
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 001
trade
-
-
-
2 200
total
-
-
-
10 906
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 299
-
31 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 423
-
6 001
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

79
-
330
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
3 877
-
8 706
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
14 201
31 500
-
-
trade
2 038
4 520
-
-
income
2 130
4 725
-
-
chamber of commerce
74
99
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

117
260
-
-
total
4 359
9 604
-
-
Dividends
9 841
21 896
-
-
withholding
2 328
5 342
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

128
294
-
-
total
2 456
5 636
-
-
Income
31 500
31 500
31 500
31 500
Total tax
10 692
15 240
8 706
10 906
After tax
20 808
16 260
22 794
20 594
Living cost
13 423
13 423
13 423
13 423
Free-cash
7 385
2 837
9 371
7 171

Estimated living cost  is ₴13423 per week

₴9260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1444
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dresden , Germany
₴9847
₴9252
₴12263
₴5405
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
31 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
330
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 001
trade
-
-
-
2 416
total
-
-
-
11 122
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 298
-
31 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

371
-
6 001
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
330
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
2 766
-
8 706
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
18 202
31 500
-
-
trade
2 867
4 961
-
-
income
2 730
4 725
-
-
chamber of commerce
79
98
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

150
260
-
-
total
5 826
10 044
-
-
Dividends
12 375
21 456
-
-
withholding
2 962
5 232
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

163
288
-
-
total
3 125
5 520
-
-
Income
31 500
31 500
31 500
31 500
Total tax
11 717
15 564
8 706
11 122
After tax
19 783
15 936
22 794
20 378
Living cost
10 531
10 531
10 531
10 531
Free-cash
9 252
5 405
12 263
9 847

Estimated living cost  is ₴10531 per week

₴6624
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1228
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2482
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Hamburg , Germany
₴6614
₴7001
₴9136
₴2115
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
31 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
330
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 001
trade
-
-
-
2 522
total
-
-
-
11 228
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 632
-
31 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 515
-
6 001
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

83
-
330
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
3 973
-
8 706
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
13 868
31 500
-
-
trade
2 282
5 182
-
-
income
2 080
4 725
-
-
chamber of commerce
73
98
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

114
260
-
-
total
4 549
10 265
-
-
Dividends
9 320
21 236
-
-
withholding
2 198
5 177
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

121
285
-
-
total
2 319
5 462
-
-
Income
31 500
31 500
31 500
31 500
Total tax
10 841
15 727
8 706
11 228
After tax
20 659
15 773
22 794
20 272
Living cost
13 658
13 658
13 658
13 658
Free-cash
7 001
2 115
9 136
6 614

Estimated living cost  is ₴13658 per week

₴9135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1440
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴204
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Munich , Germany
₴4236
₴5321
₴6866
-₴316
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
31 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
330
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 001
trade
-
-
-
2 630
total
-
-
-
11 336
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 895
-
31 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 457
-
6 001
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

135
-
330
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
4 967
-
8 706
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
10 605
31 500
-
-
trade
1 819
5 402
-
-
income
1 591
4 725
-
-
chamber of commerce
68
97
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

88
260
-
-
total
3 566
10 484
-
-
Dividends
7 039
21 016
-
-
withholding
1 628
5 122
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

90
282
-
-
total
1 718
5 404
-
-
Income
31 500
31 500
31 500
31 500
Total tax
10 251
15 888
8 706
11 336
After tax
21 249
15 612
22 794
20 164
Living cost
15 928
15 928
15 928
15 928
Free-cash
5 321
-316
6 866
4 236

Estimated living cost  is ₴15928 per week

₴11633
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1274
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴207
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2814
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Athens , Greece
₴8732
₴10899
₴8126
₴12005
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 500
surtax
-
-
-
647
unemployment
-
-
-
79
health
-
-
-
2 236
pensions
-
-
-
6 300
income
-
-
-
5 697
other
-
-
-
-
total
-
-
-
14 959
Employee
11 709
-
26 022
-
unemployment
815
-
1 811
-
other
-
-
-
-
income
1 963
-
5 299
-
surtax
42
-
577
-
pensions
781
-
1 736
-
health
299
-
664
-
total
3 900
-
10 087
-
Employer
11 709
-
26 022
-
pensions
1 561
-
3 469
-
other
-
-
-
-
health
532
-
1 184
-
unemployment
371
-
825
-
total
2 464
-
5 478
-
Corporate
17 326
31 500
-
-
income
4 505
8 190
-
-
total
4 505
8 190
-
-
Dividends
12 821
23 310
-
-
withholding
1 923
3 496
-
-
total
1 923
3 496
-
-
Income
31 500
31 500
31 500
31 500
Total tax
12 792
11 686
15 565
14 959
After tax
18 708
19 814
15 935
16 541
Living cost
7 809
7 809
7 809
7 809
Free-cash
10 899
12 005
8 126
8 732

Estimated living cost  is ₴7809 per week

₴4715
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴679
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Thessaloniki , Greece
₴8869
₴11059
₴8263
₴12142
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 500
surtax
-
-
-
647
unemployment
-
-
-
79
health
-
-
-
2 236
pensions
-
-
-
6 300
income
-
-
-
5 697
other
-
-
-
-
total
-
-
-
14 959
Employee
11 498
-
26 022
-
unemployment
800
-
1 811
-
other
-
-
-
-
income
1 927
-
5 299
-
surtax
38
-
577
-
pensions
767
-
1 736
-
health
294
-
664
-
total
3 826
-
10 087
-
Employer
11 498
-
26 022
-
pensions
1 533
-
3 469
-
other
-
-
-
-
health
523
-
1 184
-
unemployment
364
-
825
-
total
2 420
-
5 478
-
Corporate
17 582
31 500
-
-
income
4 571
8 190
-
-
total
4 571
8 190
-
-
Dividends
13 011
23 310
-
-
withholding
1 952
3 496
-
-
total
1 952
3 496
-
-
Income
31 500
31 500
31 500
31 500
Total tax
12 769
11 686
15 565
14 959
After tax
18 731
19 814
15 935
16 541
Living cost
7 672
7 672
7 672
7 672
Free-cash
11 059
12 142
8 263
8 869

Estimated living cost  is ₴7672 per week

₴4691
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴708
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Budapest , Hungary
₴14868
₴10960
₴11309
₴10818
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 500
unemployment
-
-
-
473
health
-
-
-
2 205
pensions
-
-
-
3 150
income
-
-
-
3 851
total
-
-
-
9 679
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

10 037
3 994
26 360
-
unemployment
151
60
395
-
income
1 227
488
3 222
-
pensions
1 004
399
2 636
-
health
703
280
1 845
-
total
3 085
1 227
8 098
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

10 037
3 994
26 360
-
pensions
1 957
779
5 140
-
total
1 957
779
5 140
-
Corporate
19 506
26 727
-
-
income
1 756
2 405
-
-
total
1 756
2 405
-
-
Dividends
17 751
24 321
-
-
withholding
3 373
4 621
-
-
social contributions
3 416
4 697
-
-
total
6 789
9 318
-
-
Income
31 500
31 500
31 500
31 500
Total tax
13 587
13 729
13 238
9 679
After tax
17 913
17 771
18 262
21 821
Living cost
6 953
6 953
6 953
6 953
Free-cash
10 960
10 818
11 309
14 868

Estimated living cost  is ₴6953 per week

₴4745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴139
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1500
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Reykjavik , Iceland
₴2277
₴2586
₴2524
₴2866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 500
national
-
-
-
5 053
pensions
-
-
-
3 780
social contributions
-
-
-
339
municipal
-
-
-
3 261
total
-
-
-
12 433
Employee
26 027
-
27 231
-
municipal
3 215
-
3 383
-
national
4 982
-
5 242
-
pensions
1 041
-
1 089
-
total
9 238
-
9 714
-
Employer
26 027
-
27 231
-
pensions
2 082
-
2 179
-
social contributions
280
-
293
-
total
2 362
-
2 472
-
Corporate
1 393
31 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

279
6 300
-
-
total
279
6 300
-
-
Dividends
1 115
25 200
-
-
withholding
245
5 544
-
-
total
245
5 544
-
-
Income
31 500
31 500
31 500
31 500
Total tax
12 124
11 844
12 186
12 433
After tax
19 376
19 656
19 314
19 067
Living cost
16 790
16 790
16 790
16 790
Free-cash
2 586
2 866
2 524
2 277

Estimated living cost  is ₴16790 per week

₴11412
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1561
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴251
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3566
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Dublin , Ireland
₴2108
₴3012
₴2108
₴2243
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 500
social contributions
-
-
-
2 733
income
-
-
-
6 853
total
-
-
-
9 586
Employee
27 197
-
31 500
-
social contributions
2 259
-
2 733
-
income
5 132
-
6 853
-
total
7 391
-
9 586
-
Employer
27 197
-
31 500
-
total
-
-
-
-
Corporate
4 303
31 500
-
-
income
538
3 938
-
-
total
538
3 938
-
-
Dividends
3 766
27 562
-
-
withholding
753
5 513
-
-
total
753
5 513
-
-
Income
31 500
31 500
31 500
31 500
Total tax
8 682
9 451
9 586
9 586
After tax
22 818
22 049
21 914
21 914
Living cost
19 806
19 806
19 806
19 806
Free-cash
3 012
2 243
2 108
2 108

Estimated living cost  is ₴19806 per week

₴15068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1614
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2935
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Milan , Italy
₴1735
₴320
₴236
₴2135
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 500
national
-
-
-
6 463
regional
-
-
-
342
social contributions
-
-
-
8 102
municipal
-
-
-
187
total
-
-
-
15 094
Employee
30 900
-
31 500
-
municipal
164
-
167
-
national
5 354
-
5 505
-
social contributions
10 419
-
10 622
-
regional
292
-
299
-
total
16 229
-
16 593
-
Employer
30 900
-
31 500
-
total
-
-
-
-
Corporate
600
31 500
-
-
nationa
144
7 560
-
-
municipal
23
1 229
-
-
total
167
8 789
-
-
Dividends
433
22 712
-
-
withholding
113
5 905
-
-
total
113
5 905
-
-
Income
31 500
31 500
31 500
31 500
Total tax
16 509
14 694
16 593
15 094
After tax
14 991
16 806
14 907
16 406
Living cost
14 671
14 671
14 671
14 671
Free-cash
320
2 135
236
1 735

Estimated living cost  is ₴14671 per week

₴10227
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴962
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴225
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3257
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Naples , Italy
₴6907
₴6418
₴5416
₴7191
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
31 500
national
-
-
-
6 463
regional
-
-
-
475
social contributions
-
-
-
8 102
municipal
-
-
-
187
total
-
-
-
15 227
Employee
19 286
-
31 500
-
municipal
102
-
167
-
national
3 056
-
5 505
-
social contributions
6 504
-
10 622
-
regional
260
-
424
-
total
9 922
-
16 718
-
Employer
19 286
-
31 500
-
total
-
-
-
-
Corporate
12 214
31 500
-
-
nationa
2 931
7 560
-
-
municipal
607
1 566
-
-
total
3 538
9 126
-
-
Dividends