Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 30500
per

Your estimated
City
free-cash

Valencia , Spain
₴10588
₴7759
₴8000
₴12183
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
unemployment
-
-
-
197
income
-
-
-
5 673
other
-
-
-
28
accident
-
-
-
254
pensions
-
-
-
7 981
total
-
-
-
14 133
Employee
11 250
-
23 127
-
unemployment
174
-
359
-
pensions
529
-
1 087
-
income
2 169
-
5 532
-
other
11
-
23
-
total
2 883
-
7 001
-
Employer
11 250
-
23 127
-
pensions
2 655
-
5 458
-
accident
223
-
458
-
unemployment
619
-
1 272
-
other
90
-
185
-
total
3 587
-
7 373
-
Corporate
15 663
30 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 349
4 575
-
-
total
2 349
4 575
-
-
Dividends
13 314
25 925
-
-
withholding
2 726
5 375
-
-
total
2 726
5 375
-
-
Income
30 500
30 500
30 500
30 500
Total tax
11 545
9 950
14 374
14 133
After tax
18 955
20 550
16 126
16 367
Living cost
8 367
8 367
8 367
8 367
Free-cash
10 588
12 183
7 759
8 000

Estimated living cost  is ₴8367 per week

₴5647
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴804
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1769
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₴12246
₴9732
₴8409
₴14301
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
7 319
income
-
-
-
3 874
other
-
-
-
1 449
health
-
-
-
1 342
total
-
-
-
13 984
Employee
11 047
-
24 361
-
health
155
-
341
-
unemployment
110
-
244
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

773
-
1 706
-
income
1 902
-
4 230
-
total
2 940
-
6 521
-
Employer
11 047
-
24 361
-
health
155
-
341
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 878
-
4 142
-
accident
88
-
195
-
unemployment
110
-
244
-
other
553
-
1 218
-
total
2 784
-
6 140
-
Corporate
16 669
30 500
-
-
income
3 501
6 405
-
-
total
3 501
6 405
-
-
Dividends
13 168
24 095
-
-
withholding
922
1 687
-
-
total
922
1 687
-
-
Income
30 500
30 500
30 500
30 500
Total tax
10 147
8 092
12 661
13 984
After tax
20 353
22 408
17 839
16 516
Living cost
8 107
8 107
8 107
8 107
Free-cash
12 246
14 301
9 732
8 409

Estimated living cost  is ₴8107 per week

₴5728
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴130
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴20677
₴20047
₴19102
₴22091
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 572
unemployment
-
-
-
42
income
-
-
-
4 575
health
-
-
-
1 222
total
-
-
-
7 411
Employee
5 280
-
28 416
-
health
243
-
489
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

464
-
933
-
income
528
-
2 842
-
total
1 293
-
4 381
-
Employer
5 280
-
28 416
-
health
364
-
733
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

582
-
1 171
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
unemployment
32
-
64
-
total
1 036
-
2 085
-
Corporate
24 184
30 500
-
-
income
2 419
3 050
-
-
total
2 419
3 050
-
-
Dividends
21 765
27 450
-
-
withholding
1 088
1 372
-
-
total
1 088
1 372
-
-
Income
30 500
30 500
30 500
30 500
Total tax
5 836
4 422
6 466
7 411
After tax
24 664
26 078
24 034
23 089
Living cost
3 987
3 987
3 987
3 987
Free-cash
20 677
22 091
20 047
19 102

Estimated living cost  is ₴3987 per week

₴2328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴285
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴106
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴6761
₴8847
₴7149
₴4962
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
2 915
other
-
-
-
947
health
-
-
-
569
social contributions
-
-
-
870
pensions
-
-
-
7 640
surtax
-
-
-
-
total
-
-
-
12 941
Employee
13 022
-
24 766
-
pensions
1 472
-
1 171
-
income
768
-
3 631
-
social contributions
371
-
706
-
surtax
-
-
-
-
total
2 611
-
5 508
-
Employer
13 022
-
24 766
-
health
912
-
1 734
-
social contributions
39
-
74
-
pensions
2 139
-
2 069
-
unemployment
527
-
1 003
-
other
449
-
855
-
total
4 066
-
5 735
-
Corporate
13 412
30 500
-
-
income
3 755
8 540
-
-
surtax
-
-
-
-
total
3 755
8 540
-
-
Dividends
9 657
21 960
-
-
social contributions
1 661
3 777
-
-
surtax
-
-
-
-
withholding
1 236
2 811
-
-
total
2 897
6 588
-
-
Income
30 500
30 500
30 500
30 500
Total tax
13 329
15 128
11 243
12 941
After tax
17 171
15 372
19 257
17 559
Living cost
10 410
10 410
10 410
10 410
Free-cash
6 761
4 962
8 847
7 149

Estimated living cost  is ₴10410 per week

₴6564
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2823
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₴146
₴287
₴4565
₴1995
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
pensions
-
-
-
3 565
income
-
-
-
5 974
health
-
-
-
3 650
total
-
-
-
13 189
Employee
25 982
25 982
25 982
-
health
3 988
3 392
3 988
-
pensions
4 677
3 565
4 677
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

4 253
4 253
4 253
-
total
12 918
11 210
12 918
-
Employer
25 982
25 982
25 982
-
health
1 806
1 806
1 806
-
pensions
1 808
1 808
1 808
-
unemployment
935
935
935
-
total
4 549
4 549
4 549
-
Corporate
287
-
-
-
income
57
-
-
-
total
57
-
-
-
Dividends
230
-
-
-
income
49
-
-
-
withholding
35
-
-
-
total
84
-
-
-
Income
30 500
30 500
30 500
30 500
Total tax
17 608
15 759
17 467
13 189
After tax
12 892
14 741
13 033
17 311
Living cost
12 746
12 746
12 746
12 746
Free-cash
146
1 995
287
4 565

Estimated living cost  is ₴12746 per week

₴9033
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1149
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2361
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₴9570
₴12489
₴9913
₴6205
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
30 500
trade
-
-
-
2 576
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 366
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 079
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
350
total
-
-
-
11 371
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

11 637
-
30 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 079
-
2 079
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

325
-
6 366
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

18
-
350
-
total
2 422
-
8 795
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
18 863
30 500
-
-
income
2 829
4 575
-
-
trade
2 971
4 804
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

156
252
-
-
chamber of commerce
73
90
-
-
total
6 029
9 721
-
-
Dividends
12 834
20 779
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

170
279
-
-
withholding
3 093
5 079
-
-
total
3 263
5 358
-
-
Income
30 500
30 500
30 500
30 500
Total tax
11 714
15 079
8 795
11 371
After tax
18 786
15 421
21 705
19 129
Living cost
9 216
9 216
9 216
9 216
Free-cash
9 570
6 205
12 489
9 913

Estimated living cost  is ₴9216 per week

₴5797
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1075
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2172
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₴13626
₴14552
₴14582
₴15281
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
3 338
health
-
-
-
778
social contributions
-
-
-
4 758
total
-
-
-
8 874
Employee
23 396
23 396
27 690
-
health
181
398
471
-
income
2 547
2 166
3 325
-
social contributions
885
1 942
2 298
-
total
3 613
4 506
6 094
-
Employer
23 396
23 396
27 690
-
health
197
433
512
-
social contributions
885
1 942
2 298
-
total
1 082
2 375
2 810
-
Corporate
18 761
4 729
-
-
income
2 345
591
-
-
total
2 345
591
-
-
Dividends
16 416
4 138
-
-
withholding
2 790
703
-
-
total
2 790
703
-
-
Income
30 500
30 500
30 500
30 500
Total tax
9 830
8 175
8 904
8 874
After tax
20 670
22 325
21 596
21 626
Living cost
7 044
7 044
7 044
7 044
Free-cash
13 626
15 281
14 552
14 582

Estimated living cost  is ₴7044 per week

₴4222
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴691
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴156
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1976
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₴7499
₴5961
₴7509
₴7805
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
30 500
income
-
-
-
2 848
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
10 599
surtax
-
-
-
-
total
-
-
-
13 447
Employee
13 993
-
24 647
-
income
2 911
-
6 432
-
social contributions
1 539
-
2 711
-
surtax
-
-
-
-
total
4 450
-
9 143
-
Employer
13 993
-
24 647
-
social contributions
3 323
-
5 853
-
total
3 323
-
5 853
-
Corporate
13 183
30 500
-
-
income
2 769
6 405
-
-
surtax
-
-
-
-
total
2 769
6 405
-
-
Dividends
10 415
24 095
-
-
withholding
2 916
6 747
-
-
total
2 916
6 747
-
-
Income
30 500
30 500
30 500
30 500
Total tax
13 458
13 152
14 996
13 447
After tax
17 042
17 348
15 504
17 053
Living cost
9 544
9 544
9 544
9 544
Free-cash
7 499
7 805
5 961
7 509

Estimated living cost  is ₴9544 per week

₴7140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴563
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴26169
₴22037
₴27832
₴26612
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
30 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
305
total
-
-
-
305
Employee
2 953
-
30 500
-
income
591
-
6 100
-
total
591
-
6 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

27 547
30 500
-
-
total
-
-
-
-
Dividends
27 547
30 500
-
-
withholding
1 377
1 525
-
-
total
1 377
1 525
-
-
Income
30 500
30 500
30 500
30 500
Total tax
1 968
1 525
6 100
305
After tax
28 532
28 975
24 400
30 195
Living cost
2 363
2 363
2 363
2 363
Free-cash
26 169
26 612
22 037
27 832

Estimated living cost  is ₴2363 per week

₴1464
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴196
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴65
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴637
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₴10293
₴6740
₴7616
₴12838
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
30 500
pensions
-
-
-
5 570
unemployment
-
-
-
46
income
-
-
-
6 106
health
-
-
-
3 001
total
-
-
-
14 723
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 454
-
26 391
-
health
869
-
1 705
-
unemployment
19
-
37
-
pensions
2 086
-
4 091
-
income
2 320
-
5 656
-
total
5 294
-
11 489
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 454
-
26 391
-
health
896
-
1 758
-
pensions
1 191
-
2 336
-
unemployment
8
-
16
-
total
2 095
-
4 110
-
Corporate
14 951
30 500
-
-
income
2 841
5 795
-
-
total
2 841
5 795
-
-
Dividends
12 110
24 705
-
-
withholding
1 816
3 706
-
-
total
1 816
3 706
-
-
Income
30 500
30 500
30 500
30 500
Total tax
12 046
9 501
15 599
14 723
After tax
18 454
20 999
14 901
15 777
Living cost
8 161
8 161
8 161
8 161
Free-cash
10 293
12 838
6 740
7 616

Estimated living cost  is ₴8161 per week

₴5601
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴523
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₴8369
₴11355
₴8870
₴7173
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
30 500
income
-
-
-
8 661
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
1 924
total
-
-
-
10 585
Employee
13 957
-
29 100
-
social contributions
1 398
-
1 400
-
income
1 514
-
5 300
-
total
2 912
-
6 700
-
Employer
13 957
-
29 100
-
social contributions
1 398
-
1 400
-
total
1 398
-
1 400
-
Corporate
15 144
30 500
-
-
income
5 300
10 675
-
-
total
5 300
10 675
-
-
Dividends
9 844
19 825
-
-
social contributions
1 476
1 607
-
-
total
1 476
1 607
-
-
Income
30 500
30 500
30 500
30 500
Total tax
11 086
12 282
8 100
10 585
After tax
19 414
18 218
22 400
19 915
Living cost
11 045
11 045
11 045
11 045
Free-cash
8 369
7 173
11 355
8 870

Estimated living cost  is ₴11045 per week

₴7275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴871
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2729
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₴12314
₴13184
₴13135
₴12155
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
4 575
health
-
-
-
2 129
social contributions
-
-
-
4 209
total
-
-
-
10 913
Employee
10 316
-
30 500
-
health
720
-
2 129
-
income
1 721
-
4 526
-
social contributions
1 424
-
4 209
-
total
3 865
-
10 864
-
Employer
10 316
-
30 500
-
total
-
-
-
-
Corporate
20 184
30 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 009
1 525
-
-
total
1 009
1 525
-
-
Dividends
19 175
28 975
-
-
social contributions
2 646
3 998
-
-
withholding
2 876
4 347
-
-
health
1 338
2 023
-
-
total
6 860
10 368
-
-
Income
30 500
30 500
30 500
30 500
Total tax
11 734
11 893
10 864
10 913
After tax
18 766
18 607
19 636
19 587
Living cost
6 452
6 452
6 452
6 452
Free-cash
12 314
12 155
13 184
13 135

Estimated living cost  is ₴6452 per week

₴4318
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴398
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴148
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1587
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴9445
₴6962
₴6339
₴12483
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
2 621
health
-
-
-
4 118
social contributions
-
-
-
8 906
solidarity contribution
-
-
-
-
total
-
-
-
15 645
Employee
12 524
-
22 761
-
health
1 691
-
3 073
-
solidarity contribution
-
-
-
-
income
1 503
-
2 731
-
social contributions
814
-
1 479
-
total
4 008
-
7 283
-
Employer
12 524
-
22 761
-
health
1 127
-
2 049
-
social contributions
3 131
-
5 690
-
total
4 258
-
7 739
-
Corporate
13 718
30 500
-
-
income
2 606
5 795
-
-
total
2 606
5 795
-
-
Dividends
11 111
24 705
-
-
withholding
1 667
3 706
-
-
total
1 667
3 706
-
-
Income
30 500
30 500
30 500
30 500
Total tax
12 539
9 501
15 022
15 645
After tax
17 961
20 999
15 478
14 855
Living cost
8 516
8 516
8 516
8 516
Free-cash
9 445
12 483
6 962
6 339

Estimated living cost  is ₴8516 per week

₴6333
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴472
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₴24603
₴20718
₴26513
₴25293
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
30 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
305
total
-
-
-
305
Employee
4 602
-
30 500
-
income
920
-
6 100
-
total
920
-
6 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

25 898
30 500
-
-
total
-
-
-
-
Dividends
25 898
30 500
-
-
withholding
1 295
1 525
-
-
total
1 295
1 525
-
-
Income
30 500
30 500
30 500
30 500
Total tax
2 215
1 525
6 100
305
After tax
28 285
28 975
24 400
30 195
Living cost
3 682
3 682
3 682
3 682
Free-cash
24 603
25 293
20 718
26 513

Estimated living cost  is ₴3682 per week

₴2491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴155
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴123
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴912
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₴2768
₴4562
₴2864
₴677
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
2 915
other
-
-
-
947
health
-
-
-
569
social contributions
-
-
-
870
pensions
-
-
-
7 640
surtax
-
-
-
-
total
-
-
-
12 941
Employee
19 056
-
24 766
-
pensions
2 155
-
1 171
-
income
1 663
-
3 631
-
social contributions
543
-
706
-
surtax
-
-
-
-
total
4 361
-
5 508
-
Employer
19 056
-
24 766
-
health
1 334
-
1 734
-
social contributions
57
-
74
-
pensions
3 131
-
2 069
-
unemployment
772
-
1 003
-
other
658
-
855
-
total
5 952
-
5 735
-
Corporate
5 492
30 500
-
-
income
1 538
8 540
-
-
surtax
-
-
-
-
total
1 538
8 540
-
-
Dividends
3 955
21 960
-
-
social contributions
680
3 777
-
-
surtax
-
-
-
-
withholding
506
2 811
-
-
total
1 186
6 588
-
-
Income
30 500
30 500
30 500
30 500
Total tax
13 037
15 128
11 243
12 941
After tax
17 463
15 372
19 257
17 559
Living cost
14 695
14 695
14 695
14 695
Free-cash
2 768
677
4 562
2 864

Estimated living cost  is ₴14695 per week

₴9945
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3346
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₴15299
₴10909
₴10910
₴16790
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
30 500
pensions
-
-
-
5 829
unemployment
-
-
-
336
income
-
-
-
5 870
health
-
-
-
2 309
total
-
-
-
14 344
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 911
-
26 487
-
health
407
-
1 155
-
unemployment
59
-
168
-
pensions
1 108
-
3 139
-
income
1 090
-
5 870
-
total
2 664
-
10 332
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 911
-
26 487
-
health
407
-
1 155
-
pensions
949
-
2 690
-
unemployment
59
-
168
-
total
1 415
-
4 013
-
Corporate
21 173
30 500
-
-
income
3 176
4 575
-
-
total
3 176
4 575
-
-
Dividends
17 997
25 925
-
-
withholding
2 700
3 889
-
-
total
2 700
3 889
-
-
Income
30 500
30 500
30 500
30 500
Total tax
9 955
8 464
14 345
14 344
After tax
20 545
22 036
16 155
16 156
Living cost
5 246
5 246
5 246
5 246
Free-cash
15 299
16 790
10 909
10 910

Estimated living cost  is ₴5246 per week

₴3532
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴406
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴152
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1156
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₴2108
₴3101
₴4614
-₴6744
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
pensions
-
-
-
2 806
city
-
-
-
322
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
610
health
-
-
-
69
regional
-
-
-
1 140
national
-
-
-
248
total
-
-
-
5 195
Employee
24 214
-
27 299
-
health
55
-
62
-
unemployment
-
-
-
-
city
260
-
293
-
pensions
2 034
-
2 293
-
regional
793
-
974
-
national
115
-
185
-
total
3 257
-
3 807
-
Employer
24 214
-
27 299
-
health
55
-
62
-
pensions
2 034
-
2 293
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

484
-
546
-
total
2 573
-
2 901
-
Corporate
3 447
30 500
-
-
regional
729
6 451
-
-
national
293
2 592
-
-
total
1 022
9 043
-
-
Dividends
2 425
21 457
-
-
withholding
849
7 510
-
-
total
849
7 510
-
-
Income
30 500
30 500
30 500
30 500
Total tax
7 701
16 553
6 708
5 195
After tax
22 799
13 947
23 792
25 305
Living cost
20 691
20 691
20 691
20 691
Free-cash
2 108
-6 744
3 101
4 614

Estimated living cost  is ₴20691 per week

₴13455
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴254
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴5125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₴7939
₴5714
₴9968
₴8593
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
30 500
municipal
-
-
-
5 429
health
-
-
-
343
national
-
-
-
3 079
total
-
-
-
8 851
Employee
16 007
-
25 659
-
health
120
-
268
-
unemployment
240
-
385
-
pensions
1 080
-
1 732
-
national
264
-
1 690
-
municipal
2 622
-
4 189
-
total
4 326
-
8 264
-
Employer
16 007
-
25 659
-
health
123
-
197
-
pensions
2 777
-
4 452
-
accident
16
-
25
-
unemployment
104
-
167
-
total
3 020
-
4 841
-
Corporate
11 472
30 500
-
-
income
2 295
6 100
-
-
total
2 295
6 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

6 883
18 300
-
-
municipal
1 239
3 294
-
-
national
-
832
-
-
total
1 239
4 126
-
-
Income
30 500
30 500
30 500
30 500
Total tax
10 880
10 226
13 105
8 851
After tax
19 620
20 274
17 395
21 649
Living cost
11 681
11 681
11 681
11 681
Free-cash
7 939
8 593
5 714
9 968

Estimated living cost  is ₴11681 per week

₴7630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1124
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴186
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₴1449
₴791
₴3223
₴6011
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 544
social contributions
-
-
-
4 762
national
-
-
-
9 877
total
-
-
-
16 183
Employee

The minimum management director salary is set at €45,000 per year.

21 764
-
23 623
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 023
-
1 110
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 135
-
1 232
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

189
-
206
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 632
-
1 772
-
national
6 691
-
7 418
-
total
10 670
-
11 738
-
Employer

The minimum management director salary is set at €45,000 per year.

21 764
-
23 623
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 338
-
1 453
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 928
-
2 093
-
surtax
2 468
-
2 679
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

283
-
307
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

318
-
345
-
total
6 335
-
6 877
-
Corporate
2 401
30 500
-
-
income
480
6 100
-
-
surtax
10
122
-
-
total
490
6 222
-
-
Dividends
1 911
24 278
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

462
7 173
-
-
total
462
7 173
-
-
Income
30 500
30 500
30 500
30 500
Total tax
17 957
13 395
18 615
16 183
After tax
12 543
17 105
11 885
14 317
Living cost
11 094
11 094
11 094
11 094
Free-cash
1 449
6 011
791
3 223

Estimated living cost  is ₴11094 per week

₴7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴970
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2804
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₴3161
₴3091
₴2328
₴3457
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
unemployment
-
-
-
29
municipal
-
-
-
6 597
other
-
-
-
3 361
health
-
-
-
1 805
national
-
-
-
-
accident
-
-
-
58
pensions
-
-
-
3 126
total
-
-
-
14 976
Employee
18 803
-
23 208
-
national
-
-
-
-
municipal
5 607
-
6 921
-
total
5 607
-
6 921
-
Employer
18 803
-
23 208
-
health
1 156
-
1 427
-
pensions
2 033
-
2 509
-
accident
38
-
46
-
unemployment
496
-
613
-
other
2 185
-
2 697
-
total
5 908
-
7 292
-
Corporate
5 789
30 500
-
-
income
1 273
6 710
-
-
total
1 273
6 710
-
-
Dividends
4 515
23 790
-
-
withholding
1 355
7 137
-
-
total
1 355
7 137
-
-
Income
30 500
30 500
30 500
30 500
Total tax
14 143
13 847
14 213
14 976
After tax
16 357
16 653
16 287
15 524
Living cost
13 196
13 196
13 196
13 196
Free-cash
3 161
3 457
3 091
2 328

Estimated living cost  is ₴13196 per week

₴8746
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴200
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2955
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₴20325
₴11308
₴6370
₴3848
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
5 945
social contributions
-
-
-
3 477
total
-
-
-
9 422
Employee
21 090
-
-
-
income
4 652
-
-
-
social contributions
1 729
-
246
-
total
6 381
-
246
-
Employer
21 090
-
-
-
social contributions
29 736
-
4 238
-
total
29 736
-
4 238
-
Corporate
-
30 500
-
-
income
-
6 710
-
-
total
-
6 710
-
-
Dividends
-
23 790
-
-
income
-
5 234
-
-
total
-
5 234
-
-
Income
30 500
30 500
30 500
30 500
Total tax
36 117
11 944
4 484
9 422
After tax
-5 617
18 556
26 016
21 078
Living cost
14 708
14 708
14 708
14 708
Free-cash
-20 325
3 848
11 308
6 370

Estimated living cost  is ₴14708 per week

₴9543
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴187
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3594
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴11194
₴11728
₴11758
₴12457
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
3 338
health
-
-
-
778
social contributions
-
-
-
4 758
total
-
-
-
8 874
Employee
23 396
23 396
27 690
-
health
233
398
471
-
income
2 457
2 166
3 325
-
social contributions
1 137
1 942
2 298
-
total
3 827
4 506
6 094
-
Employer
23 396
23 396
27 690
-
health
253
433
512
-
social contributions
1 137
1 942
2 298
-
total
1 390
2 375
2 810
-
Corporate
15 415
4 729
-
-
income
1 927
591
-
-
total
1 927
591
-
-
Dividends
13 488
4 138
-
-
withholding
2 293
703
-
-
total
2 293
703
-
-
Income
30 500
30 500
30 500
30 500
Total tax
9 437
8 175
8 904
8 874
After tax
21 063
22 325
21 596
21 626
Living cost
9 868
9 868
9 868
9 868
Free-cash
11 194
12 457
11 728
11 758

Estimated living cost  is ₴9868 per week

₴6746
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴771
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴166
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₴10268
₴8144
₴10901
₴11338
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
6 455
pensions
-
-
-
2 220
total
-
-
-
8 675
Employee
14 994
-
26 841
-
health
196
-
438
-
pensions
1 144
-
2 566
-
income
2 731
-
4 768
-
total
4 071
-
7 772
-
Employer
14 994
-
26 841
-
health
285
-
510
-
pensions
1 515
-
3 150
-
total
1 800
-
3 660
-
Corporate
13 706
30 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

2 604
5 795
-
-
total
2 604
5 795
-
-
Dividends
11 102
24 705
-
-
withholding
833
2 443
-
-
total
833
2 443
-
-
Income
30 500
30 500
30 500
30 500
Total tax
9 308
8 238
11 432
8 675
After tax
21 192
22 262
19 068
21 825
Living cost
10 924
10 924
10 924
10 924
Free-cash
10 268
11 338
8 144
10 901

Estimated living cost  is ₴10924 per week

₴7494
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1005
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴137
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2288
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₴2560
₴1842
₴3236
₴3945
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
municipal
-
-
-
204
regional
-
-
-
610
social contributions
-
-
-
7 845
national
-
-
-
6 484
total
-
-
-
15 143
Employee
25 638
-
30 500
-
social contributions
8 645
-
10 284
-
regional
387
-
514
-
national
4 333
-
5 557
-
municipal
153
-
182
-
total
13 518
-
16 537
-
Employer
25 638
-
30 500
-
total
-
-
-
-
Corporate
4 862
30 500
-
-
nationa
1 167
7 320
-
-
municipal
234
1 470
-
-
total
1 401
8 790
-
-
Dividends
3 460
21 710
-
-
withholding
900
5 644
-
-
total
900
5 644
-
-
Income
30 500
30 500
30 500
30 500
Total tax
15 819
14 434
16 537
15 143
After tax
14 681
16 066
13 963
15 357
Living cost
12 121
12 121
12 121
12 121
Free-cash
2 560
3 945
1 842
3 236

Estimated living cost  is ₴12121 per week

₴8514
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴834
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴183
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2590
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₴1474
₴9313
₴14430
-₴4027
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
pensions
-
-
-
1 229
income
-
-
-
7 515
other
-
-
-
109
health
-
-
-
644
accident
-
-
-
75
total
-
-
-
9 572
Employee
10 222
-
26 168
-
health
1 170
-
2 996
-
pensions
1 151
-
2 253
-
income
1 402
-
5 108
-
total
3 723
-
10 357
-
Employer
10 222
-
26 168
-
pensions
1 662
-
3 254
-
accident
171
-
437
-
unemployment
250
-
641
-
total
2 083
-
4 332
-
Corporate
18 195
30 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

16 376
27 450
-
-
total
16 376
27 450
-
-
Dividends
1 819
3 050
-
-
withholding
346
579
-
-
total
346
579
-
-
Income
30 500
30 500
30 500
30 500
Total tax
22 528
28 029
14 689
9 572
After tax
7 972
2 471
15 811
20 928
Living cost
6 498
6 498
6 498
6 498
Free-cash
1 474
-4 027
9 313
14 430

Estimated living cost  is ₴6498 per week

₴4762
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴360
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴136
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₴7968
₴9959
₴7612
₴3988
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
30 500
trade
-
-
-
2 347
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 366
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 079
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
350
total
-
-
-
11 142
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 139
-
30 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 079
-
2 079
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 245
-
6 366
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

69
-
350
-
total
3 393
-
8 795
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
15 361
30 500
-
-
income
2 304
4 575
-
-
trade
2 204
4 377
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

127
252
-
-
chamber of commerce
69
91
-
-
total
4 704
9 295
-
-
Dividends
10 657
21 206
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

140
285
-
-
withholding
2 549
5 186
-
-
total
2 689
5 471
-
-
Income
30 500
30 500
30 500
30 500
Total tax
10 786
14 766
8 795
11 142
After tax
19 714
15 734
21 705
19 358
Living cost
11 746
11 746
11 746
11 746
Free-cash
7 968
3 988
9 959
7 612

Estimated living cost  is ₴11746 per week

₴8103
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1264
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2209
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₴15573
₴10860
₴9951
₴18070
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
30 500
income
-
-
-
4 413
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
9 806
surtax
-
-
-
-
total
-
-
-
14 219
Employee
8 890
-
24 579
-
income
1 583
-
4 685
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

978
-
2 704
-
surtax
-
-
-
-
total
2 561
-
7 389
-
Employer
8 890
-
24 579
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 142
-
5 921
-
surtax
-
-
-
-
total
2 142
-
5 921
-
Corporate
19 468
30 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

3 894
6 100
-
-
total
3 894
6 100
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

15 574
24 400
-
-
total
-
-
-
-
Income
30 500
30 500
30 500
30 500
Total tax
8 597
6 100
13 310
14 219
After tax
21 903
24 400
17 190
16 281
Living cost
6 330
6 330
6 330
6 330
Free-cash
15 573
18 070
10 860
9 951

Estimated living cost  is ₴6330 per week

₴4038
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴603
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴144
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1545
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₴14627
₴13550
₴13821
₴15249
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
income
-
-
-
8 137
health
-
-
-
2 000
pensions
-
-
-
2 759
total
-
-
-
12 896
Employee
5 761
-
27 396
-
health
288
-
690
-
unemployment
58
-
138
-
pensions
519
-
1 242
-
income
1 115
-
7 992
-
total
1 980
-
10 062
-
Employer
5 761
-
27 396
-
health
547
-
1 311
-
pensions
634
-
1 518
-
unemployment
115
-
276
-
total
1 296
-
3 105
-
Corporate
23 442
30 500
-
-
income
5 157
6 710
-
-
total
5 157
6 710
-
-
Dividends
18 285
23 790
-
-
withholding
3 657
4 758
-
-
total
3 657
4 758
-
-
Income
30 500
30 500
30 500
30 500
Total tax
12 090
11 468
13 167
12 896
After tax
18 410
19 032
17 333
17 604
Living cost
3 783
3 783
3 783
3 783
Free-cash
14 627
15 249
13 550
13 821

Estimated living cost  is ₴3783 per week

₴2248
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴87
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1141
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₴11382
₴8258
₴8851
₴12350
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
pensions
-
-
-
6 100
unemployment
-
-
-
69
income
-
-
-
5 776
other
-
-
-
-
health
-
-
-
2 165
surtax
-
-
-
705
total
-
-
-
14 815
Employee
10 246
-
25 196
-
health
262
-
643
-
unemployment
713
-
1 754
-
pensions
684
-
1 681
-
income
1 718
-
5 389
-
other
-
-
-
-
surtax
36
-
637
-
total
3 413
-
10 104
-
Employer
10 246
-
25 196
-
health
466
-
1 146
-
pensions
1 366
-
3 359
-
unemployment
325
-
799
-
other
-
-
-
-
total
2 157
-
5 304
-
Corporate
18 097
30 500
-
-
income
4 705
7 930
-
-
total
4 705
7 930
-
-
Dividends
13 392
22 570
-
-
withholding
2 009
3 386
-
-
total
2 009
3 386
-
-
Income
30 500
30 500
30 500
30 500
Total tax
12 284
11 316
15 408
14 815
After tax
18 216
19 184
15 092
15 685
Living cost
6 834
6 834
6 834
6 834
Free-cash
11 382
12 350
8 258
8 851

Estimated living cost  is ₴6834 per week

₴4126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴594
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₴7271
-₴453
₴5790
₴7422
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
30 500
pensions
-
-
-
5 643
chamber of commerce
-
-
-
122
unemployment
-
-
-
1 866
income
-
-
-
5 039
health
-
-