Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 29000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴11239
₴15803
₴10783
₴12616
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
29 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 702
unemployment
-
-
-
73
income
-
-
-
4 350
health
-
-
-
2 100
total
-
-
-
9 225
Employee
11 907
-
25 418
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 045
-
1 603
-
income
1 191
-
2 542
-
accident

We are using the highest rate at 1.1%.

131
-
201
-
health
548
-
840
-
total
2 915
-
5 186
-
Employer
11 907
-
25 418
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 312
-
2 012
-
health
822
-
1 260
-
unemployment
72
-
110
-
accident

We are using the highest rate at 1.1%.

131
-
201
-
total
2 337
-
3 583
-
Corporate
14 757
29 000
-
-
income
1 476
2 900
-
-
total
1 476
2 900
-
-
Dividends
13 281
26 100
-
-
withholding
664
1 305
-
-
total
664
1 305
-
-
Income
29 000
29 000
29 000
29 000
Total tax
7 392
4 205
8 769
9 225
After tax
21 608
24 795
20 231
19 775
Living cost
8 992
8 992
8 992
8 992
Free-cash
12 616
15 803
11 239
10 783

Estimated living cost  is ₴8992 per week

₴5947
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴515
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴215
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2316
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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