Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 28000
per

Your estimated
City
free-cash

Andorra , Andorra
₴11117
₴13616
₴11903
₴14780
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
social contributions
-
-
-
6 160
income
-
-
-
303
total
-
-
-
6 463
Employee
11 144
-
24 243
-
social contributions
724
-
1 576
-
income
-
-
344
-
total
724
-
1 920
-
Employer
11 144
-
24 243
-
social contributions
1 727
-
3 757
-
total
1 727
-
3 757
-
Corporate
15 128
28 000
-
-
income
1 513
2 800
-
-
total
1 513
2 800
-
-
Dividends
13 615
25 200
-
-
total
-
-
-
-
Income
28 000
28 000
28 000
28 000
Total tax
3 964
2 800
5 677
6 463
After tax
24 036
25 200
22 323
21 537
Living cost
10 420
10 420
10 420
10 420
Free-cash
13 616
14 780
11 903
11 117

Estimated living cost  is ₴10420 per week

₴6737
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴785
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₴3881
₴4613
-₴1603
₴4788
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
surtax
-
-
-
-
unemployment
-
-
-
2 126
health
-
-
-
2 142
chamber of commerce
-
-
-
112
pensions
-
-
-
5 180
income
-
-
-
3 500
total
-
-
-
13 060
Employee
15 153
13 814
21 742
-
unemployment
455
414
653
-
other
151
138
218
-
income
1 350
1 019
3 238
-
pensions
1 552
1 414
2 227
-
health
586
535
841
-
total
4 094
3 520
7 177
-
Employer
15 153
13 814
21 742
-
pensions
1 902
1 734
2 729
-
surtax
-
-
-
-
payroll
455
414
653
-
other
720
656
1 033
-
health
573
522
822
-
accident
197
180
283
-
unemployment
455
414
653
-
chamber of commerce
61
55
87
-
total
4 363
3 975
6 260
-
Corporate
8 487
10 210
20 427
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

2 121
2 552
5 107
-
total
2 121
2 552
5 107
-
Dividends
6 365
7 658
-
-
withholding
1 750
2 106
-
-
total
1 750
2 106
-
-
Income
28 000
28 000
28 000
28 000
Total tax
12 328
12 153
18 544
13 060
After tax
15 672
15 847
9 456
14 940
Living cost
11 059
11 059
11 059
11 059
Free-cash
4 613
4 788
-1 603
3 881

Estimated living cost  is ₴11059 per week

₴6634
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1129
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3098
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₴2658
₴3057
-₴2769
₴3596
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
surtax
-
-
-
68
unemployment
-
-
-
2 126
health
-
-
-
2 142
chamber of commerce
-
-
-
112
pensions
-
-
-
5 180
income
-
-
-
3 500
total
-
-
-
13 128
Employee
17 324
13 814
21 690
-
unemployment
520
414
651
-
other
173
138
217
-
income
1 972
1 019
3 223
-
pensions
1 774
1 414
2 221
-
health
670
535
839
-
total
5 109
3 520
7 151
-
Employer
17 324
13 814
21 690
-
pensions
2 174
1 734
2 722
-
surtax
68
68
68
-
payroll
520
414
651
-
other
823
656
1 030
-
health
655
522
820
-
accident
225
180
282
-
unemployment
520
414
651
-
chamber of commerce
69
55
87
-
total
5 054
4 043
6 311
-
Corporate
5 623
10 142
20 374
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

1 406
2 535
5 093
-
total
1 406
2 535
5 093
-
Dividends
4 217
7 606
-
-
withholding
1 160
2 092
-
-
total
1 160
2 092
-
-
Income
28 000
28 000
28 000
28 000
Total tax
12 729
12 190
18 555
13 128
After tax
15 271
15 810
9 445
14 872
Living cost
12 214
12 214
12 214
12 214
Free-cash
3 057
3 596
-2 769
2 658

Estimated living cost  is ₴12214 per week

₴8146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1042
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2825
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₴1194
-₴4014
-₴1324
₴3089
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
national
-
-
-
8 720
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 439
social contributions
-
-
-
4 008
total
-
-
-
14 167
Employee

The minimum management director salary is set at €45,000 per year.

24 796
-
21 687
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

216
-
189
-
national
7 623
-
6 407
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 293
-
1 131
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 860
-
1 627
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 165
-
1 019
-
total
12 157
-
10 373
-
Employer

The minimum management director salary is set at €45,000 per year.

24 796
-
21 687
-
surtax
2 812
-
2 459
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 197
-
1 921
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 525
-
1 334
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

322
-
282
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

362
-
316
-
total
7 218
-
6 312
-
Corporate
-
28 000
-
-
income
-
5 600
-
-
surtax
-
112
-
-
total
-
5 712
-
-
Dividends
-
22 288
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
6 560
-
-
total
-
6 560
-
-
Income
28 000
28 000
28 000
28 000
Total tax
19 375
12 272
16 685
14 167
After tax
8 625
15 728
11 315
13 833
Living cost
12 639
12 639
12 639
12 639
Free-cash
-4 014
3 089
-1 324
1 194

Estimated living cost  is ₴12639 per week

₴8141
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1105
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴198
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3195
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴14583
₴15847
₴15325
₴17964
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
unemployment
-
-
-
49
health
-
-
-
1 396
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 796
income
-
-
-
4 200
total
-
-
-
7 441
Employee
7 914
-
25 619
-
accident

We are using the highest rate at 1.1%.

87
-
133
-
income
791
-
2 562
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

695
-
1 066
-
health
364
-
558
-
total
1 937
-
4 319
-
Employer
7 914
-
25 619
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

872
-
1 337
-
health
546
-
837
-
accident

We are using the highest rate at 1.1%.

87
-
133
-
unemployment
48
-
73
-
total
1 553
-
2 380
-
Corporate
18 534
28 000
-
-
income
1 853
2 800
-
-
total
1 853
2 800
-
-
Dividends
16 681
25 200
-
-
withholding
834
1 260
-
-
total
834
1 260
-
-
Income
28 000
28 000
28 000
28 000
Total tax
6 177
4 060
6 699
7 441
After tax
21 823
23 940
21 301
20 559
Living cost
5 976
5 976
5 976
5 976
Free-cash
15 847
17 964
15 325
14 583

Estimated living cost  is ₴5976 per week

₴3953
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴342
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴143
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1539
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴16004
₴17773
₴16746
₴19385
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
unemployment
-
-
-
49
health
-
-
-
1 396
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 796
income
-
-
-
4 200
total
-
-
-
7 441
Employee
6 031
-
25 619
-
accident

We are using the highest rate at 1.1%.

66
-
133
-
income
603
-
2 562
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

530
-
1 066
-
health
277
-
558
-
total
1 476
-
4 319
-
Employer
6 031
-
25 619
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

665
-
1 337
-
health
416
-
837
-
accident

We are using the highest rate at 1.1%.

66
-
133
-
unemployment
36
-
73
-
total
1 183
-
2 380
-
Corporate
20 785
28 000
-
-
income
2 078
2 800
-
-
total
2 078
2 800
-
-
Dividends
18 707
25 200
-
-
withholding
935
1 260
-
-
total
935
1 260
-
-
Income
28 000
28 000
28 000
28 000
Total tax
5 672
4 060
6 699
7 441
After tax
22 328
23 940
21 301
20 559
Living cost
4 555
4 555
4 555
4 555
Free-cash
17 773
19 385
16 746
16 004

Estimated living cost  is ₴4555 per week

₴2659
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴325
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴121
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1450
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴12649
₴10622
₴12348
₴12137
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
health
-
-
-
714
social contributions
-
-
-
4 368
income
-
-
-
2 243
total
-
-
-
7 325
Employee
26 655
26 655
26 655
-
income
2 902
2 467
2 504
-
social contributions
1 008
2 212
2 110
-
health
207
453
432
-
total
4 117
5 132
5 046
-
Employer
26 655
26 655
26 655
-
social contributions
1 008
2 212
2 110
-
health
224
493
470
-
total
1 232
2 705
2 580
-
Corporate
14 626
-
-
-
income
1 828
-
-
-
total
1 828
-
-
-
Dividends
12 797
-
-
-
withholding
2 175
-
-
-
total
2 175
-
-
-
Income
28 000
28 000
28 000
28 000
Total tax
9 352
7 837
7 626
7 325
After tax
18 648
20 163
20 374
20 675
Living cost
8 026
8 026
8 026
8 026
Free-cash
10 622
12 137
12 348
12 649

Estimated living cost  is ₴8026 per week

₴4810
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴787
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴178
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2251
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴9432
₴7854
₴9131
₴8920
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
health
-
-
-
714
social contributions
-
-
-
4 368
income
-
-
-
2 243
total
-
-
-
7 325
Employee
26 655
26 655
26 655
-
income
2 799
2 467
2 504
-
social contributions
1 295
2 212
2 110
-
health
265
453
432
-
total
4 359
5 132
5 046
-
Employer
26 655
26 655
26 655
-
social contributions
1 295
2 212
2 110
-
health
289
493
470
-
total
1 584
2 705
2 580
-
Corporate
10 813
-
-
-
income
1 352
-
-
-
total
1 352
-
-
-
Dividends
9 461
-
-
-
withholding
1 608
-
-
-
total
1 608
-
-
-
Income
28 000
28 000
28 000
28 000
Total tax
8 903
7 837
7 626
7 325
After tax
19 097
20 163
20 374
20 675
Living cost
11 243
11 243
11 243
11 243
Free-cash
7 854
8 920
9 131
9 432

Estimated living cost  is ₴11243 per week

₴7686
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴878
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2491
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴5626
₴8409
₴6198
₴11267
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
health
-
-
-
3 780
social contributions
-
-
-
8 176
income
-
-
-
2 407
solidarity contribution
-
-
-
-
total
-
-
-
14 363
Employee
11 781
-
20 896
-
income
1 414
-
2 507
-
social contributions
766
-
1 358
-
health
1 590
-
2 821
-
solidarity contribution
-
-
-
-
total
3 770
-
6 686
-
Employer
11 781
-
20 896
-
social contributions
2 945
-
5 224
-
health
1 060
-
1 881
-
total
4 005
-
7 105
-
Corporate
12 214
28 000
-
-
income
2 321
5 320
-
-
total
2 321
5 320
-
-
Dividends
9 893
22 680
-
-
withholding
1 484
3 402
-
-
total
1 484
3 402
-
-
Income
28 000
28 000
28 000
28 000
Total tax
11 580
8 722
13 791
14 363
After tax
16 420
19 278
14 209
13 637
Living cost
8 011
8 011
8 011
8 011
Free-cash
8 409
11 267
6 198
5 626

Estimated living cost  is ₴8011 per week

₴5564
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴570
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1719
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴3766
₴5885
₴4338
₴9407
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
health
-
-
-
3 780
social contributions
-
-
-
8 176
income
-
-
-
2 407
solidarity contribution
-
-
-
-
total
-
-
-
14 363
Employee
14 517
-
20 896
-
income
1 742
-
2 507
-
social contributions
944
-
1 358
-
health
1 960
-
2 821
-
solidarity contribution
-
-
-
-
total
4 646
-
6 686
-
Employer
14 517
-
20 896
-
social contributions
3 629
-
5 224
-
health
1 307
-
1 881
-
total
4 936
-
7 105
-
Corporate
8 547
28 000
-
-
income
1 624
5 320
-
-
total
1 624
5 320
-
-
Dividends
6 923
22 680
-
-
withholding
1 038
3 402
-
-
total
1 038
3 402
-
-
Income
28 000
28 000
28 000
28 000
Total tax
12 244
8 722
13 791
14 363
After tax
15 756
19 278
14 209
13 637
Living cost
9 872
9 872
9 872
9 872
Free-cash
5 885
9 407
4 338
3 766

Estimated living cost  is ₴9872 per week

₴7341
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴171
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1813
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₴913
-₴47759
-₴47759
-₴47759
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
national
-
-
-
2 866
pensions
-
-
-
301
municipal
-
-
-
4 958
labour market
-
-
-
2 216
total
-
-
-
10 341
Employee
70 682
70 682
70 682
-
municipal
15 051
15 051
15 051
-
national
8 635
8 635
8 635
-
pensions
100
100
100
-
labour market
5 646
5 646
5 646
-
total
29 432
29 432
29 432
-
Employer
70 682
70 682
70 682
-
pensions
201
201
201
-
labour market
5 655
5 655
5 655
-
municipal
15 075
15 075
15 075
-
national
8 650
8 650
8 650
-
total
29 581
29 581
29 581
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
28 000
28 000
28 000
28 000
Total tax
59 013
59 013
59 013
10 341
After tax
-31 013
-31 013
-31 013
17 659
Living cost
16 746
16 746
16 746
16 746
Free-cash
-47 759
-47 759
-47 759
913

Estimated living cost  is ₴16746 per week

₴11461
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1481
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴258
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3546
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴6635
₴11873
₴7768
₴14027
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
health
-
-
-
3 640
pensions
-
-
-
5 600
income
-
-
-
3 752
total
-
-
-
12 992
Employee
9 834
-
20 926
-
unemployment
157
-
335
-
income
1 107
-
4 034
-
pensions
197
-
418
-
total
1 461
-
4 787
-
Employer
9 834
-
20 926
-
pensions
1 967
-
4 185
-
health
1 278
-
2 720
-
unemployment
79
-
167
-
total
3 324
-
7 072
-
Corporate
14 842
28 000
-
-
income
2 969
5 600
-
-
total
2 969
5 600
-
-
Dividends
11 874
22 400
-
-
total
-
-
-
-
Income
28 000
28 000
28 000
28 000
Total tax
7 754
5 600
11 859
12 992
After tax
20 246
22 400
16 141
15 008
Living cost
8 373
8 373
8 373
8 373
Free-cash
11 873
14 027
7 768
6 635

Estimated living cost  is ₴8373 per week

₴5743
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴499
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴168
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1963
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴7284
₴4375
₴3192
₴5754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
28 000
national
-
-
-
2 132
health
-
-
-
287
municipal
-
-
-
4 988
total
-
-
-
7 407
Employee
18 238
-
23 554
-
unemployment
274
-
353
-
municipal
2 987
-
3 851
-
national
301
-
1 042
-
pensions
1 231
-
1 590
-
health
136
-
218
-
total
4 929
-
7 054
-
Employer
18 238
-
23 554
-
pensions
3 164
-
4 086
-
health
140
-
182
-
accident
18
-
24
-
unemployment
118
-
153
-
total
3 440
-
4 445
-
Corporate
6 321
28 000
-
-
income
1 264
5 600
-
-
total
1 264
5 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

3 793
16 800
-
-
municipal
683
3 024
-
-
national
-
313
-
-
total
683
3 337
-
-
Income
28 000
28 000
28 000
28 000
Total tax
10 316
8 937
11 499
7 407
After tax
17 684
19 063
16 501
20 593
Living cost
13 309
13 309
13 309
13 309
Free-cash
4 375
5 754
3 192
7 284

Estimated living cost  is ₴13309 per week

₴8693
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴212
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴5569
₴5352
₴5831
₴3426
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
surtax
-
-
-
-
health
-
-
-
242
pensions
-
-
-
8 143
social contributions
-
-
-
798
income
-
-
-
1 695
other
-
-
-
868
total
-
-
-
11 746
Employee
13 243
-
21 337
-
income
683
-
1 798
-
surtax
-
-
-
-
social contributions
378
-
608
-
pensions
1 498
-
2 414
-
total
2 559
-
4 820
-
Employer
13 243
-
21 337
-
pensions
2 176
-
3 506
-
social contributions
39
-
64
-
other
457
-
736
-
health
927
-
1 494
-
unemployment
536
-
864
-
total
4 135
-
6 664
-
Corporate
10 621
28 000
-
-
income
2 974
7 840
-
-
surtax
-
-
-
-
total
2 974
7 840
-
-
Dividends
7 647
20 160
-
-
withholding
979
2 581
-
-
social contributions
1 316
3 468
-
-
surtax
-
-
-
-
total
2 295
6 049
-
-
Income
28 000
28 000
28 000
28 000
Total tax
11 963
13 889
11 484
11 746
After tax
16 037
14 111
16 516
16 254
Living cost
10 685
10 685
10 685
10 685
Free-cash
5 352
3 426
5 831
5 569

Estimated living cost  is ₴10685 per week

₴6197
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1085
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3200
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴4394
₴4299
₴4656
₴2251
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
surtax
-
-
-
-
health
-
-
-
242
pensions
-
-
-
8 143
social contributions
-
-
-
798
income
-
-
-
1 695
other
-
-
-
868
total
-
-
-
11 746
Employee
14 836
-
21 337
-
income
876
-
1 798
-
surtax
-
-
-
-
social contributions
423
-
608
-
pensions
1 677
-
2 414
-
total
2 976
-
4 820
-
Employer
14 836
-
21 337
-
pensions
2 437
-
3 506
-
social contributions
45
-
64
-
other
512
-
736
-
health
1 039
-
1 494
-
unemployment
601
-
864
-
total
4 634
-
6 664
-
Corporate
8 531
28 000
-
-
income
2 389
7 840
-
-
surtax
-
-
-
-
total
2 389
7 840
-
-
Dividends
6 143
20 160
-
-
withholding
786
2 581
-
-
social contributions
1 056
3 468
-
-
surtax
-
-
-
-
total
1 842
6 049
-
-
Income
28 000
28 000
28 000
28 000
Total tax
11 841
13 889
11 484
11 746
After tax
16 159
14 111
16 516
16 254
Living cost
11 860
11 860
11 860
11 860
Free-cash
4 299
2 251
4 656
4 394

Estimated living cost  is ₴11860 per week

₴7478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴964
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3216
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₴488
-₴491
-₴226
-₴2631
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
surtax
-
-
-
-
health
-
-
-
242
pensions
-
-
-
8 143
social contributions
-
-
-
798
income
-
-
-
1 695
other
-
-
-
868
total
-
-
-
11 746
Employee
21 711
-
21 337
-
income
1 894
-
1 798
-
surtax
-
-
-
-
social contributions
618
-
608
-
pensions
2 456
-
2 414
-
total
4 968
-
4 820
-
Employer
21 711
-
21 337
-
pensions
3 567
-
3 506
-
social contributions
65
-
64
-
other
749
-
736
-
health
1 520
-
1 494
-
unemployment
880
-
864
-
total
6 781
-
6 664
-
Corporate
-
28 000
-
-
income
-
7 840
-
-
surtax
-
-
-
-
total
-
7 840
-
-
Dividends
-
20 160
-
-
withholding
-
2 581
-
-
social contributions
-
3 468
-
-
surtax
-
-
-
-
total
-
6 049
-
-
Income
28 000
28 000
28 000
28 000
Total tax
11 749
13 889
11 484
11 746
After tax
16 251
14 111
16 516
16 254
Living cost
16 742
16 742
16 742
16 742
Free-cash
-491
-2 631
-226
-488

Estimated living cost  is ₴16742 per week

₴11331
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1370
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴230
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3812
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴25484
₴23945
₴20164
₴24364
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
28 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
280
total
-
-
-
280
Employee
2 795
-
28 000
-
income
559
-
5 600
-
total
559
-
5 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

25 205
28 000
-
-
total
-
-
-
-
Dividends
25 205
28 000
-
-
withholding
1 260
1 400
-
-
total
1 260
1 400
-
-
Income
28 000
28 000
28 000
28 000
Total tax
1 819
1 400
5 600
280
After tax
26 181
26 600
22 400
27 720
Living cost
2 236
2 236
2 236
2 236
Free-cash
23 945
24 364
20 164
25 484

Estimated living cost  is ₴2236 per week

₴1386
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴186
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴603
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴24235
₴22462
₴18915
₴23115
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
28 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
280
total
-
-
-
280
Employee
4 356
-
28 000
-
income
871
-
5 600
-
total
871
-
5 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

23 644
28 000
-
-
total
-
-
-
-
Dividends
23 644
28 000
-
-
withholding
1 182
1 400
-
-
total
1 182
1 400
-
-
Income
28 000
28 000
28 000
28 000
Total tax
2 053
1 400
5 600
280
After tax
25 947
26 600
22 400
27 720
Living cost
3 485
3 485
3 485
3 485
Free-cash
22 462
23 115
18 915
24 235

Estimated living cost  is ₴3485 per week

₴2358
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴117
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴863
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₴5517
₴5617
₴7222
₴1083
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
28 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
262
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 368
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 765
trade
-
-
-
1 705
total
-
-
-
9 100
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 248
-
28 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 418
-
4 765
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

78
-
262
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 368
-
2 368
-
total
3 864
-
7 395
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
10 752
28 000
-
-
trade
1 543
4 018
-
-
income
1 613
4 200
-
-
chamber of commerce
68
93
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

89
231
-
-
total
3 313
8 542
-
-
Dividends
7 439
19 458
-
-
withholding
1 728
4 732
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

95
260
-
-
total
1 823
4 992
-
-
Income
28 000
28 000
28 000
28 000
Total tax
9 000
13 534
7 395
9 100
After tax
19 000
14 466
20 605
18 900
Living cost
13 383
13 383
13 383
13 383
Free-cash
5 617
1 083
7 222
5 517

Estimated living cost  is ₴13383 per week

₴9232
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1440
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴194
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2517
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴8234
₴7512
₴10105
₴3676
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
28 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
262
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 368
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 765
trade
-
-
-
1 871
total
-
-
-
9 266
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 258
-
28 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

370
-
4 765
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
262
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 368
-
2 368
-
total
2 758
-
7 395
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
14 742
28 000
-
-
trade
2 322
4 410
-
-
income
2 211
4 200
-
-
chamber of commerce
74
93
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

122
231
-
-
total
4 729
8 934
-
-
Dividends
10 013
19 066
-
-
withholding
2 371
4 635
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

130
255
-
-
total
2 501
4 890
-
-
Income
28 000
28 000
28 000
28 000
Total tax
9 988
13 824
7 395
9 266
After tax
18 012
14 176
20 605
18 734
Living cost
10 500
10 500
10 500
10 500
Free-cash
7 512
3 676
10 105
8 234

Estimated living cost  is ₴10500 per week

₴6605
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1224
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2475
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₴5032
₴5285
₴6987
₴414
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
28 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
262
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 368
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 765
trade
-
-
-
1 955
total
-
-
-
9 350
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 579
-
28 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 510
-
4 765
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

83
-
262
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 368
-
2 368
-
total
3 961
-
7 395
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
10 421
28 000
-
-
trade
1 714
4 606
-
-
income
1 563
4 200
-
-
chamber of commerce
68
93
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

86
231
-
-
total
3 431
9 130
-
-
Dividends
6 990
18 870
-
-
withholding
1 616
4 586
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

89
252
-
-
total
1 705
4 838
-
-
Income
28 000
28 000
28 000
28 000
Total tax
9 097
13 968
7 395
9 350
After tax
18 903
14 032
20 605
18 650
Living cost
13 618
13 618
13 618
13 618
Free-cash
5 285
414
6 987
5 032

Estimated living cost  is ₴13618 per week

₴9108
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₴2687
₴3630
₴4725
-₴1991
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
28 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
262
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 368
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 765
trade
-
-
-
2 038
total
-
-
-
9 433
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 833
-
28 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 450
-
4 765
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

135
-
262
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 368
-
2 368
-
total
4 953
-
7 395
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
7 167
28 000
-
-
trade
1 229
4 802
-
-
income
1 075
4 200
-
-
chamber of commerce
62
92
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

59
231
-
-
total
2 425
9 325
-
-
Dividends
4 741
18 675
-
-
withholding
1 054
4 537
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

58
249
-
-
total
1 112
4 786
-
-
Income
28 000
28 000
28 000
28 000
Total tax
8 490
14 111
7 395
9 433
After tax
19 510
13 889
20 605
18 567
Living cost
15 880
15 880
15 880
15 880
Free-cash
3 630
-1 991
4 725
2 687

Estimated living cost  is ₴15880 per week

₴11598
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1270
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴207
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2806
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴7303
₴8725
₴6736
₴9826
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
surtax
-
-
-
483
unemployment
-
-
-
79
health
-
-
-
1 988
pensions
-
-
-
5 600
income
-
-
-
4 761
other
-
-
-
-
total
-
-
-
12 911
Employee
11 674
-
23 131
-
unemployment
812
-
1 610
-
other
-
-
-
-
income
1 957
-
4 438
-
surtax
41
-
428
-
pensions
779
-
1 543
-
health
298
-
590
-
total
3 887
-
8 609
-
Employer
11 674
-
23 131
-
pensions
1 556
-
3 083
-
other
-
-
-
-
health
531
-
1 053
-
unemployment
370
-
733
-
total
2 457
-
4 869
-
Corporate
13 869
28 000
-
-
income
3 606
7 280
-
-
total
3 606
7 280
-
-
Dividends
10 263
20 720
-
-
withholding
1 539
3 108
-
-
total
1 539
3 108
-
-
Income
28 000
28 000
28 000
28 000
Total tax
11 489
10 388
13 478
12 911
After tax
16 511
17 612
14 522
15 089
Living cost
7 786
7 786
7 786
7 786
Free-cash
8 725
9 826
6 736
7 303

Estimated living cost  is ₴7786 per week

₴4701
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴677
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2228
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴7440
₴8885
₴6873
₴9963
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
surtax
-
-
-
483
unemployment
-
-
-
79
health
-
-
-
1 988
pensions
-
-
-
5 600
income
-
-
-
4 761
other
-
-
-
-
total
-
-
-
12 911
Employee
11 463
-
23 131
-
unemployment
798
-
1 610
-
other
-
-
-
-
income
1 921
-
4 438
-
surtax
37
-
428
-
pensions
764
-
1 543
-
health
293
-
590
-
total
3 813
-
8 609
-
Employer
11 463
-
23 131
-
pensions
1 528
-
3 083
-
other
-
-
-
-
health
522
-
1 053
-
unemployment
363
-
733
-
total
2 413
-
4 869
-
Corporate
14 124
28 000
-
-
income
3 672
7 280
-
-
total
3 672
7 280
-
-
Dividends
10 452
20 720
-
-
withholding
1 568
3 108
-
-
total
1 568
3 108
-
-
Income
28 000
28 000
28 000
28 000
Total tax
11 466
10 388
13 478
12 911
After tax
16 534
17 612
14 522
15 089
Living cost
7 649
7 649
7 649
7 649
Free-cash
8 885
9 963
6 873
7 440

Estimated living cost  is ₴7649 per week

₴4677
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴706
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴176
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2090
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴12459
₴9019
₴9295
₴8873
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
unemployment
-
-
-
420
health
-
-
-
1 960
pensions
-
-
-
2 800
income
-
-
-
3 423
total
-
-
-
8 603
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

10 015
3 986
23 431
-
unemployment
150
60
351
-
income
1 224
487
2 864
-
pensions
1 001
399
2 343
-
health
701
279
1 640
-
total
3 076
1 225
7 198
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

10 015
3 986
23 431
-
pensions
1 953
777
4 569
-
total
1 953
777
4 569
-
Corporate
16 032
23 237
-
-
income
1 443
2 091
-
-
total
1 443
2 091
-
-
Dividends
14 589
21 146
-
-
withholding
2 772
4 018
-
-
social contributions
2 799
4 078
-
-
total
5 571
8 096
-
-
Income
28 000
28 000
28 000
28 000
Total tax
12 043
12 189
11 767
8 603
After tax
15 957
15 811
16 233
19 397
Living cost
6 938
6 938
6 938
6 938
Free-cash
9 019
8 873
9 295
12 459

Estimated living cost  is ₴6938 per week

₴4734
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴568
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴139
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1497
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₴339
-₴277
₴559
₴749
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
national
-
-
-
4 423
pensions
-
-
-
3 360
social contributions
-
-
-
301
municipal
-
-
-
2 854
total
-
-
-
10 938
Employee
25 924
-
24 206
-
municipal
3 202
-
2 963
-
national
4 962
-
4 591
-
pensions
1 037
-
968
-
total
9 201
-
8 522
-
Employer
25 924
-
24 206
-
pensions
2 074
-
1 936
-
social contributions
279
-
260
-
total
2 353
-
2 196
-
Corporate
-
28 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
5 600
-
-
total
-
5 600
-
-
Dividends
-
22 400
-
-
withholding
-
4 928
-
-
total
-
4 928
-
-
Income
28 000
28 000
28 000
28 000
Total tax
11 554
10 528
10 718
10 938
After tax
16 446
17 472
17 282
17 062
Living cost
16 723
16 723
16 723
16 723
Free-cash
-277
749
559
339

Estimated living cost  is ₴16723 per week

₴11366
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1555
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3552
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₴434
₴618
₴434
-₴146
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
social contributions
-
-
-
2 350
income
-
-
-
5 470
total
-
-
-
7 820
Employee
27 115
-
28 000
-
social contributions
2 253
-
2 350
-
income
5 117
-
5 470
-
total
7 370
-
7 820
-
Employer
27 115
-
28 000
-
total
-
-
-
-
Corporate
885
28 000
-
-
income
111
3 500
-
-
total
111
3 500
-
-
Dividends
774
24 500
-
-
withholding
155
4 900
-
-
total
155
4 900
-
-
Income
28 000
28 000
28 000
28 000
Total tax
7 636
8 400
7 820
7 820
After tax
20 364
19 600
20 180
20 180
Living cost
19 746
19 746
19 746
19 746
Free-cash
618
-146
434
434

Estimated living cost  is ₴19746 per week

₴15023
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1609
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2926
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₴226
-₴2807
-₴1109
₴312
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
national
-
-
-
5 482
regional
-
-
-
297
social contributions
-
-
-
7 202
municipal
-
-
-
166
total
-
-
-
13 147
Employee
30 807
-
28 000
-
municipal
163
-
149
-
national
5 338
-
4 632
-
social contributions
10 388
-
9 442
-
regional
291
-
259
-
total
16 180
-
14 482
-
Employer
30 807
-
28 000
-
total
-
-
-
-
Corporate
-
28 000
-
-
nationa
-
6 720
-
-
municipal
-
1 092
-
-
total
-
7 812
-
-
Dividends
-
20 188
-
-
withholding
-
5 249
-
-
total
-
5 249
-
-
Income
28 000
28 000
28 000
28 000
Total tax
16 180
13 061
14 482
13 147
After tax
11 820
14 939
13 518
14 853
Living cost
14 627
14 627
14 627
14 627
Free-cash
-2 807
312
-1 109
226

Estimated living cost  is ₴14627 per week

₴10196
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴959
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴224
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3247
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴5390
₴4610
₴4062
₴5380
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
28 000
national
-
-
-
5 482
regional
-
-
-
422
social contributions
-
-
-
7 202
municipal
-
-
-
166
total
-
-
-
13 272
Employee
19 229
-
28 000
-
municipal
102
-
149
-
national
3 046
-
4 632
-
social contributions
6 484
-
9 442
-
regional
259
-
377
-
total
9 891
-
14 600
-
Employer
19 229
-
28 000
-
total
-
-
-
-
Corporate
8 771
28 000
-
-
nationa
2 105
6 720
-
-
municipal
436
1 391
-
-
total
2 541
8 111
-
-