Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 26000
per

Your estimated
City
free-cash

Valencia , Spain
₴7566
₴5616
₴5432
₴9161
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 000
unemployment
-
-
-
182
income
-
-
-
4 401
other
-
-
-
26
accident
-
-
-
234
pensions
-
-
-
7 358
total
-
-
-
12 201
Employee
11 251
-
19 715
-
unemployment
174
-
305
-
pensions
529
-
927
-
income
2 169
-
4 480
-
other
11
-
20
-
total
2 883
-
5 732
-
Employer
11 251
-
19 715
-
pensions
2 655
-
4 653
-
accident
223
-
390
-
unemployment
619
-
1 084
-
other
90
-
158
-
total
3 587
-
6 285
-
Corporate
11 162
26 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 674
3 900
-
-
total
1 674
3 900
-
-
Dividends
9 488
22 100
-
-
withholding
1 923
4 572
-
-
total
1 923
4 572
-
-
Income
26 000
26 000
26 000
26 000
Total tax
10 067
8 472
12 017
12 201
After tax
15 933
17 528
13 983
13 799
Living cost
8 367
8 367
8 367
8 367
Free-cash
7 566
9 161
5 616
5 432

Estimated living cost  is ₴8367 per week

₴5648
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴804
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1769
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₴8940
₴7131
₴5971
₴10994
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
6 240
income
-
-
-
3 302
other
-
-
-
1 235
health
-
-
-
1 144
total
-
-
-
11 921
Employee
11 048
-
20 766
-
health
155
-
291
-
unemployment
110
-
208
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

773
-
1 454
-
income
1 902
-
3 575
-
total
2 940
-
5 528
-
Employer
11 048
-
20 766
-
health
155
-
291
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 878
-
3 530
-
accident
88
-
166
-
unemployment
110
-
208
-
other
553
-
1 038
-
total
2 784
-
5 233
-
Corporate
12 168
26 000
-
-
income
2 555
5 460
-
-
total
2 555
5 460
-
-
Dividends
9 613
20 540
-
-
withholding
673
1 438
-
-
total
673
1 438
-
-
Income
26 000
26 000
26 000
26 000
Total tax
8 952
6 898
10 761
11 921
After tax
17 048
19 102
15 239
14 079
Living cost
8 108
8 108
8 108
8 108
Free-cash
8 940
10 994
7 131
5 971

Estimated living cost  is ₴8108 per week

₴5728
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴130
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴16829
₴15997
₴15277
₴18243
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 572
unemployment
-
-
-
42
income
-
-
-
3 900
health
-
-
-
1 222
total
-
-
-
6 736
Employee
5 280
-
23 916
-
health
243
-
489
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

464
-
933
-
income
528
-
2 392
-
total
1 293
-
3 931
-
Employer
5 280
-
23 916
-
health
364
-
733
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

582
-
1 171
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
unemployment
32
-
64
-
total
1 036
-
2 085
-
Corporate
19 684
26 000
-
-
income
1 969
2 600
-
-
total
1 969
2 600
-
-
Dividends
17 715
23 400
-
-
withholding
886
1 170
-
-
total
886
1 170
-
-
Income
26 000
26 000
26 000
26 000
Total tax
5 184
3 770
6 016
6 736
After tax
20 816
22 230
19 984
19 264
Living cost
3 987
3 987
3 987
3 987
Free-cash
16 829
18 243
15 997
15 277

Estimated living cost  is ₴3987 per week

₴2328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴285
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴106
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴4493
₴4737
₴4689
₴2694
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 000
income
-
-
-
1 850
other
-
-
-
806
health
-
-
-
238
social contributions
-
-
-
741
pensions
-
-
-
7 266
surtax
-
-
-
-
total
-
-
-
10 901
Employee
13 022
-
19 812
-
pensions
1 472
-
2 241
-
income
769
-
1 859
-
social contributions
371
-
565
-
surtax
-
-
-
-
total
2 612
-
4 665
-
Employer
13 022
-
19 812
-
health
912
-
1 387
-
social contributions
39
-
59
-
pensions
2 139
-
3 255
-
unemployment
527
-
803
-
other
449
-
684
-
total
4 066
-
6 188
-
Corporate
8 911
26 000
-
-
income
2 495
7 280
-
-
surtax
-
-
-
-
total
2 495
7 280
-
-
Dividends
6 416
18 720
-
-
social contributions
1 103
3 220
-
-
surtax
-
-
-
-
withholding
821
2 396
-
-
total
1 924
5 616
-
-
Income
26 000
26 000
26 000
26 000
Total tax
11 097
12 896
10 853
10 901
After tax
14 903
13 104
15 147
15 099
Living cost
10 410
10 410
10 410
10 410
Free-cash
4 493
2 694
4 737
4 689

Estimated living cost  is ₴10410 per week

₴6564
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2823
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₴4213
-₴4213
₴2037
-₴2505
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 000
pensions
-
-
-
3 565
income
-
-
-
4 259
health
-
-
-
3 393
total
-
-
-
11 217
Employee
25 983
25 983
25 983
-
health
3 988
3 392
3 988
-
pensions
4 677
3 565
4 677
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

4 253
4 253
4 253
-
total
12 918
11 210
12 918
-
Employer
25 983
25 983
25 983
-
health
1 806
1 806
1 806
-
pensions
1 808
1 808
1 808
-
unemployment
935
935
935
-
total
4 549
4 549
4 549
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
26 000
26 000
26 000
26 000
Total tax
17 467
15 759
17 467
11 217
After tax
8 533
10 241
8 533
14 783
Living cost
12 746
12 746
12 746
12 746
Free-cash
-4 213
-2 505
-4 213
2 037

Estimated living cost  is ₴12746 per week

₴9033
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1149
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2362
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₴7308
₴9764
₴7897
₴3943
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
26 000
trade
-
-
-
1 867
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 683
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 079
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
258
total
-
-
-
8 887
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

11 638
-
26 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 079
-
2 079
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

325
-
4 683
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

18
-
258
-
total
2 422
-
7 020
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
14 362
26 000
-
-
income
2 154
3 900
-
-
trade
2 262
4 095
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

118
214
-
-
chamber of commerce
67
84
-
-
total
4 601
8 293
-
-
Dividends
9 760
17 707
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

128
237
-
-
withholding
2 325
4 311
-
-
total
2 453
4 548
-
-
Income
26 000
26 000
26 000
26 000
Total tax
9 476
12 841
7 020
8 887
After tax
16 524
13 159
18 980
17 113
Living cost
9 216
9 216
9 216
9 216
Free-cash
7 308
3 943
9 764
7 897

Estimated living cost  is ₴9216 per week

₴5797
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1075
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2172
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₴10356
₴11977
₴12003
₴12012
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 000
income
-
-
-
2 233
health
-
-
-
663
social contributions
-
-
-
4 056
total
-
-
-
6 952
Employee
23 397
23 397
23 604
-
health
181
398
401
-
income
2 548
2 166
2 222
-
social contributions
885
1 942
1 959
-
total
3 614
4 506
4 582
-
Employer
23 397
23 397
23 604
-
health
197
433
437
-
social contributions
885
1 942
1 959
-
total
1 082
2 375
2 396
-
Corporate
14 260
228
-
-
income
1 782
28
-
-
total
1 782
28
-
-
Dividends
12 478
200
-
-
withholding
2 121
34
-
-
total
2 121
34
-
-
Income
26 000
26 000
26 000
26 000
Total tax
8 599
6 943
6 978
6 952
After tax
17 401
19 057
19 022
19 048
Living cost
7 045
7 045
7 045
7 045
Free-cash
10 356
12 012
11 977
12 003

Estimated living cost  is ₴7045 per week

₴4222
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴691
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴156
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1976
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₴4939
₴3973
₴5126
₴5245
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
26 000
income
-
-
-
2 295
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
9 035
surtax
-
-
-
-
total
-
-
-
11 330
Employee
13 994
-
21 010
-
income
2 911
-
5 182
-
social contributions
1 539
-
2 311
-
surtax
-
-
-
-
total
4 450
-
7 493
-
Employer
13 994
-
21 010
-
social contributions
3 324
-
4 990
-
total
3 324
-
4 990
-
Corporate
8 682
26 000
-
-
income
1 823
5 460
-
-
surtax
-
-
-
-
total
1 823
5 460
-
-
Dividends
6 859
20 540
-
-
withholding
1 920
5 751
-
-
total
1 920
5 751
-
-
Income
26 000
26 000
26 000
26 000
Total tax
11 517
11 211
12 483
11 330
After tax
14 483
14 789
13 517
14 670
Living cost
9 544
9 544
9 544
9 544
Free-cash
4 939
5 245
3 973
5 126

Estimated living cost  is ₴9544 per week

₴7141
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴563
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴21900
₴18442
₴23382
₴22342
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
26 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
260
total
-
-
-
260
Employee
2 948
-
26 000
-
income
589
-
5 200
-
total
589
-
5 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

23 052
26 000
-
-
total
-
-
-
-
Dividends
23 052
26 000
-
-
withholding
1 153
1 300
-
-
total
1 153
1 300
-
-
Income
26 000
26 000
26 000
26 000
Total tax
1 742
1 300
5 200
260
After tax
24 258
24 700
20 800
25 740
Living cost
2 358
2 358
2 358
2 358
Free-cash
21 900
22 342
18 442
23 382

Estimated living cost  is ₴2358 per week

₴1461
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴196
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴65
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴636
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₴7194
₴4740
₴5485
₴9740
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
26 000
pensions
-
-
-
4 748
unemployment
-
-
-
39
income
-
-
-
5 008
health
-
-
-
2 559
total
-
-
-
12 354
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 455
-
22 497
-
health
869
-
1 453
-
unemployment
19
-
32
-
pensions
2 086
-
3 487
-
income
2 320
-
4 625
-
total
5 294
-
9 597
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 455
-
22 497
-
health
896
-
1 498
-
pensions
1 191
-
1 991
-
unemployment
8
-
13
-
total
2 095
-
3 502
-
Corporate
10 450
26 000
-
-
income
1 986
4 940
-
-
total
1 986
4 940
-
-
Dividends
8 465
21 060
-
-
withholding
1 270
3 159
-
-
total
1 270
3 159
-
-
Income
26 000
26 000
26 000
26 000
Total tax
10 645
8 099
13 099
12 354
After tax
15 355
17 901
12 901
13 646
Living cost
8 161
8 161
8 161
8 161
Free-cash
7 194
9 740
4 740
5 485

Estimated living cost  is ₴8161 per week

₴5601
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴523
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₴5881
₴7980
₴4370
₴4247
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
26 000
income
-
-
-
8 661
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
1 924
total
-
-
-
10 585
Employee
13 958
-
24 600
-
social contributions
1 398
-
1 400
-
income
1 515
-
4 175
-
total
2 913
-
5 575
-
Employer
13 958
-
24 600
-
social contributions
1 398
-
1 400
-
total
1 398
-
1 400
-
Corporate
10 643
26 000
-
-
income
3 725
9 100
-
-
total
3 725
9 100
-
-
Dividends
6 918
16 900
-
-
social contributions
1 038
1 608
-
-
total
1 038
1 608
-
-
Income
26 000
26 000
26 000
26 000
Total tax
9 074
10 708
6 975
10 585
After tax
16 926
15 292
19 025
15 415
Living cost
11 045
11 045
11 045
11 045
Free-cash
5 881
4 247
7 980
4 370

Estimated living cost  is ₴11045 per week

₴7275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴871
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2729
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₴9568
₴10519
₴10245
₴9411
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 000
income
-
-
-
3 900
health
-
-
-
1 815
social contributions
-
-
-
3 588
total
-
-
-
9 303
Employee
10 317
-
26 000
-
health
720
-
1 815
-
income
1 721
-
3 626
-
social contributions
1 424
-
3 588
-
total
3 865
-
9 029
-
Employer
10 317
-
26 000
-
total
-
-
-
-
Corporate
15 683
26 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

784
1 300
-
-
total
784
1 300
-
-
Dividends
14 899
24 700
-
-
social contributions
2 056
3 408
-
-
withholding
2 235
3 705
-
-
health
1 040
1 724
-
-
total
5 331
8 837
-
-
Income
26 000
26 000
26 000
26 000
Total tax
9 980
10 137
9 029
9 303
After tax
16 020
15 863
16 971
16 697
Living cost
6 452
6 452
6 452
6 452
Free-cash
9 568
9 411
10 519
10 245

Estimated living cost  is ₴6452 per week

₴4318
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴398
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴148
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1587
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴6346
₴4678
₴4146
₴9384
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 000
income
-
-
-
2 235
health
-
-
-
3 510
social contributions
-
-
-
7 592
solidarity contribution
-
-
-
-
total
-
-
-
13 337
Employee
12 525
-
19 403
-
health
1 691
-
2 619
-
solidarity contribution
-
-
-
-
income
1 503
-
2 328
-
social contributions
814
-
1 261
-
total
4 008
-
6 208
-
Employer
12 525
-
19 403
-
health
1 127
-
1 746
-
social contributions
3 131
-
4 851
-
total
4 258
-
6 597
-
Corporate
9 216
26 000
-
-
income
1 751
4 940
-
-
total
1 751
4 940
-
-
Dividends
7 465
21 060
-
-
withholding
1 120
3 159
-
-
total
1 120
3 159
-
-
Income
26 000
26 000
26 000
26 000
Total tax
11 137
8 099
12 805
13 337
After tax
14 863
17 901
13 195
12 663
Living cost
8 517
8 517
8 517
8 517
Free-cash
6 346
9 384
4 678
4 146

Estimated living cost  is ₴8517 per week

₴6334
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴472
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₴20336
₴17125
₴22065
₴21025
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
26 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
260
total
-
-
-
260
Employee
4 594
-
26 000
-
income
919
-
5 200
-
total
919
-
5 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

21 406
26 000
-
-
total
-
-
-
-
Dividends
21 406
26 000
-
-
withholding
1 070
1 300
-
-
total
1 070
1 300
-
-
Income
26 000
26 000
26 000
26 000
Total tax
1 989
1 300
5 200
260
After tax
24 011
24 700
20 800
25 740
Living cost
3 675
3 675
3 675
3 675
Free-cash
20 336
21 025
17 125
22 065

Estimated living cost  is ₴3675 per week

₴2487
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴154
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴123
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴910
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₴499
₴451
₴403
-₴1592
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 000
income
-
-
-
1 850
other
-
-
-
806
health
-
-
-
238
social contributions
-
-
-
741
pensions
-
-
-
7 266
surtax
-
-
-
-
total
-
-
-
10 901
Employee
19 057
-
19 812
-
pensions
2 155
-
2 241
-
income
1 663
-
1 859
-
social contributions
543
-
565
-
surtax
-
-
-
-
total
4 361
-
4 665
-
Employer
19 057
-
19 812
-
health
1 334
-
1 387
-
social contributions
57
-
59
-
pensions
3 131
-
3 255
-
unemployment
772
-
803
-
other
658
-
684
-
total
5 952
-
6 188
-
Corporate
991
26 000
-
-
income
278
7 280
-
-
surtax
-
-
-
-
total
278
7 280
-
-
Dividends
713
18 720
-
-
social contributions
123
3 220
-
-
surtax
-
-
-
-
withholding
91
2 396
-
-
total
214
5 616
-
-
Income
26 000
26 000
26 000
26 000
Total tax
10 805
12 896
10 853
10 901
After tax
15 195
13 104
15 147
15 099
Living cost
14 696
14 696
14 696
14 696
Free-cash
499
-1 592
451
403

Estimated living cost  is ₴14696 per week

₴9946
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3346
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₴12048
₴8075
₴7985
₴13539
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
26 000
pensions
-
-
-
5 829
unemployment
-
-
-
336
income
-
-
-
4 295
health
-
-
-
2 309
total
-
-
-
12 769
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 911
-
22 053
-
health
407
-
1 136
-
unemployment
59
-
165
-
pensions
1 108
-
3 087
-
income
1 090
-
4 344
-
total
2 664
-
8 732
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 911
-
22 053
-
health
407
-
1 136
-
pensions
949
-
2 646
-
unemployment
59
-
165
-
total
1 415
-
3 947
-
Corporate
16 673
26 000
-
-
income
2 501
3 900
-
-
total
2 501
3 900
-
-
Dividends
14 172
22 100
-
-
withholding
2 126
3 315
-
-
total
2 126
3 315
-
-
Income
26 000
26 000
26 000
26 000
Total tax
8 706
7 215
12 679
12 769
After tax
17 294
18 785
13 321
13 231
Living cost
5 246
5 246
5 246
5 246
Free-cash
12 048
13 539
8 075
7 985

Estimated living cost  is ₴5246 per week

₴3532
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴406
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴152
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1156
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₴519
-₴269
₴1053
-₴8800
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 000
pensions
-
-
-
2 392
city
-
-
-
274
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
520
health
-
-
-
67
regional
-
-
-
862
national
-
-
-
143
total
-
-
-
4 258
Employee
24 212
-
23 271
-
health
55
-
53
-
unemployment
-
-
-
-
city
260
-
250
-
pensions
2 034
-
1 955
-
regional
793
-
742
-
national
115
-
107
-
total
3 257
-
3 107
-
Employer
24 212
-
23 271
-
health
55
-
53
-
pensions
2 034
-
1 955
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

484
-
465
-
total
2 573
-
2 473
-
Corporate
-
26 000
-
-
regional
-
5 499
-
-
national
-
2 210
-
-
total
-
7 709
-
-
Dividends
-
18 291
-
-
withholding
-
6 402
-
-
total
-
6 402
-
-
Income
26 000
26 000
26 000
26 000
Total tax
5 830
14 111
5 580
4 258
After tax
20 170
11 889
20 420
21 742
Living cost
20 689
20 689
20 689
20 689
Free-cash
-519
-8 800
-269
1 053

Estimated living cost  is ₴20689 per week

₴13454
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴254
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴5125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₴4825
₴3500
₴7277
₴5944
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
26 000
municipal
-
-
-
4 631
health
-
-
-
273
national
-
-
-
2 137
total
-
-
-
7 041
Employee
16 008
-
21 873
-
health
120
-
210
-
unemployment
240
-
328
-
pensions
1 080
-
1 476
-
national
264
-
1 101
-
municipal
2 622
-
3 575
-
total
4 326
-
6 690
-
Employer
16 008
-
21 873
-
health
123
-
169
-
pensions
2 777
-
3 795
-
accident
16
-
22
-
unemployment
104
-
142
-
total
3 020
-
4 128
-
Corporate
6 971
26 000
-
-
income
1 394
5 200
-
-
total
1 394
5 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

4 183
15 600
-
-
municipal
753
2 808
-
-
national
-
366
-
-
total
753
3 174
-
-
Income
26 000
26 000
26 000
26 000
Total tax
9 493
8 374
10 818
7 041
After tax
16 507
17 626
15 182
18 959
Living cost
11 682
11 682
11 682
11 682
Free-cash
4 825
5 944
3 500
7 277

Estimated living cost  is ₴11682 per week

₴7630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1124
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴186
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₴2100
-₴692
₴1598
₴3504
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 331
social contributions
-
-
-
3 817
national
-
-
-
8 160
total
-
-
-
13 308
Employee

The minimum management director salary is set at €45,000 per year.

21 765
-
20 137
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 023
-
946
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 135
-
1 050
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

189
-
175
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 632
-
1 511
-
national
6 691
-
6 054
-
total
10 670
-
9 736
-
Employer

The minimum management director salary is set at €45,000 per year.

21 765
-
20 137
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 338
-
1 239
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 929
-
1 784
-
surtax
2 468
-
2 283
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

283
-
262
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

318
-
294
-
total
6 336
-
5 862
-
Corporate
-
26 000
-
-
income
-
5 200
-
-
surtax
-
104
-
-
total
-
5 304
-
-
Dividends
-
20 696
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
6 098
-
-
total
-
6 098
-
-
Income
26 000
26 000
26 000
26 000
Total tax
17 006
11 402
15 598
13 308
After tax
8 994
14 598
10 402
12 692
Living cost
11 094
11 094
11 094
11 094
Free-cash
-2 100
3 504
-692
1 598

Estimated living cost  is ₴11094 per week

₴7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴970
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2804
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₴694
₴678
-₴244
₴991
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 000
unemployment
-
-
-
26
municipal
-
-
-
5 507
other
-
-
-
3 021
health
-
-
-
1 622
national
-
-
-
-
accident
-
-
-
52
pensions
-
-
-
2 811
total
-
-
-
13 039
Employee
18 816
-
19 784
-
national
-
-
-
-
municipal
5 611
-
5 900
-
total
5 611
-
5 900
-
Employer
18 816
-
19 784
-
health
1 157
-
1 217
-
pensions
2 034
-
2 139
-
accident
38
-
40
-
unemployment
497
-
522
-
other
2 186
-
2 299
-
total
5 912
-
6 217
-
Corporate
1 272
26 000
-
-
income
280
5 720
-
-
total
280
5 720
-
-
Dividends
992
20 280
-
-
withholding
298
6 084
-
-
total
298
6 084
-
-
Income
26 000
26 000
26 000
26 000
Total tax
12 101
11 804
12 117
13 039
After tax
13 899
14 196
13 883
12 961
Living cost
13 205
13 205
13 205
13 205
Free-cash
694
991
678
-244

Estimated living cost  is ₴13205 per week

₴8752
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2957
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₴24817
₴6811
₴3262
₴1112
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 000
income
-
-
-
5 068
social contributions
-
-
-
2 964
total
-
-
-
8 032
Employee
21 086
-
-
-
income
4 651
-
-
-
social contributions
1 729
-
246
-
total
6 380
-
246
-
Employer
21 086
-
-
-
social contributions
29 731
-
4 237
-
total
29 731
-
4 237
-
Corporate
-
26 000
-
-
income
-
5 720
-
-
total
-
5 720
-
-
Dividends
-
20 280
-
-
income
-
4 462
-
-
total
-
4 462
-
-
Income
26 000
26 000
26 000
26 000
Total tax
36 111
10 182
4 483
8 032
After tax
-10 111
15 818
21 517
17 968
Living cost
14 706
14 706
14 706
14 706
Free-cash
-24 817
1 112
6 811
3 262

Estimated living cost  is ₴14706 per week

₴9542
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴187
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3594
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴7926
₴9153
₴9179
₴9188
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 000
income
-
-
-
2 233
health
-
-
-
663
social contributions
-
-
-
4 056
total
-
-
-
6 952
Employee
23 397
23 397
23 604
-
health
233
398
401
-
income
2 457
2 166
2 222
-
social contributions
1 137
1 942
1 959
-
total
3 827
4 506
4 582
-
Employer
23 397
23 397
23 604
-
health
253
433
437
-
social contributions
1 137
1 942
1 959
-
total
1 390
2 375
2 396
-
Corporate
10 914
228
-
-
income
1 364
28
-
-
total
1 364
28
-
-
Dividends
9 550
200
-
-
withholding
1 624
34
-
-
total
1 624
34
-
-
Income
26 000
26 000
26 000
26 000
Total tax
8 205
6 943
6 978
6 952
After tax
17 795
19 057
19 022
19 048
Living cost
9 869
9 869
9 869
9 869
Free-cash
7 926
9 188
9 153
9 179

Estimated living cost  is ₴9869 per week

₴6746
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴771
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴166
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₴6897
₴5470
₴8397
₴8556
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 000
income
-
-
-
4 830
pensions
-
-
-
1 849
total
-
-
-
6 679
Employee
14 994
-
22 951
-
health
196
-
359
-
pensions
1 144
-
2 100
-
income
2 731
-
4 098
-
total
4 071
-
6 557
-
Employer
14 994
-
22 951
-
health
285
-
436
-
pensions
1 515
-
2 613
-
total
1 800
-
3 049
-
Corporate
9 206
26 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

1 749
4 940
-
-
total
1 749
4 940
-
-
Dividends
7 456
21 060
-
-
withholding
559
1 580
-
-
total
559
1 580
-
-
Income
26 000
26 000
26 000
26 000
Total tax
8 179
6 520
9 606
6 679
After tax
17 821
19 480
16 394
19 321
Living cost
10 924
10 924
10 924
10 924
Free-cash
6 897
8 556
5 470
8 397

Estimated living cost  is ₴10924 per week

₴7494
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1005
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴137
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2288
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₴190
₴137
₴1326
₴1574
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 000
municipal
-
-
-
174
regional
-
-
-
478
social contributions
-
-
-
6 687
national
-
-
-
5 214
total
-
-
-
12 553
Employee
25 640
-
26 000
-
social contributions
8 646
-
8 767
-
regional
387
-
396
-
national
4 333
-
4 424
-
municipal
153
-
155
-
total
13 519
-
13 742
-
Employer
25 640
-
26 000
-
total
-
-
-
-
Corporate
360
26 000
-
-
nationa
87
6 240
-
-
municipal
17
1 253
-
-
total
104
7 493
-
-
Dividends
256
18 507
-
-
withholding
66
4 812
-
-
total
66
4 812
-
-
Income
26 000
26 000
26 000
26 000
Total tax
13 689
12 305
13 742
12 553
After tax
12 311
13 695
12 258
13 447
Living cost
12 121
12 121
12 121
12 121
Free-cash
190
1 574
137
1 326

Estimated living cost  is ₴12121 per week

₴8514
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴834
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴183
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2590
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₴1110
₴6711
₴11370
-₴4392
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 000
pensions
-
-
-
1 229
income
-
-
-
6 075
other
-
-
-
109
health
-
-
-
644
accident
-
-
-
75
total
-
-
-
8 132
Employee
10 222
-
21 846
-
health
1 170
-
2 501
-
pensions
1 151
-
2 253
-
income
1 402
-
3 883
-
total
3 723
-
8 637
-
Employer
10 222
-
21 846
-
pensions
1 662
-
3 254
-
accident
171
-
365
-
unemployment
250
-
535
-
total
2 083
-
4 154
-
Corporate
13 695
26 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

12 326
23 400
-
-
total
12 326
23 400
-
-
Dividends
1 370
2 600
-
-
withholding
260
494
-
-
total
260
494
-
-
Income
26 000
26 000
26 000
26 000
Total tax
18 392
23 894
12 791
8 132
After tax
7 608
2 106
13 209
17 868
Living cost
6 498
6 498
6 498
6 498
Free-cash
1 110
-4 392
6 711
11 370

Estimated living cost  is ₴6498 per week

₴4762
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴360
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴136
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₴5660
₴7233
₴5532
₴1680
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
26 000
trade
-
-
-
1 701
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 683
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 079
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
258
total
-
-
-
8 721
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 139
-
26 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 079
-
2 079
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 245
-
4 683
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

69
-
258
-
total
3 393
-
7 020
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
10 861
26 000
-
-
income
1 629
3 900
-
-
trade
1 558
3 731
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

89
214
-
-
chamber of commerce
62
84
-
-
total
3 338
7 929
-
-
Dividends
7 522
18 070
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

97
242
-
-
withholding
1 765
4 402
-
-
total
1 862
4 644
-
-
Income
26 000
26 000
26 000
26 000
Total tax
8 593
12 573
7 020
8 721
After tax
17 407
13 427
18 980
17 279
Living cost
11 747
11 747
11 747
11 747
Free-cash
5 660
1 680
7 233
5 532

Estimated living cost  is ₴11747 per week

₴8103
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1264
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2209
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₴11974
₴8376
₴7600
₴14470
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
26 000
income
-
-
-
3 711
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
8 359
surtax
-
-
-
-
total
-
-
-
12 070
Employee
8 891
-
20 952
-
income
1 583
-
3 942
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

978
-
2 305
-
surtax
-
-
-
-
total
2 561
-
6 247
-
Employer
8 891
-
20 952
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 142
-
5 047
-
surtax
-
-
-
-
total
2 142
-
5 047
-
Corporate
14 967
26 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

2 993
5 200
-
-
total
2 993
5 200
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

11 974
20 800
-
-
total
-
-
-
-
Income
26 000
26 000
26 000
26 000
Total tax
7 696
5 200
11 294
12 070
After tax
18 304
20 800
14 706
13 930
Living cost
6 330
6 330
6 330
6 330
Free-cash
11 974
14 470
8 376
7 600

Estimated living cost  is ₴6330 per week

₴4038
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴603
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴144
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1545
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₴11819
₴10625
₴10896
₴12441
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 000
income
-
-
-
6 562
health
-
-
-
2 000
pensions
-
-
-
2 759
total
-
-
-
11 321
Employee
5 761
-
22 896
-
health
288
-
690
-
unemployment
58
-
138
-
pensions
519
-
1 242
-
income
1 115
-
6 417
-
total
1 980
-
8 487
-
Employer
5 761
-
22 896
-
health
547
-
1 311
-
pensions
634
-
1 518
-
unemployment
115
-
276
-
total
1 296
-
3 105
-
Corporate
18 942
26 000
-
-
income
4 167
5 720
-
-
total
4 167
5 720
-
-
Dividends
14 775
20 280
-
-
withholding
2 955
4 056
-
-
total
2 955
4 056
-
-
Income
26 000
26 000
26 000
26 000
Total tax
10 398
9 776
11 592
11 321
After tax
15 602
16 224
14 408
14 679
Living cost
3 783
3 783
3 783
3 783
Free-cash
11 819
12 441
10 625
10 896

Estimated living cost  is ₴3783 per week

₴2248
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴87
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1141
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₴8552
₴6497
₴6997
₴9520
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 000
pensions
-
-
-
5 200
unemployment
-
-
-
69
income
-
-
-
4 562
other
-
-
-
-
health
-
-
-
1 846
surtax
-
-
-
492
total
-
-
-
12 169
Employee
10 247
-
21 478
-
health
262
-
548
-
unemployment
713
-
1 495
-
pensions
684
-
1 433
-
income
1 718
-
4 236
-
other
-
-
-
-
surtax
36
-
435
-
total
3 413
-
8 147
-
Employer
10 247
-
21 478
-
health
466
-
978
-
pensions
1 366
-
2 863
-
unemployment
325
-
681
-
other
-
-
-
-
total
2 157
-
4 522
-
Corporate
13 596
26 000
-
-
income
3 535
6 760
-
-
total
3 535
6 760
-
-
Dividends
10 061
19 240
-
-
withholding
1 509
2 886
-
-
total
1 509
2 886
-
-
Income
26 000
26 000
26 000
26 000
Total tax
10 614
9 646
12 669
12 169
After tax
15 386
16 354
13 331
13 831
Living cost
6 834
6 834
6 834
6 834
Free-cash
8 552
9 520
6 497
6 997

Estimated living cost  is ₴6834 per week

₴4126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴594
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₴4824
-₴1092
₴4079
₴4975
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
26 000
pensions
-
-
-
4 810
chamber of commerce
-
-
-
104
unemployment
-
-
-
1 866
income
-
-
-
3 445
health
-
-
-