Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 2500
per

Your estimated
City
free-cash

Andorra , Andorra
-₴8523
-₴10437
-₴8449
-₴8223
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 500
social contributions
-
-
-
550
income
-
-
-
-
total
-
-
-
550
Employee
11 201
-
2 165
-
social contributions
728
-
141
-
income
-
-
-
-
total
728
-
141
-
Employer
11 201
-
2 165
-
social contributions
1 736
-
335
-
total
1 736
-
335
-
Corporate
-
2 500
-
-
income
-
250
-
-
total
-
250
-
-
Dividends
-
2 250
-
-
total
-
-
-
-
Income
2 500
2 500
2 500
2 500
Total tax
2 464
250
476
550
After tax
36
2 250
2 024
1 950
Living cost
10 473
10 473
10 473
10 473
Free-cash
-10 437
-8 223
-8 449
-8 523

Estimated living cost  is ₴10473 per week

₴6772
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴789
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Graz , Austria
-₴11672
-₴17445
-₴12933
-₴16485
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 500
surtax
-
-
-
-
unemployment
-
-
-
2 137
health
-
-
-
266
chamber of commerce
-
-
-
10
pensions
-
-
-
643
income
-
-
-
-
total
-
-
-
3 056
Employee
15 230
13 885
13 885
-
unemployment
457
417
104
-
other
152
139
35
-
income
1 357
1 024
1 631
-
pensions
1 560
1 422
356
-
health
589
538
134
-
total
4 115
3 540
2 260
-
Employer
15 230
13 885
13 885
-
pensions
1 911
1 743
436
-
surtax
-
-
-
-
payroll
457
417
417
-
other
723
659
571
-
health
576
525
132
-
accident
198
181
10
-
unemployment
457
417
104
-
chamber of commerce
61
56
56
-
total
4 383
3 998
1 726
-
Corporate
1 322
1 322
1 322
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

331
331
331
-
total
331
331
331
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
2 500
2 500
2 500
2 500
Total tax
8 829
7 869
4 317
3 056
After tax
-6 329
-5 369
-1 817
-556
Living cost
11 116
11 116
11 116
11 116
Free-cash
-17 445
-16 485
-12 933
-11 672

Estimated living cost  is ₴11116 per week

₴6668
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1135
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴198
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Vienna , Austria
-₴12902
-₴20321
-₴14162
-₴17715
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 500
surtax
-
-
-
69
unemployment
-
-
-
2 137
health
-
-
-
266
chamber of commerce
-
-
-
10
pensions
-
-
-
643
income
-
-
-
-
total
-
-
-
3 125
Employee
17 412
13 885
13 885
-
unemployment
522
417
104
-
other
174
139
35
-
income
1 982
1 024
1 631
-
pensions
1 783
1 422
356
-
health
674
538
134
-
total
5 135
3 540
2 260
-
Employer
17 412
13 885
13 885
-
pensions
2 185
1 743
436
-
surtax
69
69
69
-
payroll
522
417
417
-
other
827
659
571
-
health
658
525
132
-
accident
226
181
9
-
unemployment
522
417
104
-
chamber of commerce
69
56
56
-
total
5 078
4 067
1 794
-
Corporate
1 322
1 322
1 322
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

331
331
331
-
total
331
331
331
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
2 500
2 500
2 500
2 500
Total tax
10 544
7 938
4 385
3 125
After tax
-8 044
-5 438
-1 885
-625
Living cost
12 277
12 277
12 277
12 277
Free-cash
-20 321
-17 715
-14 162
-12 902

Estimated living cost  is ₴12277 per week

₴8188
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1047
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2840
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₴12247
-₴29678
-₴11542
-₴11184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 500
national
-
-
-
166
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
40
social contributions
-
-
-
1 837
total
-
-
-
2 043
Employee

The minimum management director salary is set at €45,000 per year.

24 922
-
1 936
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

217
-
17
-
national
7 662
-
421
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 300
-
101
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 869
-
145
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 171
-
91
-
total
12 219
-
775
-
Employer

The minimum management director salary is set at €45,000 per year.

24 922
-
1 936
-
surtax
2 826
-
220
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 208
-
171
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 533
-
119
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

324
-
25
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

364
-
28
-
total
7 255
-
563
-
Corporate
-
2 500
-
-
income
-
500
-
-
surtax
-
10
-
-
total
-
510
-
-
Dividends
-
1 990
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
470
-
-
total
-
470
-
-
Income
2 500
2 500
2 500
2 500
Total tax
19 474
980
1 338
2 043
After tax
-16 974
1 520
1 162
457
Living cost
12 704
12 704
12 704
12 704
Free-cash
-29 678
-11 184
-11 542
-12 247

Estimated living cost  is ₴12704 per week

₴8183
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1111
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴199
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3211
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Sofia , Bulgaria
-₴4538
-₴6996
-₴4475
-₴3858
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 500
unemployment
-
-
-
10
health
-
-
-
288
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
370
income
-
-
-
375
total
-
-
-
1 043
Employee
7 938
-
2 054
-
accident

We are using the highest rate at 1.1%.

87
-
25
-
income
794
-
205
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

697
-
199
-
health
365
-
104
-
total
1 943
-
533
-
Employer
7 938
-
2 054
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

875
-
251
-
health
548
-
157
-
accident

We are using the highest rate at 1.1%.

87
-
25
-
unemployment
48
-
14
-
total
1 558
-
447
-
Corporate
-
2 500
-
-
income
-
250
-
-
total
-
250
-
-
Dividends
-
2 250
-
-
withholding
-
113
-
-
total
-
113
-
-
Income
2 500
2 500
2 500
2 500
Total tax
3 501
363
980
1 043
After tax
-1 001
2 137
1 520
1 457
Living cost
5 995
5 995
5 995
5 995
Free-cash
-6 996
-3 858
-4 475
-4 538

Estimated living cost  is ₴5995 per week

₴3965
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴343
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴143
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1544
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Varna , Bulgaria
-₴3112
-₴4738
-₴3049
-₴2432
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 500
unemployment
-
-
-
10
health
-
-
-
288
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
370
income
-
-
-
375
total
-
-
-
1 043
Employee
6 050
-
2 054
-
accident

We are using the highest rate at 1.1%.

67
-
25
-
income
605
-
205
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

531
-
199
-
health
278
-
104
-
total
1 481
-
533
-
Employer
6 050
-
2 054
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

667
-
251
-
health
418
-
157
-
accident

We are using the highest rate at 1.1%.

67
-
25
-
unemployment
36
-
14
-
total
1 188
-
447
-
Corporate
-
2 500
-
-
income
-
250
-
-
total
-
250
-
-
Dividends
-
2 250
-
-
withholding
-
113
-
-
total
-
113
-
-
Income
2 500
2 500
2 500
2 500
Total tax
2 669
363
980
1 043
After tax
-169
2 137
1 520
1 457
Living cost
4 569
4 569
4 569
4 569
Free-cash
-4 738
-2 432
-3 049
-3 112

Estimated living cost  is ₴4569 per week

₴2667
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴326
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴121
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1454
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Larnaca , Cyprus
-₴7971
-₴10943
-₴10399
-₴13447
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 245
health
-
-
-
338
social contributions
-
-
-
2 066
income
-
-
-
-
total
-
-
-
2 404
Employee
26 791
26 791
26 791
-
income
2 917
2 480
3 012
-
social contributions
1 013
2 224
750
-
health
208
456
153
-
total
4 138
5 160
3 915
-
Employer
26 791
26 791
26 791
-
social contributions
1 013
2 224
750
-
health
225
496
167
-
total
1 238
2 720
917
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
2 500
2 500
2 500
2 500
Total tax
5 376
7 880
4 832
2 404
After tax
-2 876
-5 380
-2 332
96
Living cost
8 067
8 067
8 067
8 067
Free-cash
-10 943
-13 447
-10 399
-7 971

Estimated living cost  is ₴8067 per week

₴4835
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴179
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2263
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Limassol , Cyprus
-₴11205
-₴14774
-₴13633
-₴16681
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
13 245
health
-
-
-
338
social contributions
-
-
-
2 066
income
-
-
-
-
total
-
-
-
2 404
Employee
26 791
26 791
26 791
-
income
2 813
2 480
3 012
-
social contributions
1 302
2 224
750
-
health
266
456
153
-
total
4 381
5 160
3 915
-
Employer
26 791
26 791
26 791
-
social contributions
1 302
2 224
750
-
health
290
496
167
-
total
1 592
2 720
917
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
2 500
2 500
2 500
2 500
Total tax
5 973
7 880
4 832
2 404
After tax
-3 473
-5 380
-2 332
96
Living cost
11 301
11 301
11 301
11 301
Free-cash
-14 774
-16 681
-13 633
-11 205

Estimated living cost  is ₴11301 per week

₴7725
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴883
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴190
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2503
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Brno , Czech Republic
-₴6853
-₴13403
-₴6802
-₴6350
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 500
health
-
-
-
337
social contributions
-
-
-
730
income
-
-
-
215
solidarity contribution
-
-
-
-
total
-
-
-
1 282
Employee
11 869
-
1 866
-
income
1 424
-
224
-
social contributions
771
-
121
-
health
1 602
-
252
-
solidarity contribution
-
-
-
-
total
3 797
-
597
-
Employer
11 869
-
1 866
-
social contributions
2 967
-
466
-
health
1 068
-
168
-
total
4 035
-
634
-
Corporate
-
2 500
-
-
income
-
475
-
-
total
-
475
-
-
Dividends
-
2 025
-
-
withholding
-
304
-
-
total
-
304
-
-
Income
2 500
2 500
2 500
2 500
Total tax
7 832
779
1 231
1 282
After tax
-5 332
1 721
1 269
1 218
Living cost
8 071
8 071
8 071
8 071
Free-cash
-13 403
-6 350
-6 802
-6 853

Estimated living cost  is ₴8071 per week

₴5606
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴574
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1732
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Prague , Czech Republic
-₴8727
-₴17097
-₴8676
-₴8224
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 500
health
-
-
-
337
social contributions
-
-
-
730
income
-
-
-
215
solidarity contribution
-
-
-
-
total
-
-
-
1 282
Employee
14 625
-
1 866
-
income
1 755
-
224
-
social contributions
951
-
121
-
health
1 974
-
252
-
solidarity contribution
-
-
-
-
total
4 680
-
597
-
Employer
14 625
-
1 866
-
social contributions
3 656
-
466
-
health
1 316
-
168
-
total
4 972
-
634
-
Corporate
-
2 500
-
-
income
-
475
-
-
total
-
475
-
-
Dividends
-
2 025
-
-
withholding
-
304
-
-
total
-
304
-
-
Income
2 500
2 500
2 500
2 500
Total tax
9 652
779
1 231
1 282
After tax
-7 152
1 721
1 269
1 218
Living cost
9 945
9 945
9 945
9 945
Free-cash
-17 097
-8 224
-8 676
-8 727

Estimated living cost  is ₴9945 per week

₴7396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴551
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1826
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Copenhagen , Denmark
-₴14808
-₴73636
-₴73636
-₴73636
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 500
national
-
-
-
-
pensions
-
-
-
303
municipal
-
-
-
-
labour market
-
-
-
176
total
-
-
-
479
Employee
71 032
71 032
71 032
-
municipal
15 126
15 126
15 126
-
national
8 678
8 678
8 678
-
pensions
101
101
101
-
labour market
5 674
5 674
5 674
-
total
29 579
29 579
29 579
-
Employer
71 032
71 032
71 032
-
pensions
202
202
202
-
labour market
5 683
5 683
5 683
-
municipal
15 150
15 150
15 150
-
national
8 693
8 693
8 693
-
total
29 728
29 728
29 728
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
2 500
2 500
2 500
2 500
Total tax
59 307
59 307
59 307
479
After tax
-56 807
-56 807
-56 807
2 021
Living cost
16 829
16 829
16 829
16 829
Free-cash
-73 636
-73 636
-73 636
-14 808

Estimated living cost  is ₴16829 per week

₴11518
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1489
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴259
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Tallinn , Estonia
-₴7224
-₴10725
-₴7398
-₴6415
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 500
health
-
-
-
516
pensions
-
-
-
793
income
-
-
-
-
total
-
-
-
1 309
Employee
9 884
-
1 159
-
unemployment
158
-
63
-
income
1 113
-
-
-
pensions
198
-
79
-
total
1 469
-
142
-
Employer
9 884
-
1 159
-
pensions
1 977
-
793
-
health
1 285
-
516
-
unemployment
79
-
32
-
total
3 341
-
1 341
-
Corporate
-
2 500
-
-
income
-
500
-
-
total
-
500
-
-
Dividends
-
2 000
-
-
total
-
-
-
-
Income
2 500
2 500
2 500
2 500
Total tax
4 810
500
1 483
1 309
After tax
-2 310
2 000
1 017
1 191
Living cost
8 415
8 415
8 415
8 415
Free-cash
-10 725
-6 415
-7 398
-7 224

Estimated living cost  is ₴8415 per week

₴5772
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴501
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1973
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Helsinki , Finland
-₴11327
-₴19290
-₴11795
-₴11647
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
2 500
national
-
-
-
-
health
-
-
-
-
municipal
-
-
-
450
total
-
-
-
450
Employee
18 331
-
2 103
-
unemployment
275
-
32
-
municipal
3 002
-
347
-
national
303
-
-
-
pensions
1 237
-
142
-
health
137
-
-
-
total
4 954
-
521
-
Employer
18 331
-
2 103
-
pensions
3 180
-
365
-
health
141
-
16
-
accident
19
-
2
-
unemployment
119
-
14
-
total
3 459
-
397
-
Corporate
-
2 500
-
-
income
-
500
-
-
total
-
500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
1 500
-
-
municipal
-
270
-
-
national
-
-
-
-
total
-
270
-
-
Income
2 500
2 500
2 500
2 500
Total tax
8 413
770
918
450
After tax
-5 913
1 730
1 582
2 050
Living cost
13 377
13 377
13 377
13 377
Free-cash
-19 290
-11 647
-11 795
-11 327

Estimated living cost  is ₴13377 per week

₴8738
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1287
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴213
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3140
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Marseille , France
-₴9789
-₴14969
-₴9104
-₴9478
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 500
surtax
-
-
-
-
health
-
-
-
93
pensions
-
-
-
1 309
social contributions
-
-
-
71
income
-
-
-
-
other
-
-
-
77
total
-
-
-
1 550
Employee
13 311
-
1 905
-
income
686
-
-
-
surtax
-
-
-
-
social contributions
380
-
54
-
pensions
1 506
-
216
-
total
2 572
-
270
-
Employer
13 311
-
1 905
-
pensions
2 187
-
313
-
social contributions
40
-
6
-
other
460
-
65
-
health
932
-
134
-
unemployment
539
-
77
-
total
4 158
-
595
-
Corporate
-
2 500
-
-
income
-
700
-
-
surtax
-
-
-
-
total
-
700
-
-
Dividends
-
1 800
-
-
withholding
-
230
-
-
social contributions
-
309
-
-
surtax
-
-
-
-
total
-
539
-
-
Income
2 500
2 500
2 500
2 500
Total tax
6 730
1 239
865
1 550
After tax
-4 230
1 261
1 635
950
Living cost
10 739
10 739
10 739
10 739
Free-cash
-14 969
-9 478
-9 104
-9 789

Estimated living cost  is ₴10739 per week

₴6228
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1091
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴204
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3217
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Nice , France
-₴10970
-₴17068
-₴10285
-₴10659
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 500
surtax
-
-
-
-
health
-
-
-
93
pensions
-
-
-
1 309
social contributions
-
-
-
71
income
-
-
-
-
other
-
-
-
77
total
-
-
-
1 550
Employee
14 912
-
1 905
-
income
880
-
-
-
surtax
-
-
-
-
social contributions
425
-
54
-
pensions
1 686
-
216
-
total
2 991
-
270
-
Employer
14 912
-
1 905
-
pensions
2 450
-
313
-
social contributions
45
-
6
-
other
514
-
65
-
health
1 044
-
134
-
unemployment
604
-
77
-
total
4 657
-
595
-
Corporate
-
2 500
-
-
income
-
700
-
-
surtax
-
-
-
-
total
-
700
-
-
Dividends
-
1 800
-
-
withholding
-
230
-
-
social contributions
-
309
-
-
surtax
-
-
-
-
total
-
539
-
-
Income
2 500
2 500
2 500
2 500
Total tax
7 648
1 239
865
1 550
After tax
-5 148
1 261
1 635
950
Living cost
11 920
11 920
11 920
11 920
Free-cash
-17 068
-10 659
-10 285
-10 970

Estimated living cost  is ₴11920 per week

₴7516
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴969
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3233
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Paris , France
-₴15878
-₴26137
-₴15193
-₴15567
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 500
surtax
-
-
-
-
health
-
-
-
93
pensions
-
-
-
1 309
social contributions
-
-
-
71
income
-
-
-
-
other
-
-
-
77
total
-
-
-
1 550
Employee
21 822
-
1 905
-
income
1 904
-
-
-
surtax
-
-
-
-
social contributions
622
-
54
-
pensions
2 468
-
216
-
total
4 994
-
270
-
Employer
21 822
-
1 905
-
pensions
3 586
-
313
-
social contributions
65
-
6
-
other
753
-
65
-
health
1 527
-
134
-
unemployment
884
-
77
-
total
6 815
-
595
-
Corporate
-
2 500
-
-
income
-
700
-
-
surtax
-
-
-
-
total
-
700
-
-
Dividends
-
1 800
-
-
withholding
-
230
-
-
social contributions
-
309
-
-
surtax
-
-
-
-
total
-
539
-
-
Income
2 500
2 500
2 500
2 500
Total tax
11 809
1 239
865
1 550
After tax
-9 309
1 261
1 635
950
Living cost
16 828
16 828
16 828
16 828
Free-cash
-26 137
-15 567
-15 193
-15 878

Estimated living cost  is ₴16828 per week

₴11389
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1377
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴231
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3832
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Batumi , Georgia
₴235
-₴300
-₴240
₴135
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
2 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
25
total
-
-
-
25
Employee
2 799
-
2 500
-
income
560
-
500
-
total
560
-
500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

-
2 500
-
-
total
-
-
-
-
Dividends
-
2 500
-
-
withholding
-
125
-
-
total
-
125
-
-
Income
2 500
2 500
2 500
2 500
Total tax
560
125
500
25
After tax
1 940
2 375
2 000
2 475
Living cost
2 240
2 240
2 240
2 240
Free-cash
-300
135
-240
235

Estimated living cost  is ₴2240 per week

₴1388
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴186
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴62
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Tbilisi , Georgia
-₴1015
-₴1863
-₴1490
-₴1115
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
2 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
25
total
-
-
-
25
Employee
4 362
-
2 500
-
income
873
-
500
-
total
873
-
500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

-
2 500
-
-
total
-
-
-
-
Dividends
-
2 500
-
-
withholding
-
125
-
-
total
-
125
-
-
Income
2 500
2 500
2 500
2 500
Total tax
873
125
500
25
After tax
1 627
2 375
2 000
2 475
Living cost
3 490
3 490
3 490
3 490
Free-cash
-1 863
-1 115
-1 490
-1 015

Estimated living cost  is ₴3490 per week

₴2362
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴117
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴865
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Berlin , Germany
-₴13331
-₴14836
-₴13331
-₴12068
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
2 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 380
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
2 380
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 336
-
2 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 426
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

79
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 380
-
2 380
-
total
3 885
-
2 380
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
2 500
-
-
trade
-
359
-
-
income
-
375
-
-
chamber of commerce
-
57
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
20
-
-
total
-
811
-
-
Dividends
-
1 689
-
-
withholding
-
290
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
16
-
-
total
-
306
-
-
Income
2 500
2 500
2 500
2 500
Total tax
3 885
1 117
2 380
2 380
After tax
-1 385
1 383
120
120
Living cost
13 451
13 451
13 451
13 451
Free-cash
-14 836
-12 068
-13 331
-13 331

Estimated living cost  is ₴13451 per week

₴9279
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1447
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2530
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dresden , Germany
-₴10433
-₴10825
-₴10433
-₴9194
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
2 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 380
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
2 380
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 326
-
2 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

372
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 380
-
2 380
-
total
2 772
-
2 380
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
2 500
-
-
trade
-
394
-
-
income
-
375
-
-
chamber of commerce
-
56
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
20
-
-
total
-
845
-
-
Dividends
-
1 654
-
-
withholding
-
281
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
15
-
-
total
-
296
-
-
Income
2 500
2 500
2 500
2 500
Total tax
2 772
1 141
2 380
2 380
After tax
-272
1 359
120
120
Living cost
10 553
10 553
10 553
10 553
Free-cash
-10 825
-9 194
-10 433
-10 433

Estimated living cost  is ₴10553 per week

₴6638
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1230
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2487
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Hamburg , Germany
-₴13567
-₴15168
-₴13567
-₴12341
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
2 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 380
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
2 380
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 669
-
2 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 518
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

83
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 380
-
2 380
-
total
3 981
-
2 380
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
2 500
-
-
trade
-
411
-
-
income
-
375
-
-
chamber of commerce
-
56
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
20
-
-
total
-
862
-
-
Dividends
-
1 637
-
-
withholding
-
277
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
15
-
-
total
-
292
-
-
Income
2 500
2 500
2 500
2 500
Total tax
3 981
1 154
2 380
2 380
After tax
-1 481
1 346
120
120
Living cost
13 687
13 687
13 687
13 687
Free-cash
-15 168
-12 341
-13 567
-13 567

Estimated living cost  is ₴13687 per week

₴9154
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1443
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴204
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2885
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Munich , Germany
-₴15841
-₴18439
-₴15841
-₴14627
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
2 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 380
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
2 380
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 939
-
2 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 462
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

136
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 380
-
2 380
-
total
4 978
-
2 380
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
2 500
-
-
trade
-
428
-
-
income
-
375
-
-
chamber of commerce
-
56
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
20
-
-
total
-
879
-
-
Dividends
-
1 620
-
-
withholding
-
272
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
15
-
-
total
-
287
-
-
Income
2 500
2 500
2 500
2 500
Total tax
4 978
1 166
2 380
2 380
After tax
-2 478
1 334
120
120
Living cost
15 961
15 961
15 961
15 961
Free-cash
-18 439
-14 627
-15 841
-15 841

Estimated living cost  is ₴15961 per week

₴11657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1277
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴208
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2820
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Athens , Greece
-₴6898
-₴11705
-₴7210
-₴6254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 500
surtax
-
-
-
-
unemployment
-
-
-
79
health
-
-
-
331
pensions
-
-
-
930
income
-
-
-
232
other
-
-
-
-
total
-
-
-
1 572
Employee
11 733
-
1 521
-
unemployment
817
-
323
-
other
-
-
-
-
income
1 967
-
154
-
surtax
42
-
-
-
pensions
783
-
310
-
health
300
-
118
-
total
3 909
-
905
-
Employer
11 733
-
1 521
-
pensions
1 564
-
620
-
other
-
-
-
-
health
534
-
212
-
unemployment
372
-
147
-
total
2 470
-
979
-
Corporate
-
2 500
-
-
income
-
650
-
-
total
-
650
-
-
Dividends
-
1 850
-
-
withholding
-
278
-
-
total
-
278
-
-
Income
2 500
2 500
2 500
2 500
Total tax
6 379
928
1 884
1 572
After tax
-3 879
1 572
616
928
Living cost
7 826
7 826
7 826
7 826
Free-cash
-11 705
-6 254
-7 210
-6 898

Estimated living cost  is ₴7826 per week

₴4725
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴680
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴182
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2239
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Thessaloniki , Greece
-₴6760
-₴11446
-₴7072
-₴6116
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 500
surtax
-
-
-
-
unemployment
-
-
-
79
health
-
-
-
331
pensions
-
-
-
930
income
-
-
-
232
other
-
-
-
-
total
-
-
-
1 572
Employee
11 522
-
1 521
-
unemployment
802
-
323
-
other
-
-
-
-
income
1 931
-
154
-
surtax
38
-
-
-
pensions
768
-
310
-
health
294
-
118
-
total
3 833
-
905
-
Employer
11 522
-
1 521
-
pensions
1 536
-
620
-
other
-
-
-
-
health
524
-
212
-
unemployment
365
-
147
-
total
2 425
-
979
-
Corporate
-
2 500
-
-
income
-
650
-
-
total
-
650
-
-
Dividends
-
1 850
-
-
withholding
-
278
-
-
total
-
278
-
-
Income
2 500
2 500
2 500
2 500
Total tax
6 258
928
1 884
1 572
After tax
-3 758
1 572
616
928
Living cost
7 688
7 688
7 688
7 688
Free-cash
-11 446
-6 116
-7 072
-6 760

Estimated living cost  is ₴7688 per week

₴4701
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴709
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2101
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Budapest , Hungary
-₴5332
-₴9534
-₴6163
-₴6490
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 500
unemployment
-
-
-
46
health
-
-
-
214
pensions
-
-
-
306
income
-
-
-
290
total
-
-
-
856
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

10 070
4 008
4 008
-
unemployment
151
60
46
-
income
1 231
490
516
-
pensions
1 007
401
308
-
health
705
281
216
-
total
3 094
1 232
1 086
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

10 070
4 008
4 008
-
pensions
1 964
782
601
-
total
1 964
782
601
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
social contributions
-
-
-
-
total
-
-
-
-
Income
2 500
2 500
2 500
2 500
Total tax
5 058
2 014
1 687
856
After tax
-2 558
486
813
1 644
Living cost
6 976
6 976
6 976
6 976
Free-cash
-9 534
-6 490
-6 163
-5 332

Estimated living cost  is ₴6976 per week

₴4761
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴571
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴139
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1505
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Reykjavik , Iceland
-₴14677
-₴25992
-₴14632
-₴15290
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 500
national
-
-
-
-
pensions
-
-
-
300
social contributions
-
-
-
27
municipal
-
-
-
-
total
-
-
-
327
Employee
26 121
-
2 161
-
municipal
3 226
-
-
-
national
5 000
-
-
-
pensions
1 045
-
86
-
total
9 271
-
86
-
Employer
26 121
-
2 161
-
pensions
2 090
-
173
-
social contributions
281
-
23
-
total
2 371
-
196
-
Corporate
-
2 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
500
-
-
total
-
500
-
-
Dividends
-
2 000
-
-
withholding
-
440
-
-
total
-
440
-
-
Income
2 500
2 500
2 500
2 500
Total tax
11 642
940
282
327
After tax
-9 142
1 560
2 218
2 173
Living cost
16 850
16 850
16 850
16 850
Free-cash
-25 992
-15 290
-14 632
-14 677

Estimated living cost  is ₴16850 per week

₴11453
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1566
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴252
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Dublin , Ireland
-₴17347
-₴24754
-₴17347
-₴18098
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 500
social contributions
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Employee
27 254
-
2 500
-
social contributions
2 264
-
-
-
income
5 143
-
-
-
total
7 407
-
-
-
Employer
27 254
-
2 500
-
total
-
-
-
-
Corporate
-
2 500
-
-
income
-
313
-
-
total
-
313
-
-
Dividends
-
2 187
-
-
withholding
-
438
-
-
total
-
438
-
-
Income
2 500
2 500
2 500
2 500
Total tax
7 407
751
-
-
After tax
-4 907
1 749
2 500
2 500
Living cost
19 847
19 847
19 847
19 847
Free-cash
-24 754
-18 098
-17 347
-17 347

Estimated living cost  is ₴19847 per week

₴15099
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1617
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴190
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2941
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Milan , Italy
-₴14902
-₴28464
-₴15742
-₴13368
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 500
national
-
-
-
-
regional
-
-
-
-
social contributions
-
-
-
2 700
municipal
-
-
-
-
total
-
-
-
2 700
Employee
30 965
-
2 500
-
municipal
164
-
-
-
national
5 365
-
-
-
social contributions
10 441
-
3 540
-
regional
292
-
-
-
total
16 262
-
3 540
-
Employer
30 965
-
2 500
-
total
-
-
-
-
Corporate
-
2 500
-
-
nationa
-
600
-
-
municipal
-
97
-
-
total
-
697
-
-
Dividends
-
1 803
-
-
withholding
-
469
-
-
total
-
469
-
-
Income
2 500
2 500
2 500
2 500
Total tax
16 262
1 166
3 540
2 700
After tax
-13 762
1 334
-1 040
-200
Living cost
14 702
14 702
14 702
14 702
Free-cash
-28 464
-13 368
-15 742
-14 902

Estimated living cost  is ₴14702 per week

₴10248
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴964
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴225
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3264
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Naples , Italy
-₴9586
-₴16827
-₴10426
-₴8072
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 500
national
-
-
-
-
regional
-
-
-
-
social contributions
-
-
-
2 700
municipal
-
-
-
-
total
-
-
-
2 700
Employee
19 327
-
2 500
-
municipal
102
-
-
-
national
3 062
-
-
-
social contributions
6 517
-
3 540
-
regional
260
-
-
-
total
9 941
-
3 540
-
Employer
19 327
-
2 500
-
total
-
-
-
-
Corporate
-
2 500
-
-
nationa
-
600
-
-
municipal
-
124
-
-
total
-
724
-
-
Dividends
-
1 776
-
-
withholding
-
462
-
-