Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 23500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴13165
₴9701
₴9291
₴10710
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 500
unemployment
-
-
-
56
health
-
-
-
1 618
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 082
income
-
-
-
3 525
total
-
-
-
7 281
Employee
9 174
-
20 740
-
accident

We are using the highest rate at 1.1%.

101
-
155
-
health
422
-
647
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

805
-
1 235
-
income
917
-
2 074
-
total
2 245
-
4 111
-
Employer
9 174
-
20 740
-
accident

We are using the highest rate at 1.1%.

101
-
155
-
unemployment
55
-
84
-
health
633
-
971
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 011
-
1 550
-
total
1 800
-
2 760
-
Corporate
12 527
23 500
-
-
income
1 253
2 350
-
-
total
1 253
2 350
-
-
Dividends
11 274
21 150
-
-
withholding
564
1 057
-
-
total
564
1 057
-
-
Income
23 500
23 500
23 500
23 500
Total tax
5 862
3 407
6 871
7 281
After tax
17 638
20 093
16 629
16 219
Living cost
6 928
6 928
6 928
6 928
Free-cash
10 710
13 165
9 701
9 291

Estimated living cost  is ₴6928 per week

₴4582
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴397
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴165
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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