Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 23500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴8240
₴7928
₴9511
₴12280
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 500
unemployment
-
-
-
63
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 348
income
-
-
-
3 525
health
-
-
-
1 824
total
-
-
-
7 760
Employee
10 345
-
20 388
-
accident

We are using the highest rate at 1.1%.

114
-
174
-
income
1 035
-
2 039
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

908
-
1 393
-
health
476
-
730
-
total
2 533
-
4 336
-
Employer
10 345
-
20 388
-
accident

We are using the highest rate at 1.1%.

114
-
174
-
health
714
-
1 095
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 140
-
1 748
-
unemployment
62
-
95
-
total
2 030
-
3 112
-
Corporate
11 126
23 500
-
-
income
1 113
2 350
-
-
total
1 113
2 350
-
-
Dividends
10 013
21 150
-
-
withholding
501
1 058
-
-
total
501
1 058
-
-
Income
23 500
23 500
23 500
23 500
Total tax
6 177
3 408
7 448
7 760
After tax
17 323
20 092
16 052
15 740
Living cost
7 812
7 812
7 812
7 812
Free-cash
9 511
12 280
8 240
7 928

Estimated living cost  is ₴7812 per week

₴5167
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴447
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴186
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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