Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 23000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₴1027
₴1589
₴2841
₴1200
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
income
-
-
-
3 329
health
-
-
-
1 634
unemployment
-
-
-
120
other
-
-
-
-
pensions
-
-
-
4 600
surtax
-
-
-
102
total
-
-
-
9 785
Employee
17 423
-
19 001
-
income
2 920
-
3 185
-
surtax
57
-
86
-
health
445
-
485
-
pensions
1 162
-
1 268
-
unemployment
1 213
-
1 323
-
other
-
-
-
-
total
5 797
-
6 347
-
Employer
17 423
-
19 001
-
other
-
-
-
-
unemployment
552
-
602
-
pensions
2 323
-
2 533
-
health
793
-
865
-
total
3 668
-
4 000
-
Corporate
1 910
23 000
-
-
income
497
5 980
-
-
total
497
5 980
-
-
Dividends
1 413
17 020
-
-
withholding
212
2 553
-
-
total
212
2 553
-
-
Income
23 000
23 000
23 000
23 000
Total tax
10 174
8 533
10 347
9 785
After tax
12 826
14 467
12 653
13 215
Living cost
11 626
11 626
11 626
11 626
Free-cash
1 200
2 841
1 027
1 589

Estimated living cost  is ₴11626 per week

₴7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3176
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Athens , Greece
₴819
₴1381
₴2633
₴956
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
income
-
-
-
3 329
health
-
-
-
1 634
unemployment
-
-
-
120
other
-
-
-
-
pensions
-
-
-
4 600
surtax
-
-
-
102
total
-
-
-
9 785
Employee
17 743
-
19 001
-
income
2 974
-
3 185
-
surtax
63
-
86
-
health
453
-
485
-
pensions
1 184
-
1 268
-
unemployment
1 235
-
1 323
-
other
-
-
-
-
total
5 909
-
6 347
-
Employer
17 743
-
19 001
-
other
-
-
-
-
unemployment
563
-
602
-
pensions
2 366
-
2 533
-
health
807
-
865
-
total
3 736
-
4 000
-
Corporate
1 522
23 000
-
-
income
396
5 980
-
-
total
396
5 980
-
-
Dividends
1 126
17 020
-
-
withholding
169
2 553
-
-
total
169
2 553
-
-
Income
23 000
23 000
23 000
23 000
Total tax
10 210
8 533
10 347
9 785
After tax
12 790
14 467
12 653
13 215
Living cost
11 834
11 834
11 834
11 834
Free-cash
956
2 633
819
1 381

Estimated living cost  is ₴11834 per week

₴7145
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3386
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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