Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 23000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₴1670
₴1295
₴1109
₴2923
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
other
-
-
-
-
surtax
-
-
-
104
pensions
-
-
-
4 600
income
-
-
-
3 330
health
-
-
-
1 633
unemployment
-
-
-
119
total
-
-
-
9 786
Employee
17 300
-
19 000
-
pensions
1 154
-
1 268
-
income
2 900
-
3 185
-
other
-
-
-
-
health
442
-
484
-
unemployment
1 204
-
1 322
-
surtax
57
-
88
-
total
5 757
-
6 347
-
Employer
17 300
-
19 000
-
pensions
2 306
-
2 532
-
other
-
-
-
-
health
787
-
865
-
unemployment
548
-
603
-
total
3 641
-
4 000
-
Corporate
2 059
23 000
-
-
income
535
5 980
-
-
total
535
5 980
-
-
Dividends
1 524
17 020
-
-
withholding
228
2 553
-
-
total
228
2 553
-
-
Income
23 000
23 000
23 000
23 000
Total tax
10 161
8 533
10 347
9 786
After tax
12 839
14 467
12 653
13 214
Living cost
11 544
11 544
11 544
11 544
Free-cash
1 295
2 923
1 109
1 670

Estimated living cost  is ₴11544 per week

₴7058
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1065
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴266
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3154
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₴1464
₴1053
₴903
₴2717
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
other
-
-
-
-
surtax
-
-
-
104
pensions
-
-
-
4 600
income
-
-
-
3 330
health
-
-
-
1 633
unemployment
-
-
-
119
total
-
-
-
9 786
Employee
17 617
-
19 000
-
pensions
1 175
-
1 268
-
income
2 953
-
3 185
-
other
-
-
-
-
health
450
-
484
-
unemployment
1 226
-
1 322
-
surtax
63
-
88
-
total
5 867
-
6 347
-
Employer
17 617
-
19 000
-
pensions
2 349
-
2 532
-
other
-
-
-
-
health
801
-
865
-
unemployment
559
-
603
-
total
3 709
-
4 000
-
Corporate
1 674
23 000
-
-
income
435
5 980
-
-
total
435
5 980
-
-
Dividends
1 239
17 020
-
-
withholding
186
2 553
-
-
total
186
2 553
-
-
Income
23 000
23 000
23 000
23 000
Total tax
10 197
8 533
10 347
9 786
After tax
12 803
14 467
12 653
13 214
Living cost
11 750
11 750
11 750
11 750
Free-cash
1 053
2 717
903
1 464

Estimated living cost  is ₴11750 per week

₴7094
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1022
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴273
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3362
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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