Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 23000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₴1604
₴1220
₴1044
₴2857
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
other
-
-
-
-
surtax
-
-
-
103
pensions
-
-
-
4 600
income
-
-
-
3 330
health
-
-
-
1 633
unemployment
-
-
-
120
total
-
-
-
9 786
Employee
17 399
-
19 000
-
pensions
1 160
-
1 267
-
income
2 916
-
3 185
-
other
-
-
-
-
health
444
-
484
-
unemployment
1 211
-
1 323
-
surtax
57
-
87
-
total
5 788
-
6 346
-
Employer
17 399
-
19 000
-
pensions
2 319
-
2 533
-
other
-
-
-
-
health
792
-
865
-
unemployment
551
-
602
-
total
3 662
-
4 000
-
Corporate
1 939
23 000
-
-
income
504
5 980
-
-
total
504
5 980
-
-
Dividends
1 435
17 020
-
-
withholding
216
2 553
-
-
total
216
2 553
-
-
Income
23 000
23 000
23 000
23 000
Total tax
10 170
8 533
10 346
9 786
After tax
12 830
14 467
12 654
13 214
Living cost
11 610
11 610
11 610
11 610
Free-cash
1 220
2 857
1 044
1 604

Estimated living cost  is ₴11610 per week

₴7099
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1071
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3172
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Athens , Greece
₴1397
₴977
₴837
₴2650
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
other
-
-
-
-
surtax
-
-
-
103
pensions
-
-
-
4 600
income
-
-
-
3 330
health
-
-
-
1 633
unemployment
-
-
-
120
total
-
-
-
9 786
Employee
17 718
-
19 000
-
pensions
1 182
-
1 267
-
income
2 970
-
3 185
-
other
-
-
-
-
health
452
-
484
-
unemployment
1 233
-
1 323
-
surtax
63
-
87
-
total
5 900
-
6 346
-
Employer
17 718
-
19 000
-
pensions
2 362
-
2 533
-
other
-
-
-
-
health
806
-
865
-
unemployment
562
-
602
-
total
3 730
-
4 000
-
Corporate
1 552
23 000
-
-
income
403
5 980
-
-
total
403
5 980
-
-
Dividends
1 149
17 020
-
-
withholding
173
2 553
-
-
total
173
2 553
-
-
Income
23 000
23 000
23 000
23 000
Total tax
10 206
8 533
10 346
9 786
After tax
12 794
14 467
12 654
13 214
Living cost
11 817
11 817
11 817
11 817
Free-cash
977
2 650
837
1 397

Estimated living cost  is ₴11817 per week

₴7135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1027
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3382
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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