Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 23000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₴1915
₴3172
₴1580
₴1352
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
health
-
-
-
1 633
other
-
-
-
-
pensions
-
-
-
4 600
unemployment
-
-
-
117
income
-
-
-
3 330
surtax
-
-
-
110
total
-
-
-
9 790
Employee
16 926
-
19 000
-
health
432
-
485
-
pensions
1 129
-
1 268
-
unemployment
1 178
-
1 322
-
surtax
55
-
94
-
income
2 837
-
3 185
-
other
-
-
-
-
total
5 631
-
6 354
-
Employer
16 926
-
19 000
-
health
770
-
864
-
pensions
2 256
-
2 533
-
other
-
-
-
-
unemployment
536
-
602
-
total
3 562
-
3 999
-
Corporate
2 511
23 000
-
-
income
653
5 980
-
-
total
653
5 980
-
-
Dividends
1 858
17 020
-
-
withholding
279
2 553
-
-
total
279
2 553
-
-
Income
23 000
23 000
23 000
23 000
Total tax
10 125
8 533
10 353
9 790
After tax
12 875
14 467
12 647
13 210
Living cost
11 295
11 295
11 295
11 295
Free-cash
1 580
3 172
1 352
1 915

Estimated living cost  is ₴11295 per week

₴6906
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1042
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴260
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3086
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₴1714
₴2971
₴1342
₴1151
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
health
-
-
-
1 633
other
-
-
-
-
pensions
-
-
-
4 600
unemployment
-
-
-
117
income
-
-
-
3 330
surtax
-
-
-
110
total
-
-
-
9 790
Employee
17 237
-
19 000
-
health
440
-
485
-
pensions
1 150
-
1 268
-
unemployment
1 200
-
1 322
-
surtax
61
-
94
-
income
2 890
-
3 185
-
other
-
-
-
-
total
5 741
-
6 354
-
Employer
17 237
-
19 000
-
health
784
-
864
-
pensions
2 298
-
2 533
-
other
-
-
-
-
unemployment
547
-
602
-
total
3 629
-
3 999
-
Corporate
2 134
23 000
-
-
income
555
5 980
-
-
total
555
5 980
-
-
Dividends
1 580
17 020
-
-
withholding
237
2 553
-
-
total
237
2 553
-
-
Income
23 000
23 000
23 000
23 000
Total tax
10 162
8 533
10 353
9 790
After tax
12 838
14 467
12 647
13 210
Living cost
11 496
11 496
11 496
11 496
Free-cash
1 342
2 971
1 151
1 714

Estimated living cost  is ₴11496 per week

₴6941
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴999
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴267
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3290
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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