Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 23000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₴2122
₴1819
₴3649
₴2384
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
health
-
-
-
1 634
income
-
-
-
3 331
surtax
-
-
-
121
pensions
-
-
-
4 600
other
-
-
-
-
unemployment
-
-
-
112
total
-
-
-
9 798
Employee
16 212
-
19 001
-
unemployment
1 129
-
1 322
-
pensions
1 081
-
1 267
-
health
414
-
485
-
income
2 718
-
3 186
-
other
-
-
-
-
surtax
53
-
105
-
total
5 395
-
6 365
-
Employer
16 212
-
19 001
-
pensions
2 161
-
2 532
-
other
-
-
-
-
health
738
-
864
-
unemployment
514
-
602
-
total
3 413
-
3 998
-
Corporate
3 375
23 000
-
-
income
877
5 980
-
-
total
877
5 980
-
-
Dividends
2 498
17 020
-
-
withholding
375
2 553
-
-
total
375
2 553
-
-
Income
23 000
23 000
23 000
23 000
Total tax
10 060
8 533
10 363
9 798
After tax
12 940
14 467
12 637
13 202
Living cost
10 818
10 818
10 818
10 818
Free-cash
2 122
3 649
1 819
2 384

Estimated living cost  is ₴10818 per week

₴6615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴998
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴249
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₴1895
₴1625
₴3455
₴2190
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
health
-
-
-
1 634
income
-
-
-
3 331
surtax
-
-
-
121
pensions
-
-
-
4 600
other
-
-
-
-
unemployment
-
-
-
112
total
-
-
-
9 798
Employee
16 510
-
19 001
-
unemployment
1 149
-
1 322
-
pensions
1 102
-
1 267
-
health
421
-
485
-
income
2 768
-
3 186
-
other
-
-
-
-
surtax
59
-
105
-
total
5 499
-
6 365
-
Employer
16 510
-
19 001
-
pensions
2 201
-
2 532
-
other
-
-
-
-
health
751
-
864
-
unemployment
524
-
602
-
total
3 476
-
3 998
-
Corporate
3 014
23 000
-
-
income
783
5 980
-
-
total
783
5 980
-
-
Dividends
2 231
17 020
-
-
withholding
335
2 553
-
-
total
335
2 553
-
-
Income
23 000
23 000
23 000
23 000
Total tax
10 093
8 533
10 363
9 798
After tax
12 907
14 467
12 637
13 202
Living cost
11 012
11 012
11 012
11 012
Free-cash
1 895
3 455
1 625
2 190

Estimated living cost  is ₴11012 per week

₴6648
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴957
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴256
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3151
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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Additional information

Source

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