Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 23000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₴3016
₴1402
₴1763
₴1198
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
unemployment
-
-
-
118
income
-
-
-
3 329
health
-
-
-
1 633
surtax
-
-
-
106
pensions
-
-
-
4 600
other
-
-
-
-
total
-
-
-
9 786
Employee
17 160
-
19 000
-
pensions
1 144
-
1 267
-
unemployment
1 194
-
1 323
-
income
2 876
-
3 185
-
other
-
-
-
-
surtax
56
-
91
-
health
438
-
484
-
total
5 708
-
6 350
-
Employer
17 160
-
19 000
-
health
781
-
865
-
pensions
2 288
-
2 533
-
other
-
-
-
-
unemployment
544
-
603
-
total
3 613
-
4 001
-
Corporate
2 228
23 000
-
-
income
579
5 980
-
-
total
579
5 980
-
-
Dividends
1 649
17 020
-
-
withholding
247
2 553
-
-
total
247
2 553
-
-
Income
23 000
23 000
23 000
23 000
Total tax
10 147
8 533
10 351
9 786
After tax
12 853
14 467
12 649
13 214
Living cost
11 451
11 451
11 451
11 451
Free-cash
1 402
3 016
1 198
1 763

Estimated living cost  is ₴11451 per week

₴7002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1057
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴264
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3129
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
₴2812
₴1161
₴1559
₴994
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
unemployment
-
-
-
118
income
-
-
-
3 329
health
-
-
-
1 633
surtax
-
-
-
106
pensions
-
-
-
4 600
other
-
-
-
-
total
-
-
-
9 786
Employee
17 475
-
19 000
-
pensions
1 166
-
1 267
-
unemployment
1 216
-
1 323
-
income
2 930
-
3 185
-
other
-
-
-
-
surtax
62
-
91
-
health
446
-
484
-
total
5 820
-
6 350
-
Employer
17 475
-
19 000
-
health
795
-
865
-
pensions
2 330
-
2 533
-
other
-
-
-
-
unemployment
554
-
603
-
total
3 679
-
4 001
-
Corporate
1 846
23 000
-
-
income
480
5 980
-
-
total
480
5 980
-
-
Dividends
1 366
17 020
-
-
withholding
205
2 553
-
-
total
205
2 553
-
-
Income
23 000
23 000
23 000
23 000
Total tax
10 184
8 533
10 351
9 786
After tax
12 816
14 467
12 649
13 214
Living cost
11 655
11 655
11 655
11 655
Free-cash
1 161
2 812
994
1 559

Estimated living cost  is ₴11655 per week

₴7037
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1013
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴271
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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