Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 23000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₴1155
₴1716
₴1349
₴2969
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
health
-
-
-
1 633
other
-
-
-
-
unemployment
-
-
-
119
surtax
-
-
-
105
pensions
-
-
-
4 600
income
-
-
-
3 329
total
-
-
-
9 786
Employee
17 232
-
19 001
-
health
440
-
485
-
pensions
1 149
-
1 268
-
income
2 888
-
3 185
-
unemployment
1 199
-
1 322
-
surtax
56
-
89
-
other
-
-
-
-
total
5 732
-
6 349
-
Employer
17 232
-
19 001
-
other
-
-
-
-
pensions
2 297
-
2 532
-
unemployment
546
-
602
-
health
784
-
864
-
total
3 627
-
3 998
-
Corporate
2 141
23 000
-
-
income
557
5 980
-
-
total
557
5 980
-
-
Dividends
1 585
17 020
-
-
withholding
237
2 553
-
-
total
237
2 553
-
-
Income
23 000
23 000
23 000
23 000
Total tax
10 153
8 533
10 347
9 786
After tax
12 847
14 467
12 653
13 214
Living cost
11 498
11 498
11 498
11 498
Free-cash
1 349
2 969
1 155
1 716

Estimated living cost  is ₴11498 per week

₴7031
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1061
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴265
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3142
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Athens , Greece
₴949
₴1510
₴1105
₴2763
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
health
-
-
-
1 633
other
-
-
-
-
unemployment
-
-
-
119
surtax
-
-
-
105
pensions
-
-
-
4 600
income
-
-
-
3 329
total
-
-
-
9 786
Employee
17 548
-
19 001
-
health
448
-
485
-
pensions
1 171
-
1 268
-
income
2 942
-
3 185
-
unemployment
1 221
-
1 322
-
surtax
62
-
89
-
other
-
-
-
-
total
5 844
-
6 349
-
Employer
17 548
-
19 001
-
other
-
-
-
-
pensions
2 340
-
2 532
-
unemployment
557
-
602
-
health
798
-
864
-
total
3 695
-
3 998
-
Corporate
1 758
23 000
-
-
income
457
5 980
-
-
total
457
5 980
-
-
Dividends
1 301
17 020
-
-
withholding
195
2 553
-
-
total
195
2 553
-
-
Income
23 000
23 000
23 000
23 000
Total tax
10 191
8 533
10 347
9 786
After tax
12 809
14 467
12 653
13 214
Living cost
11 704
11 704
11 704
11 704
Free-cash
1 105
2 763
949
1 510

Estimated living cost  is ₴11704 per week

₴7066
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1018
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴272
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3349
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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