Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 23000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₴1237
₴3054
₴1800
₴1444
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
surtax
-
-
-
107
health
-
-
-
1 632
income
-
-
-
3 330
pensions
-
-
-
4 600
unemployment
-
-
-
118
other
-
-
-
-
total
-
-
-
9 787
Employee
17 104
-
19 000
-
pensions
1 140
-
1 267
-
other
-
-
-
-
health
437
-
484
-
income
2 867
-
3 186
-
unemployment
1 191
-
1 322
-
surtax
56
-
91
-
total
5 691
-
6 350
-
Employer
17 104
-
19 000
-
unemployment
542
-
603
-
health
778
-
864
-
other
-
-
-
-
pensions
2 280
-
2 533
-
total
3 600
-
4 000
-
Corporate
2 296
23 000
-
-
income
597
5 980
-
-
total
597
5 980
-
-
Dividends
1 700
17 020
-
-
withholding
255
2 553
-
-
total
255
2 553
-
-
Income
23 000
23 000
23 000
23 000
Total tax
10 143
8 533
10 350
9 787
After tax
12 857
14 467
12 650
13 213
Living cost
11 413
11 413
11 413
11 413
Free-cash
1 444
3 054
1 237
1 800

Estimated living cost  is ₴11413 per week

₴6978
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1053
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴263
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3118
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Athens , Greece
₴1033
₴2850
₴1596
₴1204
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
surtax
-
-
-
107
health
-
-
-
1 632
income
-
-
-
3 330
pensions
-
-
-
4 600
unemployment
-
-
-
118
other
-
-
-
-
total
-
-
-
9 787
Employee
17 418
-
19 000
-
pensions
1 162
-
1 267
-
other
-
-
-
-
health
445
-
484
-
income
2 920
-
3 186
-
unemployment
1 212
-
1 322
-
surtax
62
-
91
-
total
5 801
-
6 350
-
Employer
17 418
-
19 000
-
unemployment
553
-
603
-
health
792
-
864
-
other
-
-
-
-
pensions
2 322
-
2 533
-
total
3 667
-
4 000
-
Corporate
1 916
23 000
-
-
income
498
5 980
-
-
total
498
5 980
-
-
Dividends
1 418
17 020
-
-
withholding
213
2 553
-
-
total
213
2 553
-
-
Income
23 000
23 000
23 000
23 000
Total tax
10 179
8 533
10 350
9 787
After tax
12 821
14 467
12 650
13 213
Living cost
11 617
11 617
11 617
11 617
Free-cash
1 204
2 850
1 033
1 596

Estimated living cost  is ₴11617 per week

₴7014
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1010
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴270
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3324
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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