Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 23000
per

Your estimated
City
free-cash

Thessaloniki , Greece
₴1977
₴1695
₴3522
₴2260
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
health
-
-
-
1 633
income
-
-
-
3 331
surtax
-
-
-
118
pensions
-
-
-
4 600
other
-
-
-
-
unemployment
-
-
-
113
total
-
-
-
9 795
Employee
16 402
-
19 001
-
unemployment
1 142
-
1 322
-
pensions
1 094
-
1 267
-
health
419
-
485
-
income
2 749
-
3 185
-
other
-
-
-
-
surtax
54
-
102
-
total
5 458
-
6 361
-
Employer
16 402
-
19 001
-
pensions
2 187
-
2 533
-
other
-
-
-
-
health
746
-
864
-
unemployment
520
-
602
-
total
3 453
-
3 999
-
Corporate
3 145
23 000
-
-
income
818
5 980
-
-
total
818
5 980
-
-
Dividends
2 327
17 020
-
-
withholding
349
2 553
-
-
total
349
2 553
-
-
Income
23 000
23 000
23 000
23 000
Total tax
10 078
8 533
10 360
9 795
After tax
12 922
14 467
12 640
13 205
Living cost
10 945
10 945
10 945
10 945
Free-cash
1 977
3 522
1 695
2 260

Estimated living cost  is ₴10945 per week

₴6692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1010
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴252
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2990
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Athens , Greece
₴1749
₴1499
₴3326
₴2064
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
health
-
-
-
1 633
income
-
-
-
3 331
surtax
-
-
-
118
pensions
-
-
-
4 600
other
-
-
-
-
unemployment
-
-
-
113
total
-
-
-
9 795
Employee
16 703
-
19 001
-
unemployment
1 162
-
1 322
-
pensions
1 114
-
1 267
-
health
426
-
485
-
income
2 800
-
3 185
-
other
-
-
-
-
surtax
59
-
102
-
total
5 561
-
6 361
-
Employer
16 703
-
19 001
-
pensions
2 227
-
2 533
-
other
-
-
-
-
health
760
-
864
-
unemployment
530
-
602
-
total
3 517
-
3 999
-
Corporate
2 780
23 000
-
-
income
723
5 980
-
-
total
723
5 980
-
-
Dividends
2 057
17 020
-
-
withholding
309
2 553
-
-
total
309
2 553
-
-
Income
23 000
23 000
23 000
23 000
Total tax
10 110
8 533
10 360
9 795
After tax
12 890
14 467
12 640
13 205
Living cost
11 141
11 141
11 141
11 141
Free-cash
1 749
3 326
1 499
2 064

Estimated living cost  is ₴11141 per week

₴6726
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴969
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴259
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3188
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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