Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 23000
per

Your estimated
City
free-cash

Andorra , Andorra
₴7383
₴9081
₴8029
₴10249
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
social contributions
-
-
-
5 060
income
-
-
-
106
total
-
-
-
5 166
Employee
11 178
-
19 913
-
social contributions
726
-
1 294
-
income
-
-
139
-
total
726
-
1 433
-
Employer
11 178
-
19 913
-
social contributions
1 733
-
3 087
-
total
1 733
-
3 087
-
Corporate
10 090
23 000
-
-
income
1 009
2 300
-
-
total
1 009
2 300
-
-
Dividends
9 081
20 700
-
-
total
-
-
-
-
Income
23 000
23 000
23 000
23 000
Total tax
3 468
2 300
4 520
5 166
After tax
19 532
20 700
18 480
17 834
Living cost
10 451
10 451
10 451
10 451
Free-cash
9 081
10 249
8 029
7 383

Estimated living cost  is ₴10451 per week

₴6758
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴788
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2709
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₴1473
₴1864
-₴2718
₴2035
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
surtax
-
-
-
-
unemployment
-
-
-
2 132
health
-
-
-
1 760
chamber of commerce
-
-
-
92
pensions
-
-
-
4 255
income
-
-
-
2 196
total
-
-
-
10 435
Employee
15 198
13 856
17 860
-
unemployment
456
416
536
-
other
152
139
179
-
income
1 354
1 022
2 117
-
pensions
1 556
1 419
1 829
-
health
588
536
691
-
total
4 106
3 532
5 352
-
Employer
15 198
13 856
17 860
-
pensions
1 907
1 739
2 241
-
surtax
-
-
-
-
payroll
456
416
536
-
other
722
658
848
-
health
575
524
675
-
accident
197
180
232
-
unemployment
456
416
536
-
chamber of commerce
61
55
71
-
total
4 374
3 988
5 139
-
Corporate
3 428
5 157
16 541
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

857
1 289
4 135
-
total
857
1 289
4 135
-
Dividends
2 571
3 867
-
-
withholding
707
1 064
-
-
total
707
1 064
-
-
Income
23 000
23 000
23 000
23 000
Total tax
10 044
9 873
14 626
10 435
After tax
12 956
13 127
8 374
12 565
Living cost
11 092
11 092
11 092
11 092
Free-cash
1 864
2 035
-2 718
1 473

Estimated living cost  is ₴11092 per week

₴6654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1133
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴198
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₴245
₴165
-₴3893
₴839
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
surtax
-
-
-
69
unemployment
-
-
-
2 132
health
-
-
-
1 760
chamber of commerce
-
-
-
92
pensions
-
-
-
4 255
income
-
-
-
2 196
total
-
-
-
10 504
Employee
17 376
13 856
17 806
-
unemployment
521
416
534
-
other
174
139
178
-
income
1 978
1 022
2 101
-
pensions
1 779
1 419
1 824
-
health
672
536
689
-
total
5 124
3 532
5 326
-
Employer
17 376
13 856
17 806
-
pensions
2 181
1 739
2 235
-
surtax
69
69
69
-
payroll
521
416
534
-
other
825
658
846
-
health
656
524
673
-
accident
226
180
232
-
unemployment
521
416
534
-
chamber of commerce
69
55
71
-
total
5 068
4 057
5 194
-
Corporate
1 320
5 088
16 487
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

330
1 272
4 122
-
total
330
1 272
4 122
-
Dividends
226
3 816
-
-
withholding
62
1 049
-
-
total
62
1 049
-
-
Income
23 000
23 000
23 000
23 000
Total tax
10 584
9 910
14 642
10 504
After tax
12 416
13 090
8 358
12 496
Living cost
12 251
12 251
12 251
12 251
Free-cash
165
839
-3 893
245

Estimated living cost  is ₴12251 per week

₴8171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1045
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2834
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₴771
-₴9108
-₴3005
₴265
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
national
-
-
-
6 938
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 203
social contributions
-
-
-
2 953
total
-
-
-
11 094
Employee

The minimum management director salary is set at €45,000 per year.

24 870
-
17 814
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

216
-
155
-
national
7 646
-
4 886
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 297
-
929
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 865
-
1 336
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 168
-
837
-
total
12 192
-
8 143
-
Employer

The minimum management director salary is set at €45,000 per year.

24 870
-
17 814
-
surtax
2 820
-
2 020
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 204
-
1 578
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 529
-
1 095
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

323
-
232
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

363
-
260
-
total
7 239
-
5 185
-
Corporate
-
23 000
-
-
income
-
4 600
-
-
surtax
-
92
-
-
total
-
4 692
-
-
Dividends
-
18 308
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
5 366
-
-
total
-
5 366
-
-
Income
23 000
23 000
23 000
23 000
Total tax
19 431
10 058
13 328
11 094
After tax
3 569
12 942
9 672
11 906
Living cost
12 677
12 677
12 677
12 677
Free-cash
-9 108
265
-3 005
-771

Estimated living cost  is ₴12677 per week

₴8166
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1108
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴199
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴10324
₴11563
₴10813
₴13683
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
unemployment
-
-
-
49
health
-
-
-
1 397
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 798
income
-
-
-
3 450
total
-
-
-
6 694
Employee
7 921
-
20 617
-
accident

We are using the highest rate at 1.1%.

87
-
134
-
income
792
-
2 062
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

695
-
1 067
-
health
364
-
559
-
total
1 938
-
3 822
-
Employer
7 921
-
20 617
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

873
-
1 338
-
health
547
-
838
-
accident

We are using the highest rate at 1.1%.

87
-
134
-
unemployment
48
-
73
-
total
1 555
-
2 383
-
Corporate
13 525
23 000
-
-
income
1 353
2 300
-
-
total
1 353
2 300
-
-
Dividends
12 172
20 700
-
-
withholding
609
1 035
-
-
total
609
1 035
-
-
Income
23 000
23 000
23 000
23 000
Total tax
5 455
3 335
6 205
6 694
After tax
17 545
19 665
16 795
16 306
Living cost
5 982
5 982
5 982
5 982
Free-cash
11 563
13 683
10 813
10 324

Estimated living cost  is ₴5982 per week

₴3956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴342
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴143
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1541
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴11747
₴13491
₴12236
₴15106
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
unemployment
-
-
-
49
health
-
-
-
1 397
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 798
income
-
-
-
3 450
total
-
-
-
6 694
Employee
6 037
-
20 617
-
accident

We are using the highest rate at 1.1%.

66
-
134
-
income
604
-
2 062
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

530
-
1 067
-
health
278
-
559
-
total
1 478
-
3 822
-
Employer
6 037
-
20 617
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

665
-
1 338
-
health
417
-
838
-
accident

We are using the highest rate at 1.1%.

66
-
134
-
unemployment
36
-
73
-
total
1 184
-
2 383
-
Corporate
15 778
23 000
-
-
income
1 578
2 300
-
-
total
1 578
2 300
-
-
Dividends
14 201
20 700
-
-
withholding
710
1 035
-
-
total
710
1 035
-
-
Income
23 000
23 000
23 000
23 000
Total tax
4 950
3 335
6 205
6 694
After tax
18 050
19 665
16 795
16 306
Living cost
4 559
4 559
4 559
4 559
Free-cash
13 491
15 106
12 236
11 747

Estimated living cost  is ₴4559 per week

₴2662
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴326
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴121
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴9566
₴6961
₴8093
₴7087
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
health
-
-
-
587
social contributions
-
-
-
3 588
income
-
-
-
1 209
total
-
-
-
5 384
Employee
26 735
26 735
26 735
-
income
2 911
2 475
2 650
-
social contributions
1 011
2 219
1 733
-
health
207
455
355
-
total
4 129
5 149
4 738
-
Employer
26 735
26 735
26 735
-
social contributions
1 011
2 219
1 733
-
health
225
495
386
-
total
1 236
2 714
2 119
-
Corporate
9 585
-
-
-
income
1 198
-
-
-
total
1 198
-
-
-
Dividends
8 387
-
-
-
withholding
1 426
-
-
-
total
1 426
-
-
-
Income
23 000
23 000
23 000
23 000
Total tax
7 989
7 863
6 857
5 384
After tax
15 011
15 137
16 143
17 616
Living cost
8 050
8 050
8 050
8 050
Free-cash
6 961
7 087
8 093
9 566

Estimated living cost  is ₴8050 per week

₴4824
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴178
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴6339
₴4185
₴4866
₴3860
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
health
-
-
-
587
social contributions
-
-
-
3 588
income
-
-
-
1 209
total
-
-
-
5 384
Employee
26 735
26 735
26 735
-
income
2 807
2 475
2 650
-
social contributions
1 299
2 219
1 733
-
health
266
455
355
-
total
4 372
5 149
4 738
-
Employer
26 735
26 735
26 735
-
social contributions
1 299
2 219
1 733
-
health
290
495
386
-
total
1 589
2 714
2 119
-
Corporate
5 762
-
-
-
income
720
-
-
-
total
720
-
-
-
Dividends
5 041
-
-
-
withholding
857
-
-
-
total
857
-
-
-
Income
23 000
23 000
23 000
23 000
Total tax
7 538
7 863
6 857
5 384
After tax
15 462
15 137
16 143
17 616
Living cost
11 277
11 277
11 277
11 277
Free-cash
4 185
3 860
4 866
6 339

Estimated living cost  is ₴11277 per week

₴7709
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2498
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴3161
₴4927
₴3630
₴7795
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
health
-
-
-
3 105
social contributions
-
-
-
6 716
income
-
-
-
1 977
solidarity contribution
-
-
-
-
total
-
-
-
11 798
Employee
11 826
-
17 164
-
income
1 419
-
2 060
-
social contributions
769
-
1 116
-
health
1 596
-
2 317
-
solidarity contribution
-
-
-
-
total
3 784
-
5 493
-
Employer
11 826
-
17 164
-
social contributions
2 956
-
4 291
-
health
1 064
-
1 545
-
total
4 020
-
5 836
-
Corporate
7 154
23 000
-
-
income
1 359
4 370
-
-
total
1 359
4 370
-
-
Dividends
5 794
18 630
-
-
withholding
869
2 794
-
-
total
869
2 794
-
-
Income
23 000
23 000
23 000
23 000
Total tax
10 032
7 164
11 329
11 798
After tax
12 968
15 836
11 671
11 202
Living cost
8 041
8 041
8 041
8 041
Free-cash
4 927
7 795
3 630
3 161

Estimated living cost  is ₴8041 per week

₴5586
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴572
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1726
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴1293
₴2392
₴1762
₴5927
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
health
-
-
-
3 105
social contributions
-
-
-
6 716
income
-
-
-
1 977
solidarity contribution
-
-
-
-
total
-
-
-
11 798
Employee
14 572
-
17 164
-
income
1 749
-
2 060
-
social contributions
947
-
1 116
-
health
1 967
-
2 317
-
solidarity contribution
-
-
-
-
total
4 663
-
5 493
-
Employer
14 572
-
17 164
-
social contributions
3 643
-
4 291
-
health
1 311
-
1 545
-
total
4 954
-
5 836
-
Corporate
3 473
23 000
-
-
income
660
4 370
-
-
total
660
4 370
-
-
Dividends
2 813
18 630
-
-
withholding
422
2 794
-
-
total
422
2 794
-
-
Income
23 000
23 000
23 000
23 000
Total tax
10 699
7 164
11 329
11 798
After tax
12 301
15 836
11 671
11 202
Living cost
9 909
9 909
9 909
9 909
Free-cash
2 392
5 927
1 762
1 293

Estimated living cost  is ₴9909 per week

₴7369
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴549
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴171
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1820
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₴2052
-₴52959
-₴52959
-₴52959
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
national
-
-
-
2 258
pensions
-
-
-
302
municipal
-
-
-
3 886
labour market
-
-
-
1 816
total
-
-
-
8 262
Employee
70 867
70 867
70 867
-
municipal
15 091
15 091
15 091
-
national
8 658
8 658
8 658
-
pensions
101
101
101
-
labour market
5 661
5 661
5 661
-
total
29 511
29 511
29 511
-
Employer
70 867
70 867
70 867
-
pensions
201
201
201
-
labour market
5 669
5 669
5 669
-
municipal
15 115
15 115
15 115
-
national
8 673
8 673
8 673
-
total
29 658
29 658
29 658
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
23 000
23 000
23 000
23 000
Total tax
59 169
59 169
59 169
8 262
After tax
-36 169
-36 169
-36 169
14 738
Living cost
16 790
16 790
16 790
16 790
Free-cash
-52 959
-52 959
-52 959
-2 052

Estimated living cost  is ₴16790 per week

₴11491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴258
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3555
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴4065
₴7843
₴4865
₴10002
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
health
-
-
-
2 990
pensions
-
-
-
4 600
income
-
-
-
2 947
total
-
-
-
10 537
Employee
9 863
-
17 190
-
unemployment
158
-
275
-
income
1 110
-
3 308
-
pensions
197
-
344
-
total
1 465
-
3 927
-
Employer
9 863
-
17 190
-
pensions
1 973
-
3 438
-
health
1 282
-
2 235
-
unemployment
79
-
137
-
total
3 334
-
5 810
-
Corporate
9 803
23 000
-
-
income
1 960
4 600
-
-
total
1 960
4 600
-
-
Dividends
7 843
18 400
-
-
total
-
-
-
-
Income
23 000
23 000
23 000
23 000
Total tax
6 759
4 600
9 737
10 537
After tax
16 241
18 400
13 263
12 463
Living cost
8 398
8 398
8 398
8 398
Free-cash
7 843
10 002
4 865
4 065

Estimated living cost  is ₴8398 per week

₴5760
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1969
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴4065
₴870
₴705
₴2437
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
23 000
national
-
-
-
1 275
health
-
-
-
209
municipal
-
-
-
4 103
total
-
-
-
5 587
Employee
18 292
-
19 349
-
unemployment
274
-
290
-
municipal
2 996
-
3 168
-
national
302
-
379
-
pensions
1 234
-
1 306
-
health
137
-
153
-
total
4 943
-
5 296
-
Employer
18 292
-
19 349
-
pensions
3 174
-
3 357
-
health
141
-
149
-
accident
18
-
19
-
unemployment
119
-
126
-
total
3 452
-
3 651
-
Corporate
1 256
23 000
-
-
income
251
4 600
-
-
total
251
4 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

754
13 800
-
-
municipal
136
2 484
-
-
national
-
131
-
-
total
136
2 615
-
-
Income
23 000
23 000
23 000
23 000
Total tax
8 782
7 215
8 947
5 587
After tax
14 218
15 785
14 053
17 413
Living cost
13 348
13 348
13 348
13 348
Free-cash
870
2 437
705
4 065

Estimated living cost  is ₴13348 per week

₴8719
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1284
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴212
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3133
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴2998
₴2806
₴3130
₴875
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
surtax
-
-
-
-
health
-
-
-
199
pensions
-
-
-
6 537
social contributions
-
-
-
655
income
-
-
-
1 181
other
-
-
-
713
total
-
-
-
9 285
Employee
13 283
-
17 526
-
income
685
-
1 198
-
surtax
-
-
-
-
social contributions
379
-
499
-
pensions
1 502
-
1 982
-
total
2 566
-
3 679
-
Employer
13 283
-
17 526
-
pensions
2 183
-
2 880
-
social contributions
40
-
53
-
other
459
-
604
-
health
930
-
1 227
-
unemployment
538
-
710
-
total
4 150
-
5 474
-
Corporate
5 569
23 000
-
-
income
1 559
6 440
-
-
surtax
-
-
-
-
total
1 559
6 440
-
-
Dividends
4 010
16 560
-
-
withholding
513
2 120
-
-
social contributions
689
2 848
-
-
surtax
-
-
-
-
total
1 202
4 968
-
-
Income
23 000
23 000
23 000
23 000
Total tax
9 477
11 408
9 153
9 285
After tax
13 523
11 592
13 847
13 715
Living cost
10 717
10 717
10 717
10 717
Free-cash
2 806
875
3 130
2 998

Estimated living cost  is ₴10717 per week

₴6215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1089
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3210
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴1820
₴1751
₴1952
-₴303
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
surtax
-
-
-
-
health
-
-
-
199
pensions
-
-
-
6 537
social contributions
-
-
-
655
income
-
-
-
1 181
other
-
-
-
713
total
-
-
-
9 285
Employee
14 880
-
17 526
-
income
878
-
1 198
-
surtax
-
-
-
-
social contributions
424
-
499
-
pensions
1 682
-
1 982
-
total
2 984
-
3 679
-
Employer
14 880
-
17 526
-
pensions
2 445
-
2 880
-
social contributions
45
-
53
-
other
513
-
604
-
health
1 042
-
1 227
-
unemployment
602
-
710
-
total
4 647
-
5 474
-
Corporate
3 473
23 000
-
-
income
973
6 440
-
-
surtax
-
-
-
-
total
973
6 440
-
-
Dividends
2 500
16 560
-
-
withholding
320
2 120
-
-
social contributions
430
2 848
-
-
surtax
-
-
-
-
total
750
4 968
-
-
Income
23 000
23 000
23 000
23 000
Total tax
9 354
11 408
9 153
9 285
After tax
13 646
11 592
13 847
13 715
Living cost
11 895
11 895
11 895
11 895
Free-cash
1 751
-303
1 952
1 820

Estimated living cost  is ₴11895 per week

₴7501
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3226
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₴3078
-₴5577
-₴2946
-₴5201
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
surtax
-
-
-
-
health
-
-
-
199
pensions
-
-
-
6 537
social contributions
-
-
-
655
income
-
-
-
1 181
other
-
-
-
713
total
-
-
-
9 285
Employee
21 776
-
17 526
-
income
1 900
-
1 198
-
surtax
-
-
-
-
social contributions
620
-
499
-
pensions
2 463
-
1 982
-
total
4 983
-
3 679
-
Employer
21 776
-
17 526
-
pensions
3 578
-
2 880
-
social contributions
65
-
53
-
other
752
-
604
-
health
1 524
-
1 227
-
unemployment
882
-
710
-
total
6 801
-
5 474
-
Corporate
-
23 000
-
-
income
-
6 440
-
-
surtax
-
-
-
-
total
-
6 440
-
-
Dividends
-
16 560
-
-
withholding
-
2 120
-
-
social contributions
-
2 848
-
-
surtax
-
-
-
-
total
-
4 968
-
-
Income
23 000
23 000
23 000
23 000
Total tax
11 784
11 408
9 153
9 285
After tax
11 216
11 592
13 847
13 715
Living cost
16 793
16 793
16 793
16 793
Free-cash
-5 577
-5 201
-2 946
-3 078

Estimated living cost  is ₴16793 per week

₴11365
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1374
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴230
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3824
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴20543
₴19205
₴16173
₴19623
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
23 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
230
total
-
-
-
230
Employee
2 784
-
23 000
-
income
557
-
4 600
-
total
557
-
4 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

20 216
23 000
-
-
total
-
-
-
-
Dividends
20 216
23 000
-
-
withholding
1 011
1 150
-
-
total
1 011
1 150
-
-
Income
23 000
23 000
23 000
23 000
Total tax
1 568
1 150
4 600
230
After tax
21 432
21 850
18 400
22 770
Living cost
2 227
2 227
2 227
2 227
Free-cash
19 205
19 623
16 173
20 543

Estimated living cost  is ₴2227 per week

₴1380
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴185
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴601
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴19299
₴17728
₴14929
₴18379
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
23 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
230
total
-
-
-
230
Employee
4 339
-
23 000
-
income
868
-
4 600
-
total
868
-
4 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

18 661
23 000
-
-
total
-
-
-
-
Dividends
18 661
23 000
-
-
withholding
933
1 150
-
-
total
933
1 150
-
-
Income
23 000
23 000
23 000
23 000
Total tax
1 801
1 150
4 600
230
After tax
21 199
21 850
18 400
22 770
Living cost
3 471
3 471
3 471
3 471
Free-cash
17 728
18 379
14 929
19 299

Estimated living cost  is ₴3471 per week

₴2349
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴116
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₴2948
₴3024
₴3929
-₴1522
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
23 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
171
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
3 102
trade
-
-
-
981
total
-
-
-
6 629
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 299
-
23 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 423
-
3 102
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

79
-
171
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
3 877
-
5 648
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
5 701
23 000
-
-
trade
818
3 300
-
-
income
855
3 450
-
-
chamber of commerce
61
86
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

47
190
-
-
total
1 781
7 026
-
-
Dividends
3 919
15 973
-
-
withholding
848
3 861
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

47
212
-
-
total
895
4 073
-
-
Income
23 000
23 000
23 000
23 000
Total tax
6 553
11 099
5 648
6 629
After tax
16 447
11 901
17 352
16 371
Living cost
13 423
13 423
13 423
13 423
Free-cash
3 024
-1 522
3 929
2 948

Estimated living cost  is ₴13423 per week

₴9260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1444
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴5744
₴4978
₴6821
₴1132
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
23 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
171
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
3 102
trade
-
-
-
1 077
total
-
-
-
6 725
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 298
-
23 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

371
-
3 102
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
171
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
2 766
-
5 648
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
9 702
23 000
-
-
trade
1 528
3 622
-
-
income
1 456
3 450
-
-
chamber of commerce
67
86
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

80
190
-
-
total
3 131
7 348
-
-
Dividends
6 572
15 652
-
-
withholding
1 511
3 781
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

83
208
-
-
total
1 594
3 989
-
-
Income
23 000
23 000
23 000
23 000
Total tax
7 491
11 337
5 648
6 725
After tax
15 509
11 663
17 352
16 275
Living cost
10 531
10 531
10 531
10 531
Free-cash
4 978
1 132
6 821
5 744

Estimated living cost  is ₴10531 per week

₴6624
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1228
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2482
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₴2570
₴2772
₴3694
-₴2113
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
23 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
171
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
3 102
trade
-
-
-
1 124
total
-
-
-
6 772
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 632
-
23 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 515
-
3 102
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

83
-
171
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
3 973
-
5 648
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
5 368
23 000
-
-
trade
883
3 783
-
-
income
805
3 450
-
-
chamber of commerce
61
86
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

44
190
-
-
total
1 793
7 509
-
-
Dividends
3 576
15 491
-
-
withholding
762
3 740
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

42
206
-
-
total
804
3 946
-
-
Income
23 000
23 000
23 000
23 000
Total tax
6 570
11 455
5 648
6 772
After tax
16 430
11 545
17 352
16 228
Living cost
13 658
13 658
13 658
13 658
Free-cash
2 772
-2 113
3 694
2 570

Estimated living cost  is ₴13658 per week

₴9135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1440
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴204
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₴252
₴1138
₴1424
-₴4501
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
23 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
171
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
3 102
trade
-
-
-
1 172
total
-
-
-
6 820
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 895
-
23 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 457
-
3 102
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

135
-
171
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
4 967
-
5 648
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
2 105
23 000
-
-
trade
361
3 944
-
-
income
316
3 450
-
-
chamber of commerce
55
85
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

17
190
-
-
total
749
7 669
-
-
Dividends
1 355
15 331
-
-
withholding
207
3 701
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

11
203
-
-
total
218
3 904
-
-
Income
23 000
23 000
23 000
23 000
Total tax
5 934
11 573
5 648
6 820
After tax
17 066
11 427
17 352
16 180
Living cost
15 928
15 928
15 928
15 928
Free-cash
1 138
-4 501
1 424
252

Estimated living cost  is ₴15928 per week

₴11633
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1274
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴207
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2814
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴4936
₴5552
₴4435
₴6658
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
surtax
-
-
-
291
unemployment
-
-
-
79
health
-
-
-
1 633
pensions
-
-
-
4 600
income
-
-
-
3 652
other
-
-
-
-
total
-
-
-
10 255
Employee
11 709
-
19 000
-
unemployment
815
-
1 322
-
other
-
-
-
-
income
1 963
-
3 431
-
surtax
42
-
253
-
pensions
781
-
1 267
-
health
299
-
484
-
total
3 900
-
6 757
-
Employer
11 709
-
19 000
-
pensions
1 561
-
2 533
-
other
-
-
-
-
health
532
-
864
-
unemployment
371
-
602
-
total
2 464
-
3 999
-
Corporate
8 826
23 000
-
-
income
2 295
5 980
-
-
total
2 295
5 980
-
-
Dividends
6 532
17 020
-
-
withholding
980
2 553
-
-
total
980
2 553
-
-
Income
23 000
23 000
23 000
23 000
Total tax
9 639
8 533
10 756
10 255
After tax
13 361
14 467
12 244
12 745
Living cost
7 809
7 809
7 809
7 809
Free-cash
5 552
6 658
4 435
4 936

Estimated living cost  is ₴7809 per week

₴4715
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴679
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴5073
₴5713
₴4572
₴6795
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
surtax
-
-
-
291
unemployment
-
-
-
79
health
-
-
-
1 633
pensions
-
-
-
4 600
income
-
-
-
3 652
other
-
-
-
-
total
-
-
-
10 255
Employee
11 498
-
19 000
-
unemployment
800
-
1 322
-
other
-
-
-
-
income
1 927
-
3 431
-
surtax
38
-
253
-
pensions
767
-
1 267
-
health
294
-
484
-
total
3 826
-
6 757
-
Employer
11 498
-
19 000
-
pensions
1 533
-
2 533
-
other
-
-
-
-
health
523
-
864
-
unemployment
364
-
602
-
total
2 420
-
3 999
-
Corporate
9 082
23 000
-
-
income
2 361
5 980
-
-
total
2 361
5 980
-
-
Dividends
6 721
17 020
-
-
withholding
1 008
2 553
-
-
total
1 008
2 553
-
-
Income
23 000
23 000
23 000
23 000
Total tax
9 615
8 533
10 756
10 255
After tax
13 385
14 467
12 244
12 745
Living cost
7 672
7 672
7 672
7 672
Free-cash
5 713
6 795
4 572
5 073

Estimated living cost  is ₴7672 per week

₴4691
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴708
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴8980
₴6204
₴6380
₴6061
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
unemployment
-
-
-
345
health
-
-
-
1 610
pensions
-
-
-
2 300
income
-
-
-
2 812
total
-
-
-
7 067
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

10 037
3 994
19 247
-
unemployment
151
60
289
-
income
1 227
488
2 353
-
pensions
1 004
399
1 925
-
health
703
280
1 347
-
total
3 085
1 227
5 914
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

10 037
3 994
19 247
-
pensions
1 957
779
3 753
-
total
1 957
779
3 753
-
Corporate
11 006
18 227
-
-
income
991
1 640
-
-
total
991
1 640
-
-
Dividends
10 016
16 586
-
-
withholding
1 903
3 151
-
-
social contributions
1 907
3 189
-
-
total
3 810
6 340
-
-
Income
23 000
23 000
23 000
23 000
Total tax
9 843
9 986
9 667
7 067
After tax
13 157
13 014
13 333
15 933
Living cost
6 953
6 953
6 953
6 953
Free-cash
6 204
6 061
6 380
8 980

Estimated living cost  is ₴6953 per week

₴4745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴139
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1500
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₴2583
-₴5390
-₴2403
-₴2438
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
national
-
-
-
3 517
pensions
-
-
-
2 760
social contributions
-
-
-
247
municipal
-
-
-
2 269
total
-
-
-
8 793
Employee
26 027
-
19 883
-
municipal
3 215
-
2 358
-
national
4 982
-
3 655
-
pensions
1 041
-
795
-
total
9 238
-
6 808
-
Employer
26 027
-
19 883
-
pensions
2 082
-
1 591
-
social contributions
280
-
214
-
total
2 362
-
1 805
-
Corporate
-
23 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
4 600
-
-
total
-
4 600
-
-
Dividends
-
18 400
-
-
withholding
-
4 048
-
-
total
-
4 048
-
-
Income
23 000
23 000
23 000
23 000
Total tax
11 600
8 648
8 613
8 793
After tax
11 400
14 352
14 387
14 207
Living cost
16 790
16 790
16 790
16 790
Free-cash
-5 390
-2 438
-2 403
-2 583

Estimated living cost  is ₴16790 per week

₴11412
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1561
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴251
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3566
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₴2115
-₴4197
-₴2115
-₴3706
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
social contributions
-
-
-
1 798
income
-
-
-
3 511
total
-
-
-
5 309
Employee
27 197
-
23 000
-
social contributions
2 259
-
1 798
-
income
5 132
-
3 511
-
total
7 391
-
5 309
-
Employer
27 197
-
23 000
-
total
-
-
-
-
Corporate
-
23 000
-
-
income
-
2 875
-
-
total
-
2 875
-
-
Dividends
-
20 125
-
-
withholding
-
4 025
-
-
total
-
4 025
-
-
Income
23 000
23 000
23 000
23 000
Total tax
7 391
6 900
5 309
5 309
After tax
15 609
16 100
17 691
17 691
Living cost
19 806
19 806
19 806
19 806
Free-cash
-4 197
-3 706
-2 115
-2 115

Estimated living cost  is ₴19806 per week

₴15068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1614
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2935
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₴2176
-₴7900
-₴3475
-₴2400
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
national
-
-
-
4 217
regional
-
-
-
235
social contributions
-
-
-
5 916
municipal
-
-
-
137
total
-
-
-
10 505
Employee
30 900
-
23 000
-
municipal
164
-
122
-
national
5 354
-
3 720
-
social contributions
10 419
-
7 756
-
regional
292
-
206
-
total
16 229
-
11 804
-
Employer
30 900
-
23 000
-
total
-
-
-
-
Corporate
-
23 000
-
-
nationa
-
5 520
-
-
municipal
-
897
-
-
total
-
6 417
-
-
Dividends
-
16 583
-
-
withholding
-
4 312
-
-
total
-
4 312
-
-
Income
23 000
23 000
23 000
23 000
Total tax
16 229
10 729
11 804
10 505
After tax
6 771
12 271
11 196
12 495
Living cost
14 671
14 671
14 671
14 671
Free-cash
-7 900
-2 400
-3 475
-2 176

Estimated living cost  is ₴14671 per week

₴10227
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴962
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴225
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3257
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴3017
₴1950
₴1726
₴2723
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 000
national
-
-
-
4 217
regional
-
-
-
347
social contributions
-
-
-
5 916
municipal
-
-
-
137
total
-
-
-
10 617
Employee
19 286
-
23 000
-
municipal
102
-
122
-
national
3 056
-
3 720
-
social contributions
6 504
-
7 756
-
regional
260
-
310
-
total
9 922
-
11 908
-
Employer
19 286
-
23 000
-
total
-
-
-
-
Corporate
3 714
23 000
-
-
nationa
891
5 520
-
-
municipal
185
1 143
-
-
total
1 076
6 663
-
-
Dividends
2 637
16 337