Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 22500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴5390
₴5259
₴10247
₴7059
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
income
-
-
-
3 375
health
-
-
-
2 100
unemployment
-
-
-
73
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 702
total
-
-
-
8 250
Employee
11 906
-
18 918
-
income
1 191
-
1 892
-
accident

We are using the highest rate at 1.1%.

131
-
201
-
health
548
-
840
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 045
-
1 603
-
total
2 915
-
4 536
-
Employer
11 906
-
18 918
-
unemployment
72
-
110
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 312
-
2 012
-
health
822
-
1 260
-
accident

We are using the highest rate at 1.1%.

131
-
201
-
total
2 337
-
3 583
-
Corporate
8 258
22 500
-
-
income
826
2 250
-
-
total
826
2 250
-
-
Dividends
7 433
20 250
-
-
withholding
372
1 012
-
-
total
372
1 012
-
-
Income
22 500
22 500
22 500
22 500
Total tax
6 450
3 262
8 119
8 250
After tax
16 050
19 238
14 381
14 250
Living cost
8 991
8 991
8 991
8 991
Free-cash
7 059
10 247
5 390
5 259

Estimated living cost  is ₴8991 per week

₴5947
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴515
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴215
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2316
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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