Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 22500
per

Your estimated
City
free-cash

Andorra , Andorra
₴7045
₴8669
₴7674
₴9833
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
social contributions
-
-
-
4 950
income
-
-
-
88
total
-
-
-
5 038
Employee
11 141
-
19 480
-
social contributions
724
-
1 267
-
income
-
-
122
-
total
724
-
1 389
-
Employer
11 141
-
19 480
-
social contributions
1 727
-
3 020
-
total
1 727
-
3 020
-
Corporate
9 632
22 500
-
-
income
963
2 250
-
-
total
963
2 250
-
-
Dividends
8 669
20 250
-
-
total
-
-
-
-
Income
22 500
22 500
22 500
22 500
Total tax
3 414
2 250
4 409
5 038
After tax
19 086
20 250
18 091
17 462
Living cost
10 417
10 417
10 417
10 417
Free-cash
8 669
9 833
7 674
7 045

Estimated living cost  is ₴10417 per week

₴6735
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴785
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2700
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Graz , Austria
₴1266
₴1629
-₴2803
₴1798
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
surtax
-
-
-
-
unemployment
-
-
-
2 125
health
-
-
-
1 721
chamber of commerce
-
-
-
90
pensions
-
-
-
4 163
income
-
-
-
2 079
total
-
-
-
10 178
Employee
15 148
13 810
17 472
-
unemployment
454
414
524
-
other
151
138
175
-
income
1 349
1 019
2 016
-
pensions
1 551
1 414
1 789
-
health
586
535
676
-
total
4 091
3 520
5 180
-
Employer
15 148
13 810
17 472
-
pensions
1 901
1 734
2 193
-
surtax
-
-
-
-
payroll
454
414
524
-
other
719
656
830
-
health
573
522
660
-
accident
197
180
227
-
unemployment
454
414
524
-
chamber of commerce
61
55
70
-
total
4 359
3 975
5 028
-
Corporate
2 992
4 715
16 157
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

748
1 178
4 039
-
total
748
1 178
4 039
-
Dividends
2 244
3 537
-
-
withholding
617
973
-
-
total
617
973
-
-
Income
22 500
22 500
22 500
22 500
Total tax
9 815
9 646
14 247
10 178
After tax
12 685
12 854
8 253
12 322
Living cost
11 056
11 056
11 056
11 056
Free-cash
1 629
1 798
-2 803
1 266

Estimated living cost  is ₴11056 per week

₴6632
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1129
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3097
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Vienna , Austria
₴43
-₴201
-₴3972
₴607
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
surtax
-
-
-
68
unemployment
-
-
-
2 125
health
-
-
-
1 721
chamber of commerce
-
-
-
90
pensions
-
-
-
4 163
income
-
-
-
2 079
total
-
-
-
10 246
Employee
17 319
13 810
17 419
-
unemployment
520
414
523
-
other
173
138
174
-
income
1 972
1 019
2 000
-
pensions
1 774
1 414
1 783
-
health
670
535
674
-
total
5 109
3 520
5 154
-
Employer
17 319
13 810
17 419
-
pensions
2 173
1 734
2 186
-
surtax
68
68
68
-
payroll
520
414
523
-
other
823
656
827
-
health
654
522
658
-
accident
225
180
226
-
unemployment
520
414
523
-
chamber of commerce
69
55
70
-
total
5 052
4 043
5 081
-
Corporate
1 315
4 647
16 103
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

329
1 161
4 026
-
total
329
1 161
4 026
-
Dividends
-
3 485
-
-
withholding
-
958
-
-
total
-
958
-
-
Income
22 500
22 500
22 500
22 500
Total tax
10 490
9 682
14 261
10 246
After tax
12 010
12 818
8 239
12 254
Living cost
12 211
12 211
12 211
12 211
Free-cash
-201
607
-3 972
43

Estimated living cost  is ₴12211 per week

₴8144
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1042
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2825
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₴931
-₴9504
-₴3147
₴28
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
national
-
-
-
6 765
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 178
social contributions
-
-
-
2 853
total
-
-
-
10 796
Employee

The minimum management director salary is set at €45,000 per year.

24 788
-
17 426
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

216
-
152
-
national
7 621
-
4 752
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 293
-
909
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 859
-
1 307
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 165
-
819
-
total
12 154
-
7 939
-
Employer

The minimum management director salary is set at €45,000 per year.

24 788
-
17 426
-
surtax
2 811
-
1 976
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 196
-
1 544
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 524
-
1 072
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

322
-
226
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

362
-
255
-
total
7 215
-
5 073
-
Corporate
-
22 500
-
-
income
-
4 500
-
-
surtax
-
90
-
-
total
-
4 590
-
-
Dividends
-
17 910
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
5 247
-
-
total
-
5 247
-
-
Income
22 500
22 500
22 500
22 500
Total tax
19 369
9 837
13 012
10 796
After tax
3 131
12 663
9 488
11 704
Living cost
12 635
12 635
12 635
12 635
Free-cash
-9 504
28
-3 147
-931

Estimated living cost  is ₴12635 per week

₴8139
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1105
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴198
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3194
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Sofia , Bulgaria
₴9933
₴11164
₴10399
₴13277
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
unemployment
-
-
-
48
health
-
-
-
1 392
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 791
income
-
-
-
3 375
total
-
-
-
6 606
Employee
7 894
-
20 125
-
accident

We are using the highest rate at 1.1%.

87
-
133
-
income
789
-
2 012
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

693
-
1 063
-
health
363
-
557
-
total
1 932
-
3 765
-
Employer
7 894
-
20 125
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

870
-
1 334
-
health
545
-
835
-
accident

We are using the highest rate at 1.1%.

87
-
133
-
unemployment
47
-
73
-
total
1 549
-
2 375
-
Corporate
13 058
22 500
-
-
income
1 306
2 250
-
-
total
1 306
2 250
-
-
Dividends
11 752
20 250
-
-
withholding
588
1 012
-
-
total
588
1 012
-
-
Income
22 500
22 500
22 500
22 500
Total tax
5 375
3 262
6 140
6 606
After tax
17 125
19 238
16 360
15 894
Living cost
5 961
5 961
5 961
5 961
Free-cash
11 164
13 277
10 399
9 933

Estimated living cost  is ₴5961 per week

₴3943
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴341
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴142
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1535
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Varna , Bulgaria
₴11351
₴13085
₴11817
₴14695
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
unemployment
-
-
-
48
health
-
-
-
1 392
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 791
income
-
-
-
3 375
total
-
-
-
6 606
Employee
6 016
-
20 125
-
accident

We are using the highest rate at 1.1%.

66
-
133
-
income
602
-
2 012
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

528
-
1 063
-
health
277
-
557
-
total
1 473
-
3 765
-
Employer
6 016
-
20 125
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

663
-
1 334
-
health
415
-
835
-
accident

We are using the highest rate at 1.1%.

66
-
133
-
unemployment
36
-
73
-
total
1 180
-
2 375
-
Corporate
15 303
22 500
-
-
income
1 530
2 250
-
-
total
1 530
2 250
-
-
Dividends
13 773
20 250
-
-
withholding
689
1 012
-
-
total
689
1 012
-
-
Income
22 500
22 500
22 500
22 500
Total tax
4 872
3 262
6 140
6 606
After tax
17 628
19 238
16 360
15 894
Living cost
4 543
4 543
4 543
4 543
Free-cash
13 085
14 695
11 817
11 351

Estimated living cost  is ₴4543 per week

₴2653
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴324
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴120
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1446
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Larnaca , Cyprus
₴9275
₴6633
₴7709
₴6640
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
health
-
-
-
573
social contributions
-
-
-
3 510
income
-
-
-
1 119
total
-
-
-
5 202
Employee
26 647
26 647
26 647
-
income
2 901
2 467
2 653
-
social contributions
1 007
2 212
1 695
-
health
206
453
347
-
total
4 114
5 132
4 695
-
Employer
26 647
26 647
26 647
-
social contributions
1 007
2 212
1 695
-
health
224
493
378
-
total
1 231
2 705
2 073
-
Corporate
9 129
-
-
-
income
1 141
-
-
-
total
1 141
-
-
-
Dividends
7 988
-
-
-
withholding
1 358
-
-
-
total
1 358
-
-
-
Income
22 500
22 500
22 500
22 500
Total tax
7 844
7 837
6 768
5 202
After tax
14 656
14 663
15 732
17 298
Living cost
8 023
8 023
8 023
8 023
Free-cash
6 633
6 640
7 709
9 275

Estimated living cost  is ₴8023 per week

₴4809
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴787
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴178
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2250
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Limassol , Cyprus
₴6058
₴3862
₴4492
₴3423
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
health
-
-
-
573
social contributions
-
-
-
3 510
income
-
-
-
1 119
total
-
-
-
5 202
Employee
26 647
26 647
26 647
-
income
2 798
2 467
2 653
-
social contributions
1 295
2 212
1 695
-
health
265
453
347
-
total
4 358
5 132
4 695
-
Employer
26 647
26 647
26 647
-
social contributions
1 295
2 212
1 695
-
health
289
493
378
-
total
1 584
2 705
2 073
-
Corporate
5 318
-
-
-
income
665
-
-
-
total
665
-
-
-
Dividends
4 653
-
-
-
withholding
791
-
-
-
total
791
-
-
-
Income
22 500
22 500
22 500
22 500
Total tax
7 398
7 837
6 768
5 202
After tax
15 102
14 663
15 732
17 298
Living cost
11 240
11 240
11 240
11 240
Free-cash
3 862
3 423
4 492
6 058

Estimated living cost  is ₴11240 per week

₴7684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴878
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2490
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Brno , Czech Republic
₴2921
₴4587
₴3381
₴7454
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
health
-
-
-
3 038
social contributions
-
-
-
6 570
income
-
-
-
1 934
solidarity contribution
-
-
-
-
total
-
-
-
11 542
Employee
11 820
-
16 791
-
income
1 418
-
2 015
-
social contributions
768
-
1 091
-
health
1 596
-
2 267
-
solidarity contribution
-
-
-
-
total
3 782
-
5 373
-
Employer
11 820
-
16 791
-
social contributions
2 955
-
4 198
-
health
1 064
-
1 511
-
total
4 019
-
5 709
-
Corporate
6 661
22 500
-
-
income
1 266
4 275
-
-
total
1 266
4 275
-
-
Dividends
5 396
18 225
-
-
withholding
809
2 734
-
-
total
809
2 734
-
-
Income
22 500
22 500
22 500
22 500
Total tax
9 876
7 009
11 082
11 542
After tax
12 624
15 491
11 418
10 958
Living cost
8 037
8 037
8 037
8 037
Free-cash
4 587
7 454
3 381
2 921

Estimated living cost  is ₴8037 per week

₴5583
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴572
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1725
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Prague , Czech Republic
₴1054
₴2054
₴1514
₴5587
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
health
-
-
-
3 038
social contributions
-
-
-
6 570
income
-
-
-
1 934
solidarity contribution
-
-
-
-
total
-
-
-
11 542
Employee
14 565
-
16 791
-
income
1 748
-
2 015
-
social contributions
947
-
1 091
-
health
1 966
-
2 267
-
solidarity contribution
-
-
-
-
total
4 661
-
5 373
-
Employer
14 565
-
16 791
-
social contributions
3 641
-
4 198
-
health
1 311
-
1 511
-
total
4 952
-
5 709
-
Corporate
2 983
22 500
-
-
income
567
4 275
-
-
total
567
4 275
-
-
Dividends
2 416
18 225
-
-
withholding
362
2 734
-
-
total
362
2 734
-
-
Income
22 500
22 500
22 500
22 500
Total tax
10 542
7 009
11 082
11 542
After tax
11 958
15 491
11 418
10 958
Living cost
9 904
9 904
9 904
9 904
Free-cash
2 054
5 587
1 514
1 054

Estimated living cost  is ₴9904 per week

₴7365
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴549
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴171
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1819
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Copenhagen , Denmark
-₴2296
-₴53224
-₴53224
-₴53224
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
national
-
-
-
2 199
pensions
-
-
-
301
municipal
-
-
-
3 782
labour market
-
-
-
1 776
total
-
-
-
8 058
Employee
70 648
70 648
70 648
-
municipal
15 044
15 044
15 044
-
national
8 631
8 631
8 631
-
pensions
100
100
100
-
labour market
5 644
5 644
5 644
-
total
29 419
29 419
29 419
-
Employer
70 648
70 648
70 648
-
pensions
201
201
201
-
labour market
5 652
5 652
5 652
-
municipal
15 068
15 068
15 068
-
national
8 646
8 646
8 646
-
total
29 567
29 567
29 567
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
22 500
22 500
22 500
22 500
Total tax
58 986
58 986
58 986
8 058
After tax
-36 486
-36 486
-36 486
14 442
Living cost
16 738
16 738
16 738
16 738
Free-cash
-53 224
-53 224
-53 224
-2 296

Estimated living cost  is ₴16738 per week

₴11456
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1481
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴257
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3544
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Tallinn , Estonia
₴3856
₴7477
₴4639
₴9630
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
health
-
-
-
2 925
pensions
-
-
-
4 500
income
-
-
-
2 849
total
-
-
-
10 274
Employee
9 831
-
16 816
-
unemployment
157
-
269
-
income
1 107
-
3 202
-
pensions
197
-
336
-
total
1 461
-
3 807
-
Employer
9 831
-
16 816
-
pensions
1 966
-
3 363
-
health
1 278
-
2 186
-
unemployment
79
-
135
-
total
3 323
-
5 684
-
Corporate
9 346
22 500
-
-
income
1 869
4 500
-
-
total
1 869
4 500
-
-
Dividends
7 477
18 000
-
-
total
-
-
-
-
Income
22 500
22 500
22 500
22 500
Total tax
6 653
4 500
9 491
10 274
After tax
15 847
18 000
13 009
12 226
Living cost
8 370
8 370
8 370
8 370
Free-cash
7 477
9 630
4 639
3 856

Estimated living cost  is ₴8370 per week

₴5741
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴498
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴168
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1962
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Helsinki , Finland
₴3780
₴574
₴476
₴2149
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
22 500
national
-
-
-
1 199
health
-
-
-
202
municipal
-
-
-
4 014
total
-
-
-
5 415
Employee
18 232
-
18 928
-
unemployment
274
-
284
-
municipal
2 986
-
3 099
-
national
301
-
339
-
pensions
1 230
-
1 278
-
health
136
-
147
-
total
4 927
-
5 147
-
Employer
18 232
-
18 928
-
pensions
3 163
-
3 284
-
health
140
-
146
-
accident
18
-
19
-
unemployment
118
-
123
-
total
3 439
-
3 572
-
Corporate
828
22 500
-
-
income
166
4 500
-
-
total
166
4 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

496
13 500
-
-
municipal
89
2 430
-
-
national
-
116
-
-
total
89
2 546
-
-
Income
22 500
22 500
22 500
22 500
Total tax
8 621
7 046
8 719
5 415
After tax
13 879
15 454
13 781
17 085
Living cost
13 305
13 305
13 305
13 305
Free-cash
574
2 149
476
3 780

Estimated living cost  is ₴13305 per week

₴8691
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴212
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3123
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Marseille , France
₴2743
₴2584
₴2882
₴658
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
surtax
-
-
-
-
health
-
-
-
195
pensions
-
-
-
6 405
social contributions
-
-
-
641
income
-
-
-
1 136
other
-
-
-
698
total
-
-
-
9 075
Employee
13 239
-
17 145
-
income
683
-
1 155
-
surtax
-
-
-
-
social contributions
377
-
489
-
pensions
1 497
-
1 939
-
total
2 557
-
3 583
-
Employer
13 239
-
17 145
-
pensions
2 175
-
2 817
-
social contributions
39
-
51
-
other
457
-
591
-
health
927
-
1 200
-
unemployment
536
-
694
-
total
4 134
-
5 353
-
Corporate
5 126
22 500
-
-
income
1 436
6 300
-
-
surtax
-
-
-
-
total
1 436
6 300
-
-
Dividends
3 691
16 200
-
-
withholding
472
2 074
-
-
social contributions
635
2 786
-
-
surtax
-
-
-
-
total
1 107
4 860
-
-
Income
22 500
22 500
22 500
22 500
Total tax
9 234
11 160
8 936
9 075
After tax
13 266
11 340
13 564
13 425
Living cost
10 682
10 682
10 682
10 682
Free-cash
2 584
658
2 882
2 743

Estimated living cost  is ₴10682 per week

₴6195
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1085
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3199
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Nice , France
₴1569
₴1531
₴1708
-₴516
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
surtax
-
-
-
-
health
-
-
-
195
pensions
-
-
-
6 405
social contributions
-
-
-
641
income
-
-
-
1 136
other
-
-
-
698
total
-
-
-
9 075
Employee
14 831
-
17 145
-
income
875
-
1 155
-
surtax
-
-
-
-
social contributions
423
-
489
-
pensions
1 677
-
1 939
-
total
2 975
-
3 583
-
Employer
14 831
-
17 145
-
pensions
2 437
-
2 817
-
social contributions
45
-
51
-
other
512
-
591
-
health
1 038
-
1 200
-
unemployment
600
-
694
-
total
4 632
-
5 353
-
Corporate
3 037
22 500
-
-
income
850
6 300
-
-
surtax
-
-
-
-
total
850
6 300
-
-
Dividends
2 187
16 200
-
-
withholding
280
2 074
-
-
social contributions
376
2 786
-
-
surtax
-
-
-
-
total
656
4 860
-
-
Income
22 500
22 500
22 500
22 500
Total tax
9 113
11 160
8 936
9 075
After tax
13 387
11 340
13 564
13 425
Living cost
11 856
11 856
11 856
11 856
Free-cash
1 531
-516
1 708
1 569

Estimated living cost  is ₴11856 per week

₴7476
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴964
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3215
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Paris , France
-₴3313
-₴5983
-₴3174
-₴5398
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
surtax
-
-
-
-
health
-
-
-
195
pensions
-
-
-
6 405
social contributions
-
-
-
641
income
-
-
-
1 136
other
-
-
-
698
total
-
-
-
9 075
Employee
21 705
-
17 145
-
income
1 894
-
1 155
-
surtax
-
-
-
-
social contributions
618
-
489
-
pensions
2 455
-
1 939
-
total
4 967
-
3 583
-
Employer
21 705
-
17 145
-
pensions
3 566
-
2 817
-
social contributions
65
-
51
-
other
749
-
591
-
health
1 519
-
1 200
-
unemployment
879
-
694
-
total
6 778
-
5 353
-
Corporate
-
22 500
-
-
income
-
6 300
-
-
surtax
-
-
-
-
total
-
6 300
-
-
Dividends
-
16 200
-
-
withholding
-
2 074
-
-
social contributions
-
2 786
-
-
surtax
-
-
-
-
total
-
4 860
-
-
Income
22 500
22 500
22 500
22 500
Total tax
11 745
11 160
8 936
9 075
After tax
10 755
11 340
13 564
13 425
Living cost
16 738
16 738
16 738
16 738
Free-cash
-5 983
-5 398
-3 174
-3 313

Estimated living cost  is ₴16738 per week

₴11328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1369
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴230
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3811
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Batumi , Georgia
₴20054
₴18738
₴15779
₴19154
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
22 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
225
total
-
-
-
225
Employee
2 776
-
22 500
-
income
555
-
4 500
-
total
555
-
4 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

19 724
22 500
-
-
total
-
-
-
-
Dividends
19 724
22 500
-
-
withholding
986
1 125
-
-
total
986
1 125
-
-
Income
22 500
22 500
22 500
22 500
Total tax
1 541
1 125
4 500
225
After tax
20 959
21 375
18 000
22 275
Living cost
2 221
2 221
2 221
2 221
Free-cash
18 738
19 154
15 779
20 054

Estimated living cost  is ₴2221 per week

₴1376
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴185
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴599
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Tbilisi , Georgia
₴18814
₴17265
₴14539
₴17914
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
22 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
225
total
-
-
-
225
Employee
4 326
-
22 500
-
income
865
-
4 500
-
total
865
-
4 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

18 174
22 500
-
-
total
-
-
-
-
Dividends
18 174
22 500
-
-
withholding
909
1 125
-
-
total
909
1 125
-
-
Income
22 500
22 500
22 500
22 500
Total tax
1 774
1 125
4 500
225
After tax
20 726
21 375
18 000
22 275
Living cost
3 461
3 461
3 461
3 461
Free-cash
17 265
17 914
14 539
18 814

Estimated living cost  is ₴3461 per week

₴2342
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴145
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴116
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴857
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Berlin , Germany
₴2715
₴2799
₴3632
-₴1736
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
22 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
163
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 367
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 959
trade
-
-
-
917
total
-
-
-
6 406
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 243
-
22 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 418
-
2 959
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

78
-
163
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 367
-
2 367
-
total
3 863
-
5 489
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
5 257
22 500
-
-
trade
754
3 229
-
-
income
788
3 375
-
-
chamber of commerce
61
85
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

43
185
-
-
total
1 646
6 874
-
-
Dividends
3 611
15 625
-
-
withholding
771
3 775
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

42
208
-
-
total
813
3 983
-
-
Income
22 500
22 500
22 500
22 500
Total tax
6 322
10 857
5 489
6 406
After tax
16 178
11 643
17 011
16 094
Living cost
13 379
13 379
13 379
13 379
Free-cash
2 799
-1 736
3 632
2 715

Estimated living cost  is ₴13379 per week

₴9229
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1440
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴194
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dresden , Germany
₴5509
₴4749
₴6515
₴916
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
22 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
163
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 367
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 959
trade
-
-
-
1 006
total
-
-
-
6 495
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 255
-
22 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

370
-
2 959
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
163
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 367
-
2 367
-
total
2 757
-
5 489
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
9 245
22 500
-
-
trade
1 456
3 544
-
-
income
1 387
3 375
-
-
chamber of commerce
66
85
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

76
185
-
-
total
2 985
7 189
-
-
Dividends
6 260
15 311
-
-
withholding
1 434
3 696
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

79
203
-
-
total
1 513
3 899
-
-
Income
22 500
22 500
22 500
22 500
Total tax
7 255
11 088
5 489
6 495
After tax
15 245
11 412
17 011
16 005
Living cost
10 496
10 496
10 496
10 496
Free-cash
4 749
916
6 515
5 509

Estimated living cost  is ₴10496 per week

₴6603
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1224
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2474
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Hamburg , Germany
₴2346
₴2552
₴3397
-₴2317
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
22 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
163
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 367
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 959
trade
-
-
-
1 051
total
-
-
-
6 540
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 574
-
22 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 510
-
2 959
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

83
-
163
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 367
-
2 367
-
total
3 960
-
5 489
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
4 926
22 500
-
-
trade
810
3 701
-
-
income
739
3 375
-
-
chamber of commerce
60
85
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

41
185
-
-
total
1 650
7 346
-
-
Dividends
3 276
15 154
-
-
withholding
687
3 656
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

37
201
-
-
total
724
3 857
-
-
Income
22 500
22 500
22 500
22 500
Total tax
6 334
11 203
5 489
6 540
After tax
16 166
11 297
17 011
15 960
Living cost
13 614
13 614
13 614
13 614
Free-cash
2 552
-2 317
3 397
2 346

Estimated living cost  is ₴13614 per week

₴9105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2870
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Munich , Germany
₴40
₴925
₴1136
-₴4695
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
22 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
163
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 367
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 959
trade
-
-
-
1 096
total
-
-
-
6 585
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 827
-
22 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 449
-
2 959
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

135
-
163
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 367
-
2 367
-
total
4 951
-
5 489
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
1 673
22 500
-
-
trade
287
3 859
-
-
income
251
3 375
-
-
chamber of commerce
55
84
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

14
185
-
-
total
607
7 503
-
-
Dividends
1 066
14 996
-
-
withholding
135
3 618
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

7
199
-
-
total
142
3 817
-
-
Income
22 500
22 500
22 500
22 500
Total tax
5 700
11 320
5 489
6 585
After tax
16 800
11 180
17 011
15 915
Living cost
15 875
15 875
15 875
15 875
Free-cash
925
-4 695
1 136
40

Estimated living cost  is ₴15875 per week

₴11595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1270
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴206
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2805
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Athens , Greece
₴4716
₴5267
₴4224
₴6368
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
surtax
-
-
-
274
unemployment
-
-
-
79
health
-
-
-
1 597
pensions
-
-
-
4 500
income
-
-
-
3 550
other
-
-
-
-
total
-
-
-
10 000
Employee
11 670
-
18 587
-
unemployment
812
-
1 294
-
other
-
-
-
-
income
1 956
-
3 334
-
surtax
41
-
237
-
pensions
779
-
1 240
-
health
298
-
474
-
total
3 886
-
6 579
-
Employer
11 670
-
18 587
-
pensions
1 556
-
2 478
-
other
-
-
-
-
health
531
-
846
-
unemployment
370
-
589
-
total
2 457
-
3 913
-
Corporate
8 373
22 500
-
-
income
2 177
5 850
-
-
total
2 177
5 850
-
-
Dividends
6 196
16 650
-
-
withholding
929
2 498
-
-
total
929
2 498
-
-
Income
22 500
22 500
22 500
22 500
Total tax
9 449
8 348
10 492
10 000
After tax
13 051
14 152
12 008
12 500
Living cost
7 784
7 784
7 784
7 784
Free-cash
5 267
6 368
4 224
4 716

Estimated living cost  is ₴7784 per week

₴4699
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴677
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2227
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Thessaloniki , Greece
₴4853
₴5427
₴4361
₴6505
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
surtax
-
-
-
274
unemployment
-
-
-
79
health
-
-
-
1 597
pensions
-
-
-
4 500
income
-
-
-
3 550
other
-
-
-
-
total
-
-
-
10 000
Employee
11 460
-
18 587
-
unemployment
798
-
1 294
-
other
-
-
-
-
income
1 921
-
3 334
-
surtax
37
-
237
-
pensions
764
-
1 240
-
health
293
-
474
-
total
3 813
-
6 579
-
Employer
11 460
-
18 587
-
pensions
1 528
-
2 478
-
other
-
-
-
-
health
521
-
846
-
unemployment
363
-
589
-
total
2 412
-
3 913
-
Corporate
8 628
22 500
-
-
income
2 243
5 850
-
-
total
2 243
5 850
-
-
Dividends
6 385
16 650
-
-
withholding
958
2 498
-
-
total
958
2 498
-
-
Income
22 500
22 500
22 500
22 500
Total tax
9 426
8 348
10 492
10 000
After tax
13 074
14 152
12 008
12 500
Living cost
7 647
7 647
7 647
7 647
Free-cash
5 427
6 505
4 361
4 853

Estimated living cost  is ₴7647 per week

₴4676
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴706
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴176
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2089
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Budapest , Hungary
₴8688
₴5978
₴6145
₴5836
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
unemployment
-
-
-
338
health
-
-
-
1 575
pensions
-
-
-
2 250
income
-
-
-
2 751
total
-
-
-
6 914
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 957
3 963
18 828
-
unemployment
149
59
282
-
income
1 217
484
2 302
-
pensions
996
396
1 883
-
health
697
277
1 318
-
total
3 059
1 216
5 785
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 957
3 963
18 828
-
pensions
1 942
773
3 672
-
total
1 942
773
3 672
-
Corporate
10 601
17 764
-
-
income
954
1 599
-
-
total
954
1 599
-
-
Dividends
9 647
16 166
-
-
withholding
1 833
3 071
-
-
social contributions
1 836
3 107
-
-
total
3 669
6 178
-
-
Income
22 500
22 500
22 500
22 500
Total tax
9 624
9 766
9 457
6 914
After tax
12 876
12 734
13 043
15 586
Living cost
6 898
6 898
6 898
6 898
Free-cash
5 978
5 836
6 145
8 688

Estimated living cost  is ₴6898 per week

₴4707
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴564
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴138
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1488
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Reykjavik , Iceland
-₴2823
-₴5807
-₴2646
-₴2701
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
national
-
-
-
3 428
pensions
-
-
-
2 700
social contributions
-
-
-
242
municipal
-
-
-
2 212
total
-
-
-
8 582
Employee
25 952
-
19 451
-
municipal
3 206
-
2 299
-
national
4 967
-
3 563
-
pensions
1 038
-
778
-
total
9 211
-
6 640
-
Employer
25 952
-
19 451
-
pensions
2 076
-
1 556
-
social contributions
279
-
209
-
total
2 355
-
1 765
-
Corporate
-
22 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
4 500
-
-
total
-
4 500
-
-
Dividends
-
18 000
-
-
withholding
-
3 960
-
-
total
-
3 960
-
-
Income
22 500
22 500
22 500
22 500
Total tax
11 566
8 460
8 405
8 582
After tax
10 934
14 040
14 095
13 918
Living cost
16 741
16 741
16 741
16 741
Free-cash
-5 807
-2 701
-2 646
-2 823

Estimated living cost  is ₴16741 per week

₴11379
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴251
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Dublin , Ireland
-₴2402
-₴4608
-₴2402
-₴3991
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
social contributions
-
-
-
1 746
income
-
-
-
3 415
total
-
-
-
5 161
Employee
27 107
-
22 500
-
social contributions
2 252
-
1 746
-
income
5 115
-
3 415
-
total
7 367
-
5 161
-
Employer
27 107
-
22 500
-
total
-
-
-
-
Corporate
-
22 500
-
-
income
-
2 813
-
-
total
-
2 813
-
-
Dividends
-
19 687
-
-
withholding
-
3 937
-
-
total
-
3 937
-
-
Income
22 500
22 500
22 500
22 500
Total tax
7 367
6 750
5 161
5 161
After tax
15 133
15 750
17 339
17 339
Living cost
19 741
19 741
19 741
19 741
Free-cash
-4 608
-3 991
-2 402
-2 402

Estimated living cost  is ₴19741 per week

₴15018
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1609
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2925
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Milan , Italy
-₴2391
-₴8299
-₴3662
-₴2618
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
national
-
-
-
4 118
regional
-
-
-
230
social contributions
-
-
-
5 787
municipal
-
-
-
133
total
-
-
-
10 268
Employee
30 798
-
22 500
-
municipal
163
-
119
-
national
5 337
-
3 632
-
social contributions
10 385
-
7 587
-
regional
291
-
201
-
total
16 176
-
11 539
-
Employer
30 798
-
22 500
-
total
-
-
-
-
Corporate
-
22 500
-
-
nationa
-
5 400
-
-
municipal
-
877
-
-
total
-
6 277
-
-
Dividends
-
16 223
-
-
withholding
-
4 218
-
-
total
-
4 218
-
-
Income
22 500
22 500
22 500
22 500
Total tax
16 176
10 495
11 539
10 268
After tax
6 324
12 005
10 961
12 232
Living cost
14 623
14 623
14 623
14 623
Free-cash
-8 299
-2 618
-3 662
-2 391

Estimated living cost  is ₴14623 per week

₴10193
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴959
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴224
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3246
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Naples , Italy
₴2788
₴1722
₴1524
₴2491
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
national
-
-
-
4 118
regional
-
-
-
339
social contributions
-
-
-
5 787
municipal
-
-
-
133
total
-
-
-
10 377
Employee
19 223
-
22 500
-
municipal
102
-
119
-
national
3 045
-
3 632
-
social contributions
6 482
-
7 587
-
regional
259
-
303
-
total
9 888
-
11 641
-
Employer
19 223
-
22 500
-
total
-
-
-
-
Corporate
3 277
22 500
-
-
nationa
787
5 400
-
-
municipal
163
1 118
-
-
total
950
6 518
-
-
Dividends
2 327
15 982
-