Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 21000
per

Your estimated
City
free-cash

Larnaca , Cyprus
-₴270
₴2228
₴6428
₴2590
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
income
-
-
-
-
health
-
-
-
535
social contributions
-
-
-
3 276
total
-
-
-
3 811
Employee
35 739
35 739
35 739
-
health
277
608
324
-
social contributions
1 351
2 966
1 582
-
income
3 891
3 308
3 808
-
total
5 519
6 882
5 714
-
Employer
35 739
35 739
35 739
-
health
301
661
353
-
social contributions
1 351
2 966
1 582
-
total
1 652
3 627
1 935
-
Corporate
3 068
-
-
-
income
384
-
-
-
total
384
-
-
-
Dividends
2 684
-
-
-
withholding
456
-
-
-
total
456
-
-
-
Income
21 000
21 000
21 000
21 000
Total tax
8 011
10 509
7 649
3 811
After tax
12 989
10 491
13 351
17 189
Living cost
10 761
10 761
10 761
10 761
Free-cash
2 228
-270
2 590
6 428

Estimated living cost  is ₴10761 per week

₴6449
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1056
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴238
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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