Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 21000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴6483
₴4901
₴9483
₴4785
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
health
-
-
-
1 978
income
-
-
-
3 150
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 546
unemployment
-
-
-
69
total
-
-
-
7 743
Employee
11 218
-
17 625
-
accident

We are using the highest rate at 1.1%.

123
-
189
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

985
-
1 510
-
health
516
-
791
-
income
1 122
-
1 762
-
total
2 746
-
4 252
-
Employer
11 218
-
17 625
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 236
-
1 896
-
health
774
-
1 187
-
unemployment
67
-
103
-
accident

We are using the highest rate at 1.1%.

123
-
189
-
total
2 200
-
3 375
-
Corporate
7 581
21 000
-
-
income
758
2 100
-
-
total
758
2 100
-
-
Dividends
6 823
18 900
-
-
withholding
341
945
-
-
total
341
945
-
-
Income
21 000
21 000
21 000
21 000
Total tax
6 045
3 045
7 627
7 743
After tax
14 955
17 955
13 373
13 257
Living cost
8 472
8 472
8 472
8 472
Free-cash
6 483
9 483
4 901
4 785

Estimated living cost  is ₴8472 per week

₴5603
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2182
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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