Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 21000
per

Your estimated
City
free-cash

Andorra , Andorra
₴9573
₴7530
₴6941
₴8531
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
social contributions
-
-
-
4 620
income
-
-
-
112
total
-
-
-
4 732
Employee
9 976
-
18 182
-
social contributions
648
-
1 182
-
income
-
-
143
-
total
648
-
1 325
-
Employer
9 976
-
18 182
-
social contributions
1 546
-
2 818
-
total
1 546
-
2 818
-
Corporate
9 478
21 000
-
-
income
948
2 100
-
-
total
948
2 100
-
-
Dividends
8 530
18 900
-
-
total
-
-
-
-
Income
21 000
21 000
21 000
21 000
Total tax
3 142
2 100
4 143
4 732
After tax
17 858
18 900
16 857
16 268
Living cost
9 327
9 327
9 327
9 327
Free-cash
8 531
9 573
7 530
6 941

Estimated living cost  is ₴9327 per week

₴6031
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴175
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₴2073
-₴2321
₴1539
₴1922
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
chamber of commerce
-
-
-
84
unemployment
-
-
-
1 903
health
-
-
-
1 606
pensions
-
-
-
3 885
income
-
-
-
2 083
surtax
-
-
-
-
total
-
-
-
9 561
Employee
13 564
12 366
16 307
-
health
525
479
631
-
pensions
1 389
1 266
1 670
-
other
135
124
163
-
unemployment
407
371
489
-
income
1 208
912
1 994
-
total
3 664
3 152
4 947
-
Employer
13 564
12 366
16 307
-
pensions
1 702
1 552
2 046
-
accident
176
161
212
-
unemployment
407
371
489
-
surtax
-
-
-
-
payroll
407
371
489
-
chamber of commerce
54
49
65
-
health
513
468
617
-
other
644
587
774
-
total
3 903
3 559
4 692
-
Corporate
3 533
5 075
15 129
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

883
1 269
3 782
-
total
883
1 269
3 782
-
Dividends
2 649
3 806
-
-
withholding
728
1 047
-
-
total
728
1 047
-
-
Income
21 000
21 000
21 000
21 000
Total tax
9 178
9 027
13 421
9 561
After tax
11 822
11 973
7 579
11 439
Living cost
9 900
9 900
9 900
9 900
Free-cash
1 922
2 073
-2 321
1 539

Estimated living cost  is ₴9900 per week

₴5939
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1011
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2773
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₴1006
-₴3371
₴444
₴491
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
chamber of commerce
-
-
-
84
unemployment
-
-
-
1 903
health
-
-
-
1 606
pensions
-
-
-
3 885
income
-
-
-
2 083
surtax
-
-
-
61
total
-
-
-
9 622
Employee
15 507
12 366
16 260
-
health
600
479
629
-
pensions
1 588
1 266
1 665
-
other
155
124
163
-
unemployment
465
371
488
-
income
1 765
912
1 981
-
total
4 573
3 152
4 926
-
Employer
15 507
12 366
16 260
-
pensions
1 946
1 552
2 040
-
accident
201
161
211
-
unemployment
465
371
488
-
surtax
61
61
61
-
payroll
465
371
488
-
chamber of commerce
62
49
65
-
health
586
468
615
-
other
737
587
773
-
total
4 523
3 620
4 741
-
Corporate
1 178
5 014
15 082
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

294
1 254
3 770
-
total
294
1 254
3 770
-
Dividends
675
3 760
-
-
withholding
185
1 034
-
-
total
185
1 034
-
-
Income
21 000
21 000
21 000
21 000
Total tax
9 575
9 060
13 437
9 622
After tax
11 425
11 940
7 563
11 378
Living cost
10 934
10 934
10 934
10 934
Free-cash
491
1 006
-3 371
444

Estimated living cost  is ₴10934 per week

₴7292
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴933
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴180
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2529
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₴500
-₴2526
-₴505
-₴7659
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
social contributions
-
-
-
2 735
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 096
national
-
-
-
6 360
total
-
-
-
10 191
Employee

The minimum management director salary is set at €45,000 per year.

22 196
-
16 266
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 043
-
765
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 665
-
1 220
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 158
-
849
-
national
6 824
-
4 504
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

193
-
141
-
total
10 883
-
7 479
-
Employer

The minimum management director salary is set at €45,000 per year.

22 196
-
16 266
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

289
-
211
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

324
-
237
-
surtax
2 517
-
1 844
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 365
-
1 000
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 967
-
1 441
-
total
6 462
-
4 733
-
Corporate
-
21 000
-
-
surtax
-
84
-
-
income
-
4 200
-
-
total
-
4 284
-
-
Dividends
-
16 716
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
4 902
-
-
total
-
4 902
-
-
Income
21 000
21 000
21 000
21 000
Total tax
17 345
9 186
12 212
10 191
After tax
3 655
11 814
8 788
10 809
Living cost
11 314
11 314
11 314
11 314
Free-cash
-7 659
500
-2 526
-505

Estimated living cost  is ₴11314 per week

₴7288
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴989
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴12619
₴10083
₴9621
₴10727
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
unemployment
-
-
-
43
health
-
-
-
1 246
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 604
income
-
-
-
3 150
total
-
-
-
6 043
Employee
7 066
-
18 874
-
accident

We are using the highest rate at 1.1%.

78
-
119
-
health
325
-
498
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

620
-
951
-
income
707
-
1 887
-
total
1 730
-
3 455
-
Employer
7 066
-
18 874
-
accident

We are using the highest rate at 1.1%.

78
-
119
-
unemployment
42
-
65
-
health
488
-
748
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

779
-
1 194
-
total
1 387
-
2 126
-
Corporate
12 548
21 000
-
-
income
1 255
2 100
-
-
total
1 255
2 100
-
-
Dividends
11 293
18 900
-
-
withholding
565
945
-
-
total
565
945
-
-
Income
21 000
21 000
21 000
21 000
Total tax
4 937
3 045
5 581
6 043
After tax
16 063
17 955
15 419
14 957
Living cost
5 336
5 336
5 336
5 336
Free-cash
10 727
12 619
10 083
9 621

Estimated living cost  is ₴5336 per week

₴3529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴305
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴127
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1374
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴13888
₴11352
₴10890
₴12447
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
unemployment
-
-
-
43
health
-
-
-
1 246
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 604
income
-
-
-
3 150
total
-
-
-
6 043
Employee
5 385
-
18 874
-
accident

We are using the highest rate at 1.1%.

59
-
119
-
health
248
-
498
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

473
-
951
-
income
538
-
1 887
-
total
1 318
-
3 455
-
Employer
5 385
-
18 874
-
accident

We are using the highest rate at 1.1%.

59
-
119
-
unemployment
32
-
65
-
health
372
-
748
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

594
-
1 194
-
total
1 057
-
2 126
-
Corporate
14 558
21 000
-
-
income
1 456
2 100
-
-
total
1 456
2 100
-
-
Dividends
13 102
18 900
-
-
withholding
655
945
-
-
total
655
945
-
-
Income
21 000
21 000
21 000
21 000
Total tax
4 486
3 045
5 581
6 043
After tax
16 514
17 955
15 419
14 957
Living cost
4 067
4 067
4 067
4 067
Free-cash
12 447
13 888
11 352
10 890

Estimated living cost  is ₴4067 per week

₴2374
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴290
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴108
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1294
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴6799
₴7623
₴8828
₴6557
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
social contributions
-
-
-
3 276
health
-
-
-
535
income
-
-
-
1 177
total
-
-
-
4 988
Employee
23 860
23 860
23 860
-
health
185
406
324
-
social contributions
902
1 980
1 582
-
income
2 598
2 209
2 352
-
total
3 685
4 595
4 258
-
Employer
23 860
23 860
23 860
-
social contributions
902
1 980
1 582
-
health
201
442
353
-
total
1 103
2 422
1 935
-
Corporate
9 028
-
-
-
income
1 128
-
-
-
total
1 128
-
-
-
Dividends
7 900
-
-
-
withholding
1 343
-
-
-
total
1 343
-
-
-
Income
21 000
21 000
21 000
21 000
Total tax
7 259
7 017
6 193
4 988
After tax
13 741
13 983
14 807
16 012
Living cost
7 184
7 184
7 184
7 184
Free-cash
6 557
6 799
7 623
8 828

Estimated living cost  is ₴7184 per week

₴4306
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2015
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴3919
₴4743
₴5948
₴4078
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
social contributions
-
-
-
3 276
health
-
-
-
535
income
-
-
-
1 177
total
-
-
-
4 988
Employee
23 860
23 860
23 860
-
health
237
406
324
-
social contributions
1 159
1 980
1 582
-
income
2 506
2 209
2 352
-
total
3 902
4 595
4 258
-
Employer
23 860
23 860
23 860
-
social contributions
1 159
1 980
1 582
-
health
259
442
353
-
total
1 418
2 422
1 935
-
Corporate
5 615
-
-
-
income
702
-
-
-
total
702
-
-
-
Dividends
4 913
-
-
-
withholding
836
-
-
-
total
836
-
-
-
Income
21 000
21 000
21 000
21 000
Total tax
6 858
7 017
6 193
4 988
After tax
14 142
13 983
14 807
16 012
Living cost
10 064
10 064
10 064
10 064
Free-cash
4 078
3 919
4 743
5 948

Estimated living cost  is ₴10064 per week

₴6880
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴786
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2229
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴7166
₴3364
₴2936
₴4564
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
social contributions
-
-
-
6 132
health
-
-
-
2 835
solidarity contribution
-
-
-
-
income
-
-
-
1 805
total
-
-
-
10 772
Employee
10 724
-
15 672
-
health
1 448
-
2 116
-
social contributions
697
-
1 019
-
solidarity contribution
-
-
-
-
income
1 287
-
1 881
-
total
3 432
-
5 016
-
Employer
10 724
-
15 672
-
social contributions
2 681
-
3 918
-
health
965
-
1 410
-
total
3 646
-
5 328
-
Corporate
6 630
21 000
-
-
income
1 260
3 990
-
-
total
1 260
3 990
-
-
Dividends
5 370
17 010
-
-
withholding
806
2 552
-
-
total
806
2 552
-
-
Income
21 000
21 000
21 000
21 000
Total tax
9 144
6 542
10 344
10 772
After tax
11 856
14 458
10 656
10 228
Living cost
7 292
7 292
7 292
7 292
Free-cash
4 564
7 166
3 364
2 936

Estimated living cost  is ₴7292 per week

₴5065
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴143
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1565
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴5472
₴1670
₴1242
₴2266
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
social contributions
-
-
-
6 132
health
-
-
-
2 835
solidarity contribution
-
-
-
-
income
-
-
-
1 805
total
-
-
-
10 772
Employee
13 214
-
15 672
-
health
1 784
-
2 116
-
social contributions
859
-
1 019
-
solidarity contribution
-
-
-
-
income
1 586
-
1 881
-
total
4 229
-
5 016
-
Employer
13 214
-
15 672
-
social contributions
3 304
-
3 918
-
health
1 189
-
1 410
-
total
4 493
-
5 328
-
Corporate
3 293
21 000
-
-
income
626
3 990
-
-
total
626
3 990
-
-
Dividends
2 667
17 010
-
-
withholding
400
2 552
-
-
total
400
2 552
-
-
Income
21 000
21 000
21 000
21 000
Total tax
9 748
6 542
10 344
10 772
After tax
11 252
14 458
10 656
10 228
Living cost
8 986
8 986
8 986
8 986
Free-cash
2 266
5 472
1 670
1 242

Estimated living cost  is ₴8986 per week

₴6682
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴498
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴155
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1650
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₴46803
-₴46803
-₴1557
-₴46803
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
labour market
-
-
-
1 658
municipal
-
-
-
3 569
pensions
-
-
-
270
national
-
-
-
2 073
total
-
-
-
7 570
Employee
63 258
63 258
63 258
-
municipal
13 470
13 470
13 470
-
pensions
90
90
90
-
national
7 728
7 728
7 728
-
labour market
5 053
5 053
5 053
-
total
26 341
26 341
26 341
-
Employer
63 258
63 258
63 258
-
labour market
5 061
5 061
5 061
-
national
7 742
7 742
7 742
-
municipal
13 492
13 492
13 492
-
pensions
180
180
180
-
total
26 475
26 475
26 475
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
21 000
21 000
21 000
21 000
Total tax
52 816
52 816
52 816
7 570
After tax
-31 816
-31 816
-31 816
13 430
Living cost
14 987
14 987
14 987
14 987
Free-cash
-46 803
-46 803
-46 803
-1 557

Estimated living cost  is ₴14987 per week

₴10258
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1326
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴230
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3174
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴9305
₴4610
₴3846
₴7377
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
health
-
-
-
2 730
pensions
-
-
-
4 200
income
-
-
-
2 729
total
-
-
-
9 659
Employee
8 803
-
15 695
-
pensions
176
-
314
-
unemployment
141
-
251
-
income
991
-
3 026
-
total
1 308
-
3 591
-
Employer
8 803
-
15 695
-
pensions
1 761
-
3 139
-
unemployment
71
-
125
-
health
1 144
-
2 040
-
total
2 976
-
5 304
-
Corporate
9 222
21 000
-
-
income
1 844
4 200
-
-
total
1 844
4 200
-
-
Dividends
7 378
16 800
-
-
total
-
-
-
-
Income
21 000
21 000
21 000
21 000
Total tax
6 128
4 200
8 895
9 659
After tax
14 872
16 800
12 105
11 341
Living cost
7 495
7 495
7 495
7 495
Free-cash
7 377
9 305
4 610
3 846

Estimated living cost  is ₴7495 per week

₴5141
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴151
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1757
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴2485
₴860
₴3930
₴1104
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
21 000
health
-
-
-
194
municipal
-
-
-
3 745
national
-
-
-
1 218
total
-
-
-
5 157
Employee
16 325
-
17 667
-
health
122
-
143
-
municipal
2 674
-
2 892
-
pensions
1 102
-
1 192
-
national
270
-
401
-
unemployment
245
-
265
-
total
4 413
-
4 893
-
Employer
16 325
-
17 667
-
accident
16
-
18
-
unemployment
106
-
115
-
health
125
-
136
-
pensions
2 832
-
3 065
-
total
3 079
-
3 334
-
Corporate
1 594
21 000
-
-
income
319
4 200
-
-
total
319
4 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

956
12 600
-
-
municipal
172
2 268
-
-
national
-
134
-
-
total
172
2 402
-
-
Income
21 000
21 000
21 000
21 000
Total tax
7 983
6 602
8 227
5 157
After tax
13 017
14 398
12 773
15 843
Living cost
11 913
11 913
11 913
11 913
Free-cash
1 104
2 485
860
3 930

Estimated living cost  is ₴11913 per week

₴7782
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴190
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2796
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴1020
₴3061
₴2949
₴2744
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
social contributions
-
-
-
598
health
-
-
-
182
pensions
-
-
-
5 957
other
-
-
-
651
income
-
-
-
1 099
surtax
-
-
-
-
total
-
-
-
8 487
Employee
11 854
-
16 002
-
income
611
-
1 112
-
social contributions
338
-
456
-
pensions
1 341
-
1 810
-
surtax
-
-
-
-
total
2 290
-
3 378
-
Employer
11 854
-
16 002
-
pensions
1 948
-
2 629
-
social contributions
35
-
48
-
unemployment
480
-
648
-
health
830
-
1 120
-
other
409
-
552
-
total
3 702
-
4 997
-
Corporate
5 443
21 000
-
-
surtax
-
-
-
-
income
1 524
5 880
-
-
total
1 524
5 880
-
-
Dividends
3 920
15 120
-
-
surtax
-
-
-
-
withholding
502
1 936
-
-
social contributions
674
2 600
-
-
total
1 176
4 536
-
-
Income
21 000
21 000
21 000
21 000
Total tax
8 692
10 416
8 375
8 487
After tax
12 308
10 584
12 625
12 513
Living cost
9 564
9 564
9 564
9 564
Free-cash
2 744
1 020
3 061
2 949

Estimated living cost  is ₴9564 per week

₴5547
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴972
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2865
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₴32
₴2009
₴1897
₴1799
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
social contributions
-
-
-
598
health
-
-
-
182
pensions
-
-
-
5 957
other
-
-
-
651
income
-
-
-
1 099
surtax
-
-
-
-
total
-
-
-
8 487
Employee
13 280
-
16 002
-
income
784
-
1 112
-
social contributions
379
-
456
-
pensions
1 502
-
1 810
-
surtax
-
-
-
-
total
2 665
-
3 378
-
Employer
13 280
-
16 002
-
pensions
2 182
-
2 629
-
social contributions
40
-
48
-
unemployment
538
-
648
-
health
930
-
1 120
-
other
458
-
552
-
total
4 148
-
4 997
-
Corporate
3 573
21 000
-
-
surtax
-
-
-
-
income
1 000
5 880
-
-
total
1 000
5 880
-
-
Dividends
2 572
15 120
-
-
surtax
-
-
-
-
withholding
329
1 936
-
-
social contributions
443
2 600
-
-
total
772
4 536
-
-
Income
21 000
21 000
21 000
21 000
Total tax
8 585
10 416
8 375
8 487
After tax
12 415
10 584
12 625
12 513
Living cost
10 616
10 616
10 616
10 616
Free-cash
1 799
-32
2 009
1 897

Estimated living cost  is ₴10616 per week

₴6694
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴863
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₴4403
-₴2362
-₴2474
-₴4504
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
social contributions
-
-
-
598
health
-
-
-
182
pensions
-
-
-
5 957
other
-
-
-
651
income
-
-
-
1 099
surtax
-
-
-
-
total
-
-
-
8 487
Employee
19 434
-
16 002
-
income
1 696
-
1 112
-
social contributions
554
-
456
-
pensions
2 198
-
1 810
-
surtax
-
-
-
-
total
4 448
-
3 378
-
Employer
19 434
-
16 002
-
pensions
3 193
-
2 629
-
social contributions
58
-
48
-
unemployment
787
-
648
-
health
1 360
-
1 120
-
other
671
-
552
-
total
6 069
-
4 997
-
Corporate
-
21 000
-
-
surtax
-
-
-
-
income
-
5 880
-
-
total
-
5 880
-
-
Dividends
-
15 120
-
-
surtax
-
-
-
-
withholding
-
1 936
-
-
social contributions
-
2 600
-
-
total
-
4 536
-
-
Income
21 000
21 000
21 000
21 000
Total tax
10 517
10 416
8 375
8 487
After tax
10 483
10 584
12 625
12 513
Living cost
14 987
14 987
14 987
14 987
Free-cash
-4 504
-4 403
-2 362
-2 474

Estimated living cost  is ₴14987 per week

₴10143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1226
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴206
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3412
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴17758
₴14608
₴18598
₴17347
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
21 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
210
total
-
-
-
210
Employee
2 740
-
21 000
-
income
548
-
4 200
-
total
548
-
4 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

18 260
21 000
-
-
total
-
-
-
-
Dividends
18 260
21 000
-
-
withholding
913
1 050
-
-
total
913
1 050
-
-
Income
21 000
21 000
21 000
21 000
Total tax
1 461
1 050
4 200
210
After tax
19 539
19 950
16 800
20 790
Living cost
2 192
2 192
2 192
2 192
Free-cash
17 347
17 758
14 608
18 598

Estimated living cost  is ₴2192 per week

₴1358
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴182
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴60
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴591
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴16535
₴13385
₴17375
₴15895
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
21 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
210
total
-
-
-
210
Employee
4 269
-
21 000
-
income
854
-
4 200
-
total
854
-
4 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

16 731
21 000
-
-
total
-
-
-
-
Dividends
16 731
21 000
-
-
withholding
836
1 050
-
-
total
836
1 050
-
-
Income
21 000
21 000
21 000
21 000
Total tax
1 690
1 050
4 200
210
After tax
19 310
19 950
16 800
20 790
Living cost
3 415
3 415
3 415
3 415
Free-cash
15 895
16 535
13 385
17 375

Estimated living cost  is ₴3415 per week

₴2311
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴143
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴115
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴846
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₴1117
₴3823
₴2880
₴2942
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
21 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 120
trade
-
-
-
943
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 917
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
160
total
-
-
-
6 140
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 439
-
21 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 120
-
2 120
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

70
-
160
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 270
-
2 917
-
total
3 460
-
5 197
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
5 561
21 000
-
-
trade
798
3 014
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

46
173
-
-
chamber of commerce
55
78
-
-
income
834
3 150
-
-
total
1 733
6 415
-
-
Dividends
3 827
14 586
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

46
194
-
-
withholding
839
3 528
-
-
total
885
3 722
-
-
Income
21 000
21 000
21 000
21 000
Total tax
6 078
10 137
5 197
6 140
After tax
14 922
10 863
15 803
14 860
Living cost
11 980
11 980
11 980
11 980
Free-cash
2 942
-1 117
3 823
2 880

Estimated living cost  is ₴11980 per week

₴8264
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1289
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2253
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴1248
₴6404
₴5369
₴4681
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
21 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 120
trade
-
-
-
1 035
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 917
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
160
total
-
-
-
6 232
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

11 868
-
21 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 120
-
2 120
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

18
-
160
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

332
-
2 917
-
total
2 470
-
5 197
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
9 132
21 000
-
-
trade
1 438
3 308
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

75
173
-
-
chamber of commerce
60
77
-
-
income
1 370
3 150
-
-
total
2 943
6 708
-
-
Dividends
6 189
14 292
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

78
190
-
-
withholding
1 429
3 455
-
-
total
1 507
3 645
-
-
Income
21 000
21 000
21 000
21 000
Total tax
6 920
10 353
5 197
6 232
After tax
14 080
10 647
15 803
14 768
Living cost
9 399
9 399
9 399
9 399
Free-cash
4 681
1 248
6 404
5 369

Estimated living cost  is ₴9399 per week

₴5912
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1096
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴175
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2215
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₴1651
₴3613
₴2532
₴2707
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
21 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 120
trade
-
-
-
1 081
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 917
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
160
total
-
-
-
6 278
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 736
-
21 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 120
-
2 120
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

74
-
160
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 352
-
2 917
-
total
3 546
-
5 197
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
5 264
21 000
-
-
trade
866
3 455
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

44
173
-
-
chamber of commerce
55
77
-
-
income
790
3 150
-
-
total
1 755
6 855
-
-
Dividends
3 510
14 145
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

42
188
-
-
withholding
760
3 418
-
-
total
802
3 606
-
-
Income
21 000
21 000
21 000
21 000
Total tax
6 103
10 461
5 197
6 278
After tax
14 897
10 539
15 803
14 722
Living cost
12 190
12 190
12 190
12 190
Free-cash
2 707
-1 651
3 613
2 532

Estimated living cost  is ₴12190 per week

₴8153
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1285
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴182
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₴3784
₴1588
₴461
₴1247
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
21 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 120
trade
-
-
-
1 127
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 917
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
160
total
-
-
-
6 324
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

18 648
-
21 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 120
-
2 120
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

121
-
160
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 193
-
2 917
-
total
4 434
-
5 197
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
2 352
21 000
-
-
trade
403
3 601
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

19
173
-
-
chamber of commerce
51
77
-
-
income
353
3 150
-
-
total
826
7 001
-
-
Dividends
1 526
13 999
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

15
186
-
-
withholding
263
3 382
-
-
total
278
3 568
-
-
Income
21 000
21 000
21 000
21 000
Total tax
5 538
10 569
5 197
6 324
After tax
15 462
10 431
15 803
14 676
Living cost
14 215
14 215
14 215
14 215
Free-cash
1 247
-3 784
1 588
461

Estimated living cost  is ₴14215 per week

₴10382
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1137
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴185
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2511
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴6239
₴4173
₴4632
₴5252
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
unemployment
-
-
-
71
health
-
-
-
1 491
pensions
-
-
-
4 200
other
-
-
-
-
income
-
-
-
3 359
surtax
-
-
-
277
total
-
-
-
9 398
Employee
10 450
-
17 348
-
health
267
-
442
-
pensions
697
-
1 157
-
surtax
37
-
242
-
other
-
-
-
-
unemployment
727
-
1 207
-
income
1 752
-
3 157
-
total
3 480
-
6 205
-
Employer
10 450
-
17 348
-
pensions
1 393
-
2 312
-
unemployment
332
-
550
-
health
475
-
790
-
other
-
-
-
-
total
2 200
-
3 652
-
Corporate
8 350
21 000
-
-
income
2 171
5 460
-
-
total
2 171
5 460
-
-
Dividends
6 179
15 540
-
-
withholding
927
2 331
-
-
total
927
2 331
-
-
Income
21 000
21 000
21 000
21 000
Total tax
8 778
7 791
9 857
9 398
After tax
12 222
13 209
11 143
11 602
Living cost
6 970
6 970
6 970
6 970
Free-cash
5 252
6 239
4 173
4 632

Estimated living cost  is ₴6970 per week

₴4208
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴606
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴162
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1994
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴6362
₴4296
₴4755
₴5396
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
unemployment
-
-
-
71
health
-
-
-
1 491
pensions
-
-
-
4 200
other
-
-
-
-
income
-
-
-
3 359
surtax
-
-
-
277
total
-
-
-
9 398
Employee
10 261
-
17 348
-
health
262
-
442
-
pensions
684
-
1 157
-
surtax
34
-
242
-
other
-
-
-
-
unemployment
714
-
1 207
-
income
1 720
-
3 157
-
total
3 414
-
6 205
-
Employer
10 261
-
17 348
-
pensions
1 368
-
2 312
-
unemployment
325
-
550
-
health
467
-
790
-
other
-
-
-
-
total
2 160
-
3 652
-
Corporate
8 579
21 000
-
-
income
2 231
5 460
-
-
total
2 231
5 460
-
-
Dividends
6 348
15 540
-
-
withholding
952
2 331
-
-
total
952
2 331
-
-
Income
21 000
21 000
21 000
21 000
Total tax
8 757
7 791
9 857
9 398
After tax
12 243
13 209
11 143
11 602
Living cost
6 847
6 847
6 847
6 847
Free-cash
5 396
6 362
4 296
4 755

Estimated living cost  is ₴6847 per week

₴4187
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴632
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴5765
₴6063
₴8437
₴5895
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
unemployment
-
-
-
315
health
-
-
-
1 470
pensions
-
-
-
2 100
income
-
-
-
2 567
total
-
-
-
6 452
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

8 821
3 511
17 573
-
health
617
246
1 230
-
pensions
882
351
1 757
-
unemployment
132
53
264
-
income
1 078
429
2 148
-
total
2 709
1 079
5 399
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

8 821
3 511
17 573
-
pensions
1 720
685
3 427
-
total
1 720
685
3 427
-
Corporate
10 458
16 805
-
-
income
941
1 512
-
-
total
941
1 512
-
-
Dividends
9 517
15 292
-
-
withholding
1 808
2 906
-
-
social contributions
1 816
2 942
-
-
total
3 624
5 848
-
-
Income
21 000
21 000
21 000
21 000
Total tax
8 994
9 124
8 826
6 452
After tax
12 006
11 876
12 174
14 548
Living cost
6 111
6 111
6 111
6 111
Free-cash
5 895
5 765
6 063
8 437

Estimated living cost  is ₴6111 per week

₴4170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴122
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1319
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₴2584
-₴2528
-₴2694
-₴5527
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
social contributions
-
-
-
226
municipal
-
-
-
2 063
pensions
-
-
-
2 520
national
-
-
-
3 197
total
-
-
-
8 006
Employee
24 320
-
18 154
-
municipal
3 004
-
2 144
-
pensions
973
-
726
-
national
4 655
-
3 323
-
total
8 632
-
6 193
-
Employer
24 320
-
18 154
-
social contributions
261
-
195
-
pensions
1 946
-
1 452
-
total
2 207
-
1 647
-
Corporate
-
21 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
4 200
-
-
total
-
4 200
-
-
Dividends
-
16 800
-
-
withholding
-
3 696
-
-
total
-
3 696
-
-
Income
21 000
21 000
21 000
21 000
Total tax
10 839
7 896
7 840
8 006
After tax
10 161
13 104
13 160
12 994
Living cost
15 688
15 688
15 688
15 688
Free-cash
-5 527
-2 584
-2 528
-2 694

Estimated living cost  is ₴15688 per week

₴10663
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1458
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴235
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3332
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₴2976
-₴1604
-₴1604
-₴3273
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
social contributions
-
-
-
1 657
income
-
-
-
3 271
total
-
-
-
4 928
Employee
24 272
-
21 000
-
social contributions
2 017
-
1 657
-
income
4 580
-
3 271
-
total
6 597
-
4 928
-
Employer
24 272
-
21 000
-
total
-
-
-
-
Corporate
-
21 000
-
-
income
-
2 625
-
-
total
-
2 625
-
-
Dividends
-
18 375
-
-
withholding
-
3 675
-
-
total
-
3 675
-
-
Income
21 000
21 000
21 000
21 000
Total tax
6 597
6 300
4 928
4 928
After tax
14 403
14 700
16 072
16 072
Living cost
17 676
17 676
17 676
17 676
Free-cash
-3 273
-2 976
-1 604
-1 604

Estimated living cost  is ₴17676 per week

₴13447
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1440
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2619
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₴1888
-₴2879
-₴1693
-₴6576
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
regional
-
-
-
216
social contributions
-
-
-
5 401
municipal
-
-
-
125
national
-
-
-
3 858
total
-
-
-
9 600
Employee
27 577
-
21 000
-
regional
260
-
189
-
municipal
146
-
111
-
social contributions
9 299
-
7 081
-
national
4 778
-
3 405
-
total
14 483
-
10 786
-
Employer
27 577
-
21 000
-
total
-
-
-
-
Corporate
-
21 000
-
-
nationa
-
5 040
-
-
municipal
-
819
-
-
total
-
5 859
-
-
Dividends
-
15 141
-
-
withholding
-
3 936
-
-
total
-
3 936
-
-
Income
21 000
21 000
21 000
21 000
Total tax
14 483
9 795
10 786
9 600
After tax
6 517
11 205
10 214
11 400
Living cost
13 093
13 093
13 093
13 093
Free-cash
-6 576
-1 888
-2 879
-1 693

Estimated living cost  is ₴13093 per week

₴9127
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴859
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2907
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴2680
₴1762
₴2940
₴1990
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
regional
-
-
-
317
social contributions
-
-
-
5 401
municipal
-
-
-
125
national
-
-
-
3 858
total
-
-
-
9 701
Employee
17 213
-
21 000
-
regional
232
-
282
-
municipal
91
-
111
-
social contributions
5 804
-
7 081
-
national
2 727
-
3 405
-
total
8 854
-
10 879
-
Employer
17 213
-
21 000
-
total
-
-
-
-
Corporate
3 787
21 000
-
-
nationa
909
5 040
-
-
municipal
188
1 043
-
-
total
1 097
6 083
-
-
Dividends
2 690
14 917
-