Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 21000
per

Your estimated
City
free-cash

Andorra , Andorra
₴5902
₴7281
₴6491
₴8449
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
social contributions
-
-
-
4 620
income
-
-
-
27
total
-
-
-
4 647
Employee
11 178
-
18 182
-
social contributions
726
-
1 182
-
income
-
-
58
-
total
726
-
1 240
-
Employer
11 178
-
18 182
-
social contributions
1 733
-
2 818
-
total
1 733
-
2 818
-
Corporate
8 090
21 000
-
-
income
809
2 100
-
-
total
809
2 100
-
-
Dividends
7 281
18 900
-
-
total
-
-
-
-
Income
21 000
21 000
21 000
21 000
Total tax
3 268
2 100
4 058
4 647
After tax
17 732
18 900
16 942
16 353
Living cost
10 451
10 451
10 451
10 451
Free-cash
7 281
8 449
6 491
5 902

Estimated living cost  is ₴10451 per week

₴6758
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴788
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2709
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₴520
₴777
-₴3157
₴948
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
surtax
-
-
-
-
unemployment
-
-
-
2 132
health
-
-
-
1 607
chamber of commerce
-
-
-
84
pensions
-
-
-
3 885
income
-
-
-
1 680
total
-
-
-
9 388
Employee
15 198
13 856
16 308
-
unemployment
456
416
489
-
other
152
139
163
-
income
1 354
1 022
1 672
-
pensions
1 556
1 419
1 670
-
health
588
536
631
-
total
4 106
3 532
4 625
-
Employer
15 198
13 856
16 308
-
pensions
1 907
1 739
2 047
-
surtax
-
-
-
-
payroll
456
416
489
-
other
722
658
775
-
health
575
524
616
-
accident
197
180
212
-
unemployment
456
416
489
-
chamber of commerce
61
55
65
-
total
4 374
3 988
4 693
-
Corporate
1 428
3 157
14 988
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

357
789
3 747
-
total
357
789
3 747
-
Dividends
1 071
2 367
-
-
withholding
294
651
-
-
total
294
651
-
-
Income
21 000
21 000
21 000
21 000
Total tax
9 131
8 960
13 065
9 388
After tax
11 869
12 040
7 935
11 612
Living cost
11 092
11 092
11 092
11 092
Free-cash
777
948
-3 157
520

Estimated living cost  is ₴11092 per week

₴6654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1133
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴198
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₴708
-₴1773
-₴4333
-₴249
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
surtax
-
-
-
69
unemployment
-
-
-
2 132
health
-
-
-
1 607
chamber of commerce
-
-
-
84
pensions
-
-
-
3 885
income
-
-
-
1 680
total
-
-
-
9 457
Employee
17 376
13 856
16 253
-
unemployment
521
416
488
-
other
174
139
162
-
income
1 978
1 022
1 657
-
pensions
1 779
1 419
1 665
-
health
672
536
629
-
total
5 124
3 532
4 601
-
Employer
17 376
13 856
16 253
-
pensions
2 181
1 739
2 040
-
surtax
69
69
69
-
payroll
521
416
488
-
other
825
658
772
-
health
656
524
614
-
accident
226
180
211
-
unemployment
521
416
488
-
chamber of commerce
69
55
65
-
total
5 068
4 057
4 747
-
Corporate
1 320
3 088
14 934
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

330
772
3 734
-
total
330
772
3 734
-
Dividends
-
2 316
-
-
withholding
-
637
-
-
total
-
637
-
-
Income
21 000
21 000
21 000
21 000
Total tax
10 522
8 998
13 082
9 457
After tax
10 478
12 002
7 918
11 543
Living cost
12 251
12 251
12 251
12 251
Free-cash
-1 773
-249
-4 333
-708

Estimated living cost  is ₴12251 per week

₴8171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1045
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2834
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₴1544
-₴11108
-₴3730
-₴849
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
national
-
-
-
6 227
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 108
social contributions
-
-
-
2 532
total
-
-
-
9 867
Employee

The minimum management director salary is set at €45,000 per year.

24 870
-
16 265
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

216
-
141
-
national
7 646
-
4 344
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 297
-
848
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 865
-
1 220
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 168
-
764
-
total
12 192
-
7 317
-
Employer

The minimum management director salary is set at €45,000 per year.

24 870
-
16 265
-
surtax
2 820
-
1 845
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 204
-
1 441
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 529
-
1 000
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

323
-
212
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

363
-
238
-
total
7 239
-
4 736
-
Corporate
-
21 000
-
-
income
-
4 200
-
-
surtax
-
84
-
-
total
-
4 284
-
-
Dividends
-
16 716
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
4 888
-
-
total
-
4 888
-
-
Income
21 000
21 000
21 000
21 000
Total tax
19 431
9 172
12 053
9 867
After tax
1 569
11 828
8 947
11 133
Living cost
12 677
12 677
12 677
12 677
Free-cash
-11 108
-849
-3 730
-1 544

Estimated living cost  is ₴12677 per week

₴8166
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1108
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴199
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴8624
₴9853
₴9013
₴11973
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
unemployment
-
-
-
49
health
-
-
-
1 397
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 798
income
-
-
-
3 150
total
-
-
-
6 394
Employee
7 921
-
18 617
-
accident

We are using the highest rate at 1.1%.

87
-
134
-
income
792
-
1 862
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

695
-
1 067
-
health
364
-
559
-
total
1 938
-
3 622
-
Employer
7 921
-
18 617
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

873
-
1 338
-
health
547
-
838
-
accident

We are using the highest rate at 1.1%.

87
-
134
-
unemployment
48
-
73
-
total
1 555
-
2 383
-
Corporate
11 525
21 000
-
-
income
1 153
2 100
-
-
total
1 153
2 100
-
-
Dividends
10 372
18 900
-
-
withholding
519
945
-
-
total
519
945
-
-
Income
21 000
21 000
21 000
21 000
Total tax
5 165
3 045
6 005
6 394
After tax
15 835
17 955
14 995
14 606
Living cost
5 982
5 982
5 982
5 982
Free-cash
9 853
11 973
9 013
8 624

Estimated living cost  is ₴5982 per week

₴3956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴342
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴143
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1541
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴10047
₴11781
₴10436
₴13396
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
unemployment
-
-
-
49
health
-
-
-
1 397
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 798
income
-
-
-
3 150
total
-
-
-
6 394
Employee
6 037
-
18 617
-
accident

We are using the highest rate at 1.1%.

66
-
134
-
income
604
-
1 862
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

530
-
1 067
-
health
278
-
559
-
total
1 478
-
3 622
-
Employer
6 037
-
18 617
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

665
-
1 338
-
health
417
-
838
-
accident

We are using the highest rate at 1.1%.

66
-
134
-
unemployment
36
-
73
-
total
1 184
-
2 383
-
Corporate
13 778
21 000
-
-
income
1 378
2 100
-
-
total
1 378
2 100
-
-
Dividends
12 400
18 900
-
-
withholding
620
945
-
-
total
620
945
-
-
Income
21 000
21 000
21 000
21 000
Total tax
4 660
3 045
6 005
6 394
After tax
16 340
17 955
14 995
14 606
Living cost
4 559
4 559
4 559
4 559
Free-cash
11 781
13 396
10 436
10 047

Estimated living cost  is ₴4559 per week

₴2662
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴326
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴121
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴8274
₴5509
₴6405
₴5087
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
health
-
-
-
536
social contributions
-
-
-
3 276
income
-
-
-
864
total
-
-
-
4 676
Employee
26 735
26 735
26 735
-
income
2 911
2 475
2 704
-
social contributions
1 011
2 219
1 582
-
health
207
455
324
-
total
4 129
5 149
4 610
-
Employer
26 735
26 735
26 735
-
social contributions
1 011
2 219
1 582
-
health
225
495
353
-
total
1 236
2 714
1 935
-
Corporate
7 585
-
-
-
income
948
-
-
-
total
948
-
-
-
Dividends
6 637
-
-
-
withholding
1 128
-
-
-
total
1 128
-
-
-
Income
21 000
21 000
21 000
21 000
Total tax
7 441
7 863
6 545
4 676
After tax
13 559
13 137
14 455
16 324
Living cost
8 050
8 050
8 050
8 050
Free-cash
5 509
5 087
6 405
8 274

Estimated living cost  is ₴8050 per week

₴4824
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴178
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴5047
₴2732
₴3178
₴1860
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
health
-
-
-
536
social contributions
-
-
-
3 276
income
-
-
-
864
total
-
-
-
4 676
Employee
26 735
26 735
26 735
-
income
2 807
2 475
2 704
-
social contributions
1 299
2 219
1 582
-
health
266
455
324
-
total
4 372
5 149
4 610
-
Employer
26 735
26 735
26 735
-
social contributions
1 299
2 219
1 582
-
health
290
495
353
-
total
1 589
2 714
1 935
-
Corporate
3 762
-
-
-
income
470
-
-
-
total
470
-
-
-
Dividends
3 291
-
-
-
withholding
560
-
-
-
total
560
-
-
-
Income
21 000
21 000
21 000
21 000
Total tax
6 991
7 863
6 545
4 676
After tax
14 009
13 137
14 455
16 324
Living cost
11 277
11 277
11 277
11 277
Free-cash
2 732
1 860
3 178
5 047

Estimated living cost  is ₴11277 per week

₴7709
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2498
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴2187
₴3550
₴2615
₴6418
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
health
-
-
-
2 835
social contributions
-
-
-
6 132
income
-
-
-
1 805
solidarity contribution
-
-
-
-
total
-
-
-
10 772
Employee
11 826
-
15 672
-
income
1 419
-
1 881
-
social contributions
769
-
1 019
-
health
1 596
-
2 116
-
solidarity contribution
-
-
-
-
total
3 784
-
5 016
-
Employer
11 826
-
15 672
-
social contributions
2 956
-
3 918
-
health
1 064
-
1 410
-
total
4 020
-
5 328
-
Corporate
5 154
21 000
-
-
income
979
3 990
-
-
total
979
3 990
-
-
Dividends
4 174
17 010
-
-
withholding
626
2 551
-
-
total
626
2 551
-
-
Income
21 000
21 000
21 000
21 000
Total tax
9 409
6 541
10 344
10 772
After tax
11 591
14 459
10 656
10 228
Living cost
8 041
8 041
8 041
8 041
Free-cash
3 550
6 418
2 615
2 187

Estimated living cost  is ₴8041 per week

₴5586
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴572
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1726
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴319
₴1015
₴747
₴4550
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
health
-
-
-
2 835
social contributions
-
-
-
6 132
income
-
-
-
1 805
solidarity contribution
-
-
-
-
total
-
-
-
10 772
Employee
14 572
-
15 672
-
income
1 749
-
1 881
-
social contributions
947
-
1 019
-
health
1 967
-
2 116
-
solidarity contribution
-
-
-
-
total
4 663
-
5 016
-
Employer
14 572
-
15 672
-
social contributions
3 643
-
3 918
-
health
1 311
-
1 410
-
total
4 954
-
5 328
-
Corporate
1 473
21 000
-
-
income
280
3 990
-
-
total
280
3 990
-
-
Dividends
1 193
17 010
-
-
withholding
179
2 551
-
-
total
179
2 551
-
-
Income
21 000
21 000
21 000
21 000
Total tax
10 076
6 541
10 344
10 772
After tax
10 924
14 459
10 656
10 228
Living cost
9 909
9 909
9 909
9 909
Free-cash
1 015
4 550
747
319

Estimated living cost  is ₴9909 per week

₴7369
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴549
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴171
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1820
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₴3222
-₴54959
-₴54959
-₴54959
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
national
-
-
-
2 016
pensions
-
-
-
302
municipal
-
-
-
3 458
labour market
-
-
-
1 656
total
-
-
-
7 432
Employee
70 867
70 867
70 867
-
municipal
15 091
15 091
15 091
-
national
8 658
8 658
8 658
-
pensions
101
101
101
-
labour market
5 661
5 661
5 661
-
total
29 511
29 511
29 511
-
Employer
70 867
70 867
70 867
-
pensions
201
201
201
-
labour market
5 669
5 669
5 669
-
municipal
15 115
15 115
15 115
-
national
8 673
8 673
8 673
-
total
29 658
29 658
29 658
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
21 000
21 000
21 000
21 000
Total tax
59 169
59 169
59 169
7 432
After tax
-38 169
-38 169
-38 169
13 568
Living cost
16 790
16 790
16 790
16 790
Free-cash
-54 959
-54 959
-54 959
-3 222

Estimated living cost  is ₴16790 per week

₴11491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴258
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3555
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴3142
₴6243
₴3873
₴8402
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
health
-
-
-
2 730
pensions
-
-
-
4 200
income
-
-
-
2 530
total
-
-
-
9 460
Employee
9 863
-
15 695
-
unemployment
158
-
251
-
income
1 110
-
2 860
-
pensions
197
-
314
-
total
1 465
-
3 425
-
Employer
9 863
-
15 695
-
pensions
1 973
-
3 139
-
health
1 282
-
2 040
-
unemployment
79
-
125
-
total
3 334
-
5 304
-
Corporate
7 803
21 000
-
-
income
1 560
4 200
-
-
total
1 560
4 200
-
-
Dividends
6 242
16 800
-
-
total
-
-
-
-
Income
21 000
21 000
21 000
21 000
Total tax
6 359
4 200
8 729
9 460
After tax
14 641
16 800
12 271
11 540
Living cost
8 398
8 398
8 398
8 398
Free-cash
6 243
8 402
3 873
3 142

Estimated living cost  is ₴8398 per week

₴5760
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1969
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴2790
-₴743
-₴429
₴1125
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
21 000
national
-
-
-
936
health
-
-
-
178
municipal
-
-
-
3 748
total
-
-
-
4 862
Employee
18 292
-
17 666
-
unemployment
274
-
265
-
municipal
2 996
-
2 895
-
national
302
-
268
-
pensions
1 234
-
1 192
-
health
137
-
127
-
total
4 943
-
4 747
-
Employer
18 292
-
17 666
-
pensions
3 174
-
3 065
-
health
141
-
136
-
accident
18
-
18
-
unemployment
119
-
115
-
total
3 452
-
3 334
-
Corporate
-
21 000
-
-
income
-
4 200
-
-
total
-
4 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
12 600
-
-
municipal
-
2 268
-
-
national
-
59
-
-
total
-
2 327
-
-
Income
21 000
21 000
21 000
21 000
Total tax
8 395
6 527
8 081
4 862
After tax
12 605
14 473
12 919
16 138
Living cost
13 348
13 348
13 348
13 348
Free-cash
-743
1 125
-429
2 790

Estimated living cost  is ₴13348 per week

₴8719
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1284
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴212
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3133
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴1845
₴1797
₴2006
-₴133
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
surtax
-
-
-
-
health
-
-
-
182
pensions
-
-
-
6 016
social contributions
-
-
-
598
income
-
-
-
991
other
-
-
-
651
total
-
-
-
8 438
Employee
13 283
-
16 001
-
income
685
-
1 013
-
surtax
-
-
-
-
social contributions
379
-
456
-
pensions
1 502
-
1 810
-
total
2 566
-
3 279
-
Employer
13 283
-
16 001
-
pensions
2 183
-
2 630
-
social contributions
40
-
48
-
other
459
-
552
-
health
930
-
1 120
-
unemployment
538
-
648
-
total
4 150
-
4 998
-
Corporate
3 569
21 000
-
-
income
1 000
5 880
-
-
surtax
-
-
-
-
total
1 000
5 880
-
-
Dividends
2 570
15 120
-
-
withholding
329
1 935
-
-
social contributions
441
2 601
-
-
surtax
-
-
-
-
total
770
4 536
-
-
Income
21 000
21 000
21 000
21 000
Total tax
8 486
10 416
8 277
8 438
After tax
12 514
10 584
12 723
12 562
Living cost
10 717
10 717
10 717
10 717
Free-cash
1 797
-133
2 006
1 845

Estimated living cost  is ₴10717 per week

₴6215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1089
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3210
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴667
₴743
₴828
-₴1311
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
surtax
-
-
-
-
health
-
-
-
182
pensions
-
-
-
6 016
social contributions
-
-
-
598
income
-
-
-
991
other
-
-
-
651
total
-
-
-
8 438
Employee
14 880
-
16 001
-
income
878
-
1 013
-
surtax
-
-
-
-
social contributions
424
-
456
-
pensions
1 682
-
1 810
-
total
2 984
-
3 279
-
Employer
14 880
-
16 001
-
pensions
2 445
-
2 630
-
social contributions
45
-
48
-
other
513
-
552
-
health
1 042
-
1 120
-
unemployment
602
-
648
-
total
4 647
-
4 998
-
Corporate
1 473
21 000
-
-
income
412
5 880
-
-
surtax
-
-
-
-
total
412
5 880
-
-
Dividends
1 060
15 120
-
-
withholding
136
1 935
-
-
social contributions
183
2 601
-
-
surtax
-
-
-
-
total
319
4 536
-
-
Income
21 000
21 000
21 000
21 000
Total tax
8 362
10 416
8 277
8 438
After tax
12 638
10 584
12 723
12 562
Living cost
11 895
11 895
11 895
11 895
Free-cash
743
-1 311
828
667

Estimated living cost  is ₴11895 per week

₴7501
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3226
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₴4231
-₴7577
-₴4070
-₴6209
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
surtax
-
-
-
-
health
-
-
-
182
pensions
-
-
-
6 016
social contributions
-
-
-
598
income
-
-
-
991
other
-
-
-
651
total
-
-
-
8 438
Employee
21 776
-
16 001
-
income
1 900
-
1 013
-
surtax
-
-
-
-
social contributions
620
-
456
-
pensions
2 463
-
1 810
-
total
4 983
-
3 279
-
Employer
21 776
-
16 001
-
pensions
3 578
-
2 630
-
social contributions
65
-
48
-
other
752
-
552
-
health
1 524
-
1 120
-
unemployment
882
-
648
-
total
6 801
-
4 998
-
Corporate
-
21 000
-
-
income
-
5 880
-
-
surtax
-
-
-
-
total
-
5 880
-
-
Dividends
-
15 120
-
-
withholding
-
1 935
-
-
social contributions
-
2 601
-
-
surtax
-
-
-
-
total
-
4 536
-
-
Income
21 000
21 000
21 000
21 000
Total tax
11 784
10 416
8 277
8 438
After tax
9 216
10 584
12 723
12 562
Living cost
16 793
16 793
16 793
16 793
Free-cash
-7 577
-6 209
-4 070
-4 231

Estimated living cost  is ₴16793 per week

₴11365
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1374
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴230
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3824
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴18563
₴17305
₴14573
₴17723
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
21 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
210
total
-
-
-
210
Employee
2 784
-
21 000
-
income
557
-
4 200
-
total
557
-
4 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

18 216
21 000
-
-
total
-
-
-
-
Dividends
18 216
21 000
-
-
withholding
911
1 050
-
-
total
911
1 050
-
-
Income
21 000
21 000
21 000
21 000
Total tax
1 468
1 050
4 200
210
After tax
19 532
19 950
16 800
20 790
Living cost
2 227
2 227
2 227
2 227
Free-cash
17 305
17 723
14 573
18 563

Estimated living cost  is ₴2227 per week

₴1380
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴185
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴601
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴17319
₴15828
₴13329
₴16479
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
21 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
210
total
-
-
-
210
Employee
4 339
-
21 000
-
income
868
-
4 200
-
total
868
-
4 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

16 661
21 000
-
-
total
-
-
-
-
Dividends
16 661
21 000
-
-
withholding
833
1 050
-
-
total
833
1 050
-
-
Income
21 000
21 000
21 000
21 000
Total tax
1 701
1 050
4 200
210
After tax
19 299
19 950
16 800
20 790
Living cost
3 471
3 471
3 471
3 471
Free-cash
15 828
16 479
13 329
17 319

Estimated living cost  is ₴3471 per week

₴2349
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴116
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₴1882
₴1999
₴2576
-₴2550
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
21 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
137
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 489
trade
-
-
-
694
total
-
-
-
5 695
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 299
-
21 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 423
-
2 489
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

79
-
137
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
3 877
-
5 001
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
3 701
21 000
-
-
trade
531
3 013
-
-
income
555
3 150
-
-
chamber of commerce
58
84
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

30
174
-
-
total
1 174
6 421
-
-
Dividends
2 526
14 580
-
-
withholding
499
3 513
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

28
193
-
-
total
527
3 706
-
-
Income
21 000
21 000
21 000
21 000
Total tax
5 578
10 127
5 001
5 695
After tax
15 422
10 873
15 999
15 305
Living cost
13 423
13 423
13 423
13 423
Free-cash
1 999
-2 550
2 576
1 882

Estimated living cost  is ₴13423 per week

₴9260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1444
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴4707
₴3975
₴5468
₴125
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
21 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
137
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 489
trade
-
-
-
761
total
-
-
-
5 762
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 298
-
21 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

371
-
2 489
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
137
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
2 766
-
5 001
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
7 702
21 000
-
-
trade
1 213
3 308
-
-
income
1 155
3 150
-
-
chamber of commerce
64
83
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

63
174
-
-
total
2 495
6 715
-
-
Dividends
5 206
14 286
-
-
withholding
1 169
3 440
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

64
189
-
-
total
1 233
3 629
-
-
Income
21 000
21 000
21 000
21 000
Total tax
6 494
10 344
5 001
5 762
After tax
14 506
10 656
15 999
15 238
Living cost
10 531
10 531
10 531
10 531
Free-cash
3 975
125
5 468
4 707

Estimated living cost  is ₴10531 per week

₴6624
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1228
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2482
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₴1546
₴1778
₴2341
-₴3109
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
21 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
137
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 489
trade
-
-
-
795
total
-
-
-
5 796
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 632
-
21 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 515
-
2 489
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

83
-
137
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
3 973
-
5 001
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
3 368
21 000
-
-
trade
554
3 455
-
-
income
505
3 150
-
-
chamber of commerce
57
82
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

28
174
-
-
total
1 144
6 861
-
-
Dividends
2 224
14 139
-
-
withholding
424
3 403
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

23
187
-
-
total
447
3 590
-
-
Income
21 000
21 000
21 000
21 000
Total tax
5 564
10 451
5 001
5 796
After tax
15 436
10 549
15 999
15 204
Living cost
13 658
13 658
13 658
13 658
Free-cash
1 778
-3 109
2 341
1 546

Estimated living cost  is ₴13658 per week

₴9135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1440
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴204
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₴758
₴17
₴71
-₴5487
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
21 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
137
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 489
trade
-
-
-
829
total
-
-
-
5 830
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 895
-
21 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 457
-
2 489
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

135
-
137
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
4 967
-
5 001
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
105
21 000
-
-
trade
18
3 602
-
-
income
16
3 150
-
-
chamber of commerce
53
82
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1
174
-
-
total
88
7 008
-
-
Dividends
18
13 992
-
-
withholding
-
3 366
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
185
-
-
total
-
3 551
-
-
Income
21 000
21 000
21 000
21 000
Total tax
5 055
10 559
5 001
5 830
After tax
15 945
10 441
15 999
15 170
Living cost
15 928
15 928
15 928
15 928
Free-cash
17
-5 487
71
-758

Estimated living cost  is ₴15928 per week

₴11633
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1274
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴207
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2814
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴3974
₴4295
₴3520
₴5400
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
surtax
-
-
-
218
unemployment
-
-
-
79
health
-
-
-
1 491
pensions
-
-
-
4 200
income
-
-
-
3 229
other
-
-
-
-
total
-
-
-
9 217
Employee
11 709
-
17 348
-
unemployment
815
-
1 207
-
other
-
-
-
-
income
1 963
-
3 029
-
surtax
42
-
183
-
pensions
781
-
1 157
-
health
299
-
442
-
total
3 900
-
6 018
-
Employer
11 709
-
17 348
-
pensions
1 561
-
2 313
-
other
-
-
-
-
health
532
-
790
-
unemployment
371
-
550
-
total
2 464
-
3 653
-
Corporate
6 826
21 000
-
-
income
1 775
5 460
-
-
total
1 775
5 460
-
-
Dividends
5 051
15 540
-
-
withholding
757
2 331
-
-
total
757
2 331
-
-
Income
21 000
21 000
21 000
21 000
Total tax
8 896
7 791
9 671
9 217
After tax
12 104
13 209
11 329
11 783
Living cost
7 809
7 809
7 809
7 809
Free-cash
4 295
5 400
3 520
3 974

Estimated living cost  is ₴7809 per week

₴4715
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴679
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴4111
₴4455
₴3657
₴5537
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
surtax
-
-
-
218
unemployment
-
-
-
79
health
-
-
-
1 491
pensions
-
-
-
4 200
income
-
-
-
3 229
other
-
-
-
-
total
-
-
-
9 217
Employee
11 498
-
17 348
-
unemployment
800
-
1 207
-
other
-
-
-
-
income
1 927
-
3 029
-
surtax
38
-
183
-
pensions
767
-
1 157
-
health
294
-
442
-
total
3 826
-
6 018
-
Employer
11 498
-
17 348
-
pensions
1 533
-
2 313
-
other
-
-
-
-
health
523
-
790
-
unemployment
364
-
550
-
total
2 420
-
3 653
-
Corporate
7 082
21 000
-
-
income
1 841
5 460
-
-
total
1 841
5 460
-
-
Dividends
5 241
15 540
-
-
withholding
786
2 331
-
-
total
786
2 331
-
-
Income
21 000
21 000
21 000
21 000
Total tax
8 873
7 791
9 671
9 217
After tax
12 127
13 209
11 329
11 783
Living cost
7 672
7 672
7 672
7 672
Free-cash
4 455
5 537
3 657
4 111

Estimated living cost  is ₴7672 per week

₴4691
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴708
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴7595
₴5085
₴5221
₴4941
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
unemployment
-
-
-
315
health
-
-
-
1 470
pensions
-
-
-
2 100
income
-
-
-
2 567
total
-
-
-
6 452
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

10 037
3 994
17 573
-
unemployment
151
60
264
-
income
1 227
488
2 148
-
pensions
1 004
399
1 757
-
health
703
280
1 230
-
total
3 085
1 227
5 399
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

10 037
3 994
17 573
-
pensions
1 957
779
3 427
-
total
1 957
779
3 427
-
Corporate
9 006
16 227
-
-
income
811
1 460
-
-
total
811
1 460
-
-
Dividends
8 196
14 766
-
-
withholding
1 557
2 806
-
-
social contributions
1 552
2 834
-
-
total
3 109
5 640
-
-
Income
21 000
21 000
21 000
21 000
Total tax
8 962
9 106
8 826
6 452
After tax
12 038
11 894
12 174
14 548
Living cost
6 953
6 953
6 953
6 953
Free-cash
5 085
4 941
5 221
7 595

Estimated living cost  is ₴6953 per week

₴4745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴139
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1500
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₴3727
-₴7390
-₴3561
-₴3686
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
national
-
-
-
3 155
pensions
-
-
-
2 520
social contributions
-
-
-
226
municipal
-
-
-
2 036
total
-
-
-
7 937
Employee
26 027
-
18 154
-
municipal
3 215
-
2 117
-
national
4 982
-
3 281
-
pensions
1 041
-
726
-
total
9 238
-
6 124
-
Employer
26 027
-
18 154
-
pensions
2 082
-
1 452
-
social contributions
280
-
195
-
total
2 362
-
1 647
-
Corporate
-
21 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
4 200
-
-
total
-
4 200
-
-
Dividends
-
16 800
-
-
withholding
-
3 696
-
-
total
-
3 696
-
-
Income
21 000
21 000
21 000
21 000
Total tax
11 600
7 896
7 771
7 937
After tax
9 400
13 104
13 229
13 063
Living cost
16 790
16 790
16 790
16 790
Free-cash
-7 390
-3 686
-3 561
-3 727

Estimated living cost  is ₴16790 per week

₴11412
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1561
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴251
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3566
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₴3495
-₴6197
-₴3495
-₴5106
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
social contributions
-
-
-
1 577
income
-
-
-
3 112
total
-
-
-
4 689
Employee
27 197
-
21 000
-
social contributions
2 259
-
1 577
-
income
5 132
-
3 112
-
total
7 391
-
4 689
-
Employer
27 197
-
21 000
-
total
-
-
-
-
Corporate
-
21 000
-
-
income
-
2 625
-
-
total
-
2 625
-
-
Dividends
-
18 375
-
-
withholding
-
3 675
-
-
total
-
3 675
-
-
Income
21 000
21 000
21 000
21 000
Total tax
7 391
6 300
4 689
4 689
After tax
13 609
14 700
16 311
16 311
Living cost
19 806
19 806
19 806
19 806
Free-cash
-6 197
-5 106
-3 495
-3 495

Estimated living cost  is ₴19806 per week

₴15068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1614
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2935
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₴3225
-₴9900
-₴4411
-₴3467
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
national
-
-
-
3 816
regional
-
-
-
212
social contributions
-
-
-
5 401
municipal
-
-
-
125
total
-
-
-
9 554
Employee
30 900
-
21 000
-
municipal
164
-
112
-
national
5 354
-
3 362
-
social contributions
10 419
-
7 081
-
regional
292
-
185
-
total
16 229
-
10 740
-
Employer
30 900
-
21 000
-
total
-
-
-
-
Corporate
-
21 000
-
-
nationa
-
5 040
-
-
municipal
-
819
-
-
total
-
5 859
-
-
Dividends
-
15 141
-
-
withholding
-
3 937
-
-
total
-
3 937
-
-
Income
21 000
21 000
21 000
21 000
Total tax
16 229
9 796
10 740
9 554
After tax
4 771
11 204
10 260
11 446
Living cost
14 671
14 671
14 671
14 671
Free-cash
-9 900
-3 467
-4 411
-3 225

Estimated living cost  is ₴14671 per week

₴10227
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴962
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴225
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3257
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴1976
₴899
₴796
₴1672
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
21 000
national
-
-
-
3 816
regional
-
-
-
316
social contributions
-
-
-
5 401
municipal
-
-
-
125
total
-
-
-
9 658
Employee
19 286
-
21 000
-
municipal
102
-
112
-
national
3 056
-
3 362
-
social contributions
6 504
-
7 081
-
regional
260
-
283
-
total
9 922
-
10 838
-
Employer
19 286
-
21 000
-
total
-
-
-
-
Corporate
1 714
21 000
-
-
nationa
411
5 040
-
-
municipal
85
1 044
-
-
total
496
6 084
-
-
Dividends
1 217
14 916
-
-