Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 20000
per

Your estimated
City
free-cash

Larnaca , Cyprus
-₴732
₴1832
₴5882
₴2128
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
20 000
income
-
-
-
-
health
-
-
-
510
social contributions
-
-
-
3 120
total
-
-
-
3 630
Employee
34 834
34 834
34 834
-
health
270
592
309
-
social contributions
1 317
2 891
1 507
-
income
3 793
3 225
3 725
-
total
5 380
6 708
5 541
-
Employer
34 834
34 834
34 834
-
health
293
645
336
-
social contributions
1 317
2 891
1 507
-
total
1 610
3 536
1 843
-
Corporate
2 522
-
-
-
income
315
-
-
-
total
315
-
-
-
Dividends
2 206
-
-
-
withholding
375
-
-
-
total
375
-
-
-
Income
20 000
20 000
20 000
20 000
Total tax
7 680
10 244
7 384
3 630
After tax
12 320
9 756
12 616
16 370
Living cost
10 488
10 488
10 488
10 488
Free-cash
1 832
-732
2 128
5 882

Estimated living cost  is ₴10488 per week

₴6286
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴232
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2942
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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