Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 20000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₴1925
₴4020
₴6875
₴3459
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
20 000
social contributions
-
-
-
3 120
health
-
-
-
510
income
-
-
-
351
total
-
-
-
3 981
Employee
30 370
30 370
30 370
-
health
235
516
309
-
social contributions
1 148
2 521
1 507
-
income
3 307
2 811
3 177
-
total
4 690
5 848
4 993
-
Employer
30 370
30 370
30 370
-
social contributions
1 148
2 521
1 507
-
health
256
562
336
-
total
1 404
3 083
1 843
-
Corporate
4 761
-
-
-
income
595
-
-
-
total
595
-
-
-
Dividends
4 166
-
-
-
withholding
708
-
-
-
total
708
-
-
-
Income
20 000
20 000
20 000
20 000
Total tax
7 397
8 931
6 836
3 981
After tax
12 603
11 069
13 164
16 019
Living cost
9 144
9 144
9 144
9 144
Free-cash
3 459
1 925
4 020
6 875

Estimated living cost  is ₴9144 per week

₴5480
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴897
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2565
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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