Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 19500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴3012
₴7877
₴4761
₴3517
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
health
-
-
-
2 054
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 643
unemployment
-
-
-
71
income
-
-
-
2 925
total
-
-
-
7 693
Employee
11 646
-
16 302
-
health
536
-
750
-
accident

We are using the highest rate at 1.1%.

128
-
179
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 022
-
1 431
-
income
1 165
-
1 630
-
total
2 851
-
3 990
-
Employer
11 646
-
16 302
-
health
804
-
1 125
-
accident

We are using the highest rate at 1.1%.

128
-
179
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 283
-
1 796
-
unemployment
70
-
98
-
total
2 285
-
3 198
-
Corporate
5 568
19 500
-
-
income
557
1 950
-
-
total
557
1 950
-
-
Dividends
5 012
17 550
-
-
withholding
251
878
-
-
total
251
878
-
-
Income
19 500
19 500
19 500
19 500
Total tax
5 944
2 828
7 188
7 693
After tax
13 556
16 672
12 312
11 807
Living cost
8 795
8 795
8 795
8 795
Free-cash
4 761
7 877
3 517
3 012

Estimated living cost  is ₴8795 per week

₴5817
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴210
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2265
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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