Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 19500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴9346
₴5276
₴5444
₴6751
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
income
-
-
-
2 925
unemployment
-
-
-
60
health
-
-
-
1 711
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 202
total
-
-
-
6 898
Employee
9 701
-
16 581
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

852
-
1 306
-
income
970
-
1 658
-
health
446
-
684
-
accident

We are using the highest rate at 1.1%.

107
-
164
-
total
2 375
-
3 812
-
Employer
9 701
-
16 581
-
accident

We are using the highest rate at 1.1%.

107
-
164
-
unemployment
58
-
89
-
health
669
-
1 026
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 069
-
1 639
-
total
1 903
-
2 918
-
Corporate
7 896
19 500
-
-
income
790
1 950
-
-
total
790
1 950
-
-
Dividends
7 106
17 550
-
-
withholding
355
878
-
-
total
355
878
-
-
Income
19 500
19 500
19 500
19 500
Total tax
5 423
2 828
6 730
6 898
After tax
14 077
16 672
12 770
12 602
Living cost
7 326
7 326
7 326
7 326
Free-cash
6 751
9 346
5 444
5 276

Estimated living cost  is ₴7326 per week

₴4846
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴419
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴175
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1887
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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