Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 19500
per

Your estimated
City
free-cash

Andorra , Andorra
₴4842
₴6023
₴5414
₴7182
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
social contributions
-
-
-
4 290
income
-
-
-
-
total
-
-
-
4 290
Employee
11 089
-
16 882
-
social contributions
721
-
1 098
-
income
-
-
4
-
total
721
-
1 102
-
Employer
11 089
-
16 882
-
social contributions
1 719
-
2 616
-
total
1 719
-
2 616
-
Corporate
6 692
19 500
-
-
income
669
1 950
-
-
total
669
1 950
-
-
Dividends
6 024
17 550
-
-
total
-
-
-
-
Income
19 500
19 500
19 500
19 500
Total tax
3 109
1 950
3 718
4 290
After tax
16 391
17 550
15 782
15 210
Living cost
10 368
10 368
10 368
10 368
Free-cash
6 023
7 182
5 414
4 842

Estimated living cost  is ₴10368 per week

₴6704
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2688
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₴118
-₴242
-₴3423
₴217
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
surtax
-
-
-
-
unemployment
-
-
-
2 115
health
-
-
-
1 492
chamber of commerce
-
-
-
78
pensions
-
-
-
3 607
income
-
-
-
1 322
total
-
-
-
8 614
Employee
15 077
13 745
15 142
-
unemployment
452
412
454
-
other
151
137
151
-
income
1 343
1 014
1 362
-
pensions
1 544
1 407
1 551
-
health
583
532
586
-
total
4 073
3 502
4 104
-
Employer
15 077
13 745
15 142
-
pensions
1 892
1 725
1 900
-
surtax
-
-
-
-
payroll
452
412
454
-
other
716
653
719
-
health
570
520
572
-
accident
196
179
197
-
unemployment
452
412
454
-
chamber of commerce
60
55
61
-
total
4 338
3 956
4 357
-
Corporate
1 309
1 799
13 833
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

327
450
3 458
-
total
327
450
3 458
-
Dividends
-
1 349
-
-
withholding
-
371
-
-
total
-
371
-
-
Income
19 500
19 500
19 500
19 500
Total tax
8 738
8 279
11 919
8 614
After tax
10 762
11 221
7 581
10 886
Living cost
11 004
11 004
11 004
11 004
Free-cash
-242
217
-3 423
-118

Estimated living cost  is ₴11004 per week

₴6601
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1124
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3083
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₴1336
-₴3092
-₴4589
-₴970
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
surtax
-
-
-
68
unemployment
-
-
-
2 115
health
-
-
-
1 492
chamber of commerce
-
-
-
78
pensions
-
-
-
3 607
income
-
-
-
1 322
total
-
-
-
8 682
Employee
17 237
13 745
15 089
-
unemployment
517
412
453
-
other
172
137
151
-
income
1 962
1 014
1 346
-
pensions
1 765
1 407
1 545
-
health
667
532
584
-
total
5 083
3 502
4 079
-
Employer
17 237
13 745
15 089
-
pensions
2 163
1 725
1 894
-
surtax
68
68
68
-
payroll
517
412
453
-
other
819
653
717
-
health
651
520
570
-
accident
224
179
196
-
unemployment
517
412
453
-
chamber of commerce
69
55
60
-
total
5 028
4 024
4 411
-
Corporate
1 309
1 730
13 780
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

327
433
3 445
-
total
327
433
3 445
-
Dividends
-
1 298
-
-
withholding
-
357
-
-
total
-
357
-
-
Income
19 500
19 500
19 500
19 500
Total tax
10 438
8 316
11 935
8 682
After tax
9 062
11 184
7 565
10 818
Living cost
12 154
12 154
12 154
12 154
Free-cash
-3 092
-970
-4 589
-1 336

Estimated living cost  is ₴12154 per week

₴8106
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1037
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴200
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2811
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₴2049
-₴12354
-₴4186
-₴1585
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
national
-
-
-
5 704
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 036
social contributions
-
-
-
2 233
total
-
-
-
8 973
Employee

The minimum management director salary is set at €45,000 per year.

24 672
-
15 103
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

215
-
132
-
national
7 585
-
3 951
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 287
-
788
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 850
-
1 133
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 159
-
710
-
total
12 096
-
6 714
-
Employer

The minimum management director salary is set at €45,000 per year.

24 672
-
15 103
-
surtax
2 798
-
1 712
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 186
-
1 338
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 517
-
929
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

321
-
196
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

360
-
221
-
total
7 182
-
4 396
-
Corporate
-
19 500
-
-
income
-
3 900
-
-
surtax
-
78
-
-
total
-
3 978
-
-
Dividends
-
15 522
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
4 531
-
-
total
-
4 531
-
-
Income
19 500
19 500
19 500
19 500
Total tax
19 278
8 509
11 110
8 973
After tax
222
10 991
8 390
10 527
Living cost
12 576
12 576
12 576
12 576
Free-cash
-12 354
-1 585
-4 186
-2 049

Estimated living cost  is ₴12576 per week

₴8101
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1100
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3179
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴7444
₴8654
₴7765
₴10752
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
unemployment
-
-
-
48
health
-
-
-
1 383
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 779
income
-
-
-
2 925
total
-
-
-
6 135
Employee
7 841
-
17 141
-
accident

We are using the highest rate at 1.1%.

86
-
132
-
income
784
-
1 714
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

688
-
1 056
-
health
361
-
553
-
total
1 919
-
3 455
-
Employer
7 841
-
17 141
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

864
-
1 325
-
health
541
-
830
-
accident

We are using the highest rate at 1.1%.

86
-
132
-
unemployment
47
-
72
-
total
1 538
-
2 359
-
Corporate
10 121
19 500
-
-
income
1 012
1 950
-
-
total
1 012
1 950
-
-
Dividends
9 109
17 550
-
-
withholding
456
877
-
-
total
456
877
-
-
Income
19 500
19 500
19 500
19 500
Total tax
4 925
2 827
5 814
6 135
After tax
14 575
16 673
13 686
13 365
Living cost
5 921
5 921
5 921
5 921
Free-cash
8 654
10 752
7 765
7 444

Estimated living cost  is ₴5921 per week

₴3916
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴339
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴141
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1525
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴8852
₴10559
₴9173
₴12160
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
unemployment
-
-
-
48
health
-
-
-
1 383
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 779
income
-
-
-
2 925
total
-
-
-
6 135
Employee
5 976
-
17 141
-
accident

We are using the highest rate at 1.1%.

66
-
132
-
income
598
-
1 714
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

525
-
1 056
-
health
275
-
553
-
total
1 464
-
3 455
-
Employer
5 976
-
17 141
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

659
-
1 325
-
health
412
-
830
-
accident

We are using the highest rate at 1.1%.

66
-
132
-
unemployment
36
-
72
-
total
1 173
-
2 359
-
Corporate
12 351
19 500
-
-
income
1 235
1 950
-
-
total
1 235
1 950
-
-
Dividends
11 116
17 550
-
-
withholding
556
877
-
-
total
556
877
-
-
Income
19 500
19 500
19 500
19 500
Total tax
4 428
2 827
5 814
6 135
After tax
15 072
16 673
13 686
13 365
Living cost
4 513
4 513
4 513
4 513
Free-cash
10 559
12 160
9 173
8 852

Estimated living cost  is ₴4513 per week

₴2635
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴322
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴120
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1436
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴7336
₴4496
₴5228
₴3715
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
health
-
-
-
497
social contributions
-
-
-
3 042
income
-
-
-
639
total
-
-
-
4 178
Employee
26 522
26 522
26 522
-
income
2 888
2 455
2 720
-
social contributions
1 003
2 201
1 469
-
health
206
451
301
-
total
4 097
5 107
4 490
-
Employer
26 522
26 522
26 522
-
social contributions
1 003
2 201
1 469
-
health
223
491
327
-
total
1 226
2 692
1 796
-
Corporate
6 192
-
-
-
income
774
-
-
-
total
774
-
-
-
Dividends
5 418
-
-
-
withholding
921
-
-
-
total
921
-
-
-
Income
19 500
19 500
19 500
19 500
Total tax
7 018
7 799
6 286
4 178
After tax
12 482
11 701
13 214
15 322
Living cost
7 986
7 986
7 986
7 986
Free-cash
4 496
3 715
5 228
7 336

Estimated living cost  is ₴7986 per week

₴4786
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴783
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴4135
₴1742
₴2027
₴514
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
health
-
-
-
497
social contributions
-
-
-
3 042
income
-
-
-
639
total
-
-
-
4 178
Employee
26 522
26 522
26 522
-
income
2 785
2 455
2 720
-
social contributions
1 289
2 201
1 469
-
health
264
451
301
-
total
4 338
5 107
4 490
-
Employer
26 522
26 522
26 522
-
social contributions
1 289
2 201
1 469
-
health
287
491
327
-
total
1 576
2 692
1 796
-
Corporate
2 399
-
-
-
income
300
-
-
-
total
300
-
-
-
Dividends
2 099
-
-
-
withholding
357
-
-
-
total
357
-
-
-
Income
19 500
19 500
19 500
19 500
Total tax
6 571
7 799
6 286
4 178
After tax
12 929
11 701
13 214
15 322
Living cost
11 187
11 187
11 187
11 187
Free-cash
1 742
514
2 027
4 135

Estimated living cost  is ₴11187 per week

₴7648
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴874
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2478
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴1537
₴2624
₴1934
₴5465
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
health
-
-
-
2 632
social contributions
-
-
-
5 694
income
-
-
-
1 676
solidarity contribution
-
-
-
-
total
-
-
-
10 002
Employee
11 708
-
14 552
-
income
1 405
-
1 746
-
social contributions
761
-
946
-
health
1 581
-
1 965
-
solidarity contribution
-
-
-
-
total
3 747
-
4 657
-
Employer
11 708
-
14 552
-
social contributions
2 927
-
3 638
-
health
1 054
-
1 310
-
total
3 981
-
4 948
-
Corporate
3 812
19 500
-
-
income
724
3 705
-
-
total
724
3 705
-
-
Dividends
3 088
15 795
-
-
withholding
463
2 369
-
-
total
463
2 369
-
-
Income
19 500
19 500
19 500
19 500
Total tax
8 915
6 074
9 605
10 002
After tax
10 585
13 426
9 895
9 498
Living cost
7 961
7 961
7 961
7 961
Free-cash
2 624
5 465
1 934
1 537

Estimated living cost  is ₴7961 per week

₴5530
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴566
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴157
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1708
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₴312
₴116
₴85
₴3616
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
health
-
-
-
2 632
social contributions
-
-
-
5 694
income
-
-
-
1 676
solidarity contribution
-
-
-
-
total
-
-
-
10 002
Employee
14 427
-
14 552
-
income
1 731
-
1 746
-
social contributions
938
-
946
-
health
1 948
-
1 965
-
solidarity contribution
-
-
-
-
total
4 617
-
4 657
-
Employer
14 427
-
14 552
-
social contributions
3 607
-
3 638
-
health
1 298
-
1 310
-
total
4 905
-
4 948
-
Corporate
168
19 500
-
-
income
32
3 705
-
-
total
32
3 705
-
-
Dividends
136
15 795
-
-
withholding
20
2 369
-
-
total
20
2 369
-
-
Income
19 500
19 500
19 500
19 500
Total tax
9 574
6 074
9 605
10 002
After tax
9 926
13 426
9 895
9 498
Living cost
9 810
9 810
9 810
9 810
Free-cash
116
3 616
85
-312

Estimated living cost  is ₴9810 per week

₴7296
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴543
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1802
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₴3981
-₴55881
-₴55881
-₴55881
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
national
-
-
-
1 838
pensions
-
-
-
300
municipal
-
-
-
3 145
labour market
-
-
-
1 536
total
-
-
-
6 819
Employee
70 328
70 328
70 328
-
municipal
14 976
14 976
14 976
-
national
8 592
8 592
8 592
-
pensions
100
100
100
-
labour market
5 618
5 618
5 618
-
total
29 286
29 286
29 286
-
Employer
70 328
70 328
70 328
-
pensions
200
200
200
-
labour market
5 626
5 626
5 626
-
municipal
15 000
15 000
15 000
-
national
8 607
8 607
8 607
-
total
29 433
29 433
29 433
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
19 500
19 500
19 500
19 500
Total tax
58 719
58 719
58 719
6 819
After tax
-39 219
-39 219
-39 219
12 681
Living cost
16 662
16 662
16 662
16 662
Free-cash
-55 881
-55 881
-55 881
-3 981

Estimated living cost  is ₴16662 per week

₴11404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1474
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴256
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3528
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴2502
₴5125
₴3181
₴7269
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
health
-
-
-
2 535
pensions
-
-
-
3 900
income
-
-
-
2 232
total
-
-
-
8 667
Employee
9 785
-
14 573
-
unemployment
156
-
233
-
income
1 102
-
2 538
-
pensions
196
-
291
-
total
1 454
-
3 062
-
Employer
9 785
-
14 573
-
pensions
1 957
-
2 915
-
health
1 272
-
1 894
-
unemployment
79
-
117
-
total
3 308
-
4 926
-
Corporate
6 408
19 500
-
-
income
1 282
3 900
-
-
total
1 282
3 900
-
-
Dividends
5 126
15 600
-
-
total
-
-
-
-
Income
19 500
19 500
19 500
19 500
Total tax
6 044
3 900
7 988
8 667
After tax
13 456
15 600
11 512
10 833
Living cost
8 331
8 331
8 331
8 331
Free-cash
5 125
7 269
3 181
2 502

Estimated living cost  is ₴8331 per week

₴5714
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴496
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴168
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1953
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴1918
-₴2069
-₴1195
₴241
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
19 500
national
-
-
-
702
health
-
-
-
156
municipal
-
-
-
3 482
total
-
-
-
4 340
Employee
18 147
-
16 405
-
unemployment
272
-
246
-
municipal
2 972
-
2 690
-
national
300
-
206
-
pensions
1 225
-
1 107
-
health
135
-
109
-
total
4 904
-
4 358
-
Employer
18 147
-
16 405
-
pensions
3 148
-
2 846
-
health
139
-
126
-
accident
18
-
16
-
unemployment
118
-
107
-
total
3 423
-
3 095
-
Corporate
-
19 500
-
-
income
-
3 900
-
-
total
-
3 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
11 700
-
-
municipal
-
2 106
-
-
national
-
11
-
-
total
-
2 117
-
-
Income
19 500
19 500
19 500
19 500
Total tax
8 327
6 017
7 453
4 340
After tax
11 173
13 483
12 047
15 160
Living cost
13 242
13 242
13 242
13 242
Free-cash
-2 069
241
-1 195
1 918

Estimated living cost  is ₴13242 per week

₴8650
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1274
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴211
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴1061
₴1114
₴1241
-₴804
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
surtax
-
-
-
-
health
-
-
-
169
pensions
-
-
-
5 621
social contributions
-
-
-
555
income
-
-
-
857
other
-
-
-
605
total
-
-
-
7 807
Employee
13 177
-
14 860
-
income
679
-
883
-
surtax
-
-
-
-
social contributions
376
-
423
-
pensions
1 490
-
1 680
-
total
2 545
-
2 986
-
Employer
13 177
-
14 860
-
pensions
2 165
-
2 441
-
social contributions
39
-
45
-
other
455
-
513
-
health
922
-
1 040
-
unemployment
533
-
602
-
total
4 114
-
4 641
-
Corporate
2 208
19 500
-
-
income
618
5 460
-
-
surtax
-
-
-
-
total
618
5 460
-
-
Dividends
1 590
14 040
-
-
withholding
204
1 797
-
-
social contributions
273
2 415
-
-
surtax
-
-
-
-
total
477
4 212
-
-
Income
19 500
19 500
19 500
19 500
Total tax
7 754
9 672
7 627
7 807
After tax
11 746
9 828
11 873
11 693
Living cost
10 632
10 632
10 632
10 632
Free-cash
1 114
-804
1 241
1 061

Estimated living cost  is ₴10632 per week

₴6166
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1080
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3184
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₴108
₴63
₴72
-₴1973
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
surtax
-
-
-
-
health
-
-
-
169
pensions
-
-
-
5 621
social contributions
-
-
-
555
income
-
-
-
857
other
-
-
-
605
total
-
-
-
7 807
Employee
14 762
-
14 860
-
income
871
-
883
-
surtax
-
-
-
-
social contributions
421
-
423
-
pensions
1 669
-
1 680
-
total
2 961
-
2 986
-
Employer
14 762
-
14 860
-
pensions
2 425
-
2 441
-
social contributions
45
-
45
-
other
509
-
513
-
health
1 034
-
1 040
-
unemployment
598
-
602
-
total
4 611
-
4 641
-
Corporate
128
19 500
-
-
income
36
5 460
-
-
surtax
-
-
-
-
total
36
5 460
-
-
Dividends
92
14 040
-
-
withholding
12
1 797
-
-
social contributions
16
2 415
-
-
surtax
-
-
-
-
total
28
4 212
-
-
Income
19 500
19 500
19 500
19 500
Total tax
7 636
9 672
7 627
7 807
After tax
11 864
9 828
11 873
11 693
Living cost
11 801
11 801
11 801
11 801
Free-cash
63
-1 973
72
-108

Estimated living cost  is ₴11801 per week

₴7441
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3200
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₴4966
-₴8850
-₴4786
-₴6831
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
surtax
-
-
-
-
health
-
-
-
169
pensions
-
-
-
5 621
social contributions
-
-
-
555
income
-
-
-
857
other
-
-
-
605
total
-
-
-
7 807
Employee
21 603
-
14 860
-
income
1 885
-
883
-
surtax
-
-
-
-
social contributions
615
-
423
-
pensions
2 443
-
1 680
-
total
4 943
-
2 986
-
Employer
21 603
-
14 860
-
pensions
3 550
-
2 441
-
social contributions
65
-
45
-
other
746
-
513
-
health
1 512
-
1 040
-
unemployment
875
-
602
-
total
6 748
-
4 641
-
Corporate
-
19 500
-
-
income
-
5 460
-
-
surtax
-
-
-
-
total
-
5 460
-
-
Dividends
-
14 040
-
-
withholding
-
1 797
-
-
social contributions
-
2 415
-
-
surtax
-
-
-
-
total
-
4 212
-
-
Income
19 500
19 500
19 500
19 500
Total tax
11 691
9 672
7 627
7 807
After tax
7 809
9 828
11 873
11 693
Living cost
16 659
16 659
16 659
16 659
Free-cash
-8 850
-6 831
-4 786
-4 966

Estimated living cost  is ₴16659 per week

₴11275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1363
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴228
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3793
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴17073
₴15875
₴13368
₴16293
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
19 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
195
total
-
-
-
195
Employee
2 789
-
19 500
-
income
558
-
3 900
-
total
558
-
3 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

16 711
19 500
-
-
total
-
-
-
-
Dividends
16 711
19 500
-
-
withholding
835
975
-
-
total
835
975
-
-
Income
19 500
19 500
19 500
19 500
Total tax
1 393
975
3 900
195
After tax
18 107
18 525
15 600
19 305
Living cost
2 232
2 232
2 232
2 232
Free-cash
15 875
16 293
13 368
17 073

Estimated living cost  is ₴2232 per week

₴1383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴185
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴602
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴15828
₴14396
₴12123
₴15048
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
19 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
195
total
-
-
-
195
Employee
4 347
-
19 500
-
income
869
-
3 900
-
total
869
-
3 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

15 153
19 500
-
-
total
-
-
-
-
Dividends
15 153
19 500
-
-
withholding
758
975
-
-
total
758
975
-
-
Income
19 500
19 500
19 500
19 500
Total tax
1 627
975
3 900
195
After tax
17 873
18 525
15 600
19 305
Living cost
3 477
3 477
3 477
3 477
Free-cash
14 396
15 048
12 123
15 828

Estimated living cost  is ₴3477 per week

₴2353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴117
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴862
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₴1142
₴1300
₴1639
-₴3212
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
19 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
114
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 075
trade
-
-
-
497
total
-
-
-
5 042
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 162
-
19 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 411
-
2 075
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

78
-
114
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
3 845
-
4 545
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
2 338
19 500
-
-
trade
336
2 798
-
-
income
351
2 925
-
-
chamber of commerce
56
81
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

19
161
-
-
total
762
5 965
-
-
Dividends
1 577
13 534
-
-
withholding
263
3 252
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

14
179
-
-
total
277
3 431
-
-
Income
19 500
19 500
19 500
19 500
Total tax
4 884
9 396
4 545
5 042
After tax
14 616
10 104
14 955
14 458
Living cost
13 316
13 316
13 316
13 316
Free-cash
1 300
-3 212
1 639
1 142

Estimated living cost  is ₴13316 per week

₴9186
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴193
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2504
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴3963
₴3270
₴4508
-₴544
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
19 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
114
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 075
trade
-
-
-
545
total
-
-
-
5 090
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 192
-
19 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

369
-
2 075
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
114
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
2 745
-
4 545
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
6 308
19 500
-
-
trade
994
3 071
-
-
income
946
2 925
-
-
chamber of commerce
62
81
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

52
161
-
-
total
2 054
6 238
-
-
Dividends
4 255
13 262
-
-
withholding
933
3 184
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

51
175
-
-
total
984
3 359
-
-
Income
19 500
19 500
19 500
19 500
Total tax
5 783
9 597
4 545
5 090
After tax
13 717
9 903
14 955
14 410
Living cost
10 447
10 447
10 447
10 447
Free-cash
3 270
-544
4 508
3 963

Estimated living cost  is ₴10447 per week

₴6572
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1218
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2462
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₴836
₴1101
₴1405
-₴3747
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
19 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
114
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 075
trade
-
-
-
569
total
-
-
-
5 114
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 491
-
19 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 503
-
2 075
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

82
-
114
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
3 941
-
4 545
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
2 009
19 500
-
-
trade
331
3 208
-
-
income
301
2 925
-
-
chamber of commerce
55
80
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

16
161
-
-
total
703
6 374
-
-
Dividends
1 306
13 126
-
-
withholding
195
3 150
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

10
173
-
-
total
205
3 323
-
-
Income
19 500
19 500
19 500
19 500
Total tax
4 849
9 697
4 545
5 114
After tax
14 651
9 803
14 955
14 386
Living cost
13 550
13 550
13 550
13 550
Free-cash
1 101
-3 747
1 405
836

Estimated living cost  is ₴13550 per week

₴9062
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₴1440
-₴1229
-₴846
-₴6098
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
19 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
114
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 075
trade
-
-
-
594
total
-
-
-
5 139
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 729
-
19 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 438
-
2 075
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

134
-
114
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
4 928
-
4 545
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
19 500
-
-
trade
-
3 344
-
-
income
-
2 925
-
-
chamber of commerce
-
80
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
161
-
-
total
-
6 510
-
-
Dividends
-
12 990
-
-
withholding
-
3 116
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
171
-
-
total
-
3 287
-
-
Income
19 500
19 500
19 500
19 500
Total tax
4 928
9 797
4 545
5 139
After tax
14 572
9 703
14 955
14 361
Living cost
15 801
15 801
15 801
15 801
Free-cash
-1 229
-6 098
-846
-1 440

Estimated living cost  is ₴15801 per week

₴11540
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1264
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴206
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2792
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴3300
₴3422
₴2883
₴4518
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
surtax
-
-
-
168
unemployment
-
-
-
79
health
-
-
-
1 385
pensions
-
-
-
3 900
income
-
-
-
2 921
other
-
-
-
-
total
-
-
-
8 453
Employee
11 616
-
16 109
-
unemployment
808
-
1 121
-
other
-
-
-
-
income
1 947
-
2 737
-
surtax
41
-
135
-
pensions
775
-
1 075
-
health
297
-
410
-
total
3 868
-
5 478
-
Employer
11 616
-
16 109
-
pensions
1 549
-
2 148
-
other
-
-
-
-
health
528
-
733
-
unemployment
369
-
511
-
total
2 446
-
3 392
-
Corporate
5 439
19 500
-
-
income
1 414
5 070
-
-
total
1 414
5 070
-
-
Dividends
4 025
14 430
-
-
withholding
603
2 165
-
-
total
603
2 165
-
-
Income
19 500
19 500
19 500
19 500
Total tax
8 331
7 235
8 870
8 453
After tax
11 169
12 265
10 630
11 047
Living cost
7 747
7 747
7 747
7 747
Free-cash
3 422
4 518
2 883
3 300

Estimated living cost  is ₴7747 per week

₴4677
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴674
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴180
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2217
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴3436
₴3581
₴3019
₴4654
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
surtax
-
-
-
168
unemployment
-
-
-
79
health
-
-
-
1 385
pensions
-
-
-
3 900
income
-
-
-
2 921
other
-
-
-
-
total
-
-
-
8 453
Employee
11 406
-
16 109
-
unemployment
794
-
1 121
-
other
-
-
-
-
income
1 912
-
2 737
-
surtax
37
-
135
-
pensions
761
-
1 075
-
health
291
-
410
-
total
3 795
-
5 478
-
Employer
11 406
-
16 109
-
pensions
1 521
-
2 148
-
other
-
-
-
-
health
519
-
733
-
unemployment
361
-
511
-
total
2 401
-
3 392
-
Corporate
5 693
19 500
-
-
income
1 480
5 070
-
-
total
1 480
5 070
-
-
Dividends
4 213
14 430
-
-
withholding
632
2 165
-
-
total
632
2 165
-
-
Income
19 500
19 500
19 500
19 500
Total tax
8 308
7 235
8 870
8 453
After tax
11 192
12 265
10 630
11 047
Living cost
7 611
7 611
7 611
7 611
Free-cash
3 581
4 654
3 019
3 436

Estimated living cost  is ₴7611 per week

₴4654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴702
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴175
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2079
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴6661
₴4350
₴4457
₴4206
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
unemployment
-
-
-
293
health
-
-
-
1 365
pensions
-
-
-
1 950
income
-
-
-
2 384
total
-
-
-
5 992
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 884
3 934
16 318
-
unemployment
148
59
245
-
income
1 208
481
1 995
-
pensions
988
393
1 632
-
health
692
275
1 142
-
total
3 036
1 208
5 014
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 884
3 934
16 318
-
pensions
1 927
767
3 182
-
total
1 927
767
3 182
-
Corporate
7 689
14 799
-
-
income
692
1 332
-
-
total
692
1 332
-
-
Dividends
6 997
13 467
-
-
withholding
1 329
2 559
-
-
social contributions
1 319
2 581
-
-
total
2 648
5 140
-
-
Income
19 500
19 500
19 500
19 500
Total tax
8 303
8 447
8 196
5 992
After tax
11 197
11 053
11 304
13 508
Living cost
6 847
6 847
6 847
6 847
Free-cash
4 350
4 206
4 457
6 661

Estimated living cost  is ₴6847 per week

₴4673
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴560
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴137
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1478
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₴4499
-₴8735
-₴4346
-₴4531
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
national
-
-
-
2 887
pensions
-
-
-
2 340
social contributions
-
-
-
210
municipal
-
-
-
1 863
total
-
-
-
7 300
Employee
25 887
-
16 858
-
municipal
3 197
-
1 939
-
national
4 955
-
3 004
-
pensions
1 035
-
674
-
total
9 187
-
5 617
-
Employer
25 887
-
16 858
-
pensions
2 071
-
1 349
-
social contributions
278
-
181
-
total
2 349
-
1 530
-
Corporate
-
19 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
3 900
-
-
total
-
3 900
-
-
Dividends
-
15 600
-
-
withholding
-
3 432
-
-
total
-
3 432
-
-
Income
19 500
19 500
19 500
19 500
Total tax
11 536
7 332
7 147
7 300
After tax
7 964
12 168
12 353
12 200
Living cost
16 699
16 699
16 699
16 699
Free-cash
-8 735
-4 531
-4 346
-4 499

Estimated living cost  is ₴16699 per week

₴11350
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1552
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3547
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₴4387
-₴7480
-₴4387
-₴5999
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
social contributions
-
-
-
1 419
income
-
-
-
2 820
total
-
-
-
4 239
Employee
26 980
-
19 500
-
social contributions
2 241
-
1 419
-
income
5 091
-
2 820
-
total
7 332
-
4 239
-
Employer
26 980
-
19 500
-
total
-
-
-
-
Corporate
-
19 500
-
-
income
-
2 438
-
-
total
-
2 438
-
-
Dividends
-
17 062
-
-
withholding
-
3 413
-
-
total
-
3 413
-
-
Income
19 500
19 500
19 500
19 500
Total tax
7 332
5 851
4 239
4 239
After tax
12 168
13 649
15 261
15 261
Living cost
19 648
19 648
19 648
19 648
Free-cash
-7 480
-5 999
-4 387
-4 387

Estimated living cost  is ₴19648 per week

₴14948
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1601
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2911
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₴3898
-₴11154
-₴5000
-₴4151
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
national
-
-
-
3 518
regional
-
-
-
195
social contributions
-
-
-
5 015
municipal
-
-
-
116
total
-
-
-
8 844
Employee
30 654
-
19 500
-
municipal
162
-
103
-
national
5 312
-
3 097
-
social contributions
10 337
-
6 576
-
regional
289
-
170
-
total
16 100
-
9 946
-
Employer
30 654
-
19 500
-
total
-
-
-
-
Corporate
-
19 500
-
-
nationa
-
4 680
-
-
municipal
-
761
-
-
total
-
5 441
-
-
Dividends
-
14 059
-
-
withholding
-
3 656
-
-
total
-
3 656
-
-
Income
19 500
19 500
19 500
19 500
Total tax
16 100
9 097
9 946
8 844
After tax
3 400
10 403
9 554
10 656
Living cost
14 554
14 554
14 554
14 554
Free-cash
-11 154
-4 151
-5 000
-3 898

Estimated living cost  is ₴14554 per week

₴10145
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴954
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴223
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3231
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴1266
₴194
₴171
₴959
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 500
national
-
-
-
3 518
regional
-
-
-
294
social contributions
-
-
-
5 015
municipal
-
-
-
116
total
-
-
-
8 943
Employee
19 133
-
19 500
-
municipal
101
-
103
-
national
3 031
-
3 097
-
social contributions
6 452
-
6 576
-
regional
258
-
262
-
total
9 842
-
10 038
-
Employer
19 133
-
19 500
-
total
-
-
-
-
Corporate
367
19 500
-
-
nationa
88
4 680
-
-
municipal
18
969
-
-
total
106
5 649
-
-
Dividends
260
13 851
-
-