Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 19000
per

Your estimated
City
free-cash

Andorra , Andorra
₴7780
₴5998
₴5465
₴6739
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
social contributions
-
-
-
4 180
income
-
-
-
35
total
-
-
-
4 215
Employee
9 968
-
16 451
-
social contributions
648
-
1 070
-
income
-
-
63
-
total
648
-
1 133
-
Employer
9 968
-
16 451
-
social contributions
1 545
-
2 549
-
total
1 545
-
2 549
-
Corporate
7 487
19 000
-
-
income
748
1 900
-
-
total
748
1 900
-
-
Dividends
6 739
17 100
-
-
total
-
-
-
-
Income
19 000
19 000
19 000
19 000
Total tax
2 941
1 900
3 682
4 215
After tax
16 059
17 100
15 318
14 785
Living cost
9 320
9 320
9 320
9 320
Free-cash
6 739
7 780
5 998
5 465

Estimated living cost  is ₴9320 per week

₴6026
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴175
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Graz , Austria
₴993
-₴2756
₴593
₴840
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
chamber of commerce
-
-
-
76
unemployment
-
-
-
1 902
health
-
-
-
1 453
pensions
-
-
-
3 515
income
-
-
-
1 569
surtax
-
-
-
-
total
-
-
-
8 515
Employee
13 553
12 356
14 754
-
health
524
478
571
-
pensions
1 388
1 265
1 511
-
other
135
124
148
-
unemployment
407
371
442
-
income
1 207
911
1 552
-
total
3 661
3 149
4 224
-
Employer
13 553
12 356
14 754
-
pensions
1 701
1 551
1 852
-
accident
176
161
192
-
unemployment
407
371
442
-
surtax
-
-
-
-
payroll
407
371
442
-
chamber of commerce
54
49
59
-
health
512
467
558
-
other
644
587
701
-
total
3 901
3 557
4 246
-
Corporate
1 546
3 088
13 577
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

387
772
3 394
-
total
387
772
3 394
-
Dividends
1 160
2 316
-
-
withholding
319
637
-
-
total
319
637
-
-
Income
19 000
19 000
19 000
19 000
Total tax
8 268
8 115
11 864
8 515
After tax
10 732
10 885
7 136
10 485
Living cost
9 892
9 892
9 892
9 892
Free-cash
840
993
-2 756
593

Estimated living cost  is ₴9892 per week

₴5934
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1010
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2771
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Vienna , Austria
-₴73
-₴3801
-₴501
-₴1310
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
chamber of commerce
-
-
-
76
unemployment
-
-
-
1 902
health
-
-
-
1 453
pensions
-
-
-
3 515
income
-
-
-
1 569
surtax
-
-
-
61
total
-
-
-
8 576
Employee
15 495
12 356
14 706
-
health
600
478
569
-
pensions
1 587
1 265
1 506
-
other
155
124
147
-
unemployment
465
371
441
-
income
1 764
911
1 538
-
total
4 571
3 149
4 201
-
Employer
15 495
12 356
14 706
-
pensions
1 945
1 551
1 846
-
accident
201
161
191
-
unemployment
465
371
441
-
surtax
61
61
61
-
payroll
465
371
441
-
chamber of commerce
62
49
59
-
health
585
467
556
-
other
736
587
698
-
total
4 520
3 618
4 293
-
Corporate
1 177
3 027
13 529
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

294
757
3 382
-
total
294
757
3 382
-
Dividends
-
2 270
-
-
withholding
-
624
-
-
total
-
624
-
-
Income
19 000
19 000
19 000
19 000
Total tax
9 385
8 148
11 876
8 576
After tax
9 615
10 852
7 124
10 424
Living cost
10 925
10 925
10 925
10 925
Free-cash
-1 310
-73
-3 801
-501

Estimated living cost  is ₴10925 per week

₴7287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴179
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2527
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₴605
-₴3229
-₴1273
-₴9635
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
social contributions
-
-
-
2 316
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 001
national
-
-
-
5 651
total
-
-
-
8 968
Employee

The minimum management director salary is set at €45,000 per year.

22 178
-
14 717
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 042
-
692
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 663
-
1 104
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 157
-
768
-
national
6 819
-
3 948
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

193
-
128
-
total
10 874
-
6 640
-
Employer

The minimum management director salary is set at €45,000 per year.

22 178
-
14 717
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

288
-
191
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

324
-
215
-
surtax
2 515
-
1 669
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 364
-
905
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 965
-
1 304
-
total
6 456
-
4 284
-
Corporate
-
19 000
-
-
surtax
-
76
-
-
income
-
3 800
-
-
total
-
3 876
-
-
Dividends
-
15 124
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
4 424
-
-
total
-
4 424
-
-
Income
19 000
19 000
19 000
19 000
Total tax
17 330
8 300
10 924
8 968
After tax
1 670
10 700
8 076
10 032
Living cost
11 305
11 305
11 305
11 305
Free-cash
-9 635
-605
-3 229
-1 273

Estimated living cost  is ₴11305 per week

₴7282
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴988
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2858
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Sofia , Bulgaria
₴10915
₴8291
₴7930
₴9025
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
unemployment
-
-
-
43
health
-
-
-
1 245
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 602
income
-
-
-
2 850
total
-
-
-
5 740
Employee
7 058
-
16 876
-
accident

We are using the highest rate at 1.1%.

78
-
119
-
health
325
-
498
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

620
-
950
-
income
706
-
1 688
-
total
1 729
-
3 255
-
Employer
7 058
-
16 876
-
accident

We are using the highest rate at 1.1%.

78
-
119
-
unemployment
42
-
65
-
health
487
-
747
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

778
-
1 193
-
total
1 385
-
2 124
-
Corporate
10 557
19 000
-
-
income
1 056
1 900
-
-
total
1 056
1 900
-
-
Dividends
9 501
17 100
-
-
withholding
475
855
-
-
total
475
855
-
-
Income
19 000
19 000
19 000
19 000
Total tax
4 645
2 755
5 379
5 740
After tax
14 355
16 245
13 621
13 260
Living cost
5 330
5 330
5 330
5 330
Free-cash
9 025
10 915
8 291
7 930

Estimated living cost  is ₴5330 per week

₴3525
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴305
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴127
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1373
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Varna , Bulgaria
₴12182
₴9558
₴9197
₴10744
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
unemployment
-
-
-
43
health
-
-
-
1 245
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 602
income
-
-
-
2 850
total
-
-
-
5 740
Employee
5 380
-
16 876
-
accident

We are using the highest rate at 1.1%.

59
-
119
-
health
247
-
498
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

472
-
950
-
income
538
-
1 688
-
total
1 316
-
3 255
-
Employer
5 380
-
16 876
-
accident

We are using the highest rate at 1.1%.

59
-
119
-
unemployment
32
-
65
-
health
371
-
747
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

593
-
1 193
-
total
1 055
-
2 124
-
Corporate
12 565
19 000
-
-
income
1 256
1 900
-
-
total
1 256
1 900
-
-
Dividends
11 308
17 100
-
-
withholding
566
855
-
-
total
566
855
-
-
Income
19 000
19 000
19 000
19 000
Total tax
4 193
2 755
5 379
5 740
After tax
14 807
16 245
13 621
13 260
Living cost
4 063
4 063
4 063
4 063
Free-cash
10 744
12 182
9 558
9 197

Estimated living cost  is ₴4063 per week

₴2372
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴290
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴108
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1293
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Larnaca , Cyprus
₴4810
₴5940
₴7557
₴5110
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
social contributions
-
-
-
2 964
health
-
-
-
484
income
-
-
-
816
total
-
-
-
4 264
Employee
23 842
23 842
23 842
-
health
185
405
293
-
social contributions
901
1 979
1 432
-
income
2 596
2 207
2 405
-
total
3 682
4 591
4 130
-
Employer
23 842
23 842
23 842
-
social contributions
901
1 979
1 432
-
health
201
441
319
-
total
1 102
2 420
1 751
-
Corporate
7 037
-
-
-
income
880
-
-
-
total
880
-
-
-
Dividends
6 158
-
-
-
withholding
1 047
-
-
-
total
1 047
-
-
-
Income
19 000
19 000
19 000
19 000
Total tax
6 711
7 011
5 881
4 264
After tax
12 289
11 989
13 119
14 736
Living cost
7 179
7 179
7 179
7 179
Free-cash
5 110
4 810
5 940
7 557

Estimated living cost  is ₴7179 per week

₴4302
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴704
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2013
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Limassol , Cyprus
₴1932
₴3062
₴4679
₴2632
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
social contributions
-
-
-
2 964
health
-
-
-
484
income
-
-
-
816
total
-
-
-
4 264
Employee
23 842
23 842
23 842
-
health
237
405
293
-
social contributions
1 159
1 979
1 432
-
income
2 504
2 207
2 405
-
total
3 900
4 591
4 130
-
Employer
23 842
23 842
23 842
-
social contributions
1 159
1 979
1 432
-
health
258
441
319
-
total
1 417
2 420
1 751
-
Corporate
3 627
-
-
-
income
454
-
-
-
total
454
-
-
-
Dividends
3 174
-
-
-
withholding
540
-
-
-
total
540
-
-
-
Income
19 000
19 000
19 000
19 000
Total tax
6 311
7 011
5 881
4 264
After tax
12 689
11 989
13 119
14 736
Living cost
10 057
10 057
10 057
10 057
Free-cash
2 632
1 932
3 062
4 679

Estimated living cost  is ₴10057 per week

₴6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴785
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2228
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Brno , Czech Republic
₴5785
₴2346
₴1958
₴3183
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
social contributions
-
-
-
5 548
health
-
-
-
2 565
solidarity contribution
-
-
-
-
income
-
-
-
1 633
total
-
-
-
9 746
Employee
10 729
-
14 179
-
health
1 448
-
1 914
-
social contributions
697
-
922
-
solidarity contribution
-
-
-
-
income
1 288
-
1 701
-
total
3 433
-
4 537
-
Employer
10 729
-
14 179
-
social contributions
2 682
-
3 545
-
health
966
-
1 276
-
total
3 648
-
4 821
-
Corporate
4 623
19 000
-
-
income
878
3 610
-
-
total
878
3 610
-
-
Dividends
3 745
15 390
-
-
withholding
562
2 309
-
-
total
562
2 309
-
-
Income
19 000
19 000
19 000
19 000
Total tax
8 521
5 919
9 358
9 746
After tax
10 479
13 081
9 642
9 254
Living cost
7 296
7 296
7 296
7 296
Free-cash
3 183
5 785
2 346
1 958

Estimated living cost  is ₴7296 per week

₴5068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴143
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1566
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Prague , Czech Republic
₴4091
₴652
₴264
₴884
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
social contributions
-
-
-
5 548
health
-
-
-
2 565
solidarity contribution
-
-
-
-
income
-
-
-
1 633
total
-
-
-
9 746
Employee
13 221
-
14 179
-
health
1 785
-
1 914
-
social contributions
859
-
922
-
solidarity contribution
-
-
-
-
income
1 587
-
1 701
-
total
4 231
-
4 537
-
Employer
13 221
-
14 179
-
social contributions
3 305
-
3 545
-
health
1 190
-
1 276
-
total
4 495
-
4 821
-
Corporate
1 284
19 000
-
-
income
244
3 610
-
-
total
244
3 610
-
-
Dividends
1 040
15 390
-
-
withholding
156
2 309
-
-
total
156
2 309
-
-
Income
19 000
19 000
19 000
19 000
Total tax
9 126
5 919
9 358
9 746
After tax
9 874
13 081
9 642
9 254
Living cost
8 990
8 990
8 990
8 990
Free-cash
884
4 091
652
264

Estimated living cost  is ₴8990 per week

₴6686
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴498
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴156
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1651
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Copenhagen , Denmark
-₴48735
-₴48735
-₴2712
-₴48735
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
labour market
-
-
-
1 498
municipal
-
-
-
3 142
pensions
-
-
-
269
national
-
-
-
1 831
total
-
-
-
6 740
Employee
63 195
63 195
63 195
-
municipal
13 457
13 457
13 457
-
pensions
90
90
90
-
national
7 720
7 720
7 720
-
labour market
5 048
5 048
5 048
-
total
26 315
26 315
26 315
-
Employer
63 195
63 195
63 195
-
labour market
5 056
5 056
5 056
-
national
7 734
7 734
7 734
-
municipal
13 478
13 478
13 478
-
pensions
180
180
180
-
total
26 448
26 448
26 448
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
19 000
19 000
19 000
19 000
Total tax
52 763
52 763
52 763
6 740
After tax
-33 763
-33 763
-33 763
12 260
Living cost
14 972
14 972
14 972
14 972
Free-cash
-48 735
-48 735
-48 735
-2 712

Estimated living cost  is ₴14972 per week

₴10247
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1324
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴230
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3170
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Tallinn , Estonia
₴7711
₴3589
₴2928
₴5785
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
health
-
-
-
2 470
pensions
-
-
-
3 800
income
-
-
-
2 313
total
-
-
-
8 583
Employee
8 796
-
14 200
-
pensions
176
-
284
-
unemployment
141
-
227
-
income
990
-
2 611
-
total
1 307
-
3 122
-
Employer
8 796
-
14 200
-
pensions
1 759
-
2 840
-
unemployment
71
-
114
-
health
1 143
-
1 846
-
total
2 973
-
4 800
-
Corporate
7 231
19 000
-
-
income
1 446
3 800
-
-
total
1 446
3 800
-
-
Dividends
5 785
15 200
-
-
total
-
-
-
-
Income
19 000
19 000
19 000
19 000
Total tax
5 726
3 800
7 922
8 583
After tax
13 274
15 200
11 078
10 417
Living cost
7 489
7 489
7 489
7 489
Free-cash
5 785
7 711
3 589
2 928

Estimated living cost  is ₴7489 per week

₴5137
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴151
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1756
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Helsinki , Finland
₴1181
-₴226
₴2661
-₴390
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
19 000
health
-
-
-
163
municipal
-
-
-
3 391
national
-
-
-
881
total
-
-
-
4 435
Employee
16 313
-
15 984
-
health
122
-
117
-
municipal
2 672
-
2 619
-
pensions
1 101
-
1 079
-
national
269
-
252
-
unemployment
245
-
239
-
total
4 409
-
4 306
-
Employer
16 313
-
15 984
-
accident
16
-
16
-
unemployment
106
-
104
-
health
125
-
123
-
pensions
2 830
-
2 773
-
total
3 077
-
3 016
-
Corporate
-
19 000
-
-
income
-
3 800
-
-
total
-
3 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
11 400
-
-
municipal
-
2 052
-
-
national
-
63
-
-
total
-
2 115
-
-
Income
19 000
19 000
19 000
19 000
Total tax
7 486
5 915
7 322
4 435
After tax
11 514
13 085
11 678
14 565
Living cost
11 904
11 904
11 904
11 904
Free-cash
-390
1 181
-226
2 661

Estimated living cost  is ₴11904 per week

₴7776
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1145
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2794
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Marseille , France
₴19
₴1944
₴1803
₴1742
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
social contributions
-
-
-
541
health
-
-
-
164
pensions
-
-
-
5 436
other
-
-
-
589
income
-
-
-
910
surtax
-
-
-
-
total
-
-
-
7 640
Employee
11 845
-
14 477
-
income
611
-
929
-
social contributions
338
-
412
-
pensions
1 340
-
1 637
-
surtax
-
-
-
-
total
2 289
-
2 978
-
Employer
11 845
-
14 477
-
pensions
1 946
-
2 378
-
social contributions
35
-
44
-
unemployment
480
-
586
-
health
829
-
1 013
-
other
409
-
500
-
total
3 699
-
4 521
-
Corporate
3 456
19 000
-
-
surtax
-
-
-
-
income
967
5 320
-
-
total
967
5 320
-
-
Dividends
2 488
13 680
-
-
surtax
-
-
-
-
withholding
318
1 751
-
-
social contributions
428
2 353
-
-
total
746
4 104
-
-
Income
19 000
19 000
19 000
19 000
Total tax
7 701
9 424
7 499
7 640
After tax
11 299
9 576
11 501
11 360
Living cost
9 557
9 557
9 557
9 557
Free-cash
1 742
19
1 944
1 803

Estimated living cost  is ₴9557 per week

₴5543
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴971
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2862
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Nice , France
-₴1032
₴893
₴752
₴800
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
social contributions
-
-
-
541
health
-
-
-
164
pensions
-
-
-
5 436
other
-
-
-
589
income
-
-
-
910
surtax
-
-
-
-
total
-
-
-
7 640
Employee
13 270
-
14 477
-
income
783
-
929
-
social contributions
378
-
412
-
pensions
1 500
-
1 637
-
surtax
-
-
-
-
total
2 661
-
2 978
-
Employer
13 270
-
14 477
-
pensions
2 180
-
2 378
-
social contributions
40
-
44
-
unemployment
537
-
586
-
health
929
-
1 013
-
other
458
-
500
-
total
4 144
-
4 521
-
Corporate
1 586
19 000
-
-
surtax
-
-
-
-
income
444
5 320
-
-
total
444
5 320
-
-
Dividends
1 142
13 680
-
-
surtax
-
-
-
-
withholding
146
1 751
-
-
social contributions
197
2 353
-
-
total
343
4 104
-
-
Income
19 000
19 000
19 000
19 000
Total tax
7 592
9 424
7 499
7 640
After tax
11 408
9 576
11 501
11 360
Living cost
10 608
10 608
10 608
10 608
Free-cash
800
-1 032
893
752

Estimated living cost  is ₴10608 per week

₴6689
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴863
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2877
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Paris , France
-₴5399
-₴3474
-₴3615
-₴6483
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
social contributions
-
-
-
541
health
-
-
-
164
pensions
-
-
-
5 436
other
-
-
-
589
income
-
-
-
910
surtax
-
-
-
-
total
-
-
-
7 640
Employee
19 419
-
14 477
-
income
1 694
-
929
-
social contributions
553
-
412
-
pensions
2 196
-
1 637
-
surtax
-
-
-
-
total
4 443
-
2 978
-
Employer
19 419
-
14 477
-
pensions
3 191
-
2 378
-
social contributions
58
-
44
-
unemployment
787
-
586
-
health
1 359
-
1 013
-
other
670
-
500
-
total
6 065
-
4 521
-
Corporate
-
19 000
-
-
surtax
-
-
-
-
income
-
5 320
-
-
total
-
5 320
-
-
Dividends
-
13 680
-
-
surtax
-
-
-
-
withholding
-
1 751
-
-
social contributions
-
2 353
-
-
total
-
4 104
-
-
Income
19 000
19 000
19 000
19 000
Total tax
10 508
9 424
7 499
7 640
After tax
8 492
9 576
11 501
11 360
Living cost
14 975
14 975
14 975
14 975
Free-cash
-6 483
-5 399
-3 474
-3 615

Estimated living cost  is ₴14975 per week

₴10135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1225
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴205
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3410
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Batumi , Georgia
₴15861
₴13011
₴16621
₴15451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
19 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
190
total
-
-
-
190
Employee
2 736
-
19 000
-
income
547
-
3 800
-
total
547
-
3 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

16 264
19 000
-
-
total
-
-
-
-
Dividends
16 264
19 000
-
-
withholding
813
950
-
-
total
813
950
-
-
Income
19 000
19 000
19 000
19 000
Total tax
1 360
950
3 800
190
After tax
17 640
18 050
15 200
18 810
Living cost
2 189
2 189
2 189
2 189
Free-cash
15 451
15 861
13 011
16 621

Estimated living cost  is ₴2189 per week

₴1356
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴182
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴60
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴590
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Tbilisi , Georgia
₴14639
₴11789
₴15399
₴13999
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
19 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
190
total
-
-
-
190
Employee
4 264
-
19 000
-
income
853
-
3 800
-
total
853
-
3 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

14 736
19 000
-
-
total
-
-
-
-
Dividends
14 736
19 000
-
-
withholding
737
950
-
-
total
737
950
-
-
Income
19 000
19 000
19 000
19 000
Total tax
1 590
950
3 800
190
After tax
17 410
18 050
15 200
18 810
Living cost
3 411
3 411
3 411
3 411
Free-cash
13 999
14 639
11 789
15 399

Estimated living cost  is ₴3411 per week

₴2308
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴143
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴114
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴845
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Berlin , Germany
-₴2134
₴2484
₴1826
₴1924
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
19 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 118
trade
-
-
-
658
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 301
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
127
total
-
-
-
5 204
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 427
-
19 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 118
-
2 118
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

70
-
127
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 269
-
2 301
-
total
3 457
-
4 546
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
3 573
19 000
-
-
trade
512
2 727
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

29
157
-
-
chamber of commerce
52
75
-
-
income
536
2 850
-
-
total
1 129
5 809
-
-
Dividends
2 443
13 192
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

27
175
-
-
withholding
493
3 180
-
-
total
520
3 355
-
-
Income
19 000
19 000
19 000
19 000
Total tax
5 106
9 164
4 546
5 204
After tax
13 894
9 836
14 454
13 796
Living cost
11 970
11 970
11 970
11 970
Free-cash
1 924
-2 134
2 484
1 826

Estimated living cost  is ₴11970 per week

₴8257
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1288
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2251
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dresden , Germany
₴250
₴5063
₴4341
₴3680
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
19 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 118
trade
-
-
-
722
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 301
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
127
total
-
-
-
5 268
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

11 859
-
19 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 118
-
2 118
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

18
-
127
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

331
-
2 301
-
total
2 467
-
4 546
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
7 141
19 000
-
-
trade
1 125
2 993
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

59
157
-
-
chamber of commerce
57
74
-
-
income
1 071
2 850
-
-
total
2 312
6 074
-
-
Dividends
4 829
12 927
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

60
171
-
-
withholding
1 090
3 114
-
-
total
1 150
3 285
-
-
Income
19 000
19 000
19 000
19 000
Total tax
5 929
9 359
4 546
5 268
After tax
13 071
9 641
14 454
13 732
Living cost
9 391
9 391
9 391
9 391
Free-cash
3 680
250
5 063
4 341

Estimated living cost  is ₴9391 per week

₴5907
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1095
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴175
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2214
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Hamburg , Germany
-₴2637
₴2274
₴1520
₴1720
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
19 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 118
trade
-
-
-
754
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 301
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
127
total
-
-
-
5 300
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 723
-
19 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 118
-
2 118
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

74
-
127
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 351
-
2 301
-
total
3 543
-
4 546
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
3 277
19 000
-
-
trade
539
3 126
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

27
157
-
-
chamber of commerce
52
74
-
-
income
491
2 850
-
-
total
1 109
6 207
-
-
Dividends
2 167
12 794
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

24
169
-
-
withholding
424
3 081
-
-
total
448
3 250
-
-
Income
19 000
19 000
19 000
19 000
Total tax
5 100
9 457
4 546
5 300
After tax
13 900
9 543
14 454
13 700
Living cost
12 180
12 180
12 180
12 180
Free-cash
1 720
-2 637
2 274
1 520

Estimated living cost  is ₴12180 per week

₴8146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1284
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴182
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Munich , Germany
-₴4758
₴250
-₴536
₴197
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
19 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 118
trade
-
-
-
786
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 301
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
127
total
-
-
-
5 332
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

18 634
-
19 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 118
-
2 118
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

121
-
127
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 191
-
2 301
-
total
4 430
-
4 546
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
366
19 000
-
-
trade
63
3 258
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

3
157
-
-
chamber of commerce
48
74
-
-
income
55
2 850
-
-
total
169
6 339
-
-
Dividends
198
12 661
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
168
-
-
withholding
-
3 047
-
-
total
-
3 215
-
-
Income
19 000
19 000
19 000
19 000
Total tax
4 599
9 554
4 546
5 332
After tax
14 401
9 446
14 454
13 668
Living cost
14 204
14 204
14 204
14 204
Free-cash
197
-4 758
250
-536

Estimated living cost  is ₴14204 per week

₴10374
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1136
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴185
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2509
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Athens , Greece
₴4987
₴3262
₴3675
₴4000
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
unemployment
-
-
-
71
health
-
-
-
1 349
pensions
-
-
-
3 800
other
-
-
-
-
income
-
-
-
2 937
surtax
-
-
-
204
total
-
-
-
8 361
Employee
10 442
-
15 696
-
health
267
-
401
-
pensions
697
-
1 047
-
surtax
37
-
173
-
other
-
-
-
-
unemployment
727
-
1 093
-
income
1 750
-
2 756
-
total
3 478
-
5 470
-
Employer
10 442
-
15 696
-
pensions
1 392
-
2 092
-
unemployment
331
-
498
-
health
475
-
714
-
other
-
-
-
-
total
2 198
-
3 304
-
Corporate
6 360
19 000
-
-
income
1 654
4 940
-
-
total
1 654
4 940
-
-
Dividends
4 706
14 060
-
-
withholding
706
2 109
-
-
total
706
2 109
-
-
Income
19 000
19 000
19 000
19 000
Total tax
8 036
7 049
8 774
8 361
After tax
10 964
11 951
10 226
10 639
Living cost
6 964
6 964
6 964
6 964
Free-cash
4 000
4 987
3 262
3 675

Estimated living cost  is ₴6964 per week

₴4205
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴605
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴162
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1993
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Thessaloniki , Greece
₴5109
₴3384
₴3797
₴4142
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
unemployment
-
-
-
71
health
-
-
-
1 349
pensions
-
-
-
3 800
other
-
-
-
-
income
-
-
-
2 937
surtax
-
-
-
204
total
-
-
-
8 361
Employee
10 253
-
15 696
-
health
262
-
401
-
pensions
684
-
1 047
-
surtax
34
-
173
-
other
-
-
-
-
unemployment
714
-
1 093
-
income
1 719
-
2 756
-
total
3 413
-
5 470
-
Employer
10 253
-
15 696
-
pensions
1 367
-
2 092
-
unemployment
325
-
498
-
health
467
-
714
-
other
-
-
-
-
total
2 159
-
3 304
-
Corporate
6 588
19 000
-
-
income
1 713
4 940
-
-
total
1 713
4 940
-
-
Dividends
4 876
14 060
-
-
withholding
731
2 109
-
-
total
731
2 109
-
-
Income
19 000
19 000
19 000
19 000
Total tax
8 016
7 049
8 774
8 361
After tax
10 984
11 951
10 226
10 639
Living cost
6 842
6 842
6 842
6 842
Free-cash
4 142
5 109
3 384
3 797

Estimated living cost  is ₴6842 per week

₴4183
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴631
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1869
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Budapest , Hungary
₴4677
₴4934
₴7081
₴4802
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
unemployment
-
-
-
285
health
-
-
-
1 330
pensions
-
-
-
1 900
income
-
-
-
2 323
total
-
-
-
5 838
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

8 779
3 494
15 900
-
health
615
245
1 113
-
pensions
878
349
1 590
-
unemployment
132
52
238
-
income
1 073
427
1 944
-
total
2 698
1 073
4 885
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

8 779
3 494
15 900
-
pensions
1 712
681
3 100
-
total
1 712
681
3 100
-
Corporate
8 509
14 825
-
-
income
766
1 334
-
-
total
766
1 334
-
-
Dividends
7 744
13 491
-
-
withholding
1 471
2 563
-
-
social contributions
1 470
2 591
-
-
total
2 941
5 154
-
-
Income
19 000
19 000
19 000
19 000
Total tax
8 117
8 242
7 985
5 838
After tax
10 883
10 758
11 015
13 162
Living cost
6 081
6 081
6 081
6 081
Free-cash
4 802
4 677
4 934
7 081

Estimated living cost  is ₴6081 per week

₴4150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴498
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴122
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Reykjavik , Iceland
-₴3796
-₴3655
-₴3804
-₴7466
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
social contributions
-
-
-
204
municipal
-
-
-
1 831
pensions
-
-
-
2 280
national
-
-
-
2 837
total
-
-
-
7 152
Employee
24 264
-
16 425
-
municipal
2 997
-
1 904
-
pensions
971
-
657
-
national
4 644
-
2 951
-
total
8 612
-
5 512
-
Employer
24 264
-
16 425
-
social contributions
261
-
177
-
pensions
1 941
-
1 314
-
total
2 202
-
1 491
-
Corporate
-
19 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
3 800
-
-
total
-
3 800
-
-
Dividends
-
15 200
-
-
withholding
-
3 344
-
-
total
-
3 344
-
-
Income
19 000
19 000
19 000
19 000
Total tax
10 814
7 144
7 003
7 152
After tax
8 186
11 856
11 997
11 848
Living cost
15 652
15 652
15 652
15 652
Free-cash
-7 466
-3 796
-3 655
-3 804

Estimated living cost  is ₴15652 per week

₴10639
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1455
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴234
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3324
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Dublin , Ireland
-₴4362
-₴2928
-₴2928
-₴5253
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
social contributions
-
-
-
1 437
income
-
-
-
2 829
total
-
-
-
4 266
Employee
24 253
-
19 000
-
social contributions
2 015
-
1 437
-
income
4 576
-
2 829
-
total
6 591
-
4 266
-
Employer
24 253
-
19 000
-
total
-
-
-
-
Corporate
-
19 000
-
-
income
-
2 375
-
-
total
-
2 375
-
-
Dividends
-
16 625
-
-
withholding
-
3 325
-
-
total
-
3 325
-
-
Income
19 000
19 000
19 000
19 000
Total tax
6 591
5 700
4 266
4 266
After tax
12 409
13 300
14 734
14 734
Living cost
17 662
17 662
17 662
17 662
Free-cash
-5 253
-4 362
-2 928
-2 928

Estimated living cost  is ₴17662 per week

₴13437
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1439
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2617
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Milan , Italy
-₴2946
-₴3806
-₴2732
-₴8556
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
regional
-
-
-
192
social contributions
-
-
-
4 887
municipal
-
-
-
113
national
-
-
-
3 457
total
-
-
-
8 649
Employee
27 556
-
19 000
-
regional
260
-
168
-
municipal
146
-
101
-
social contributions
9 292
-
6 407
-
national
4 775
-
3 047
-
total
14 473
-
9 723
-
Employer
27 556
-
19 000
-
total
-
-
-
-
Corporate
-
19 000
-
-
nationa
-
4 560
-
-
municipal
-
741
-
-
total
-
5 301
-
-
Dividends
-
13 699
-
-
withholding
-
3 562
-
-
total
-
3 562
-
-
Income
19 000
19 000
19 000
19 000
Total tax
14 473
8 863
9 723
8 649
After tax
4 527
10 137
9 277
10 351
Living cost
13 083
13 083
13 083
13 083
Free-cash
-8 556
-2 946
-3 806
-2 732

Estimated living cost  is ₴13083 per week

₴9120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴858
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2904
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Naples , Italy
₴1635
₴837
₴1905
₴947
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
regional
-
-
-
286
social contributions
-
-
-
4 887
municipal
-
-
-
113
national
-
-
-
3 457
total
-
-
-
8 743
Employee
17 199
-
19 000
-
regional
232
-
256
-
municipal
91
-
101
-
social contributions
5 800
-
6 407
-
national
2 725
-
3 047
-
total
8 848
-
9 811
-
Employer
17 199
-
19 000
-
total
-
-
-
-
Corporate
1 801
19 000
-
-
nationa
432
4 560
-
-
municipal
89
944
-
-
total
521
5 504
-
-
Dividends
1 279
13 496
-
-
withholding