Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 19000
per

Your estimated
City
free-cash

Andorra , Andorra
₴4452
₴5573
₴5013
₴6732
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
social contributions
-
-
-
4 180
income
-
-
-
-
total
-
-
-
4 180
Employee
11 089
-
16 451
-
social contributions
721
-
1 070
-
income
-
-
-
-
total
721
-
1 070
-
Employer
11 089
-
16 451
-
social contributions
1 719
-
2 549
-
total
1 719
-
2 549
-
Corporate
6 192
19 000
-
-
income
619
1 900
-
-
total
619
1 900
-
-
Dividends
5 573
17 100
-
-
total
-
-
-
-
Income
19 000
19 000
19 000
19 000
Total tax
3 059
1 900
3 619
4 180
After tax
15 941
17 100
15 381
14 820
Living cost
10 368
10 368
10 368
10 368
Free-cash
5 573
6 732
5 013
4 452

Estimated living cost  is ₴10368 per week

₴6704
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2688
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Graz , Austria
-₴357
-₴742
-₴3533
-₴56
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
surtax
-
-
-
-
unemployment
-
-
-
2 115
health
-
-
-
1 454
chamber of commerce
-
-
-
76
pensions
-
-
-
3 515
income
-
-
-
1 193
total
-
-
-
8 353
Employee
15 077
13 745
14 754
-
unemployment
452
412
442
-
other
151
137
147
-
income
1 343
1 014
1 251
-
pensions
1 544
1 407
1 511
-
health
583
532
571
-
total
4 073
3 502
3 922
-
Employer
15 077
13 745
14 754
-
pensions
1 892
1 725
1 852
-
surtax
-
-
-
-
payroll
452
412
442
-
other
716
653
701
-
health
570
520
558
-
accident
196
179
192
-
unemployment
452
412
442
-
chamber of commerce
60
55
59
-
total
4 338
3 956
4 246
-
Corporate
1 309
1 309
13 445
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

327
327
3 361
-
total
327
327
3 361
-
Dividends
-
971
-
-
withholding
-
267
-
-
total
-
267
-
-
Income
19 000
19 000
19 000
19 000
Total tax
8 738
8 052
11 529
8 353
After tax
10 262
10 948
7 471
10 647
Living cost
11 004
11 004
11 004
11 004
Free-cash
-742
-56
-3 533
-357

Estimated living cost  is ₴11004 per week

₴6601
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1124
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3083
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Vienna , Austria
-₴1575
-₴3592
-₴4698
-₴1255
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
surtax
-
-
-
68
unemployment
-
-
-
2 115
health
-
-
-
1 454
chamber of commerce
-
-
-
76
pensions
-
-
-
3 515
income
-
-
-
1 193
total
-
-
-
8 421
Employee
17 237
13 745
14 700
-
unemployment
517
412
441
-
other
172
137
147
-
income
1 962
1 014
1 235
-
pensions
1 765
1 407
1 505
-
health
667
532
569
-
total
5 083
3 502
3 897
-
Employer
17 237
13 745
14 700
-
pensions
2 163
1 725
1 845
-
surtax
68
68
68
-
payroll
517
412
441
-
other
819
653
698
-
health
651
520
556
-
accident
224
179
191
-
unemployment
517
412
441
-
chamber of commerce
69
55
59
-
total
5 028
4 024
4 299
-
Corporate
1 309
1 309
13 391
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

327
327
3 348
-
total
327
327
3 348
-
Dividends
-
903
-
-
withholding
-
248
-
-
total
-
248
-
-
Income
19 000
19 000
19 000
19 000
Total tax
10 438
8 101
11 544
8 421
After tax
8 562
10 899
7 456
10 579
Living cost
12 154
12 154
12 154
12 154
Free-cash
-3 592
-1 255
-4 698
-1 575

Estimated living cost  is ₴12154 per week

₴8106
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1037
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴200
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2811
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₴2243
-₴12854
-₴4368
-₴1864
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
national
-
-
-
5 527
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 013
social contributions
-
-
-
2 127
total
-
-
-
8 667
Employee

The minimum management director salary is set at €45,000 per year.

24 672
-
14 717
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

215
-
128
-
national
7 585
-
3 816
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 287
-
768
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 850
-
1 104
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 159
-
692
-
total
12 096
-
6 508
-
Employer

The minimum management director salary is set at €45,000 per year.

24 672
-
14 717
-
surtax
2 798
-
1 669
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 186
-
1 304
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 517
-
905
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

321
-
191
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

360
-
215
-
total
7 182
-
4 284
-
Corporate
-
19 000
-
-
income
-
3 800
-
-
surtax
-
76
-
-
total
-
3 876
-
-
Dividends
-
15 124
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
4 412
-
-
total
-
4 412
-
-
Income
19 000
19 000
19 000
19 000
Total tax
19 278
8 288
10 792
8 667
After tax
-278
10 712
8 208
10 333
Living cost
12 576
12 576
12 576
12 576
Free-cash
-12 854
-1 864
-4 368
-2 243

Estimated living cost  is ₴12576 per week

₴8101
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1100
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3179
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Sofia , Bulgaria
₴7019
₴8227
₴7315
₴10324
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
unemployment
-
-
-
48
health
-
-
-
1 383
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 779
income
-
-
-
2 850
total
-
-
-
6 060
Employee
7 841
-
16 641
-
accident

We are using the highest rate at 1.1%.

86
-
132
-
income
784
-
1 664
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

688
-
1 056
-
health
361
-
553
-
total
1 919
-
3 405
-
Employer
7 841
-
16 641
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

864
-
1 325
-
health
541
-
830
-
accident

We are using the highest rate at 1.1%.

86
-
132
-
unemployment
47
-
72
-
total
1 538
-
2 359
-
Corporate
9 621
19 000
-
-
income
962
1 900
-
-
total
962
1 900
-
-
Dividends
8 659
17 100
-
-
withholding
433
855
-
-
total
433
855
-
-
Income
19 000
19 000
19 000
19 000
Total tax
4 852
2 755
5 764
6 060
After tax
14 148
16 245
13 236
12 940
Living cost
5 921
5 921
5 921
5 921
Free-cash
8 227
10 324
7 315
7 019

Estimated living cost  is ₴5921 per week

₴3916
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴339
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴141
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1525
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Varna , Bulgaria
₴8427
₴10132
₴8723
₴11732
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
unemployment
-
-
-
48
health
-
-
-
1 383
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 779
income
-
-
-
2 850
total
-
-
-
6 060
Employee
5 976
-
16 641
-
accident

We are using the highest rate at 1.1%.

66
-
132
-
income
598
-
1 664
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

525
-
1 056
-
health
275
-
553
-
total
1 464
-
3 405
-
Employer
5 976
-
16 641
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

659
-
1 325
-
health
412
-
830
-
accident

We are using the highest rate at 1.1%.

66
-
132
-
unemployment
36
-
72
-
total
1 173
-
2 359
-
Corporate
11 851
19 000
-
-
income
1 185
1 900
-
-
total
1 185
1 900
-
-
Dividends
10 666
17 100
-
-
withholding
533
855
-
-
total
533
855
-
-
Income
19 000
19 000
19 000
19 000
Total tax
4 355
2 755
5 764
6 060
After tax
14 645
16 245
13 236
12 940
Living cost
4 513
4 513
4 513
4 513
Free-cash
10 132
11 732
8 723
8 427

Estimated living cost  is ₴4513 per week

₴2635
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴322
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴120
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1436
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Larnaca , Cyprus
₴7008
₴4133
₴4807
₴3215
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
health
-
-
-
484
social contributions
-
-
-
2 964
income
-
-
-
558
total
-
-
-
4 006
Employee
26 522
26 522
26 522
-
income
2 888
2 455
2 733
-
social contributions
1 003
2 201
1 431
-
health
206
451
293
-
total
4 097
5 107
4 457
-
Employer
26 522
26 522
26 522
-
social contributions
1 003
2 201
1 431
-
health
223
491
319
-
total
1 226
2 692
1 750
-
Corporate
5 692
-
-
-
income
711
-
-
-
total
711
-
-
-
Dividends
4 981
-
-
-
withholding
847
-
-
-
total
847
-
-
-
Income
19 000
19 000
19 000
19 000
Total tax
6 881
7 799
6 207
4 006
After tax
12 119
11 201
12 793
14 994
Living cost
7 986
7 986
7 986
7 986
Free-cash
4 133
3 215
4 807
7 008

Estimated living cost  is ₴7986 per week

₴4786
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴783
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Limassol , Cyprus
₴3807
₴1379
₴1606
₴14
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
health
-
-
-
484
social contributions
-
-
-
2 964
income
-
-
-
558
total
-
-
-
4 006
Employee
26 522
26 522
26 522
-
income
2 785
2 455
2 733
-
social contributions
1 289
2 201
1 431
-
health
264
451
293
-
total
4 338
5 107
4 457
-
Employer
26 522
26 522
26 522
-
social contributions
1 289
2 201
1 431
-
health
287
491
319
-
total
1 576
2 692
1 750
-
Corporate
1 899
-
-
-
income
238
-
-
-
total
238
-
-
-
Dividends
1 661
-
-
-
withholding
282
-
-
-
total
282
-
-
-
Income
19 000
19 000
19 000
19 000
Total tax
6 434
7 799
6 207
4 006
After tax
12 566
11 201
12 793
14 994
Living cost
11 187
11 187
11 187
11 187
Free-cash
1 379
14
1 606
3 807

Estimated living cost  is ₴11187 per week

₴7648
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴874
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2478
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Brno , Czech Republic
₴1293
₴2280
₴1681
₴5121
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
health
-
-
-
2 565
social contributions
-
-
-
5 548
income
-
-
-
1 633
solidarity contribution
-
-
-
-
total
-
-
-
9 746
Employee
11 708
-
14 179
-
income
1 405
-
1 701
-
social contributions
761
-
922
-
health
1 581
-
1 914
-
solidarity contribution
-
-
-
-
total
3 747
-
4 537
-
Employer
11 708
-
14 179
-
social contributions
2 927
-
3 545
-
health
1 054
-
1 276
-
total
3 981
-
4 821
-
Corporate
3 312
19 000
-
-
income
629
3 610
-
-
total
629
3 610
-
-
Dividends
2 683
15 390
-
-
withholding
402
2 308
-
-
total
402
2 308
-
-
Income
19 000
19 000
19 000
19 000
Total tax
8 759
5 918
9 358
9 746
After tax
10 241
13 082
9 642
9 254
Living cost
7 961
7 961
7 961
7 961
Free-cash
2 280
5 121
1 681
1 293

Estimated living cost  is ₴7961 per week

₴5530
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴566
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴157
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1708
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Prague , Czech Republic
-₴556
-₴332
-₴168
₴3272
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
health
-
-
-
2 565
social contributions
-
-
-
5 548
income
-
-
-
1 633
solidarity contribution
-
-
-
-
total
-
-
-
9 746
Employee
14 427
-
14 179
-
income
1 731
-
1 701
-
social contributions
938
-
922
-
health
1 948
-
1 914
-
solidarity contribution
-
-
-
-
total
4 617
-
4 537
-
Employer
14 427
-
14 179
-
social contributions
3 607
-
3 545
-
health
1 298
-
1 276
-
total
4 905
-
4 821
-
Corporate
-
19 000
-
-
income
-
3 610
-
-
total
-
3 610
-
-
Dividends
-
15 390
-
-
withholding
-
2 308
-
-
total
-
2 308
-
-
Income
19 000
19 000
19 000
19 000
Total tax
9 522
5 918
9 358
9 746
After tax
9 478
13 082
9 642
9 254
Living cost
9 810
9 810
9 810
9 810
Free-cash
-332
3 272
-168
-556

Estimated living cost  is ₴9810 per week

₴7296
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴543
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1802
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Copenhagen , Denmark
-₴4273
-₴56381
-₴56381
-₴56381
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
national
-
-
-
1 777
pensions
-
-
-
300
municipal
-
-
-
3 038
labour market
-
-
-
1 496
total
-
-
-
6 611
Employee
70 328
70 328
70 328
-
municipal
14 976
14 976
14 976
-
national
8 592
8 592
8 592
-
pensions
100
100
100
-
labour market
5 618
5 618
5 618
-
total
29 286
29 286
29 286
-
Employer
70 328
70 328
70 328
-
pensions
200
200
200
-
labour market
5 626
5 626
5 626
-
municipal
15 000
15 000
15 000
-
national
8 607
8 607
8 607
-
total
29 433
29 433
29 433
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
19 000
19 000
19 000
19 000
Total tax
58 719
58 719
58 719
6 611
After tax
-39 719
-39 719
-39 719
12 389
Living cost
16 662
16 662
16 662
16 662
Free-cash
-56 381
-56 381
-56 381
-4 273

Estimated living cost  is ₴16662 per week

₴11404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1474
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴256
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3528
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Tallinn , Estonia
₴2271
₴4726
₴2932
₴6869
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
health
-
-
-
2 470
pensions
-
-
-
3 800
income
-
-
-
2 128
total
-
-
-
8 398
Employee
9 785
-
14 200
-
unemployment
156
-
227
-
income
1 102
-
2 426
-
pensions
196
-
284
-
total
1 454
-
2 937
-
Employer
9 785
-
14 200
-
pensions
1 957
-
2 840
-
health
1 272
-
1 846
-
unemployment
79
-
114
-
total
3 308
-
4 800
-
Corporate
5 908
19 000
-
-
income
1 181
3 800
-
-
total
1 181
3 800
-
-
Dividends
4 726
15 200
-
-
total
-
-
-
-
Income
19 000
19 000
19 000
19 000
Total tax
5 943
3 800
7 737
8 398
After tax
13 057
15 200
11 263
10 602
Living cost
8 331
8 331
8 331
8 331
Free-cash
4 726
6 869
2 932
2 271

Estimated living cost  is ₴8331 per week

₴5714
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴496
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴168
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1953
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Helsinki , Finland
₴1599
-₴2569
-₴1483
-₴94
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
19 000
national
-
-
-
617
health
-
-
-
149
municipal
-
-
-
3 393
total
-
-
-
4 159
Employee
18 147
-
15 984
-
unemployment
272
-
240
-
municipal
2 972
-
2 621
-
national
300
-
183
-
pensions
1 225
-
1 079
-
health
135
-
102
-
total
4 904
-
4 225
-
Employer
18 147
-
15 984
-
pensions
3 148
-
2 773
-
health
139
-
123
-
accident
18
-
16
-
unemployment
118
-
104
-
total
3 423
-
3 016
-
Corporate
-
19 000
-
-
income
-
3 800
-
-
total
-
3 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
11 400
-
-
municipal
-
2 052
-
-
national
-
-
-
-
total
-
2 052
-
-
Income
19 000
19 000
19 000
19 000
Total tax
8 327
5 852
7 241
4 159
After tax
10 673
13 148
11 759
14 841
Living cost
13 242
13 242
13 242
13 242
Free-cash
-2 569
-94
-1 483
1 599

Estimated living cost  is ₴13242 per week

₴8650
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1274
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴211
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Marseille , France
₴773
₴863
₴961
-₴1055
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
surtax
-
-
-
-
health
-
-
-
165
pensions
-
-
-
5 490
social contributions
-
-
-
541
income
-
-
-
810
other
-
-
-
589
total
-
-
-
7 595
Employee
13 177
-
14 479
-
income
679
-
837
-
surtax
-
-
-
-
social contributions
376
-
413
-
pensions
1 490
-
1 637
-
total
2 545
-
2 887
-
Employer
13 177
-
14 479
-
pensions
2 165
-
2 379
-
social contributions
39
-
43
-
other
455
-
499
-
health
922
-
1 013
-
unemployment
533
-
586
-
total
4 114
-
4 520
-
Corporate
1 708
19 000
-
-
income
478
5 320
-
-
surtax
-
-
-
-
total
478
5 320
-
-
Dividends
1 229
13 680
-
-
withholding
157
1 751
-
-
social contributions
211
2 352
-
-
surtax
-
-
-
-
total
368
4 103
-
-
Income
19 000
19 000
19 000
19 000
Total tax
7 505
9 423
7 407
7 595
After tax
11 495
9 577
11 593
11 405
Living cost
10 632
10 632
10 632
10 632
Free-cash
863
-1 055
961
773

Estimated living cost  is ₴10632 per week

₴6166
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1080
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3184
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Nice , France
-₴396
-₴373
-₴208
-₴2224
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
surtax
-
-
-
-
health
-
-
-
165
pensions
-
-
-
5 490
social contributions
-
-
-
541
income
-
-
-
810
other
-
-
-
589
total
-
-
-
7 595
Employee
14 762
-
14 479
-
income
871
-
837
-
surtax
-
-
-
-
social contributions
421
-
413
-
pensions
1 669
-
1 637
-
total
2 961
-
2 887
-
Employer
14 762
-
14 479
-
pensions
2 425
-
2 379
-
social contributions
45
-
43
-
other
509
-
499
-
health
1 034
-
1 013
-
unemployment
598
-
586
-
total
4 611
-
4 520
-
Corporate
-
19 000
-
-
income
-
5 320
-
-
surtax
-
-
-
-
total
-
5 320
-
-
Dividends
-
13 680
-
-
withholding
-
1 751
-
-
social contributions
-
2 352
-
-
surtax
-
-
-
-
total
-
4 103
-
-
Income
19 000
19 000
19 000
19 000
Total tax
7 572
9 423
7 407
7 595
After tax
11 428
9 577
11 593
11 405
Living cost
11 801
11 801
11 801
11 801
Free-cash
-373
-2 224
-208
-396

Estimated living cost  is ₴11801 per week

₴7441
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3200
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Paris , France
-₴5254
-₴9350
-₴5066
-₴7082
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
surtax
-
-
-
-
health
-
-
-
165
pensions
-
-
-
5 490
social contributions
-
-
-
541
income
-
-
-
810
other
-
-
-
589
total
-
-
-
7 595
Employee
21 603
-
14 479
-
income
1 885
-
837
-
surtax
-
-
-
-
social contributions
615
-
413
-
pensions
2 443
-
1 637
-
total
4 943
-
2 887
-
Employer
21 603
-
14 479
-
pensions
3 550
-
2 379
-
social contributions
65
-
43
-
other
746
-
499
-
health
1 512
-
1 013
-
unemployment
875
-
586
-
total
6 748
-
4 520
-
Corporate
-
19 000
-
-
income
-
5 320
-
-
surtax
-
-
-
-
total
-
5 320
-
-
Dividends
-
13 680
-
-
withholding
-
1 751
-
-
social contributions
-
2 352
-
-
surtax
-
-
-
-
total
-
4 103
-
-
Income
19 000
19 000
19 000
19 000
Total tax
11 691
9 423
7 407
7 595
After tax
7 309
9 577
11 593
11 405
Living cost
16 659
16 659
16 659
16 659
Free-cash
-9 350
-7 082
-5 066
-5 254

Estimated living cost  is ₴16659 per week

₴11275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1363
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴228
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3793
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Batumi , Georgia
₴16578
₴15399
₴12968
₴15818
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
19 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
190
total
-
-
-
190
Employee
2 789
-
19 000
-
income
558
-
3 800
-
total
558
-
3 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

16 211
19 000
-
-
total
-
-
-
-
Dividends
16 211
19 000
-
-
withholding
811
950
-
-
total
811
950
-
-
Income
19 000
19 000
19 000
19 000
Total tax
1 369
950
3 800
190
After tax
17 631
18 050
15 200
18 810
Living cost
2 232
2 232
2 232
2 232
Free-cash
15 399
15 818
12 968
16 578

Estimated living cost  is ₴2232 per week

₴1383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴185
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴602
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Tbilisi , Georgia
₴15333
₴13921
₴11723
₴14573
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
19 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
190
total
-
-
-
190
Employee
4 347
-
19 000
-
income
869
-
3 800
-
total
869
-
3 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

14 653
19 000
-
-
total
-
-
-
-
Dividends
14 653
19 000
-
-
withholding
733
950
-
-
total
733
950
-
-
Income
19 000
19 000
19 000
19 000
Total tax
1 602
950
3 800
190
After tax
17 398
18 050
15 200
18 810
Living cost
3 477
3 477
3 477
3 477
Free-cash
13 921
14 573
11 723
15 333

Estimated living cost  is ₴3477 per week

₴2353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴117
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴862
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Berlin , Germany
₴867
₴1043
₴1292
-₴3468
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
19 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
106
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 930
trade
-
-
-
425
total
-
-
-
4 817
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 162
-
19 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 411
-
1 930
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

78
-
106
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
3 845
-
4 392
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
1 838
19 000
-
-
trade
264
2 726
-
-
income
276
2 850
-
-
chamber of commerce
55
81
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

15
156
-
-
total
610
5 813
-
-
Dividends
1 229
13 187
-
-
withholding
176
3 165
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

10
174
-
-
total
186
3 339
-
-
Income
19 000
19 000
19 000
19 000
Total tax
4 641
9 152
4 392
4 817
After tax
14 359
9 848
14 608
14 183
Living cost
13 316
13 316
13 316
13 316
Free-cash
1 043
-3 468
1 292
867

Estimated living cost  is ₴13316 per week

₴9186
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴193
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2504
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dresden , Germany
₴3694
₴3021
₴4161
-₴795
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
19 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
106
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 930
trade
-
-
-
467
total
-
-
-
4 859
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 192
-
19 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

369
-
1 930
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
106
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
2 745
-
4 392
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
5 808
19 000
-
-
trade
914
2 993
-
-
income
871
2 850
-
-
chamber of commerce
61
80
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

48
156
-
-
total
1 894
6 079
-
-
Dividends
3 913
12 921
-
-
withholding
847
3 099
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

46
170
-
-
total
893
3 269
-
-
Income
19 000
19 000
19 000
19 000
Total tax
5 532
9 348
4 392
4 859
After tax
13 468
9 652
14 608
14 141
Living cost
10 447
10 447
10 447
10 447
Free-cash
3 021
-795
4 161
3 694

Estimated living cost  is ₴10447 per week

₴6572
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1218
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2462
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Hamburg , Germany
₴570
₴852
₴1058
-₴3995
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
19 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
106
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 930
trade
-
-
-
488
total
-
-
-
4 880
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 491
-
19 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 503
-
1 930
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

82
-
106
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
3 941
-
4 392
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
1 509
19 000
-
-
trade
248
3 125
-
-
income
226
2 850
-
-
chamber of commerce
54
79
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

12
156
-
-
total
540
6 210
-
-
Dividends
967
12 789
-
-
withholding
111
3 066
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

6
169
-
-
total
117
3 235
-
-
Income
19 000
19 000
19 000
19 000
Total tax
4 598
9 445
4 392
4 880
After tax
14 402
9 555
14 608
14 120
Living cost
13 550
13 550
13 550
13 550
Free-cash
852
-3 995
1 058
570

Estimated living cost  is ₴13550 per week

₴9062
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Munich , Germany
-₴1702
-₴1729
-₴1193
-₴6344
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
19 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
106
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 930
trade
-
-
-
509
total
-
-
-
4 901
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 729
-
19 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 438
-
1 930
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

134
-
106
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
4 928
-
4 392
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
19 000
-
-
trade
-
3 258
-
-
income
-
2 850
-
-
chamber of commerce
-
79
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
156
-
-
total
-
6 343
-
-
Dividends
-
12 656
-
-
withholding
-
3 033
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
167
-
-
total
-
3 200
-
-
Income
19 000
19 000
19 000
19 000
Total tax
4 928
9 543
4 392
4 901
After tax
14 072
9 457
14 608
14 099
Living cost
15 801
15 801
15 801
15 801
Free-cash
-1 729
-6 344
-1 193
-1 702

Estimated living cost  is ₴15801 per week

₴11540
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1264
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴206
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2792
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Athens , Greece
₴3060
₴3106
₴2654
₴4204
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
surtax
-
-
-
149
unemployment
-
-
-
79
health
-
-
-
1 349
pensions
-
-
-
3 800
income
-
-
-
2 816
other
-
-
-
-
total
-
-
-
8 193
Employee
11 616
-
15 696
-
unemployment
808
-
1 092
-
other
-
-
-
-
income
1 947
-
2 637
-
surtax
41
-
118
-
pensions
775
-
1 047
-
health
297
-
401
-
total
3 868
-
5 295
-
Employer
11 616
-
15 696
-
pensions
1 549
-
2 093
-
other
-
-
-
-
health
528
-
714
-
unemployment
369
-
497
-
total
2 446
-
3 304
-
Corporate
4 939
19 000
-
-
income
1 284
4 940
-
-
total
1 284
4 940
-
-
Dividends
3 655
14 060
-
-
withholding
549
2 109
-
-
total
549
2 109
-
-
Income
19 000
19 000
19 000
19 000
Total tax
8 147
7 049
8 599
8 193
After tax
10 853
11 951
10 401
10 807
Living cost
7 747
7 747
7 747
7 747
Free-cash
3 106
4 204
2 654
3 060

Estimated living cost  is ₴7747 per week

₴4677
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴674
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴180
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2217
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Thessaloniki , Greece
₴3196
₴3266
₴2790
₴4340
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
surtax
-
-
-
149
unemployment
-
-
-
79
health
-
-
-
1 349
pensions
-
-
-
3 800
income
-
-
-
2 816
other
-
-
-
-
total
-
-
-
8 193
Employee
11 406
-
15 696
-
unemployment
794
-
1 092
-
other
-
-
-
-
income
1 912
-
2 637
-
surtax
37
-
118
-
pensions
761
-
1 047
-
health
291
-
401
-
total
3 795
-
5 295
-
Employer
11 406
-
15 696
-
pensions
1 521
-
2 093
-
other
-
-
-
-
health
519
-
714
-
unemployment
361
-
497
-
total
2 401
-
3 304
-
Corporate
5 193
19 000
-
-
income
1 350
4 940
-
-
total
1 350
4 940
-
-
Dividends
3 843
14 060
-
-
withholding
577
2 109
-
-
total
577
2 109
-
-
Income
19 000
19 000
19 000
19 000
Total tax
8 123
7 049
8 599
8 193
After tax
10 877
11 951
10 401
10 807
Living cost
7 611
7 611
7 611
7 611
Free-cash
3 266
4 340
2 790
3 196

Estimated living cost  is ₴7611 per week

₴4654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴702
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴175
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2079
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Budapest , Hungary
₴6315
₴4069
₴4168
₴3927
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
unemployment
-
-
-
285
health
-
-
-
1 330
pensions
-
-
-
1 900
income
-
-
-
2 323
total
-
-
-
5 838
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 884
3 934
15 900
-
unemployment
148
59
238
-
income
1 208
481
1 944
-
pensions
988
393
1 590
-
health
692
275
1 113
-
total
3 036
1 208
4 885
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 884
3 934
15 900
-
pensions
1 927
767
3 100
-
total
1 927
767
3 100
-
Corporate
7 189
14 299
-
-
income
647
1 287
-
-
total
647
1 287
-
-
Dividends
6 542
13 012
-
-
withholding
1 243
2 472
-
-
social contributions
1 231
2 492
-
-
total
2 474
4 964
-
-
Income
19 000
19 000
19 000
19 000
Total tax
8 084
8 226
7 985
5 838
After tax
10 916
10 774
11 015
13 162
Living cost
6 847
6 847
6 847
6 847
Free-cash
4 069
3 927
4 168
6 315

Estimated living cost  is ₴6847 per week

₴4673
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴560
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴137
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1478
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Reykjavik , Iceland
-₴4785
-₴9235
-₴4637
-₴4843
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
national
-
-
-
2 797
pensions
-
-
-
2 280
social contributions
-
-
-
204
municipal
-
-
-
1 805
total
-
-
-
7 086
Employee
25 887
-
16 425
-
municipal
3 197
-
1 879
-
national
4 955
-
2 911
-
pensions
1 035
-
657
-
total
9 187
-
5 447
-
Employer
25 887
-
16 425
-
pensions
2 071
-
1 314
-
social contributions
278
-
177
-
total
2 349
-
1 491
-
Corporate
-
19 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
3 800
-
-
total
-
3 800
-
-
Dividends
-
15 200
-
-
withholding
-
3 344
-
-
total
-
3 344
-
-
Income
19 000
19 000
19 000
19 000
Total tax
11 536
7 144
6 938
7 086
After tax
7 464
11 856
12 062
11 914
Living cost
16 699
16 699
16 699
16 699
Free-cash
-9 235
-4 843
-4 637
-4 785

Estimated living cost  is ₴16699 per week

₴11350
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1552
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3547
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Dublin , Ireland
-₴4731
-₴7980
-₴4731
-₴6348
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
social contributions
-
-
-
1 363
income
-
-
-
2 720
total
-
-
-
4 083
Employee
26 980
-
19 000
-
social contributions
2 241
-
1 363
-
income
5 091
-
2 720
-
total
7 332
-
4 083
-
Employer
26 980
-
19 000
-
total
-
-
-
-
Corporate
-
19 000
-
-
income
-
2 375
-
-
total
-
2 375
-
-
Dividends
-
16 625
-
-
withholding
-
3 325
-
-
total
-
3 325
-
-
Income
19 000
19 000
19 000
19 000
Total tax
7 332
5 700
4 083
4 083
After tax
11 668
13 300
14 917
14 917
Living cost
19 648
19 648
19 648
19 648
Free-cash
-7 980
-6 348
-4 731
-4 731

Estimated living cost  is ₴19648 per week

₴14948
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1601
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2911
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Milan , Italy
-₴4161
-₴11654
-₴5235
-₴4416
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
national
-
-
-
3 418
regional
-
-
-
189
social contributions
-
-
-
4 887
municipal
-
-
-
113
total
-
-
-
8 607
Employee
30 654
-
19 000
-
municipal
162
-
101
-
national
5 312
-
3 008
-
social contributions
10 337
-
6 407
-
regional
289
-
165
-
total
16 100
-
9 681
-
Employer
30 654
-
19 000
-
total
-
-
-
-
Corporate
-
19 000
-
-
nationa
-
4 560
-
-
municipal
-
741
-
-
total
-
5 301
-
-
Dividends
-
13 699
-
-
withholding
-
3 561
-
-
total
-
3 561
-
-
Income
19 000
19 000
19 000
19 000
Total tax
16 100
8 862
9 681
8 607
After tax
2 900
10 138
9 319
10 393
Living cost
14 554
14 554
14 554
14 554
Free-cash
-11 654
-4 416
-5 235
-4 161

Estimated living cost  is ₴14554 per week

₴10145
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴954
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴223
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3231
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Naples , Italy
₴1005
-₴133
-₴63
₴695
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
19 000
national
-
-
-
3 418
regional
-
-
-
286
social contributions
-
-
-
4 887
municipal
-
-
-
113
total
-
-
-
8 704
Employee
19 133
-
19 000
-
municipal
101
-
101
-
national
3 031
-
3 008
-
social contributions
6 452
-
6 407
-
regional
258
-
256
-
total
9 842
-
9 772
-
Employer
19 133
-
19 000
-
total
-
-
-
-
Corporate
-
19 000
-
-
nationa
-
4 560
-
-
municipal
-
945
-
-
total
-
5 505
-
-
Dividends
-
13 495