Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 18500
per

Your estimated
City
free-cash

Andorra , Andorra
₴3979
₴5031
₴4526
₴6199
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
18 500
social contributions
-
-
-
4 070
income
-
-
-
-
total
-
-
-
4 070
Employee
11 178
-
16 017
-
social contributions
726
-
1 041
-
income
-
-
-
-
total
726
-
1 041
-
Employer
11 178
-
16 017
-
social contributions
1 733
-
2 482
-
total
1 733
-
2 482
-
Corporate
5 590
18 500
-
-
income
559
1 850
-
-
total
559
1 850
-
-
Dividends
5 031
16 650
-
-
total
-
-
-
-
Income
18 500
18 500
18 500
18 500
Total tax
3 018
1 850
3 523
4 070
After tax
15 482
16 650
14 977
14 430
Living cost
10 451
10 451
10 451
10 451
Free-cash
5 031
6 199
4 526
3 979

Estimated living cost  is ₴10451 per week

₴6758
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴788
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2709
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₴703
-₴1402
-₴3715
-₴532
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
18 500
surtax
-
-
-
-
unemployment
-
-
-
2 132
health
-
-
-
1 415
chamber of commerce
-
-
-
74
pensions
-
-
-
3 422
income
-
-
-
1 068
total
-
-
-
8 111
Employee
15 198
13 856
14 366
-
unemployment
456
416
431
-
other
152
139
144
-
income
1 354
1 022
1 126
-
pensions
1 556
1 419
1 471
-
health
588
536
556
-
total
4 106
3 532
3 728
-
Employer
15 198
13 856
14 366
-
pensions
1 907
1 739
1 803
-
surtax
-
-
-
-
payroll
456
416
431
-
other
722
658
682
-
health
575
524
543
-
accident
197
180
187
-
unemployment
456
416
431
-
chamber of commerce
61
55
57
-
total
4 374
3 988
4 134
-
Corporate
1 320
1 320
13 046
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

330
330
3 261
-
total
330
330
3 261
-
Dividends
-
327
-
-
withholding
-
90
-
-
total
-
90
-
-
Income
18 500
18 500
18 500
18 500
Total tax
8 810
7 940
11 123
8 111
After tax
9 690
10 560
7 377
10 389
Living cost
11 092
11 092
11 092
11 092
Free-cash
-1 402
-532
-3 715
-703

Estimated living cost  is ₴11092 per week

₴6654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1133
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴198
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₴1931
-₴4273
-₴4896
-₴1741
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
18 500
surtax
-
-
-
69
unemployment
-
-
-
2 132
health
-
-
-
1 415
chamber of commerce
-
-
-
74
pensions
-
-
-
3 422
income
-
-
-
1 068
total
-
-
-
8 180
Employee
17 376
13 856
14 312
-
unemployment
521
416
430
-
other
174
139
143
-
income
1 978
1 022
1 116
-
pensions
1 779
1 419
1 465
-
health
672
536
554
-
total
5 124
3 532
3 708
-
Employer
17 376
13 856
14 312
-
pensions
2 181
1 739
1 796
-
surtax
69
69
69
-
payroll
521
416
430
-
other
825
658
680
-
health
656
524
541
-
accident
226
180
186
-
unemployment
521
416
430
-
chamber of commerce
69
55
57
-
total
5 068
4 057
4 189
-
Corporate
1 320
1 320
12 993
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

330
330
3 248
-
total
330
330
3 248
-
Dividends
-
258
-
-
withholding
-
71
-
-
total
-
71
-
-
Income
18 500
18 500
18 500
18 500
Total tax
10 522
7 990
11 145
8 180
After tax
7 978
10 510
7 355
10 320
Living cost
12 251
12 251
12 251
12 251
Free-cash
-4 273
-1 741
-4 896
-1 931

Estimated living cost  is ₴12251 per week

₴8171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1045
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2834
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₴2514
-₴13608
-₴4639
-₴2242
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
18 500
national
-
-
-
5 339
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
990
social contributions
-
-
-
2 008
total
-
-
-
8 337
Employee

The minimum management director salary is set at €45,000 per year.

24 870
-
14 330
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

216
-
125
-
national
7 646
-
3 671
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 297
-
748
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 865
-
1 075
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 168
-
674
-
total
12 192
-
6 293
-
Employer

The minimum management director salary is set at €45,000 per year.

24 870
-
14 330
-
surtax
2 820
-
1 624
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 204
-
1 269
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 529
-
881
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

323
-
186
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

363
-
209
-
total
7 239
-
4 169
-
Corporate
-
18 500
-
-
income
-
3 700
-
-
surtax
-
74
-
-
total
-
3 774
-
-
Dividends
-
14 726
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
4 291
-
-
total
-
4 291
-
-
Income
18 500
18 500
18 500
18 500
Total tax
19 431
8 065
10 462
8 337
After tax
-931
10 435
8 038
10 163
Living cost
12 677
12 677
12 677
12 677
Free-cash
-13 608
-2 242
-4 639
-2 514

Estimated living cost  is ₴12677 per week

₴8166
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1108
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴199
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴6499
₴7716
₴6763
₴9836
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
18 500
unemployment
-
-
-
49
health
-
-
-
1 397
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 798
income
-
-
-
2 775
total
-
-
-
6 019
Employee
7 921
-
16 117
-
accident

We are using the highest rate at 1.1%.

87
-
134
-
income
792
-
1 612
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

695
-
1 067
-
health
364
-
559
-
total
1 938
-
3 372
-
Employer
7 921
-
16 117
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

873
-
1 338
-
health
547
-
838
-
accident

We are using the highest rate at 1.1%.

87
-
134
-
unemployment
48
-
73
-
total
1 555
-
2 383
-
Corporate
9 025
18 500
-
-
income
903
1 850
-
-
total
903
1 850
-
-
Dividends
8 122
16 650
-
-
withholding
406
832
-
-
total
406
832
-
-
Income
18 500
18 500
18 500
18 500
Total tax
4 802
2 682
5 755
6 019
After tax
13 698
15 818
12 745
12 481
Living cost
5 982
5 982
5 982
5 982
Free-cash
7 716
9 836
6 763
6 499

Estimated living cost  is ₴5982 per week

₴3956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴342
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴143
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1541
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴7922
₴9644
₴8186
₴11259
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
18 500
unemployment
-
-
-
49
health
-
-
-
1 397
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 798
income
-
-
-
2 775
total
-
-
-
6 019
Employee
6 037
-
16 117
-
accident

We are using the highest rate at 1.1%.

66
-
134
-
income
604
-
1 612
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

530
-
1 067
-
health
278
-
559
-
total
1 478
-
3 372
-
Employer
6 037
-
16 117
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

665
-
1 338
-
health
417
-
838
-
accident

We are using the highest rate at 1.1%.

66
-
134
-
unemployment
36
-
73
-
total
1 184
-
2 383
-
Corporate
11 278
18 500
-
-
income
1 128
1 850
-
-
total
1 128
1 850
-
-
Dividends
10 150
16 650
-
-
withholding
507
832
-
-
total
507
832
-
-
Income
18 500
18 500
18 500
18 500
Total tax
4 297
2 682
5 755
6 019
After tax
14 203
15 818
12 745
12 481
Living cost
4 559
4 559
4 559
4 559
Free-cash
9 644
11 259
8 186
7 922

Estimated living cost  is ₴4559 per week

₴2662
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴326
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴121
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴6637
₴3693
₴4293
₴2587
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
18 500
health
-
-
-
472
social contributions
-
-
-
2 886
income
-
-
-
455
total
-
-
-
3 813
Employee
26 735
26 735
26 735
-
income
2 911
2 475
2 772
-
social contributions
1 011
2 219
1 394
-
health
207
455
286
-
total
4 129
5 149
4 452
-
Employer
26 735
26 735
26 735
-
social contributions
1 011
2 219
1 394
-
health
225
495
311
-
total
1 236
2 714
1 705
-
Corporate
5 085
-
-
-
income
635
-
-
-
total
635
-
-
-
Dividends
4 450
-
-
-
withholding
757
-
-
-
total
757
-
-
-
Income
18 500
18 500
18 500
18 500
Total tax
6 757
7 863
6 157
3 813
After tax
11 743
10 637
12 343
14 687
Living cost
8 050
8 050
8 050
8 050
Free-cash
3 693
2 587
4 293
6 637

Estimated living cost  is ₴8050 per week

₴4824
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴178
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴3410
₴917
₴1066
-₴640
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
18 500
health
-
-
-
472
social contributions
-
-
-
2 886
income
-
-
-
455
total
-
-
-
3 813
Employee
26 735
26 735
26 735
-
income
2 807
2 475
2 772
-
social contributions
1 299
2 219
1 394
-
health
266
455
286
-
total
4 372
5 149
4 452
-
Employer
26 735
26 735
26 735
-
social contributions
1 299
2 219
1 394
-
health
290
495
311
-
total
1 589
2 714
1 705
-
Corporate
1 262
-
-
-
income
158
-
-
-
total
158
-
-
-
Dividends
1 104
-
-
-
withholding
187
-
-
-
total
187
-
-
-
Income
18 500
18 500
18 500
18 500
Total tax
6 306
7 863
6 157
3 813
After tax
12 194
10 637
12 343
14 687
Living cost
11 277
11 277
11 277
11 277
Free-cash
917
-640
1 066
3 410

Estimated living cost  is ₴11277 per week

₴7709
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2498
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴969
₴1829
₴1347
₴4696
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
18 500
health
-
-
-
2 498
social contributions
-
-
-
5 402
income
-
-
-
1 590
solidarity contribution
-
-
-
-
total
-
-
-
9 490
Employee
11 826
-
13 806
-
income
1 419
-
1 657
-
social contributions
769
-
897
-
health
1 596
-
1 864
-
solidarity contribution
-
-
-
-
total
3 784
-
4 418
-
Employer
11 826
-
13 806
-
social contributions
2 956
-
3 451
-
health
1 064
-
1 243
-
total
4 020
-
4 694
-
Corporate
2 654
18 500
-
-
income
504
3 515
-
-
total
504
3 515
-
-
Dividends
2 149
14 985
-
-
withholding
322
2 248
-
-
total
322
2 248
-
-
Income
18 500
18 500
18 500
18 500
Total tax
8 630
5 763
9 112
9 490
After tax
9 870
12 737
9 388
9 010
Living cost
8 041
8 041
8 041
8 041
Free-cash
1 829
4 696
1 347
969

Estimated living cost  is ₴8041 per week

₴5586
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴572
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1726
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₴899
-₴1026
-₴521
₴2828
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
18 500
health
-
-
-
2 498
social contributions
-
-
-
5 402
income
-
-
-
1 590
solidarity contribution
-
-
-
-
total
-
-
-
9 490
Employee
14 572
-
13 806
-
income
1 749
-
1 657
-
social contributions
947
-
897
-
health
1 967
-
1 864
-
solidarity contribution
-
-
-
-
total
4 663
-
4 418
-
Employer
14 572
-
13 806
-
social contributions
3 643
-
3 451
-
health
1 311
-
1 243
-
total
4 954
-
4 694
-
Corporate
-
18 500
-
-
income
-
3 515
-
-
total
-
3 515
-
-
Dividends
-
14 985
-
-
withholding
-
2 248
-
-
total
-
2 248
-
-
Income
18 500
18 500
18 500
18 500
Total tax
9 617
5 763
9 112
9 490
After tax
8 883
12 737
9 388
9 010
Living cost
9 909
9 909
9 909
9 909
Free-cash
-1 026
2 828
-521
-899

Estimated living cost  is ₴9909 per week

₴7369
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴549
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴171
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1820
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₴4684
-₴57459
-₴57459
-₴57459
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
18 500
national
-
-
-
1 713
pensions
-
-
-
302
municipal
-
-
-
2 923
labour market
-
-
-
1 456
total
-
-
-
6 394
Employee
70 867
70 867
70 867
-
municipal
15 091
15 091
15 091
-
national
8 658
8 658
8 658
-
pensions
101
101
101
-
labour market
5 661
5 661
5 661
-
total
29 511
29 511
29 511
-
Employer
70 867
70 867
70 867
-
pensions
201
201
201
-
labour market
5 669
5 669
5 669
-
municipal
15 115
15 115
15 115
-
national
8 673
8 673
8 673
-
total
29 658
29 658
29 658
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
18 500
18 500
18 500
18 500
Total tax
59 169
59 169
59 169
6 394
After tax
-40 669
-40 669
-40 669
12 106
Living cost
16 790
16 790
16 790
16 790
Free-cash
-57 459
-57 459
-57 459
-4 684

Estimated living cost  is ₴16790 per week

₴11491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴258
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3555
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴1988
₴4243
₴2633
₴6402
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
18 500
health
-
-
-
2 405
pensions
-
-
-
3 700
income
-
-
-
2 009
total
-
-
-
8 114
Employee
9 863
-
13 827
-
unemployment
158
-
221
-
income
1 110
-
2 299
-
pensions
197
-
276
-
total
1 465
-
2 796
-
Employer
9 863
-
13 827
-
pensions
1 973
-
2 765
-
health
1 282
-
1 797
-
unemployment
79
-
111
-
total
3 334
-
4 673
-
Corporate
5 303
18 500
-
-
income
1 060
3 700
-
-
total
1 060
3 700
-
-
Dividends
4 243
14 800
-
-
total
-
-
-
-
Income
18 500
18 500
18 500
18 500
Total tax
5 859
3 700
7 469
8 114
After tax
12 641
14 800
11 031
10 386
Living cost
8 398
8 398
8 398
8 398
Free-cash
4 243
6 402
2 633
1 988

Estimated living cost  is ₴8398 per week

₴5760
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1969
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴1196
-₴3243
-₴1870
-₴546
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
18 500
national
-
-
-
511
health
-
-
-
140
municipal
-
-
-
3 305
total
-
-
-
3 956
Employee
18 292
-
15 563
-
unemployment
274
-
234
-
municipal
2 996
-
2 553
-
national
302
-
154
-
pensions
1 234
-
1 050
-
health
137
-
94
-
total
4 943
-
4 085
-
Employer
18 292
-
15 563
-
pensions
3 174
-
2 700
-
health
141
-
120
-
accident
18
-
16
-
unemployment
119
-
101
-
total
3 452
-
2 937
-
Corporate
-
18 500
-
-
income
-
3 700
-
-
total
-
3 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
11 100
-
-
municipal
-
1 998
-
-
national
-
-
-
-
total
-
1 998
-
-
Income
18 500
18 500
18 500
18 500
Total tax
8 395
5 698
7 022
3 956
After tax
10 105
12 802
11 478
14 544
Living cost
13 348
13 348
13 348
13 348
Free-cash
-3 243
-546
-1 870
1 196

Estimated living cost  is ₴13348 per week

₴8719
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1284
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴212
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3133
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴403
₴537
₴602
-₴1393
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
18 500
surtax
-
-
-
-
health
-
-
-
160
pensions
-
-
-
5 365
social contributions
-
-
-
527
income
-
-
-
755
other
-
-
-
573
total
-
-
-
7 380
Employee
13 283
-
14 097
-
income
685
-
783
-
surtax
-
-
-
-
social contributions
379
-
402
-
pensions
1 502
-
1 594
-
total
2 566
-
2 779
-
Employer
13 283
-
14 097
-
pensions
2 183
-
2 316
-
social contributions
40
-
42
-
other
459
-
486
-
health
930
-
987
-
unemployment
538
-
571
-
total
4 150
-
4 402
-
Corporate
1 069
18 500
-
-
income
300
5 180
-
-
surtax
-
-
-
-
total
300
5 180
-
-
Dividends
770
13 320
-
-
withholding
98
1 705
-
-
social contributions
132
2 291
-
-
surtax
-
-
-
-
total
230
3 996
-
-
Income
18 500
18 500
18 500
18 500
Total tax
7 246
9 176
7 181
7 380
After tax
11 254
9 324
11 319
11 120
Living cost
10 717
10 717
10 717
10 717
Free-cash
537
-1 393
602
403

Estimated living cost  is ₴10717 per week

₴6215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1089
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3210
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₴775
-₴1026
-₴576
-₴2571
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
18 500
surtax
-
-
-
-
health
-
-
-
160
pensions
-
-
-
5 365
social contributions
-
-
-
527
income
-
-
-
755
other
-
-
-
573
total
-
-
-
7 380
Employee
14 880
-
14 097
-
income
878
-
783
-
surtax
-
-
-
-
social contributions
424
-
402
-
pensions
1 682
-
1 594
-
total
2 984
-
2 779
-
Employer
14 880
-
14 097
-
pensions
2 445
-
2 316
-
social contributions
45
-
42
-
other
513
-
486
-
health
1 042
-
987
-
unemployment
602
-
571
-
total
4 647
-
4 402
-
Corporate
-
18 500
-
-
income
-
5 180
-
-
surtax
-
-
-
-
total
-
5 180
-
-
Dividends
-
13 320
-
-
withholding
-
1 705
-
-
social contributions
-
2 291
-
-
surtax
-
-
-
-
total
-
3 996
-
-
Income
18 500
18 500
18 500
18 500
Total tax
7 631
9 176
7 181
7 380
After tax
10 869
9 324
11 319
11 120
Living cost
11 895
11 895
11 895
11 895
Free-cash
-1 026
-2 571
-576
-775

Estimated living cost  is ₴11895 per week

₴7501
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3226
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₴5673
-₴10077
-₴5474
-₴7469
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
18 500
surtax
-
-
-
-
health
-
-
-
160
pensions
-
-
-
5 365
social contributions
-
-
-
527
income
-
-
-
755
other
-
-
-
573
total
-
-
-
7 380
Employee
21 776
-
14 097
-
income
1 900
-
783
-
surtax
-
-
-
-
social contributions
620
-
402
-
pensions
2 463
-
1 594
-
total
4 983
-
2 779
-
Employer
21 776
-
14 097
-
pensions
3 578
-
2 316
-
social contributions
65
-
42
-
other
752
-
486
-
health
1 524
-
987
-
unemployment
882
-
571
-
total
6 801
-
4 402
-
Corporate
-
18 500
-
-
income
-
5 180
-
-
surtax
-
-
-
-
total
-
5 180
-
-
Dividends
-
13 320
-
-
withholding
-
1 705
-
-
social contributions
-
2 291
-
-
surtax
-
-
-
-
total
-
3 996
-
-
Income
18 500
18 500
18 500
18 500
Total tax
11 784
9 176
7 181
7 380
After tax
6 716
9 324
11 319
11 120
Living cost
16 793
16 793
16 793
16 793
Free-cash
-10 077
-7 469
-5 474
-5 673

Estimated living cost  is ₴16793 per week

₴11365
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1374
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴230
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3824
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴16088
₴14930
₴12573
₴15348
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
18 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
185
total
-
-
-
185
Employee
2 784
-
18 500
-
income
557
-
3 700
-
total
557
-
3 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

15 716
18 500
-
-
total
-
-
-
-
Dividends
15 716
18 500
-
-
withholding
786
925
-
-
total
786
925
-
-
Income
18 500
18 500
18 500
18 500
Total tax
1 343
925
3 700
185
After tax
17 157
17 575
14 800
18 315
Living cost
2 227
2 227
2 227
2 227
Free-cash
14 930
15 348
12 573
16 088

Estimated living cost  is ₴2227 per week

₴1380
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴185
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴601
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴14844
₴13453
₴11329
₴14104
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
18 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
185
total
-
-
-
185
Employee
4 339
-
18 500
-
income
868
-
3 700
-
total
868
-
3 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

14 161
18 500
-
-
total
-
-
-
-
Dividends
14 161
18 500
-
-
withholding
708
925
-
-
total
708
925
-
-
Income
18 500
18 500
18 500
18 500
Total tax
1 576
925
3 700
185
After tax
16 924
17 575
14 800
18 315
Living cost
3 471
3 471
3 471
3 471
Free-cash
13 453
14 104
11 329
14 844

Estimated living cost  is ₴3471 per week

₴2349
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴116
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₴511
₴716
₴846
-₴3832
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
18 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
97
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 759
trade
-
-
-
335
total
-
-
-
4 566
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 299
-
18 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 423
-
1 759
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

79
-
97
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
3 877
-
4 231
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
1 201
18 500
-
-
trade
172
2 655
-
-
income
180
2 775
-
-
chamber of commerce
55
80
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

10
152
-
-
total
417
5 662
-
-
Dividends
784
12 838
-
-
withholding
64
3 077
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

3
170
-
-
total
67
3 247
-
-
Income
18 500
18 500
18 500
18 500
Total tax
4 361
8 909
4 231
4 566
After tax
14 139
9 591
14 269
13 934
Living cost
13 423
13 423
13 423
13 423
Free-cash
716
-3 832
846
511

Estimated living cost  is ₴13423 per week

₴9260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1444
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴3370
₴2717
₴3738
-₴1130
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
18 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
97
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 759
trade
-
-
-
368
total
-
-
-
4 599
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 298
-
18 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

371
-
1 759
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
97
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
2 766
-
4 231
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
5 202
18 500
-
-
trade
819
2 914
-
-
income
781
2 775
-
-
chamber of commerce
60
79
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

43
152
-
-
total
1 703
5 920
-
-
Dividends
3 499
12 580
-
-
withholding
742
3 013
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

41
166
-
-
total
783
3 179
-
-
Income
18 500
18 500
18 500
18 500
Total tax
5 252
9 099
4 231
4 599
After tax
13 248
9 401
14 269
13 901
Living cost
10 531
10 531
10 531
10 531
Free-cash
2 717
-1 130
3 738
3 370

Estimated living cost  is ₴10531 per week

₴6624
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1228
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2482
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₴227
₴534
₴611
-₴4351
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
18 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
97
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 759
trade
-
-
-
384
total
-
-
-
4 615
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 632
-
18 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 515
-
1 759
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

83
-
97
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
3 973
-
4 231
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
868
18 500
-
-
trade
143
3 043
-
-
income
130
2 775
-
-
chamber of commerce
54
79
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

7
152
-
-
total
334
6 049
-
-
Dividends
534
12 450
-
-
withholding
1
2 980
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
164
-
-
total
1
3 144
-
-
Income
18 500
18 500
18 500
18 500
Total tax
4 308
9 193
4 231
4 615
After tax
14 192
9 307
14 269
13 885
Living cost
13 658
13 658
13 658
13 658
Free-cash
534
-4 351
611
227

Estimated living cost  is ₴13658 per week

₴9135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1440
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴204
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₴2059
-₴2395
-₴1659
-₴6717
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
18 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
97
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
1 759
trade
-
-
-
400
total
-
-
-
4 631
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 895
-
18 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 457
-
1 759
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

135
-
97
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
4 967
-
4 231
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
18 500
-
-
trade
-
3 173
-
-
income
-
2 775
-
-
chamber of commerce
-
79
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
152
-
-
total
-
6 179
-
-
Dividends
-
12 321
-
-
withholding
-
2 948
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
162
-
-
total
-
3 110
-
-
Income
18 500
18 500
18 500
18 500
Total tax
4 967
9 289
4 231
4 631
After tax
13 533
9 211
14 269
13 869
Living cost
15 928
15 928
15 928
15 928
Free-cash
-2 395
-6 717
-1 659
-2 059

Estimated living cost  is ₴15928 per week

₴11633
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1274
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴207
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2814
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴2770
₴2722
₴2332
₴3828
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
18 500
surtax
-
-
-
127
unemployment
-
-
-
79
health
-
-
-
1 314
pensions
-
-
-
3 700
income
-
-
-
2 701
other
-
-
-
-
total
-
-
-
7 921
Employee
11 709
-
15 283
-
unemployment
815
-
1 064
-
other
-
-
-
-
income
1 963
-
2 562
-
surtax
42
-
108
-
pensions
781
-
1 019
-
health
299
-
390
-
total
3 900
-
5 143
-
Employer
11 709
-
15 283
-
pensions
1 561
-
2 037
-
other
-
-
-
-
health
532
-
695
-
unemployment
371
-
484
-
total
2 464
-
3 216
-
Corporate
4 326
18 500
-
-
income
1 125
4 810
-
-
total
1 125
4 810
-
-
Dividends
3 201
13 690
-
-
withholding
480
2 053
-
-
total
480
2 053
-
-
Income
18 500
18 500
18 500
18 500
Total tax
7 969
6 863
8 359
7 921
After tax
10 531
11 637
10 141
10 579
Living cost
7 809
7 809
7 809
7 809
Free-cash
2 722
3 828
2 332
2 770

Estimated living cost  is ₴7809 per week

₴4715
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴679
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴2907
₴2881
₴2469
₴3965
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
18 500
surtax
-
-
-
127
unemployment
-
-
-
79
health
-
-
-
1 314
pensions
-
-
-
3 700
income
-
-
-
2 701
other
-
-
-
-
total
-
-
-
7 921
Employee
11 498
-
15 283
-
unemployment
800
-
1 064
-
other
-
-
-
-
income
1 927
-
2 562
-
surtax
38
-
108
-
pensions
767
-
1 019
-
health
294
-
390
-
total
3 826
-
5 143
-
Employer
11 498
-
15 283
-
pensions
1 533
-
2 037
-
other
-
-
-
-
health
523
-
695
-
unemployment
364
-
484
-
total
2 420
-
3 216
-
Corporate
4 582
18 500
-
-
income
1 192
4 810
-
-
total
1 192
4 810
-
-
Dividends
3 391
13 690
-
-
withholding
509
2 053
-
-
total
509
2 053
-
-
Income
18 500
18 500
18 500
18 500
Total tax
7 947
6 863
8 359
7 921
After tax
10 553
11 637
10 141
10 579
Living cost
7 672
7 672
7 672
7 672
Free-cash
2 881
3 965
2 469
2 907

Estimated living cost  is ₴7672 per week

₴4691
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴708
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴5863
₴3685
₴3771
₴3543
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
18 500
unemployment
-
-
-
277
health
-
-
-
1 295
pensions
-
-
-
1 850
income
-
-
-
2 262
total
-
-
-
5 684
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

10 037
3 994
15 481
-
unemployment
151
60
232
-
income
1 227
488
1 893
-
pensions
1 004
399
1 548
-
health
703
280
1 084
-
total
3 085
1 227
4 757
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

10 037
3 994
15 481
-
pensions
1 957
779
3 019
-
total
1 957
779
3 019
-
Corporate
6 506
13 727
-
-
income
586
1 235
-
-
total
586
1 235
-
-
Dividends
5 921
12 491
-
-
withholding
1 125
2 373
-
-
social contributions
1 109
2 390
-
-
total
2 234
4 763
-
-
Income
18 500
18 500
18 500
18 500
Total tax
7 862
8 004
7 776
5 684
After tax
10 638
10 496
10 724
12 816
Living cost
6 953
6 953
6 953
6 953
Free-cash
3 685
3 543
3 771
5 863

Estimated living cost  is ₴6953 per week

₴4745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴139
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1500
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₴5156
-₴9890
-₴5011
-₴5246
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
18 500
national
-
-
-
2 703
pensions
-
-
-
2 220
social contributions
-
-
-
199
municipal
-
-
-
1 744
total
-
-
-
6 866
Employee
26 027
-
15 993
-
municipal
3 215
-
1 816
-
national
4 982
-
2 814
-
pensions
1 041
-
640
-
total
9 238
-
5 270
-
Employer
26 027
-
15 993
-
pensions
2 082
-
1 279
-
social contributions
280
-
172
-
total
2 362
-
1 451
-
Corporate
-
18 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
3 700
-
-
total
-
3 700
-
-
Dividends
-
14 800
-
-
withholding
-
3 256
-
-
total
-
3 256
-
-
Income
18 500
18 500
18 500
18 500
Total tax
11 600
6 956
6 721
6 866
After tax
6 900
11 544
11 779
11 634
Living cost
16 790
16 790
16 790
16 790
Free-cash
-9 890
-5 246
-5 011
-5 156

Estimated living cost  is ₴16790 per week

₴11412
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1561
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴251
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3566
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₴5220
-₴8697
-₴5220
-₴6857
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
18 500
social contributions
-
-
-
1 303
income
-
-
-
2 611
total
-
-
-
3 914
Employee
27 197
-
18 500
-
social contributions
2 259
-
1 303
-
income
5 132
-
2 611
-
total
7 391
-
3 914
-
Employer
27 197
-
18 500
-
total
-
-
-
-
Corporate
-
18 500
-
-
income
-
2 313
-
-
total
-
2 313
-
-
Dividends
-
16 187
-
-
withholding
-
3 238
-
-
total
-
3 238
-
-
Income
18 500
18 500
18 500
18 500
Total tax
7 391
5 551
3 914
3 914
After tax
11 109
12 949
14 586
14 586
Living cost
19 806
19 806
19 806
19 806
Free-cash
-8 697
-6 857
-5 220
-5 220

Estimated living cost  is ₴19806 per week

₴15068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1614
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2935
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₴4535
-₴12400
-₴5581
-₴4801
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
18 500
national
-
-
-
3 314
regional
-
-
-
182
social contributions
-
-
-
4 758
municipal
-
-
-
110
total
-
-
-
8 364
Employee
30 900
-
18 500
-
municipal
164
-
98
-
national
5 354
-
2 915
-
social contributions
10 419
-
6 238
-
regional
292
-
159
-
total
16 229
-
9 410
-
Employer
30 900
-
18 500
-
total
-
-
-
-
Corporate
-
18 500
-
-
nationa
-
4 440
-
-
municipal
-
722
-
-
total
-
5 162
-
-
Dividends
-
13 338
-
-
withholding
-
3 468
-
-
total
-
3 468
-
-
Income
18 500
18 500
18 500
18 500
Total tax
16 229
8 630
9 410
8 364
After tax
2 271
9 870
9 090
10 136
Living cost
14 671
14 671
14 671
14 671
Free-cash
-12 400
-4 801
-5 581
-4 535

Estimated living cost  is ₴14671 per week

₴10227
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴962
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴225
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3257
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴673
-₴788
-₴366
₴358
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
18 500
national
-
-
-
3 314
regional
-
-
-
279
social contributions
-
-
-
4 758
municipal
-
-
-
110
total
-
-
-
8 461
Employee
19 286
-
18 500
-
municipal
102
-
98
-
national
3 056
-
2 915
-
social contributions
6 504
-
6 238
-
regional
260
-
249
-
total
9 922
-
9 500
-
Employer
19 286
-
18 500
-
total
-
-
-
-
Corporate
-
18 500
-
-
nationa
-
4 440
-
-
municipal
-
920
-
-
total
-
5 360
-
-
Dividends
-
13 140
-