Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 16500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴5158
₴1989
₴671
₴1467
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
16 500
unemployment
-
-
-
66
income
-
-
-
2 475
health
-
-
-
1 897
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 442
total
-
-
-
6 880
Employee
11 850
-
13 793
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 040
-
1 211
-
income
1 185
-
1 380
-
health
545
-
634
-
accident

We are using the highest rate at 1.1%.

130
-
152
-
total
2 900
-
3 377
-
Employer
11 850
-
13 793
-
health
818
-
952
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 306
-
1 520
-
accident

We are using the highest rate at 1.1%.

130
-
152
-
unemployment
71
-
83
-
total
2 325
-
2 707
-
Corporate
2 325
16 500
-
-
income
233
1 650
-
-
total
233
1 650
-
-
Dividends
2 092
14 850
-
-
withholding
104
743
-
-
total
104
743
-
-
Income
16 500
16 500
16 500
16 500
Total tax
5 562
2 393
6 084
6 880
After tax
10 938
14 107
10 416
9 620
Living cost
8 949
8 949
8 949
8 949
Free-cash
1 989
5 158
1 467
671

Estimated living cost  is ₴8949 per week

₴5919
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴512
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴214
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2305
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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