Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 15500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴3027
₴1532
₴2235
₴5702
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
15 500
income
-
-
-
2 325
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 269
unemployment
-
-
-
61
health
-
-
-
1 763
total
-
-
-
6 418
Employee
9 997
-
12 957
-
income
1 000
-
1 296
-
accident

We are using the highest rate at 1.1%.

110
-
143
-
health
460
-
596
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

878
-
1 137
-
total
2 448
-
3 172
-
Employer
9 997
-
12 957
-
unemployment
60
-
78
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 102
-
1 428
-
accident

We are using the highest rate at 1.1%.

110
-
143
-
health
690
-
894
-
total
1 962
-
2 543
-
Corporate
3 541
15 500
-
-
income
354
1 550
-
-
total
354
1 550
-
-
Dividends
3 187
13 950
-
-
withholding
159
698
-
-
total
159
698
-
-
Income
15 500
15 500
15 500
15 500
Total tax
4 923
2 248
5 715
6 418
After tax
10 577
13 252
9 785
9 082
Living cost
7 550
7 550
7 550
7 550
Free-cash
3 027
5 702
2 235
1 532

Estimated living cost  is ₴7550 per week

₴4994
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴432
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴180
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1944
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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