Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 12500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴3793
₴997
₴393
₴1352
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
unemployment
-
-
-
50
health
-
-
-
1 438
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 850
income
-
-
-
1 875
total
-
-
-
5 213
Employee
9 129
-
10 450
-
accident

We are using the highest rate at 1.1%.

100
-
115
-
health
420
-
481
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

801
-
918
-
income
913
-
1 045
-
total
2 234
-
2 559
-
Employer
9 129
-
10 450
-
accident

We are using the highest rate at 1.1%.

100
-
115
-
unemployment
55
-
63
-
health
630
-
721
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 006
-
1 151
-
total
1 791
-
2 050
-
Corporate
1 580
12 500
-
-
income
158
1 250
-
-
total
158
1 250
-
-
Dividends
1 422
11 250
-
-
withholding
71
563
-
-
total
71
563
-
-
Income
12 500
12 500
12 500
12 500
Total tax
4 254
1 813
4 609
5 213
After tax
8 246
10 687
7 891
7 287
Living cost
6 894
6 894
6 894
6 894
Free-cash
1 352
3 793
997
393

Estimated living cost  is ₴6894 per week

₴4560
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴395
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1776
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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Estimated living cost

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