Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 100000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴78606
₴78607
₴74368
₴76164
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 000
unemployment
-
-
-
56
health
-
-
-
1 610
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 072
income
-
-
-
15 000
total
-
-
-
18 738
Employee
9 129
-
97 254
-
accident

We are using the highest rate at 1.1%.

100
-
154
-
health
420
-
644
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

801
-
1 229
-
income
913
-
9 725
-
total
2 234
-
11 752
-
Employer
9 129
-
97 254
-
accident

We are using the highest rate at 1.1%.

100
-
154
-
unemployment
55
-
84
-
health
630
-
966
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 006
-
1 543
-
total
1 791
-
2 747
-
Corporate
89 080
100 000
-
-
income
8 908
10 000
-
-
total
8 908
10 000
-
-
Dividends
80 172
90 000
-
-
withholding
4 009
4 500
-
-
total
4 009
4 500
-
-
Income
100 000
100 000
100 000
100 000
Total tax
16 942
14 500
14 499
18 738
After tax
83 058
85 500
85 501
81 262
Living cost
6 894
6 894
6 894
6 894
Free-cash
76 164
78 606
78 607
74 368

Estimated living cost  is ₴6894 per week

₴4560
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴395
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1776
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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