Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 10000
per

Your estimated
City
free-cash

Sofia , Bulgaria
-₴3656
-₴72
-₴2309
-₴2792
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
10 000
unemployment
-
-
-
40
income
-
-
-
1 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 480
health
-
-
-
1 150
total
-
-
-
4 170
Employee
11 417
-
8 360
-
accident

We are using the highest rate at 1.1%.

125
-
92
-
health
525
-
385
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 002
-
734
-
income
1 142
-
836
-
total
2 794
-
2 047
-
Employer
11 417
-
8 360
-
accident

We are using the highest rate at 1.1%.

125
-
92
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 258
-
921
-
unemployment
69
-
50
-
health
788
-
577
-
total
2 240
-
1 640
-
Corporate
-
10 000
-
-
income
-
1 000
-
-
total
-
1 000
-
-
Dividends
-
9 000
-
-
withholding
-
450
-
-
total
-
450
-
-
Income
10 000
10 000
10 000
10 000
Total tax
5 034
1 450
3 687
4 170
After tax
4 966
8 550
6 313
5 830
Living cost
8 622
8 622
8 622
8 622
Free-cash
-3 656
-72
-2 309
-2 792

Estimated living cost  is ₴8622 per week

₴5702
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴206
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2220
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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