Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 10000
per

Your estimated
City
free-cash

Andorra , Andorra
-₴334
-₴1239
-₴1534
-₴1530
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
10 000
social contributions
-
-
-
2 200
income
-
-
-
-
total
-
-
-
2 200
Employee
9 983
-
8 658
-
social contributions
649
-
563
-
income
-
-
-
-
total
649
-
563
-
Employer
9 983
-
8 658
-
social contributions
1 547
-
1 342
-
total
1 547
-
1 342
-
Corporate
-
10 000
-
-
income
-
1 000
-
-
total
-
1 000
-
-
Dividends
-
9 000
-
-
total
-
-
-
-
Income
10 000
10 000
10 000
10 000
Total tax
2 196
1 000
1 905
2 200
After tax
7 804
9 000
8 095
7 800
Living cost
9 334
9 334
9 334
9 334
Free-cash
-1 530
-334
-1 239
-1 534

Estimated living cost  is ₴9334 per week

₴6035
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴704
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴176
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2419
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Graz , Austria
-₴6915
-₴6527
-₴4465
-₴7774
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
10 000
chamber of commerce
-
-
-
40
unemployment
-
-
-
1 904
health
-
-
-
765
pensions
-
-
-
1 850
income
-
-
-
-
surtax
-
-
-
-
total
-
-
-
4 559
Employee
13 573
12 374
12 374
-
health
525
479
290
-
pensions
1 390
1 267
767
-
other
136
124
75
-
unemployment
407
371
225
-
income
1 209
913
1 176
-
total
3 667
3 154
2 533
-
Employer
13 573
12 374
12 374
-
pensions
1 704
1 553
940
-
accident
176
161
97
-
unemployment
407
371
225
-
surtax
-
-
-
-
payroll
407
371
371
-
chamber of commerce
54
49
49
-
health
513
468
283
-
other
645
587
546
-
total
3 906
3 560
2 511
-
Corporate
1 179
1 179
6 310
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

295
295
1 577
-
total
295
295
1 577
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
10 000
10 000
10 000
10 000
Total tax
7 868
7 009
6 621
4 559
After tax
2 132
2 991
3 379
5 441
Living cost
9 906
9 906
9 906
9 906
Free-cash
-7 774
-6 915
-6 527
-4 465

Estimated living cost  is ₴9906 per week

₴5943
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1012
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2775
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Vienna , Austria
-₴8011
-₴7593
-₴5561
-₴10340
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
10 000
chamber of commerce
-
-
-
40
unemployment
-
-
-
1 904
health
-
-
-
765
pensions
-
-
-
1 850
income
-
-
-
-
surtax
-
-
-
61
total
-
-
-
4 620
Employee
15 518
12 374
12 374
-
health
600
479
288
-
pensions
1 589
1 267
762
-
other
155
124
74
-
unemployment
466
371
223
-
income
1 767
913
1 179
-
total
4 577
3 154
2 526
-
Employer
15 518
12 374
12 374
-
pensions
1 947
1 553
933
-
accident
202
161
97
-
unemployment
466
371
223
-
surtax
61
61
61
-
payroll
466
371
371
-
chamber of commerce
62
49
49
-
health
586
468
281
-
other
737
587
546
-
total
4 527
3 621
2 561
-
Corporate
1 179
1 179
6 259
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

295
295
1 565
-
total
295
295
1 565
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
10 000
10 000
10 000
10 000
Total tax
9 399
7 070
6 652
4 620
After tax
601
2 930
3 348
5 380
Living cost
10 941
10 941
10 941
10 941
Free-cash
-10 340
-8 011
-7 593
-5 561

Estimated living cost  is ₴10941 per week

₴7297
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴933
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴180
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2531
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₴5637
-₴6675
-₴4980
-₴18677
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
10 000
social contributions
-
-
-
423
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
575
national
-
-
-
2 660
total
-
-
-
3 658
Employee

The minimum management director salary is set at €45,000 per year.

22 211
-
7 746
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 044
-
364
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 666
-
581
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 158
-
404
-
national
6 829
-
1 684
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

193
-
67
-
total
10 890
-
3 100
-
Employer

The minimum management director salary is set at €45,000 per year.

22 211
-
7 746
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

289
-
100
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

324
-
113
-
surtax
2 518
-
878
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 366
-
476
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 968
-
686
-
total
6 465
-
2 253
-
Corporate
-
10 000
-
-
surtax
-
40
-
-
income
-
2 000
-
-
total
-
2 040
-
-
Dividends
-
7 960
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
2 275
-
-
total
-
2 275
-
-
Income
10 000
10 000
10 000
10 000
Total tax
17 355
4 315
5 353
3 658
After tax
-7 355
5 685
4 647
6 342
Living cost
11 322
11 322
11 322
11 322
Free-cash
-18 677
-5 637
-6 675
-4 980

Estimated living cost  is ₴11322 per week

₴7293
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴990
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2862
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Sofia , Bulgaria
₴3218
₴982
₴498
₴1329
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
10 000
unemployment
-
-
-
40
health
-
-
-
1 150
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 480
income
-
-
-
1 500
total
-
-
-
4 170
Employee
7 061
-
8 360
-
accident

We are using the highest rate at 1.1%.

78
-
92
-
health
325
-
384
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

620
-
734
-
income
706
-
836
-
total
1 729
-
2 046
-
Employer
7 061
-
8 360
-
accident

We are using the highest rate at 1.1%.

78
-
92
-
unemployment
42
-
50
-
health
487
-
577
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

778
-
921
-
total
1 385
-
1 640
-
Corporate
1 554
10 000
-
-
income
155
1 000
-
-
total
155
1 000
-
-
Dividends
1 399
9 000
-
-
withholding
70
450
-
-
total
70
450
-
-
Income
10 000
10 000
10 000
10 000
Total tax
3 339
1 450
3 686
4 170
After tax
6 661
8 550
6 314
5 830
Living cost
5 332
5 332
5 332
5 332
Free-cash
1 329
3 218
982
498

Estimated living cost  is ₴5332 per week

₴3527
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴305
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴127
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1373
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Varna , Bulgaria
₴4486
₴2250
₴1766
₴3048
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
10 000
unemployment
-
-
-
40
health
-
-
-
1 150
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 480
income
-
-
-
1 500
total
-
-
-
4 170
Employee
5 381
-
8 360
-
accident

We are using the highest rate at 1.1%.

59
-
92
-
health
248
-
384
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

472
-
734
-
income
538
-
836
-
total
1 317
-
2 046
-
Employer
5 381
-
8 360
-
accident

We are using the highest rate at 1.1%.

59
-
92
-
unemployment
32
-
50
-
health
371
-
577
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

593
-
921
-
total
1 055
-
1 640
-
Corporate
3 563
10 000
-
-
income
356
1 000
-
-
total
356
1 000
-
-
Dividends
3 206
9 000
-
-
withholding
160
450
-
-
total
160
450
-
-
Income
10 000
10 000
10 000
10 000
Total tax
2 888
1 450
3 686
4 170
After tax
7 112
8 550
6 314
5 830
Living cost
4 064
4 064
4 064
4 064
Free-cash
3 048
4 486
2 250
1 766

Estimated living cost  is ₴4064 per week

₴2373
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴290
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴108
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1294
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Larnaca , Cyprus
-₴4211
-₴1673
₴669
-₴1981
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
11 804
social contributions
-
-
-
1 841
health
-
-
-
301
income
-
-
-
-
total
-
-
-
2 142
Employee
23 877
23 877
23 877
-
health
185
406
154
-
social contributions
903
1 982
754
-
income
2 600
2 210
2 654
-
total
3 688
4 598
3 562
-
Employer
23 877
23 877
23 877
-
social contributions
903
1 982
754
-
health
201
442
168
-
total
1 104
2 424
922
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
10 000
10 000
10 000
10 000
Total tax
4 792
7 022
4 484
2 142
After tax
5 208
2 978
5 516
7 858
Living cost
7 189
7 189
7 189
7 189
Free-cash
-1 981
-4 211
-1 673
669

Estimated living cost  is ₴7189 per week

₴4309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2016
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Limassol , Cyprus
-₴7093
-₴4555
-₴2213
-₴5394
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
11 804
social contributions
-
-
-
1 841
health
-
-
-
301
income
-
-
-
-
total
-
-
-
2 142
Employee
23 877
23 877
23 877
-
health
237
406
154
-
social contributions
1 160
1 982
754
-
income
2 507
2 210
2 654
-
total
3 904
4 598
3 562
-
Employer
23 877
23 877
23 877
-
social contributions
1 160
1 982
754
-
health
259
442
168
-
total
1 419
2 424
922
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
10 000
10 000
10 000
10 000
Total tax
5 323
7 022
4 484
2 142
After tax
4 677
2 978
5 516
7 858
Living cost
10 071
10 071
10 071
10 071
Free-cash
-5 394
-7 093
-4 555
-2 213

Estimated living cost  is ₴10071 per week

₴6885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴787
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2231
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Brno , Czech Republic
-₴409
-₴2220
-₴2423
-₴4373
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
10 000
social contributions
-
-
-
2 920
health
-
-
-
1 350
solidarity contribution
-
-
-
-
income
-
-
-
859
total
-
-
-
5 129
Employee
10 726
-
7 463
-
health
1 448
-
1 007
-
social contributions
697
-
485
-
solidarity contribution
-
-
-
-
income
1 287
-
896
-
total
3 432
-
2 388
-
Employer
10 726
-
7 463
-
social contributions
2 682
-
1 866
-
health
965
-
672
-
total
3 647
-
2 538
-
Corporate
-
10 000
-
-
income
-
1 900
-
-
total
-
1 900
-
-
Dividends
-
8 100
-
-
withholding
-
1 215
-
-
total
-
1 215
-
-
Income
10 000
10 000
10 000
10 000
Total tax
7 079
3 115
4 926
5 129
After tax
2 921
6 885
5 074
4 871
Living cost
7 294
7 294
7 294
7 294
Free-cash
-4 373
-409
-2 220
-2 423

Estimated living cost  is ₴7294 per week

₴5066
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴143
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1565
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Prague , Czech Republic
-₴2103
-₴3914
-₴4117
-₴7711
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
10 000
social contributions
-
-
-
2 920
health
-
-
-
1 350
solidarity contribution
-
-
-
-
income
-
-
-
859
total
-
-
-
5 129
Employee
13 218
-
7 463
-
health
1 784
-
1 007
-
social contributions
859
-
485
-
solidarity contribution
-
-
-
-
income
1 586
-
896
-
total
4 229
-
2 388
-
Employer
13 218
-
7 463
-
social contributions
3 304
-
1 866
-
health
1 190
-
672
-
total
4 494
-
2 538
-
Corporate
-
10 000
-
-
income
-
1 900
-
-
total
-
1 900
-
-
Dividends
-
8 100
-
-
withholding
-
1 215
-
-
total
-
1 215
-
-
Income
10 000
10 000
10 000
10 000
Total tax
8 723
3 115
4 926
5 129
After tax
1 277
6 885
5 074
4 871
Living cost
8 988
8 988
8 988
8 988
Free-cash
-7 711
-2 103
-3 914
-4 117

Estimated living cost  is ₴8988 per week

₴6684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴498
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴155
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1651
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Copenhagen , Denmark
-₴57854
-₴57854
-₴8000
-₴57854
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
10 000
labour market
-
-
-
778
municipal
-
-
-
1 215
pensions
-
-
-
270
national
-
-
-
738
total
-
-
-
3 001
Employee
63 306
63 306
63 306
-
municipal
13 481
13 481
13 481
-
pensions
90
90
90
-
national
7 734
7 734
7 734
-
labour market
5 057
5 057
5 057
-
total
26 362
26 362
26 362
-
Employer
63 306
63 306
63 306
-
labour market
5 064
5 064
5 064
-
national
7 747
7 747
7 747
-
municipal
13 502
13 502
13 502
-
pensions
180
180
180
-
total
26 493
26 493
26 493
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
10 000
10 000
10 000
10 000
Total tax
52 855
52 855
52 855
3 001
After tax
-42 855
-42 855
-42 855
6 999
Living cost
14 999
14 999
14 999
14 999
Free-cash
-57 854
-57 854
-57 854
-8 000

Estimated living cost  is ₴14999 per week

₴10265
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1327
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴231
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3176
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Tallinn , Estonia
₴500
-₴1030
-₴1433
-₴1787
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
10 000
health
-
-
-
1 300
pensions
-
-
-
2 000
income
-
-
-
633
total
-
-
-
3 933
Employee
8 809
-
7 474
-
pensions
176
-
150
-
unemployment
141
-
120
-
income
992
-
734
-
total
1 309
-
1 004
-
Employer
8 809
-
7 474
-
pensions
1 762
-
1 494
-
unemployment
71
-
60
-
health
1 145
-
972
-
total
2 978
-
2 526
-
Corporate
-
10 000
-
-
income
-
2 000
-
-
total
-
2 000
-
-
Dividends
-
8 000
-
-
total
-
-
-
-
Income
10 000
10 000
10 000
10 000
Total tax
4 287
2 000
3 530
3 933
After tax
5 713
8 000
6 470
6 067
Living cost
7 500
7 500
7 500
7 500
Free-cash
-1 787
500
-1 030
-1 433

Estimated living cost  is ₴7500 per week

₴5144
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴447
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴151
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1758
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Helsinki , Finland
-₴5001
-₴5592
-₴3740
-₴9418
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
10 000
health
-
-
-
24
municipal
-
-
-
1 795
national
-
-
-
-
total
-
-
-
1 819
Employee
16 337
-
8 413
-
health
122
-
-
-
municipal
2 676
-
1 389
-
pensions
1 102
-
568
-
national
270
-
-
-
unemployment
245
-
126
-
total
4 415
-
2 083
-
Employer
16 337
-
8 413
-
accident
16
-
8
-
unemployment
106
-
55
-
health
126
-
65
-
pensions
2 834
-
1 460
-
total
3 082
-
1 588
-
Corporate
-
10 000
-
-
income
-
2 000
-
-
total
-
2 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
6 000
-
-
municipal
-
1 080
-
-
national
-
-
-
-
total
-
1 080
-
-
Income
10 000
10 000
10 000
10 000
Total tax
7 497
3 080
3 671
1 819
After tax
2 503
6 920
6 329
8 181
Living cost
11 921
11 921
11 921
11 921
Free-cash
-9 418
-5 001
-5 592
-3 740

Estimated living cost  is ₴11921 per week

₴7787
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1147
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴190
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2798
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Marseille , France
-₴4531
-₴3128
-₴3402
-₴5567
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
10 000
social contributions
-
-
-
285
health
-
-
-
87
pensions
-
-
-
3 092
other
-
-
-
310
income
-
-
-
57
surtax
-
-
-
-
total
-
-
-
3 831
Employee
11 863
-
7 620
-
income
612
-
99
-
social contributions
338
-
217
-
pensions
1 342
-
861
-
surtax
-
-
-
-
total
2 292
-
1 177
-
Employer
11 863
-
7 620
-
pensions
1 949
-
1 252
-
social contributions
35
-
23
-
unemployment
480
-
309
-
health
830
-
533
-
other
410
-
263
-
total
3 704
-
2 380
-
Corporate
-
10 000
-
-
surtax
-
-
-
-
income
-
2 800
-
-
total
-
2 800
-
-
Dividends
-
7 200
-
-
surtax
-
-
-
-
withholding
-
922
-
-
social contributions
-
1 238
-
-
total
-
2 160
-
-
Income
10 000
10 000
10 000
10 000
Total tax
5 996
4 960
3 557
3 831
After tax
4 004
5 040
6 443
6 169
Living cost
9 571
9 571
9 571
9 571
Free-cash
-5 567
-4 531
-3 128
-3 402

Estimated living cost  is ₴9571 per week

₴5551
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴972
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2867
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Nice , France
-₴5584
-₴4181
-₴4455
-₴7439
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
10 000
social contributions
-
-
-
285
health
-
-
-
87
pensions
-
-
-
3 092
other
-
-
-
310
income
-
-
-
57
surtax
-
-
-
-
total
-
-
-
3 831
Employee
13 289
-
7 620
-
income
784
-
99
-
social contributions
379
-
217
-
pensions
1 503
-
861
-
surtax
-
-
-
-
total
2 666
-
1 177
-
Employer
13 289
-
7 620
-
pensions
2 183
-
1 252
-
social contributions
40
-
23
-
unemployment
538
-
309
-
health
930
-
533
-
other
458
-
263
-
total
4 149
-
2 380
-
Corporate
-
10 000
-
-
surtax
-
-
-
-
income
-
2 800
-
-
total
-
2 800
-
-
Dividends
-
7 200
-
-
surtax
-
-
-
-
withholding
-
922
-
-
social contributions
-
1 238
-
-
total
-
2 160
-
-
Income
10 000
10 000
10 000
10 000
Total tax
6 815
4 960
3 557
3 831
After tax
3 185
5 040
6 443
6 169
Living cost
10 624
10 624
10 624
10 624
Free-cash
-7 439
-5 584
-4 181
-4 455

Estimated living cost  is ₴10624 per week

₴6699
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴864
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2881
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Paris , France
-₴9957
-₴8554
-₴8828
-₴15522
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
10 000
social contributions
-
-
-
285
health
-
-
-
87
pensions
-
-
-
3 092
other
-
-
-
310
income
-
-
-
57
surtax
-
-
-
-
total
-
-
-
3 831
Employee
19 448
-
7 620
-
income
1 697
-
99
-
social contributions
554
-
217
-
pensions
2 200
-
861
-
surtax
-
-
-
-
total
4 451
-
1 177
-
Employer
19 448
-
7 620
-
pensions
3 196
-
1 252
-
social contributions
58
-
23
-
unemployment
788
-
309
-
health
1 361
-
533
-
other
671
-
263
-
total
6 074
-
2 380
-
Corporate
-
10 000
-
-
surtax
-
-
-
-
income
-
2 800
-
-
total
-
2 800
-
-
Dividends
-
7 200
-
-
surtax
-
-
-
-
withholding
-
922
-
-
social contributions
-
1 238
-
-
total
-
2 160
-
-
Income
10 000
10 000
10 000
10 000
Total tax
10 525
4 960
3 557
3 831
After tax
-525
5 040
6 443
6 169
Living cost
14 997
14 997
14 997
14 997
Free-cash
-15 522
-9 957
-8 554
-8 828

Estimated living cost  is ₴14997 per week

₴10150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1227
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴206
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3415
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Batumi , Georgia
₴7313
₴5813
₴7713
₴6903
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
10 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
100
total
-
-
-
100
Employee
2 734
-
10 000
-
income
547
-
2 000
-
total
547
-
2 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

7 266
10 000
-
-
total
-
-
-
-
Dividends
7 266
10 000
-
-
withholding
363
500
-
-
total
363
500
-
-
Income
10 000
10 000
10 000
10 000
Total tax
910
500
2 000
100
After tax
9 090
9 500
8 000
9 900
Living cost
2 187
2 187
2 187
2 187
Free-cash
6 903
7 313
5 813
7 713

Estimated living cost  is ₴2187 per week

₴1356
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴182
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴60
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴590
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Tbilisi , Georgia
₴6091
₴4591
₴6491
₴5452
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
10 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
100
total
-
-
-
100
Employee
4 261
-
10 000
-
income
852
-
2 000
-
total
852
-
2 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

5 739
10 000
-
-
total
-
-
-
-
Dividends
5 739
10 000
-
-
withholding
287
500
-
-
total
287
500
-
-
Income
10 000
10 000
10 000
10 000
Total tax
1 139
500
2 000
100
After tax
8 861
9 500
8 000
9 900
Living cost
3 409
3 409
3 409
3 409
Free-cash
5 452
6 091
4 591
6 491

Estimated living cost  is ₴3409 per week

₴2307
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴143
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴114
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴845
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Berlin , Germany
-₴6767
-₴4582
-₴4582
-₴5449
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
10 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 121
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
448
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
25
total
-
-
-
2 594
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 450
-
10 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 121
-
2 121
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

70
-
25
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 270
-
448
-
total
3 461
-
2 594
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
10 000
-
-
trade
-
1 435
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
82
-
-
chamber of commerce
-
62
-
-
income
-
1 500
-
-
total
-
3 079
-
-
Dividends
-
6 921
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
88
-
-
withholding
-
1 612
-
-
total
-
1 700
-
-
Income
10 000
10 000
10 000
10 000
Total tax
3 461
4 779
2 594
2 594
After tax
6 539
5 221
7 406
7 406
Living cost
11 988
11 988
11 988
11 988
Free-cash
-5 449
-6 767
-4 582
-4 582

Estimated living cost  is ₴11988 per week

₴8270
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1290
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dresden , Germany
-₴4287
-₴1999
-₴1999
-₴1876
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
10 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 121
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
448
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
25
total
-
-
-
2 594
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

11 877
-
10 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 121
-
2 121
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

18
-
25
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

332
-
448
-
total
2 471
-
2 594
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
10 000
-
-
trade
-
1 575
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
82
-
-
chamber of commerce
-
61
-
-
income
-
1 500
-
-
total
-
3 218
-
-
Dividends
-
6 781
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
87
-
-
withholding
-
1 577
-
-
total
-
1 664
-
-
Income
10 000
10 000
10 000
10 000
Total tax
2 471
4 882
2 594
2 594
After tax
7 529
5 118
7 406
7 406
Living cost
9 405
9 405
9 405
9 405
Free-cash
-1 876
-4 287
-1 999
-1 999

Estimated living cost  is ₴9405 per week

₴5916
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1097
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴176
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2217
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Hamburg , Germany
-₴7132
-₴4792
-₴4792
-₴5746
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
10 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 121
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
448
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
25
total
-
-
-
2 594
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 747
-
10 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 121
-
2 121
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

74
-
25
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 353
-
448
-
total
3 548
-
2 594
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
10 000
-
-
trade
-
1 645
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
82
-
-
chamber of commerce
-
61
-
-
income
-
1 500
-
-
total
-
3 288
-
-
Dividends
-
6 711
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
86
-
-
withholding
-
1 560
-
-
total
-
1 646
-
-
Income
10 000
10 000
10 000
10 000
Total tax
3 548
4 934
2 594
2 594
After tax
6 452
5 066
7 406
7 406
Living cost
12 198
12 198
12 198
12 198
Free-cash
-5 746
-7 132
-4 792
-4 792

Estimated living cost  is ₴12198 per week

₴8158
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1286
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴182
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2572
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Munich , Germany
-₴9210
-₴6819
-₴6819
-₴8661
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
10 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 121
trade
-
-
-
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
448
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
25
total
-
-
-
2 594
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

18 661
-
10 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 121
-
2 121
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

121
-
25
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 194
-
448
-
total
4 436
-
2 594
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
10 000
-
-
trade
-
1 715
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
82
-
-
chamber of commerce
-
61
-
-
income
-
1 500
-
-
total
-
3 358
-
-
Dividends
-
6 641
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
85
-
-
withholding
-
1 542
-
-
total
-
1 627
-
-
Income
10 000
10 000
10 000
10 000
Total tax
4 436
4 985
2 594
2 594
After tax
5 564
5 015
7 406
7 406
Living cost
14 225
14 225
14 225
14 225
Free-cash
-8 661
-9 210
-6 819
-6 819

Estimated living cost  is ₴14225 per week

₴10389
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1138
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴185
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2513
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Athens , Greece
-₴684
-₴1434
-₴1203
-₴2659
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
10 000
unemployment
-
-
-
71
health
-
-
-
710
pensions
-
-
-
2 000
other
-
-
-
-
income
-
-
-
1 444
surtax
-
-
-
4
total
-
-
-
4 229
Employee
10 457
-
8 261
-
health
267
-
210
-
pensions
698
-
551
-
surtax
37
-
-
-
other
-
-
-
-
unemployment
728
-
575
-
income
1 753
-
1 385
-
total
3 483
-
2 721
-
Employer
10 457
-
8 261
-
pensions
1 394
-
1 101
-
unemployment
332
-
262
-
health
476
-
376
-
other
-
-
-
-
total
2 202
-
1 739
-
Corporate
-
10 000
-
-
income
-
2 600
-
-
total
-
2 600
-
-
Dividends
-
7 400
-
-
withholding
-
1 110
-
-
total
-
1 110
-
-
Income
10 000
10 000
10 000
10 000
Total tax
5 685
3 710
4 460
4 229
After tax
4 315
6 290
5 540
5 771
Living cost
6 974
6 974
6 974
6 974
Free-cash
-2 659
-684
-1 434
-1 203

Estimated living cost  is ₴6974 per week

₴4211
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴606
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴162
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1996
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Thessaloniki , Greece
-₴562
-₴1312
-₴1081
-₴2430
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
10 000
unemployment
-
-
-
71
health
-
-
-
710
pensions
-
-
-
2 000
other
-
-
-
-
income
-
-
-
1 444
surtax
-
-
-
4
total
-
-
-
4 229
Employee
10 268
-
8 261
-
health
262
-
210
-
pensions
685
-
551
-
surtax
34
-
-
-
other
-
-
-
-
unemployment
715
-
575
-
income
1 721
-
1 385
-
total
3 417
-
2 721
-
Employer
10 268
-
8 261
-
pensions
1 369
-
1 101
-
unemployment
325
-
262
-
health
467
-
376
-
other
-
-
-
-
total
2 161
-
1 739
-
Corporate
-
10 000
-
-
income
-
2 600
-
-
total
-
2 600
-
-
Dividends
-
7 400
-
-
withholding
-
1 110
-
-
total
-
1 110
-
-
Income
10 000
10 000
10 000
10 000
Total tax
5 578
3 710
4 460
4 229
After tax
4 422
6 290
5 540
5 771
Living cost
6 852
6 852
6 852
6 852
Free-cash
-2 430
-562
-1 312
-1 081

Estimated living cost  is ₴6852 per week

₴4190
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴632
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1872
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Budapest , Hungary
-₴424
-₴350
₴781
-₴602
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
10 000
unemployment
-
-
-
150
health
-
-
-
700
pensions
-
-
-
1 000
income
-
-
-
1 223
total
-
-
-
3 073
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

8 872
3 531
8 368
-
health
621
247
586
-
pensions
887
353
837
-
unemployment
133
53
126
-
income
1 085
432
1 023
-
total
2 726
1 085
2 572
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

8 872
3 531
8 368
-
pensions
1 730
689
1 632
-
total
1 730
689
1 632
-
Corporate
-
5 781
-
-
income
-
520
-
-
total
-
520
-
-
Dividends
-
5 260
-
-
withholding
-
999
-
-
social contributions
-
985
-
-
total
-
1 984
-
-
Income
10 000
10 000
10 000
10 000
Total tax
4 456
4 278
4 204
3 073
After tax
5 544
5 722
5 796
6 927
Living cost
6 146
6 146
6 146
6 146
Free-cash
-602
-424
-350
781

Estimated living cost  is ₴6146 per week

₴4194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴503
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴123
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1326
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Reykjavik , Iceland
-₴9482
-₴8939
-₴9016
-₴16584
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
10 000
social contributions
-
-
-
107
municipal
-
-
-
779
pensions
-
-
-
1 200
national
-
-
-
1 208
total
-
-
-
3 294
Employee
24 372
-
8 645
-
municipal
3 010
-
818
-
pensions
975
-
346
-
national
4 665
-
1 268
-
total
8 650
-
2 432
-
Employer
24 372
-
8 645
-
social contributions
262
-
93
-
pensions
1 950
-
692
-
total
2 212
-
785
-
Corporate
-
10 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
2 000
-
-
total
-
2 000
-
-
Dividends
-
8 000
-
-
withholding
-
1 760
-
-
total
-
1 760
-
-
Income
10 000
10 000
10 000
10 000
Total tax
10 862
3 760
3 217
3 294
After tax
-862
6 240
6 783
6 706
Living cost
15 722
15 722
15 722
15 722
Free-cash
-16 584
-9 482
-8 939
-9 016

Estimated living cost  is ₴15722 per week

₴10686
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1461
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴235
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3339
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Dublin , Ireland
-₴10688
-₴9057
-₴9057
-₴14289
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
10 000
social contributions
-
-
-
341
income
-
-
-
1 028
total
-
-
-
1 369
Employee
24 289
-
10 000
-
social contributions
2 018
-
341
-
income
4 583
-
1 028
-
total
6 601
-
1 369
-
Employer
24 289
-
10 000
-
total
-
-
-
-
Corporate
-
10 000
-
-
income
-
1 250
-
-
total
-
1 250
-
-
Dividends
-
8 750
-
-
withholding
-
1 750
-
-
total
-
1 750
-
-
Income
10 000
10 000
10 000
10 000
Total tax
6 601
3 000
1 369
1 369
After tax
3 399
7 000
8 631
8 631
Living cost
17 688
17 688
17 688
17 688
Free-cash
-14 289
-10 688
-9 057
-9 057

Estimated living cost  is ₴17688 per week

₴13457
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1441
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2621
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Milan , Italy
-₴7767
-₴8133
-₴7534
-₴17596
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
10 000
regional
-
-
-
91
social contributions
-
-
-
2 572
municipal
-
-
-
60
national
-
-
-
1 708
total
-
-
-
4 431
Employee
27 596
-
10 000
-
regional
260
-
81
-
municipal
146
-
53
-
social contributions
9 306
-
3 372
-
national
4 782
-
1 524
-
total
14 494
-
5 030
-
Employer
27 596
-
10 000
-
total
-
-
-
-
Corporate
-
10 000
-
-
nationa
-
2 400
-
-
municipal
-
390
-
-
total
-
2 790
-
-
Dividends
-
7 210
-
-
withholding
-
1 874
-
-
total
-
1 874
-
-
Income
10 000
10 000
10 000
10 000
Total tax
14 494
4 664
5 030
4 431
After tax
-4 494
5 336
4 970
5 569
Living cost
13 102
13 102
13 102
13 102
Free-cash
-17 596
-7 767
-8 133
-7 534

Estimated living cost  is ₴13102 per week

₴9133
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴859
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2909
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Naples , Italy
-₴3109
-₴3448
-₴2856
-₴7225
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
10 000
regional
-
-
-
151
social contributions
-
-
-
2 572
municipal
-
-
-
60
national
-
-
-
1 708
total
-
-
-
4 491
Employee
17 225
-
10 000
-
regional
232
-
134
-
municipal
91
-
53
-
social contributions
5 808
-
3 372
-
national
2 729
-
1 524
-
total
8 860
-
5 083
-
Employer
17 225
-
10 000
-
total
-
-
-
-
Corporate
-
10 000
-
-
nationa
-
2 400
-
-
municipal
-
497
-
-
total
-
2 897
-
-
Dividends
-