Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 99500
per

Your estimated
City
free-cash

Andorra , Andorra
₽64656
₽52630
₽49985
₽61873
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
social contributions
-
-
-
21 890
income
-
-
-
2 731
total
-
-
-
24 621
Employee
26 624
-
86 148
-
social contributions
1 730
-
5 599
-
income
-
-
3 025
-
total
1 730
-
8 624
-
Employer
26 624
-
86 148
-
social contributions
4 127
-
13 352
-
total
4 127
-
13 352
-
Corporate
68 749
99 500
-
-
income
6 876
9 950
-
-
total
6 876
9 950
-
-
Dividends
61 873
89 550
-
-
total
-
-
-
-
Income
99 500
99 500
99 500
99 500
Total tax
12 733
9 950
21 976
24 621
After tax
86 767
89 550
77 524
74 879
Living cost
24 894
24 894
24 894
24 894
Free-cash
61 873
64 656
52 630
49 985

Estimated living cost  is ₽24894 per week

₽16096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1876
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽29165
₽1646
₽23171
₽28755
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
chamber of commerce
-
-
-
398
unemployment
-
-
-
5 079
health
-
-
-
7 401
pensions
-
-
-
17 899
income
-
-
-
19 131
surtax
-
-
-
-
total
-
-
-
49 908
Employee
36 201
33 003
77 264
-
health
1 400
1 278
2 991
-
pensions
3 707
3 379
7 911
-
other
361
330
773
-
unemployment
1 086
990
2 318
-
income
3 225
2 434
16 673
-
total
9 779
8 411
30 666
-
Employer
36 201
33 003
77 264
-
pensions
4 543
4 143
9 697
-
accident
470
429
1 004
-
unemployment
1 086
990
2 318
-
surtax
-
-
-
-
payroll
1 086
990
2 318
-
chamber of commerce
145
132
310
-
health
1 369
1 248
2 920
-
other
1 719
1 567
3 670
-
total
10 418
9 499
22 237
-
Corporate
52 881
56 999
74 121
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

13 220
14 249
18 530
-
total
13 220
14 249
18 530
-
Dividends
39 661
42 749
-
-
withholding
10 907
11 755
-
-
total
10 907
11 755
-
-
Income
99 500
99 500
99 500
99 500
Total tax
44 324
43 914
71 433
49 908
After tax
55 176
55 586
28 067
49 592
Living cost
26 421
26 421
26 421
26 421
Free-cash
28 755
29 165
1 646
23 171

Estimated living cost  is ₽26421 per week

₽15849
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2698
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7402
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽26315
-₽1137
₽20248
₽25034
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
chamber of commerce
-
-
-
398
unemployment
-
-
-
5 079
health
-
-
-
7 401
pensions
-
-
-
17 899
income
-
-
-
19 131
surtax
-
-
-
163
total
-
-
-
50 071
Employee
41 387
33 003
77 137
-
health
1 601
1 278
2 984
-
pensions
4 239
3 379
7 899
-
other
413
330
772
-
unemployment
1 242
990
2 313
-
income
4 712
2 434
16 630
-
total
12 207
8 411
30 598
-
Employer
41 387
33 003
77 137
-
pensions
5 194
4 143
9 681
-
accident
537
429
1 003
-
unemployment
1 242
990
2 313
-
surtax
163
163
163
-
payroll
1 242
990
2 313
-
chamber of commerce
165
132
308
-
health
1 564
1 248
2 915
-
other
1 966
1 567
3 663
-
total
12 073
9 662
22 359
-
Corporate
46 040
56 835
73 997
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

11 510
14 209
18 499
-
total
11 510
14 209
18 499
-
Dividends
34 530
42 627
-
-
withholding
9 495
11 722
-
-
total
9 495
11 722
-
-
Income
99 500
99 500
99 500
99 500
Total tax
45 285
44 004
71 456
50 071
After tax
54 215
55 496
28 044
49 429
Living cost
29 181
29 181
29 181
29 181
Free-cash
25 034
26 315
-1 137
20 248

Estimated living cost  is ₽29181 per week

₽19462
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2489
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6750
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽25547
₽7430
₽14728
₽13127
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
social contributions
-
-
-
15 908
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 015
national
-
-
-
33 654
total
-
-
-
54 577
Employee

The minimum management director salary is set at €45,000 per year.

59 238
-
77 064
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 783
-
3 622
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 443
-
5 780
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 090
-
4 020
-
national
18 212
-
25 352
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

515
-
671
-
total
29 043
-
39 445
-
Employer

The minimum management director salary is set at €45,000 per year.

59 238
-
77 064
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

770
-
1 001
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

864
-
1 125
-
surtax
6 717
-
8 738
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 643
-
4 738
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 249
-
6 828
-
total
17 243
-
22 430
-
Corporate
23 019
99 500
-
-
surtax
93
398
-
-
income
4 603
19 901
-
-
total
4 696
20 299
-
-
Dividends
18 323
79 202
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

5 196
23 459
-
-
total
5 196
23 459
-
-
Income
99 500
99 500
99 500
99 500
Total tax
56 178
43 758
61 875
54 577
After tax
43 322
55 742
37 625
44 923
Living cost
30 195
30 195
30 195
30 195
Free-cash
13 127
25 547
7 430
14 728

Estimated living cost  is ₽30195 per week

₽19450
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2640
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7633
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽70852
₽66050
₽62643
₽65815
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
unemployment
-
-
-
116
health
-
-
-
3 321
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 274
income
-
-
-
14 925
total
-
-
-
22 636
Employee
18 831
-
93 835
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
health
866
-
1 328
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 653
-
2 535
-
income
1 883
-
9 383
-
total
4 609
-
13 564
-
Employer
18 831
-
93 835
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
unemployment
113
-
173
-
health
1 299
-
1 992
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 075
-
3 182
-
total
3 694
-
5 665
-
Corporate
76 975
99 500
-
-
income
7 697
9 950
-
-
total
7 697
9 950
-
-
Dividends
69 278
89 550
-
-
withholding
3 464
4 477
-
-
total
3 464
4 477
-
-
Income
99 500
99 500
99 500
99 500
Total tax
19 464
14 427
19 229
22 636
After tax
80 036
85 073
80 271
76 864
Living cost
14 221
14 221
14 221
14 221
Free-cash
65 815
70 852
66 050
62 643

Estimated living cost  is ₽14221 per week

₽9406
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽814
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽339
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3662
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽74234
₽69432
₽66025
₽70393
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
unemployment
-
-
-
116
health
-
-
-
3 321
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 274
income
-
-
-
14 925
total
-
-
-
22 636
Employee
14 352
-
93 835
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
health
660
-
1 328
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 260
-
2 535
-
income
1 435
-
9 383
-
total
3 513
-
13 564
-
Employer
14 352
-
93 835
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
unemployment
86
-
173
-
health
991
-
1 992
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 582
-
3 182
-
total
2 817
-
5 665
-
Corporate
82 332
99 500
-
-
income
8 233
9 950
-
-
total
8 233
9 950
-
-
Dividends
74 099
89 550
-
-
withholding
3 705
4 477
-
-
total
3 705
4 477
-
-
Income
99 500
99 500
99 500
99 500
Total tax
18 268
14 427
19 229
22 636
After tax
81 232
85 073
80 271
76 864
Living cost
10 839
10 839
10 839
10 839
Free-cash
70 393
74 234
69 432
66 025

Estimated living cost  is ₽10839 per week

₽6328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽287
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3450
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽53562
₽49542
₽50620
₽49056
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
social contributions
-
-
-
13 399
health
-
-
-
2 537
income
-
-
-
13 770
total
-
-
-
29 706
Employee
63 681
63 681
90 693
-
health
493
1 083
1 542
-
social contributions
2 408
5 285
7 129
-
income
6 934
5 895
13 306
-
total
9 835
12 263
21 977
-
Employer
63 681
63 681
90 693
-
social contributions
2 408
5 285
7 129
-
health
536
1 179
1 678
-
total
2 944
6 464
8 807
-
Corporate
67 548
29 356
-
-
income
8 444
3 670
-
-
total
8 444
3 670
-
-
Dividends
59 104
25 686
-
-
withholding
10 047
4 367
-
-
total
10 047
4 367
-
-
Income
99 500
99 500
99 500
99 500
Total tax
31 270
26 764
30 784
29 706
After tax
68 230
72 736
68 716
69 794
Living cost
19 174
19 174
19 174
19 174
Free-cash
49 056
53 562
49 542
50 620

Estimated living cost  is ₽19174 per week

₽11491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽424
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5378
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽45875
₽41855
₽42933
₽42444
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
social contributions
-
-
-
13 399
health
-
-
-
2 537
income
-
-
-
13 770
total
-
-
-
29 706
Employee
63 681
63 681
90 693
-
health
633
1 083
1 542
-
social contributions
3 094
5 285
7 129
-
income
6 687
5 895
13 306
-
total
10 414
12 263
21 977
-
Employer
63 681
63 681
90 693
-
social contributions
3 094
5 285
7 129
-
health
690
1 179
1 678
-
total
3 784
6 464
8 807
-
Corporate
58 440
29 356
-
-
income
7 305
3 670
-
-
total
7 305
3 670
-
-
Dividends
51 135
25 686
-
-
withholding
8 692
4 367
-
-
total
8 692
4 367
-
-
Income
99 500
99 500
99 500
99 500
Total tax
30 195
26 764
30 784
29 706
After tax
69 305
72 736
68 716
69 794
Living cost
26 861
26 861
26 861
26 861
Free-cash
42 444
45 875
41 855
42 933

Estimated living cost  is ₽26861 per week

₽18362
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2098
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5950
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽49053
₽31040
₽29912
₽42112
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
social contributions
-
-
-
27 992
health
-
-
-
13 432
solidarity contribution
-
-
-
-
income
-
-
-
8 711
total
-
-
-
50 135
Employee
28 608
-
74 254
-
health
3 862
-
10 024
-
social contributions
1 859
-
4 827
-
solidarity contribution
-
-
-
-
income
3 433
-
8 910
-
total
9 154
-
23 761
-
Employer
28 608
-
74 254
-
social contributions
7 152
-
18 563
-
health
2 575
-
6 683
-
total
9 727
-
25 246
-
Corporate
61 166
99 500
-
-
income
11 622
18 905
-
-
total
11 622
18 905
-
-
Dividends
49 544
80 595
-
-
withholding
7 432
12 089
-
-
total
7 432
12 089
-
-
Income
99 500
99 500
99 500
99 500
Total tax
37 935
30 994
49 007
50 135
After tax
61 565
68 506
50 493
49 365
Living cost
19 453
19 453
19 453
19 453
Free-cash
42 112
49 053
31 040
29 912

Estimated living cost  is ₽19453 per week

₽13512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1384
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽383
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4174
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽44535
₽26522
₽25394
₽35983
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
social contributions
-
-
-
27 992
health
-
-
-
13 432
solidarity contribution
-
-
-
-
income
-
-
-
8 711
total
-
-
-
50 135
Employee
35 252
-
74 254
-
health
4 759
-
10 024
-
social contributions
2 291
-
4 827
-
solidarity contribution
-
-
-
-
income
4 230
-
8 910
-
total
11 280
-
23 761
-
Employer
35 252
-
74 254
-
social contributions
8 813
-
18 563
-
health
3 173
-
6 683
-
total
11 986
-
25 246
-
Corporate
52 262
99 500
-
-
income
9 930
18 905
-
-
total
9 930
18 905
-
-
Dividends
42 332
80 595
-
-
withholding
6 350
12 089
-
-
total
6 350
12 089
-
-
Income
99 500
99 500
99 500
99 500
Total tax
39 546
30 994
49 007
50 135
After tax
59 954
68 506
50 493
49 365
Living cost
23 971
23 971
23 971
23 971
Free-cash
35 983
44 535
26 522
25 394

Estimated living cost  is ₽23971 per week

₽17827
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1328
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽415
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4402
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽81471
-₽81471
₽20737
-₽81471
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
labour market
-
-
-
7 902
municipal
-
-
-
19 336
pensions
-
-
-
720
national
-
-
-
10 803
total
-
-
-
38 761
Employee
168 840
168 840
168 840
-
municipal
35 953
35 953
35 953
-
pensions
240
240
240
-
national
20 627
20 627
20 627
-
labour market
13 488
13 488
13 488
-
total
70 308
70 308
70 308
-
Employer
168 840
168 840
168 840
-
labour market
13 507
13 507
13 507
-
national
20 663
20 663
20 663
-
municipal
36 011
36 011
36 011
-
pensions
480
480
480
-
total
70 661
70 661
70 661
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
99 500
99 500
99 500
99 500
Total tax
140 969
140 969
140 969
38 761
After tax
-41 469
-41 469
-41 469
60 739
Living cost
40 002
40 002
40 002
40 002
Free-cash
-81 471
-81 471
-81 471
20 737

Estimated living cost  is ₽40002 per week

₽27378
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3539
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽59596
₽37347
₽33327
₽54451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
health
-
-
-
12 936
pensions
-
-
-
19 901
income
-
-
-
13 333
total
-
-
-
46 170
Employee
23 493
-
74 364
-
pensions
470
-
1 487
-
unemployment
376
-
1 190
-
income
2 645
-
14 337
-
total
3 491
-
17 014
-
Employer
23 493
-
74 364
-
pensions
4 699
-
14 873
-
unemployment
189
-
596
-
health
3 054
-
9 667
-
total
7 942
-
25 136
-
Corporate
68 066
99 500
-
-
income
13 613
19 901
-
-
total
13 613
19 901
-
-
Dividends
54 453
79 599
-
-
total
-
-
-
-
Income
99 500
99 500
99 500
99 500
Total tax
25 046
19 901
42 150
46 170
After tax
74 454
79 599
57 350
53 330
Living cost
20 003
20 003
20 003
20 003
Free-cash
54 451
59 596
37 347
33 327

Estimated living cost  is ₽20003 per week

₽13720
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1191
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽402
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽33087
₽23350
₽36992
₽32957
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
99 500
health
-
-
-
1 187
municipal
-
-
-
17 696
national
-
-
-
11 830
total
-
-
-
30 713
Employee
43 571
-
83 706
-
health
325
-
943
-
municipal
7 136
-
13 654
-
pensions
2 940
-
5 650
-
national
720
-
7 058
-
unemployment
654
-
1 256
-
total
11 775
-
28 561
-
Employer
43 571
-
83 706
-
accident
44
-
83
-
unemployment
283
-
544
-
health
335
-
644
-
pensions
7 559
-
14 523
-
total
8 221
-
15 794
-
Corporate
47 709
99 500
-
-
income
9 541
19 901
-
-
total
9 541
19 901
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

28 626
59 699
-
-
municipal
5 153
10 746
-
-
national
58
3 971
-
-
total
5 211
14 717
-
-
Income
99 500
99 500
99 500
99 500
Total tax
34 748
34 618
44 355
30 713
After tax
64 752
64 882
55 145
68 787
Living cost
31 795
31 795
31 795
31 795
Free-cash
32 957
33 087
23 350
36 992

Estimated living cost  is ₽31795 per week

₽20768
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7463
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽24620
₽34309
₽31294
₽29226
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
social contributions
-
-
-
2 835
health
-
-
-
2 760
pensions
-
-
-
22 163
other
-
-
-
3 085
income
-
-
-
11 837
surtax
-
-
-
-
total
-
-
-
42 680
Employee
31 638
-
79 606
-
income
1 631
-
13 084
-
social contributions
902
-
2 268
-
pensions
3 578
-
4 419
-
surtax
-
-
-
-
total
6 111
-
19 771
-
Employer
31 638
-
79 606
-
pensions
5 199
-
7 640
-
social contributions
94
-
239
-
unemployment
1 281
-
3 223
-
health
2 214
-
6 045
-
other
1 092
-
2 747
-
total
9 880
-
19 894
-
Corporate
57 981
99 500
-
-
surtax
-
-
-
-
income
16 234
27 861
-
-
total
16 234
27 861
-
-
Dividends
41 747
71 639
-
-
surtax
-
-
-
-
withholding
5 343
9 170
-
-
social contributions
7 180
12 323
-
-
total
12 523
21 493
-
-
Income
99 500
99 500
99 500
99 500
Total tax
44 748
49 354
39 665
42 680
After tax
54 752
50 146
59 835
56 820
Living cost
25 526
25 526
25 526
25 526
Free-cash
29 226
24 620
34 309
31 294

Estimated living cost  is ₽25526 per week

₽14804
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2593
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7646
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽21812
₽31501
₽28486
₽26705
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
social contributions
-
-
-
2 835
health
-
-
-
2 760
pensions
-
-
-
22 163
other
-
-
-
3 085
income
-
-
-
11 837
surtax
-
-
-
-
total
-
-
-
42 680
Employee
35 443
-
79 606
-
income
2 092
-
13 084
-
social contributions
1 011
-
2 268
-
pensions
4 007
-
4 419
-
surtax
-
-
-
-
total
7 110
-
19 771
-
Employer
35 443
-
79 606
-
pensions
5 823
-
7 640
-
social contributions
107
-
239
-
unemployment
1 435
-
3 223
-
health
2 482
-
6 045
-
other
1 223
-
2 747
-
total
11 070
-
19 894
-
Corporate
52 988
99 500
-
-
surtax
-
-
-
-
income
14 837
27 861
-
-
total
14 837
27 861
-
-
Dividends
38 151
71 639
-
-
surtax
-
-
-
-
withholding
4 883
9 170
-
-
social contributions
6 561
12 323
-
-
total
11 444
21 493
-
-
Income
99 500
99 500
99 500
99 500
Total tax
44 461
49 354
39 665
42 680
After tax
55 039
50 146
59 835
56 820
Living cost
28 334
28 334
28 334
28 334
Free-cash
26 705
21 812
31 501
28 486

Estimated living cost  is ₽28334 per week

₽17866
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2304
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7683
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽10148
₽19837
₽16822
₽15842
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
social contributions
-
-
-
2 835
health
-
-
-
2 760
pensions
-
-
-
22 163
other
-
-
-
3 085
income
-
-
-
11 837
surtax
-
-
-
-
total
-
-
-
42 680
Employee
51 868
-
79 606
-
income
4 526
-
13 084
-
social contributions
1 477
-
2 268
-
pensions
5 867
-
4 419
-
surtax
-
-
-
-
total
11 870
-
19 771
-
Employer
51 868
-
79 606
-
pensions
8 523
-
7 640
-
social contributions
156
-
239
-
unemployment
2 101
-
3 223
-
health
3 630
-
6 045
-
other
1 790
-
2 747
-
total
16 200
-
19 894
-
Corporate
31 432
99 500
-
-
surtax
-
-
-
-
income
8 801
27 861
-
-
total
8 801
27 861
-
-
Dividends
22 631
71 639
-
-
surtax
-
-
-
-
withholding
2 896
9 170
-
-
social contributions
3 893
12 323
-
-
total
6 789
21 493
-
-
Income
99 500
99 500
99 500
99 500
Total tax
43 660
49 354
39 665
42 680
After tax
55 840
50 146
59 835
56 820
Living cost
39 998
39 998
39 998
39 998
Free-cash
15 842
10 148
19 837
16 822

Estimated living cost  is ₽39998 per week

₽27070
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3272
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9107
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽88691
₽73766
₽92671
₽87598
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
99 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
995
total
-
-
-
995
Employee
7 292
-
99 500
-
income
1 458
-
19 900
-
total
1 458
-
19 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

92 208
99 500
-
-
total
-
-
-
-
Dividends
92 208
99 500
-
-
withholding
4 610
4 975
-
-
total
4 610
4 975
-
-
Income
99 500
99 500
99 500
99 500
Total tax
6 068
4 975
19 900
995
After tax
93 432
94 525
79 600
98 505
Living cost
5 834
5 834
5 834
5 834
Free-cash
87 598
88 691
73 766
92 671

Estimated living cost  is ₽5834 per week

₽3615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽85434
₽70509
₽89414
₽83729
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
99 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
995
total
-
-
-
995
Employee
11 364
-
99 500
-
income
2 273
-
19 900
-
total
2 273
-
19 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

88 136
99 500
-
-
total
-
-
-
-
Dividends
88 136
99 500
-
-
withholding
4 407
4 975
-
-
total
4 407
4 975
-
-
Income
99 500
99 500
99 500
99 500
Total tax
6 680
4 975
19 900
995
After tax
92 820
94 525
79 600
98 505
Living cost
9 091
9 091
9 091
9 091
Free-cash
83 729
85 434
70 509
89 414

Estimated living cost  is ₽9091 per week

₽6152
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2252
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽19311
₽34848
₽26094
₽30146
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
99 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
8 754
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
25 613
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 408
total
-
-
-
41 433
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 205
-
99 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
1 408
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 388
-
25 613
-
total
9 233
-
32 679
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
58 295
99 500
-
-
trade
8 365
14 278
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

481
820
-
-
chamber of commerce
211
272
-
-
income
8 744
14 925
-
-
total
17 801
30 295
-
-
Dividends
40 493
69 205
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

539
934
-
-
withholding
9 808
16 987
-
-
total
10 347
17 921
-
-
Income
99 500
99 500
99 500
99 500
Total tax
37 381
48 216
32 679
41 433
After tax
62 119
51 284
66 821
58 067
Living cost
31 973
31 973
31 973
31 973
Free-cash
30 146
19 311
34 848
26 094

Estimated living cost  is ₽31973 per week

₽22055
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3440
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6013
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽25177
₽41737
₽32130
₽34336
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
99 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
9 607
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
25 613
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 408
total
-
-
-
42 286
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 675
-
99 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
1 408
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

885
-
25 613
-
total
6 592
-
32 679
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
67 825
99 500
-
-
trade
10 682
15 672
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

559
820
-
-
chamber of commerce
223
269
-
-
income
10 174
14 925
-
-
total
21 638
31 686
-
-
Dividends
46 186
67 814
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

618
915
-
-
withholding
11 232
16 638
-
-
total
11 850
17 553
-
-
Income
99 500
99 500
99 500
99 500
Total tax
40 080
49 239
32 679
42 286
After tax
59 420
50 261
66 821
57 214
Living cost
25 084
25 084
25 084
25 084
Free-cash
34 336
25 177
41 737
32 130

Estimated living cost  is ₽25084 per week

₽15779
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2925
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5912
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽17217
₽34288
₽24254
₽28852
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
99 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
10 034
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
25 613
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 408
total
-
-
-
42 713
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 997
-
99 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
1 408
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 608
-
25 613
-
total
9 464
-
32 679
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
57 503
99 500
-
-
trade
9 459
16 368
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

475
820
-
-
chamber of commerce
207
267
-
-
income
8 625
14 925
-
-
total
18 766
32 380
-
-
Dividends
38 737
67 119
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

515
905
-
-
withholding
9 370
16 465
-
-
total
9 885
17 370
-
-
Income
99 500
99 500
99 500
99 500
Total tax
38 115
49 750
32 679
42 713
After tax
61 385
49 750
66 821
56 787
Living cost
32 533
32 533
32 533
32 533
Free-cash
28 852
17 217
34 288
24 254

Estimated living cost  is ₽32533 per week

₽21758
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3431
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6858
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽11300
₽28883
₽18423
₽24727
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
99 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
10 460
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
25 613
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 408
total
-
-
-
43 139
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 770
-
99 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

322
-
1 408
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 853
-
25 613
-
total
11 833
-
32 679
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
49 730
99 500
-
-
trade
8 529
17 064
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

410
820
-
-
chamber of commerce
196
266
-
-
income
7 460
14 925
-
-
total
16 595
33 075
-
-
Dividends
33 134
66 425
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

438
896
-
-
withholding
7 969
16 291
-
-
total
8 407
17 187
-
-
Income
99 500
99 500
99 500
99 500
Total tax
36 835
50 262
32 679
43 139
After tax
62 665
49 238
66 821
56 361
Living cost
37 938
37 938
37 938
37 938
Free-cash
24 727
11 300
28 883
18 423

Estimated living cost  is ₽37938 per week

₽27708
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3035
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6703
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽43984
₽28386
₽30022
₽41351
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
unemployment
-
-
-
189
health
-
-
-
7 066
pensions
-
-
-
19 901
other
-
-
-
-
income
-
-
-
20 925
surtax
-
-
-
2 796
total
-
-
-
50 877
Employee
27 889
-
82 197
-
health
712
-
2 096
-
pensions
1 861
-
5 483
-
surtax
99
-
2 537
-
other
-
-
-
-
unemployment
1 941
-
5 720
-
income
4 675
-
19 374
-
total
9 288
-
35 210
-
Employer
27 889
-
82 197
-
pensions
3 718
-
10 957
-
unemployment
885
-
2 606
-
health
1 268
-
3 740
-
other
-
-
-
-
total
5 871
-
17 303
-
Corporate
65 740
99 500
-
-
income
17 092
25 870
-
-
total
17 092
25 870
-
-
Dividends
48 647
73 630
-
-
withholding
7 297
11 045
-
-
total
7 297
11 045
-
-
Income
99 500
99 500
99 500
99 500
Total tax
39 548
36 915
52 513
50 877
After tax
59 952
62 585
46 987
48 623
Living cost
18 601
18 601
18 601
18 601
Free-cash
41 351
43 984
28 386
30 022

Estimated living cost  is ₽18601 per week

₽11230
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1617
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽432
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5323
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽44311
₽28713
₽30349
₽41734
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
unemployment
-
-
-
189
health
-
-
-
7 066
pensions
-
-
-
19 901
other
-
-
-
-
income
-
-
-
20 925
surtax
-
-
-
2 796
total
-
-
-
50 877
Employee
27 386
-
82 197
-
health
699
-
2 096
-
pensions
1 826
-
5 483
-
surtax
90
-
2 537
-
other
-
-
-
-
unemployment
1 906
-
5 720
-
income
4 591
-
19 374
-
total
9 112
-
35 210
-
Employer
27 386
-
82 197
-
pensions
3 651
-
10 957
-
unemployment
868
-
2 606
-
health
1 246
-
3 740
-
other
-
-
-
-
total
5 765
-
17 303
-
Corporate
66 349
99 500
-
-
income
17 251
25 870
-
-
total
17 251
25 870
-
-
Dividends
49 098
73 630
-
-
withholding
7 364
11 045
-
-
total
7 364
11 045
-
-
Income
99 500
99 500
99 500
99 500
Total tax
39 492
36 915
52 513
50 877
After tax
60 008
62 585
46 987
48 623
Living cost
18 274
18 274
18 274
18 274
Free-cash
41 734
44 311
28 713
30 349

Estimated living cost  is ₽18274 per week

₽11174
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1686
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4993
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽39628
₽41291
₽52538
₽39969
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
unemployment
-
-
-
1 492
health
-
-
-
6 965
pensions
-
-
-
9 950
income
-
-
-
12 164
total
-
-
-
30 571
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 661
9 417
83 264
-
health
1 656
659
5 828
-
pensions
2 366
942
8 326
-
unemployment
355
141
1 249
-
income
2 893
1 151
10 179
-
total
7 270
2 893
25 582
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 661
9 417
83 264
-
pensions
4 614
1 836
16 236
-
total
4 614
1 836
16 236
-
Corporate
71 225
88 247
-
-
income
6 410
7 942
-
-
total
6 410
7 942
-
-
Dividends
64 815
80 305
-
-
withholding
12 315
15 258
-
-
social contributions
12 531
15 552
-
-
total
24 846
30 810
-
-
Income
99 500
99 500
99 500
99 500
Total tax
43 140
43 481
41 818
30 571
After tax
56 360
56 019
57 682
68 929
Living cost
16 391
16 391
16 391
16 391
Free-cash
39 969
39 628
41 291
52 538

Estimated living cost  is ₽16391 per week

₽11186
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1341
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽328
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3537
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽20158
₽18384
₽17603
₽19460
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
social contributions
-
-
-
1 070
municipal
-
-
-
10 573
pensions
-
-
-
11 940
national
-
-
-
16 384
total
-
-
-
39 967
Employee
65 000
-
86 017
-
municipal
8 029
-
10 958
-
pensions
2 600
-
3 441
-
national
12 441
-
16 981
-
total
23 070
-
31 380
-
Employer
65 000
-
86 017
-
social contributions
699
-
925
-
pensions
5 200
-
6 881
-
total
5 899
-
7 806
-
Corporate
24 312
99 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

4 862
19 900
-
-
total
4 862
19 900
-
-
Dividends
19 449
79 600
-
-
withholding
4 279
17 512
-
-
total
4 279
17 512
-
-
Income
99 500
99 500
99 500
99 500
Total tax
38 110
37 412
39 186
39 967
After tax
61 390
62 088
60 314
59 533
Living cost
41 930
41 930
41 930
41 930
Free-cash
19 460
20 158
18 384
17 603

Estimated living cost  is ₽41930 per week

₽28500
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3898
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽628
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8905
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽22475
₽17012
₽17012
₽24302
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
social contributions
-
-
-
9 201
income
-
-
-
26 112
total
-
-
-
35 313
Employee
64 780
-
99 500
-
social contributions
5 382
-
9 201
-
income
12 224
-
26 112
-
total
17 606
-
35 313
-
Employer
64 780
-
99 500
-
total
-
-
-
-
Corporate
34 720
99 500
-
-
income
4 341
12 437
-
-
total
4 341
12 437
-
-
Dividends
30 380
87 063
-
-
withholding
6 076
17 413
-
-
total
6 076
17 413
-
-
Income
99 500
99 500
99 500
99 500
Total tax
28 023
29 850
35 313
35 313
After tax
71 477
69 650
64 187
64 187
Living cost
47 175
47 175
47 175
47 175
Free-cash
24 302
22 475
17 012
17 012

Estimated living cost  is ₽47175 per week

₽35890
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6990
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽18142
₽10209
₽14944
₽13818
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
regional
-
-
-
1 127
social contributions
-
-
-
25 591
municipal
-
-
-
591
national
-
-
-
22 302
total
-
-
-
49 611
Employee
73 601
-
99 500
-
regional
694
-
990
-
municipal
390
-
528
-
social contributions
24 818
-
33 551
-
national
12 753
-
19 277
-
total
38 655
-
54 346
-
Employer
73 601
-
99 500
-
total
-
-
-
-
Corporate
25 899
99 500
-
-
nationa
6 216
23 880
-
-
municipal
1 011
3 880
-
-
total
7 227
27 760
-
-
Dividends
18 673
71 740
-
-
withholding
4 855
18 653
-
-
total
4 855
18 653
-
-
Income
99 500
99 500
99 500
99 500
Total tax
50 737
46 413
54 346
49 611
After tax
48 763
53 087
45 154
49 889
Living cost
34 945
34 945
34 945
34 945
Free-cash
13 818
18 142
10 209
14 944

Estimated living cost  is ₽34945 per week

₽24359
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2291
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7757
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽29991
₽22498
₽27208
₽28153
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
regional
-
-
-
1 500
social contributions
-
-
-
25 591
municipal
-
-
-
591
national
-
-
-
22 302
total
-
-
-
49 984
Employee
45 939
-
99 500
-
regional
618
-
1 338
-
municipal
244
-
528
-
social contributions
15 491
-
33 551
-
national
7 278
-
19 277
-
total
23 631
-
54 694
-
Employer
45 939
-
99 500
-
total
-
-
-
-
Corporate
53 561
99 500
-
-
nationa
12 855
23 880
-
-
<