Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 99500
per

Your estimated
City
free-cash

Andorra , Andorra
₽47575
₽58519
₽50220
₽61637
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
social contributions
-
-
-
21 891
income
-
-
-
2 122
total
-
-
-
24 013
Employee
29 853
-
86 147
-
social contributions
1 940
-
5 600
-
income
-
-
2 416
-
total
1 940
-
8 016
-
Employer
29 853
-
86 147
-
social contributions
4 627
-
13 352
-
total
4 627
-
13 352
-
Corporate
65 020
99 500
-
-
income
6 502
9 951
-
-
total
6 502
9 951
-
-
Dividends
58 518
89 549
-
-
total
-
-
-
-
Income
99 500
99 500
99 500
99 500
Total tax
13 069
9 951
21 368
24 013
After tax
86 431
89 549
78 132
75 487
Living cost
27 912
27 912
27 912
27 912
Free-cash
58 519
61 637
50 220
47 575

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽20395
₽25680
-₽258
₽26139
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
7 612
chamber of commerce
-
-
-
398
pensions
-
-
-
18 407
income
-
-
-
17 368
total
-
-
-
49 480
Employee
40 590
37 005
77 265
-
unemployment
1 218
1 110
2 317
-
other
405
370
772
-
income
3 616
2 730
15 473
-
pensions
4 157
3 789
7 912
-
health
1 570
1 433
2 990
-
total
10 966
9 432
29 464
-
Employer
40 590
37 005
77 265
-
pensions
5 094
4 645
9 697
-
surtax
-
-
-
-
payroll
1 218
1 110
2 317
-
other
1 928
1 757
3 671
-
health
1 535
1 399
2 920
-
accident
527
481
1 004
-
unemployment
1 218
1 110
2 317
-
chamber of commerce
162
148
308
-
total
11 682
10 650
22 234
-
Corporate
47 228
51 845
73 741
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

11 806
12 961
18 435
-
total
11 806
12 961
18 435
-
Dividends
35 422
38 884
-
-
withholding
9 741
10 693
-
-
total
9 741
10 693
-
-
Income
99 500
99 500
99 500
99 500
Total tax
44 195
43 736
70 133
49 480
After tax
55 305
55 764
29 367
50 020
Living cost
29 625
29 625
29 625
29 625
Free-cash
25 680
26 139
-258
20 395

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽17118
₽21511
-₽3387
₽22945
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
7 612
chamber of commerce
-
-
-
398
pensions
-
-
-
18 407
income
-
-
-
17 368
total
-
-
-
49 663
Employee
46 406
37 005
77 121
-
unemployment
1 392
1 110
2 314
-
other
463
370
772
-
income
5 283
2 730
15 422
-
pensions
4 752
3 789
7 898
-
health
1 796
1 433
2 985
-
total
13 686
9 432
29 391
-
Employer
46 406
37 005
77 121
-
pensions
5 824
4 645
9 679
-
surtax
183
183
183
-
payroll
1 392
1 110
2 314
-
other
2 204
1 757
3 663
-
health
1 753
1 399
2 915
-
accident
603
481
1 003
-
unemployment
1 392
1 110
2 314
-
chamber of commerce
185
148
308
-
total
13 536
10 833
22 379
-
Corporate
39 558
51 662
73 597
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

9 889
12 915
18 398
-
total
9 889
12 915
18 398
-
Dividends
29 668
38 747
-
-
withholding
8 159
10 656
-
-
total
8 159
10 656
-
-
Income
99 500
99 500
99 500
99 500
Total tax
45 270
43 836
70 168
49 663
After tax
54 230
55 664
29 332
49 837
Living cost
32 719
32 719
32 719
32 719
Free-cash
21 511
22 945
-3 387
17 118

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽12065
₽7995
₽4533
₽21923
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
national
-
-
-
32 681
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 017
social contributions
-
-
-
15 880
total
-
-
-
53 578
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
77 064
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
670
-
national
20 420
-
24 583
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
4 019
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
5 780
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
3 623
-
total
32 565
-
38 675
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
77 064
-
surtax
7 531
-
8 740
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
6 828
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
4 740
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
1 001
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
1 126
-
total
19 334
-
22 435
-
Corporate
13 745
99 500
-
-
income
2 749
19 900
-
-
surtax
55
398
-
-
total
2 804
20 298
-
-
Dividends
10 941
79 202
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

2 945
23 422
-
-
total
2 945
23 422
-
-
Income
99 500
99 500
99 500
99 500
Total tax
57 648
43 720
61 110
53 578
After tax
41 852
55 780
38 390
45 922
Living cost
33 857
33 857
33 857
33 857
Free-cash
7 995
21 923
4 533
12 065

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽59937
₽63437
₽63148
₽69096
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
14 925
total
-
-
-
23 587
Employee
21 155
-
93 135
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
9 314
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
14 011
-
Employer
21 155
-
93 135
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
74 195
99 500
-
-
income
7 420
9 950
-
-
total
7 420
9 950
-
-
Dividends
66 775
89 550
-
-
withholding
3 339
4 478
-
-
total
3 339
4 478
-
-
Income
99 500
99 500
99 500
99 500
Total tax
20 087
14 428
20 376
23 587
After tax
79 413
85 072
79 124
75 913
Living cost
15 976
15 976
15 976
15 976
Free-cash
63 437
69 096
63 148
59 937

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽63737
₽68580
₽66948
₽72896
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
14 925
total
-
-
-
23 587
Employee
16 123
-
93 135
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
9 314
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
14 011
-
Employer
16 123
-
93 135
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
80 213
99 500
-
-
income
8 022
9 950
-
-
total
8 022
9 950
-
-
Dividends
72 191
89 550
-
-
withholding
3 610
4 478
-
-
total
3 610
4 478
-
-
Income
99 500
99 500
99 500
99 500
Total tax
18 744
14 428
20 376
23 587
After tax
80 756
85 072
79 124
75 913
Living cost
12 176
12 176
12 176
12 176
Free-cash
68 580
72 896
66 948
63 737

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽48528
₽46241
₽48079
₽51296
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
health
-
-
-
2 537
social contributions
-
-
-
15 024
income
-
-
-
11 912
total
-
-
-
29 473
Employee
71 403
71 403
90 332
-
income
7 775
6 610
11 720
-
social contributions
2 700
5 926
7 498
-
health
553
1 214
1 535
-
total
11 028
13 750
20 753
-
Employer
71 403
71 403
90 332
-
social contributions
2 700
5 926
7 498
-
health
601
1 322
1 671
-
total
3 301
7 248
9 169
-
Corporate
63 673
20 850
-
-
income
7 960
2 606
-
-
total
7 960
2 606
-
-
Dividends
55 714
18 244
-
-
withholding
9 471
3 101
-
-
total
9 471
3 101
-
-
Income
99 500
99 500
99 500
99 500
Total tax
31 760
26 705
29 922
29 473
After tax
67 740
72 795
69 578
70 027
Living cost
21 499
21 499
21 499
21 499
Free-cash
46 241
51 296
48 079
48 528

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽39909
₽38825
₽39460
₽42677
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
health
-
-
-
2 537
social contributions
-
-
-
15 024
income
-
-
-
11 912
total
-
-
-
29 473
Employee
71 403
71 403
90 332
-
income
7 498
6 610
11 720
-
social contributions
3 470
5 926
7 498
-
health
710
1 214
1 535
-
total
11 678
13 750
20 753
-
Employer
71 403
71 403
90 332
-
social contributions
3 470
5 926
7 498
-
health
774
1 322
1 671
-
total
4 244
7 248
9 169
-
Corporate
53 461
20 850
-
-
income
6 682
2 606
-
-
total
6 682
2 606
-
-
Dividends
46 779
18 244
-
-
withholding
7 953
3 101
-
-
total
7 953
3 101
-
-
Income
99 500
99 500
99 500
99 500
Total tax
30 557
26 705
29 922
29 473
After tax
68 943
72 795
69 578
70 027
Living cost
30 118
30 118
30 118
30 118
Free-cash
38 825
42 677
39 460
39 909

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽26985
₽39367
₽29016
₽47029
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
health
-
-
-
13 432
social contributions
-
-
-
29 054
income
-
-
-
8 552
solidarity contribution
-
-
-
-
total
-
-
-
51 038
Employee
31 583
-
74 254
-
income
3 790
-
8 910
-
social contributions
2 053
-
4 827
-
health
4 264
-
10 024
-
solidarity contribution
-
-
-
-
total
10 107
-
23 761
-
Employer
31 583
-
74 254
-
social contributions
7 896
-
18 563
-
health
2 842
-
6 683
-
total
10 738
-
25 246
-
Corporate
57 179
99 500
-
-
income
10 864
18 905
-
-
total
10 864
18 905
-
-
Dividends
46 315
80 595
-
-
withholding
6 947
12 089
-
-
total
6 947
12 089
-
-
Income
99 500
99 500
99 500
99 500
Total tax
38 656
30 994
49 007
51 038
After tax
60 844
68 506
50 493
48 462
Living cost
21 477
21 477
21 477
21 477
Free-cash
39 367
47 029
29 016
26 985

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽21997
₽32599
₽24028
₽42041
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
health
-
-
-
13 432
social contributions
-
-
-
29 054
income
-
-
-
8 552
solidarity contribution
-
-
-
-
total
-
-
-
51 038
Employee
38 919
-
74 254
-
income
4 670
-
8 910
-
social contributions
2 530
-
4 827
-
health
5 254
-
10 024
-
solidarity contribution
-
-
-
-
total
12 454
-
23 761
-
Employer
38 919
-
74 254
-
social contributions
9 730
-
18 563
-
health
3 503
-
6 683
-
total
13 233
-
25 246
-
Corporate
47 349
99 500
-
-
income
8 996
18 905
-
-
total
8 996
18 905
-
-
Dividends
38 353
80 595
-
-
withholding
5 753
12 089
-
-
total
5 753
12 089
-
-
Income
99 500
99 500
99 500
99 500
Total tax
40 436
30 994
49 007
51 038
After tax
59 064
68 506
50 493
48 462
Living cost
26 465
26 465
26 465
26 465
Free-cash
32 599
42 041
24 028
21 997

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽16495
-₽103366
-₽103366
-₽103366
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
national
-
-
-
10 650
pensions
-
-
-
807
municipal
-
-
-
18 811
labour market
-
-
-
7 895
total
-
-
-
38 163
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
99 500
99 500
99 500
99 500
Total tax
158 024
158 024
158 024
38 163
After tax
-58 524
-58 524
-58 524
61 337
Living cost
44 842
44 842
44 842
44 842
Free-cash
-103 366
-103 366
-103 366
16 495

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽30904
₽51403
₽34923
₽57172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
health
-
-
-
12 936
pensions
-
-
-
19 900
income
-
-
-
13 332
total
-
-
-
46 168
Employee
26 342
-
74 365
-
unemployment
421
-
1 189
-
income
2 966
-
14 338
-
pensions
527
-
1 487
-
total
3 914
-
17 014
-
Employer
26 342
-
74 365
-
pensions
5 269
-
14 872
-
health
3 424
-
9 667
-
unemployment
211
-
596
-
total
8 904
-
25 135
-
Corporate
64 254
99 500
-
-
income
12 851
19 900
-
-
total
12 851
19 900
-
-
Dividends
51 403
79 600
-
-
total
-
-
-
-
Income
99 500
99 500
99 500
99 500
Total tax
25 669
19 900
42 149
46 168
After tax
73 831
79 600
57 351
53 332
Living cost
22 428
22 428
22 428
22 428
Free-cash
51 403
57 172
34 923
30 904

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽34261
₽28669
₽20587
₽30001
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
99 500
national
-
-
-
10 740
health
-
-
-
1 145
municipal
-
-
-
17 704
total
-
-
-
29 589
Employee
48 854
-
83 702
-
unemployment
733
-
1 256
-
municipal
8 002
-
13 662
-
national
807
-
5 998
-
pensions
3 297
-
5 649
-
health
365
-
902
-
total
13 204
-
27 467
-
Employer
48 854
-
83 702
-
pensions
8 476
-
14 522
-
health
375
-
645
-
accident
49
-
85
-
unemployment
317
-
544
-
total
9 217
-
15 796
-
Corporate
41 428
99 500
-
-
income
8 286
19 900
-
-
total
8 286
19 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

24 857
59 700
-
-
municipal
4 474
10 745
-
-
national
-
3 204
-
-
total
4 474
13 949
-
-
Income
99 500
99 500
99 500
99 500
Total tax
35 181
33 849
43 263
29 589
After tax
64 319
65 651
56 237
69 911
Living cost
35 650
35 650
35 650
35 650
Free-cash
28 669
30 001
20 587
34 261

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽28485
₽26686
₽33125
₽21528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
surtax
-
-
-
-
health
-
-
-
2 208
pensions
-
-
-
23 847
social contributions
-
-
-
2 834
income
-
-
-
10 415
other
-
-
-
3 089
total
-
-
-
42 393
Employee
35 475
-
80 469
-
income
1 829
-
12 363
-
surtax
-
-
-
-
social contributions
1 011
-
2 293
-
pensions
4 012
-
4 067
-
total
6 852
-
18 723
-
Employer
35 475
-
80 469
-
pensions
5 829
-
7 120
-
social contributions
106
-
241
-
other
1 225
-
2 775
-
health
2 483
-
5 636
-
unemployment
1 436
-
3 258
-
total
11 079
-
19 030
-
Corporate
52 947
99 500
-
-
income
14 825
27 859
-
-
surtax
-
-
-
-
total
14 825
27 859
-
-
Dividends
38 122
71 641
-
-
withholding
4 879
9 170
-
-
social contributions
6 557
12 321
-
-
surtax
-
-
-
-
total
11 436
21 491
-
-
Income
99 500
99 500
99 500
99 500
Total tax
44 192
49 350
37 753
42 393
After tax
55 308
50 150
61 747
57 107
Living cost
28 622
28 622
28 622
28 622
Free-cash
26 686
21 528
33 125
28 485

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽25338
₽23864
₽29978
₽18381
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
surtax
-
-
-
-
health
-
-
-
2 208
pensions
-
-
-
23 847
social contributions
-
-
-
2 834
income
-
-
-
10 415
other
-
-
-
3 089
total
-
-
-
42 393
Employee
39 741
-
80 469
-
income
2 345
-
12 363
-
surtax
-
-
-
-
social contributions
1 133
-
2 293
-
pensions
4 493
-
4 067
-
total
7 971
-
18 723
-
Employer
39 741
-
80 469
-
pensions
6 529
-
7 120
-
social contributions
120
-
241
-
other
1 371
-
2 775
-
health
2 782
-
5 636
-
unemployment
1 609
-
3 258
-
total
12 411
-
19 030
-
Corporate
47 348
99 500
-
-
income
13 258
27 859
-
-
surtax
-
-
-
-
total
13 258
27 859
-
-
Dividends
34 090
71 641
-
-
withholding
4 363
9 170
-
-
social contributions
5 864
12 321
-
-
surtax
-
-
-
-
total
10 227
21 491
-
-
Income
99 500
99 500
99 500
99 500
Total tax
43 867
49 350
37 753
42 393
After tax
55 633
50 150
61 747
57 107
Living cost
31 769
31 769
31 769
31 769
Free-cash
23 864
18 381
29 978
25 338

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽12258
₽11684
₽16898
₽5301
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
surtax
-
-
-
-
health
-
-
-
2 208
pensions
-
-
-
23 847
social contributions
-
-
-
2 834
income
-
-
-
10 415
other
-
-
-
3 089
total
-
-
-
42 393
Employee
58 158
-
80 469
-
income
5 074
-
12 363
-
surtax
-
-
-
-
social contributions
1 656
-
2 293
-
pensions
6 578
-
4 067
-
total
13 308
-
18 723
-
Employer
58 158
-
80 469
-
pensions
9 556
-
7 120
-
social contributions
174
-
241
-
other
2 007
-
2 775
-
health
4 071
-
5 636
-
unemployment
2 356
-
3 258
-
total
18 164
-
19 030
-
Corporate
23 178
99 500
-
-
income
6 490
27 859
-
-
surtax
-
-
-
-
total
6 490
27 859
-
-
Dividends
16 688
71 641
-
-
withholding
2 136
9 170
-
-
social contributions
2 869
12 321
-
-
surtax
-
-
-
-
total
5 005
21 491
-
-
Income
99 500
99 500
99 500
99 500
Total tax
42 967
49 350
37 753
42 393
After tax
56 533
50 150
61 747
57 107
Living cost
44 849
44 849
44 849
44 849
Free-cash
11 684
5 301
16 898
12 258

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽92556
₽87461
₽73651
₽88576
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
99 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
995
total
-
-
-
995
Employee
7 436
-
99 500
-
income
1 487
-
19 900
-
total
1 487
-
19 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

92 064
99 500
-
-
total
-
-
-
-
Dividends
92 064
99 500
-
-
withholding
4 603
4 975
-
-
total
4 603
4 975
-
-
Income
99 500
99 500
99 500
99 500
Total tax
6 090
4 975
19 900
995
After tax
93 410
94 525
79 600
98 505
Living cost
5 949
5 949
5 949
5 949
Free-cash
87 461
88 576
73 651
92 556

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽89235
₽83517
₽70330
₽85255
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
99 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
995
total
-
-
-
995
Employee
11 588
-
99 500
-
income
2 318
-
19 900
-
total
2 318
-
19 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

87 912
99 500
-
-
total
-
-
-
-
Dividends
87 912
99 500
-
-
withholding
4 395
4 975
-
-
total
4 395
4 975
-
-
Income
99 500
99 500
99 500
99 500
Total tax
6 713
4 975
19 900
995
After tax
92 787
94 525
79 600
98 505
Living cost
9 270
9 270
9 270
9 270
Free-cash
83 517
85 255
70 330
89 235

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽26026
₽27607
₽34109
₽15461
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
99 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 209
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 988
trade
-
-
-
8 083
total
-
-
-
37 624
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
99 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
21 988
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
1 209
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
29 541
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
53 298
99 500
-
-
trade
7 648
14 279
-
-
income
7 995
14 925
-
-
chamber of commerce
219
287
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

441
821
-
-
total
16 303
30 312
-
-
Dividends
36 996
69 188
-
-
withholding
8 897
16 945
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

490
932
-
-
total
9 387
17 877
-
-
Income
99 500
99 500
99 500
99 500
Total tax
36 043
48 189
29 541
37 624
After tax
63 457
51 311
69 959
61 876
Living cost
35 850
35 850
35 850
35 850
Free-cash
27 607
15 461
34 109
26 026

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽32961
₽32431
₽41833
₽22162
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
99 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 209
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 988
trade
-
-
-
8 872
total
-
-
-
38 413
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
99 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
21 988
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
1 209
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
29 541
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
63 984
99 500
-
-
trade
10 078
15 671
-
-
income
9 598
14 925
-
-
chamber of commerce
233
284
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

529
821
-
-
total
20 438
31 701
-
-
Dividends
43 547
67 799
-
-
withholding
10 534
16 598
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

580
913
-
-
total
11 114
17 511
-
-
Income
99 500
99 500
99 500
99 500
Total tax
38 943
49 212
29 541
38 413
After tax
60 557
50 288
69 959
61 087
Living cost
28 126
28 126
28 126
28 126
Free-cash
32 431
22 162
41 833
32 961

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽24216
₽26348
₽33481
₽13299
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
99 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 209
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 988
trade
-
-
-
9 265
total
-
-
-
38 806
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
99 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
21 988
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
1 209
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
29 541
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
52 410
99 500
-
-
trade
8 622
16 368
-
-
income
7 861
14 925
-
-
chamber of commerce
215
282
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

432
821
-
-
total
17 130
32 396
-
-
Dividends
35 281
67 103
-
-
withholding
8 467
16 423
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

465
904
-
-
total
8 932
17 327
-
-
Income
99 500
99 500
99 500
99 500
Total tax
36 674
49 723
29 541
38 806
After tax
62 826
49 777
69 959
60 694
Living cost
36 478
36 478
36 478
36 478
Free-cash
26 348
13 299
33 481
24 216

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽17761
₽21785
₽27421
₽6729
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
99 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 209
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 988
trade
-
-
-
9 660
total
-
-
-
39 201
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
99 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
21 988
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
1 209
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
29 541
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
43 695
99 500
-
-
trade
7 494
17 065
-
-
income
6 553
14 925
-
-
chamber of commerce
203
280
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
821
-
-
total
14 611
33 091
-
-
Dividends
29 083
66 409
-
-
withholding
6 918
16 249
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

381
893
-
-
total
7 299
17 142
-
-
Income
99 500
99 500
99 500
99 500
Total tax
35 177
50 233
29 541
39 201
After tax
64 323
49 267
69 959
60 299
Living cost
42 538
42 538
42 538
42 538
Free-cash
21 785
6 729
27 421
17 761

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽29487
₽38777
₽27715
₽41728
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
surtax
-
-
-
2 474
unemployment
-
-
-
211
health
-
-
-
7 064
pensions
-
-
-
19 900
income
-
-
-
19 507
other
-
-
-
-
total
-
-
-
49 156
Employee
31 271
-
82 196
-
unemployment
2 176
-
5 722
-
other
-
-
-
-
income
5 242
-
18 090
-
surtax
111
-
2 233
-
pensions
2 086
-
5 482
-
health
798
-
2 097
-
total
10 413
-
33 624
-
Employer
31 271
-
82 196
-
pensions
4 169
-
10 957
-
other
-
-
-
-
health
1 422
-
3 741
-
unemployment
992
-
2 606
-
total
6 583
-
17 304
-
Corporate
61 646
99 500
-
-
income
16 028
25 870
-
-
total
16 028
25 870
-
-
Dividends
45 617
73 630
-
-
withholding
6 842
11 045
-
-
total
6 842
11 045
-
-
Income
99 500
99 500
99 500
99 500
Total tax
39 866
36 915
50 928
49 156
After tax
59 634
62 585
48 572
50 344
Living cost
20 857
20 857
20 857
20 857
Free-cash
38 777
41 728
27 715
29 487

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽29854
₽39207
₽28082
₽42095
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
surtax
-
-
-
2 474
unemployment
-
-
-
211
health
-
-
-
7 064
pensions
-
-
-
19 900
income
-
-
-
19 507
other
-
-
-
-
total
-
-
-
49 156
Employee
30 707
-
82 196
-
unemployment
2 137
-
5 722
-
other
-
-
-
-
income
5 147
-
18 090
-
surtax
100
-
2 233
-
pensions
2 048
-
5 482
-
health
784
-
2 097
-
total
10 216
-
33 624
-
Employer
30 707
-
82 196
-
pensions
4 093
-
10 957
-
other
-
-
-
-
health
1 397
-
3 741
-
unemployment
973
-
2 606
-
total
6 463
-
17 304
-
Corporate
62 329
99 500
-
-
income
16 206
25 870
-
-
total
16 206
25 870
-
-
Dividends
46 123
73 630
-
-
withholding
6 918
11 045
-
-
total
6 918
11 045
-
-
Income
99 500
99 500
99 500
99 500
Total tax
39 803
36 915
50 928
49 156
After tax
59 697
62 585
48 572
50 344
Living cost
20 490
20 490
20 490
20 490
Free-cash
39 207
42 095
28 082
29 854

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽50359
₽37880
₽39112
₽37494
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
unemployment
-
-
-
1 493
health
-
-
-
6 965
pensions
-
-
-
9 950
income
-
-
-
12 164
total
-
-
-
30 572
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
83 264
-
unemployment
402
160
1 249
-
income
3 277
1 304
10 179
-
pensions
2 681
1 067
8 326
-
health
1 876
747
5 828
-
total
8 236
3 278
25 582
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
83 264
-
pensions
5 227
2 080
16 236
-
total
5 227
2 080
16 236
-
Corporate
67 467
86 752
-
-
income
6 072
7 808
-
-
total
6 072
7 808
-
-
Dividends
61 395
78 944
-
-
withholding
11 665
14 999
-
-
social contributions
11 850
15 272
-
-
total
23 515
30 271
-
-
Income
99 500
99 500
99 500
99 500
Total tax
43 050
43 437
41 818
30 572
After tax
56 450
56 063
57 682
68 928
Living cost
18 570
18 570
18 570
18 570
Free-cash
37 880
37 494
39 112
50 359

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽14875
₽16502
₽15655
₽17247
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
national
-
-
-
16 273
pensions
-
-
-
11 940
social contributions
-
-
-
1 070
municipal
-
-
-
10 501
total
-
-
-
39 784
Employee
69 511
-
86 017
-
municipal
8 586
-
10 887
-
national
13 304
-
16 870
-
pensions
2 780
-
3 441
-
total
24 670
-
31 198
-
Employer
69 511
-
86 017
-
pensions
5 561
-
6 881
-
social contributions
747
-
925
-
total
6 308
-
7 806
-
Corporate
19 093
99 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

3 819
19 900
-
-
total
3 819
19 900
-
-
Dividends
15 274
79 600
-
-
withholding
3 360
17 512
-
-
total
3 360
17 512
-
-
Income
99 500
99 500
99 500
99 500
Total tax
38 157
37 412
39 004
39 784
After tax
61 343
62 088
60 496
59 716
Living cost
44 841
44 841
44 841
44 841
Free-cash
16 502
17 247
15 655
14 875

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽13164
₽18805
₽13164
₽16755
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
social contributions
-
-
-
8 990
income
-
-
-
24 451
total
-
-
-
33 441
Employee
72 635
-
99 500
-
social contributions
6 034
-
8 990
-
income
13 706
-
24 451
-
total
19 740
-
33 441
-
Employer
72 635
-
99 500
-
total
-
-
-
-
Corporate
26 865
99 500
-
-
income
3 359
12 437
-
-
total
3 359
12 437
-
-
Dividends
23 507
87 063
-
-
withholding
4 701
17 413
-
-
total
4 701
17 413
-
-
Income
99 500
99 500
99 500
99 500
Total tax
27 800
29 850
33 441
33 441
After tax
71 700
69 650
66 059
66 059
Living cost
52 895
52 895
52 895
52 895
Free-cash
18 805
16 755
13 164
13 164

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽11425
₽9055
₽6691
₽13906
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
national
-
-
-
21 600
regional
-
-
-
1 110
social contributions
-
-
-
25 591
municipal
-
-
-
592
total
-
-
-
48 893
Employee
82 526
-
99 500
-
municipal
437
-
527
-
national
14 300
-
18 576
-
social contributions
27 828
-
33 551
-
regional
779
-
973
-
total
43 344
-
53 627
-
Employer
82 526
-
99 500
-
total
-
-
-
-
Corporate
16 974
99 500
-
-
nationa
4 074
23 880
-
-
municipal
663
3 880
-
-
total
4 737
27 760
-
-
Dividends
12 238
71 739
-
-
withholding
3 182
18 652
-
-
total
3 182
18 652
-
-
Income
99 500
99 500
99 500
99 500
Total tax
51 263
46 412
53 627
48 893
After tax
48 237
53 088
45 873
50 607
Living cost
39 182
39 182
39 182
39 182
Free-cash
9 055
13 906
6 691
11 425

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽25203
₽25224
₽20494
₽27285
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 500
national
-
-
-
21 600
regional
-
-
-
1 500
social contributions
-
-
-
25 591
municipal
-
-
-
592
total
-
-
-
49 283
Employee
51 509
-
99 500
-
municipal
273
-
527
-
national
8 160
-
18 576
-
social contributions
17 369
-
33 551
-
regional
693
-
1 338
-
total
26 495
-
53 992
-
Employer
51 509
-
99 500
-
total
-
-
-
-
Corporate
47 991
99 500
-
-
nationa
11 517
23 880
-