Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 99000
per

Your estimated
City
free-cash

Madrid , Spain
₽36500
₽21162
₽30019
₽24230
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 000
accident
-
-
-
716
unemployment
-
-
-
556
pensions
-
-
-
22 478
other
-
-
-
80
income
-
-
-
20 822
total
-
-
-
44 652
Employee
41 388
-
75 068
-
pensions
1 945
-
3 529
-
income
8 644
-
19 022
-
unemployment
641
-
1 163
-
other
41
-
75
-
total
11 271
-
23 789
-
Employer
41 388
-
75 068
-
other
332
-
600
-
unemployment
2 277
-
4 129
-
accident
820
-
1 486
-
pensions
9 767
-
17 716
-
total
13 196
-
23 931
-
Corporate
44 417
99 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

6 663
14 849
-
-
total
6 663
14 849
-
-
Dividends
37 754
84 151
-
-
withholding
7 733
17 533
-
-
total
7 733
17 533
-
-
Income
99 000
99 000
99 000
99 000
Total tax
38 863
32 382
47 720
44 652
After tax
60 137
66 618
51 280
54 348
Living cost
30 118
30 118
30 118
30 118
Free-cash
30 019
36 500
21 162
24 230

Estimated living cost  is ₽30118 per week

₽21629
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2342
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽424
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5723
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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