Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 99000
per

Your estimated
City
free-cash

Madrid , Spain
₽21942
₽27834
₽19775
₽34761
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 000
other
-
-
-
84
pensions
-
-
-
23 827
income
-
-
-
19 875
accident
-
-
-
758
unemployment
-
-
-
590
total
-
-
-
45 134
Employee
43 870
-
75 068
-
pensions
2 062
-
3 529
-
income
9 163
-
18 601
-
other
43
-
76
-
unemployment
679
-
1 164
-
total
11 947
-
23 370
-
Employer
43 870
-
75 068
-
pensions
10 353
-
17 716
-
other
352
-
600
-
unemployment
2 413
-
4 129
-
accident
869
-
1 486
-
total
13 987
-
23 931
-
Corporate
41 143
99 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

6 171
14 851
-
-
total
6 171
14 851
-
-
Dividends
34 971
84 149
-
-
withholding
7 137
17 464
-
-
total
7 137
17 464
-
-
Income
99 000
99 000
99 000
99 000
Total tax
39 242
32 315
47 301
45 134
After tax
59 758
66 685
51 699
53 866
Living cost
31 924
31 924
31 924
31 924
Free-cash
27 834
34 761
19 775
21 942

Estimated living cost  is ₽31924 per week

₽22927
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2482
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6066
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close