Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 99000
per

Your estimated
City
free-cash

Madrid , Spain
₽31924
₽17584
₽24374
₽18327
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 000
income
-
-
-
18 375
pensions
-
-
-
25 958
unemployment
-
-
-
642
other
-
-
-
92
accident
-
-
-
826
total
-
-
-
45 893
Employee
47 794
-
75 067
-
unemployment
740
-
1 164
-
income
9 983
-
17 938
-
pensions
2 246
-
3 529
-
other
47
-
75
-
total
13 016
-
22 706
-
Employer
47 794
-
75 067
-
unemployment
2 629
-
4 128
-
pensions
11 279
-
17 715
-
accident
947
-
1 486
-
other
383
-
601
-
total
15 238
-
23 930
-
Corporate
35 967
99 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

5 396
14 849
-
-
total
5 396
14 849
-
-
Dividends
30 572
84 151
-
-
withholding
6 196
17 447
-
-
total
6 196
17 447
-
-
Income
99 000
99 000
99 000
99 000
Total tax
39 846
32 296
46 636
45 893
After tax
59 154
66 704
52 364
53 107
Living cost
34 780
34 780
34 780
34 780
Free-cash
24 374
31 924
17 584
18 327

Estimated living cost  is ₽34780 per week

₽24977
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2704
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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