Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 99000
per

Your estimated
City
free-cash

Madrid , Spain
₽32304
₽24840
₽18812
₽17879
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 000
unemployment
-
-
-
635
accident
-
-
-
817
income
-
-
-
18 576
pensions
-
-
-
25 672
other
-
-
-
91
total
-
-
-
45 791
Employee
47 268
-
75 066
-
pensions
2 221
-
3 529
-
unemployment
732
-
1 163
-
income
9 873
-
18 028
-
other
46
-
74
-
total
12 872
-
22 794
-
Employer
47 268
-
75 066
-
pensions
11 155
-
17 715
-
accident
936
-
1 486
-
other
379
-
600
-
unemployment
2 600
-
4 129
-
total
15 070
-
23 930
-
Corporate
36 661
99 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

5 500
14 849
-
-
total
5 500
14 849
-
-
Dividends
31 162
84 151
-
-
withholding
6 321
17 450
-
-
total
6 321
17 450
-
-
Income
99 000
99 000
99 000
99 000
Total tax
39 763
32 299
46 724
45 791
After tax
59 237
66 701
52 276
53 209
Living cost
34 397
34 397
34 397
34 397
Free-cash
24 840
32 304
17 879
18 812

Estimated living cost  is ₽34397 per week

₽24703
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2675
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6536
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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