Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 99000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽68570
₽62874
₽59359
₽62535
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
99 000
income
-
-
-
14 850
health
-
-
-
3 754
unemployment
-
-
-
131
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 831
total
-
-
-
23 566
Employee
21 286
-
92 596
-
health
979
-
1 502
-
income
2 129
-
9 259
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 869
-
2 866
-
accident

We are using the highest rate at 1.1%.

234
-
359
-
total
5 211
-
13 986
-
Employer
21 286
-
92 596
-
accident

We are using the highest rate at 1.1%.

234
-
359
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 346
-
3 597
-
health
1 469
-
2 252
-
unemployment
128
-
196
-
total
4 177
-
6 404
-
Corporate
73 537
99 000
-
-
income
7 353
9 900
-
-
total
7 353
9 900
-
-
Dividends
66 184
89 100
-
-
withholding
3 310
4 455
-
-
total
3 310
4 455
-
-
Income
99 000
99 000
99 000
99 000
Total tax
20 051
14 355
20 390
23 566
After tax
78 949
84 645
78 610
75 434
Living cost
16 075
16 075
16 075
16 075
Free-cash
62 874
68 570
62 535
59 359

Estimated living cost  is ₽16075 per week

₽10632
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽920
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4140
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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