Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 98500
per

Your estimated
City
free-cash

Andorra , Andorra
₽47559
₽58574
₽50178
₽61597
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 500
social contributions
-
-
-
21 671
income
-
-
-
2 218
total
-
-
-
23 889
Employee
28 933
-
85 280
-
social contributions
1 880
-
5 544
-
income
-
-
2 509
-
total
1 880
-
8 053
-
Employer
28 933
-
85 280
-
social contributions
4 485
-
13 217
-
total
4 485
-
13 217
-
Corporate
65 082
98 500
-
-
income
6 509
9 851
-
-
total
6 509
9 851
-
-
Dividends
58 574
88 649
-
-
total
-
-
-
-
Income
98 500
98 500
98 500
98 500
Total tax
12 874
9 851
21 270
23 889
After tax
85 626
88 649
77 230
74 611
Living cost
27 052
27 052
27 052
27 052
Free-cash
58 574
61 597
50 178
47 559

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽20640
₽26013
₽110
₽26457
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
7 535
chamber of commerce
-
-
-
395
pensions
-
-
-
18 223
income
-
-
-
17 475
total
-
-
-
49 148
Employee
39 340
35 865
76 484
-
unemployment
1 180
1 076
2 295
-
other
393
359
765
-
income
3 504
2 645
15 546
-
pensions
4 029
3 672
7 832
-
health
1 522
1 388
2 960
-
total
10 628
9 140
29 398
-
Employer
39 340
35 865
76 484
-
pensions
4 937
4 502
9 598
-
surtax
-
-
-
-
payroll
1 180
1 076
2 295
-
other
1 868
1 703
3 634
-
health
1 488
1 356
2 891
-
accident
511
466
994
-
unemployment
1 180
1 076
2 295
-
chamber of commerce
157
143
306
-
total
11 321
10 322
22 013
-
Corporate
47 839
52 313
73 070
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

11 960
13 079
18 267
-
total
11 960
13 079
18 267
-
Dividends
35 879
39 234
-
-
withholding
9 866
10 790
-
-
total
9 866
10 790
-
-
Income
98 500
98 500
98 500
98 500
Total tax
43 775
43 331
69 678
49 148
After tax
54 725
55 169
28 822
49 352
Living cost
28 712
28 712
28 712
28 712
Free-cash
26 013
26 457
110
20 640

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽17463
₽21971
-₽2920
₽23362
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
7 535
chamber of commerce
-
-
-
395
pensions
-
-
-
18 223
income
-
-
-
17 475
total
-
-
-
49 326
Employee
44 976
35 865
76 348
-
unemployment
1 349
1 076
2 290
-
other
449
359
763
-
income
5 120
2 645
15 499
-
pensions
4 606
3 672
7 818
-
health
1 740
1 388
2 955
-
total
13 264
9 140
29 325
-
Employer
44 976
35 865
76 348
-
pensions
5 644
4 502
9 581
-
surtax
178
178
178
-
payroll
1 349
1 076
2 290
-
other
2 137
1 703
3 626
-
health
1 699
1 356
2 886
-
accident
584
466
992
-
unemployment
1 349
1 076
2 290
-
chamber of commerce
179
143
306
-
total
13 119
10 500
22 149
-
Corporate
40 404
52 136
72 935
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

10 102
13 034
18 235
-
total
10 102
13 034
18 235
-
Dividends
30 303
39 101
-
-
withholding
8 333
10 753
-
-
total
8 333
10 753
-
-
Income
98 500
98 500
98 500
98 500
Total tax
44 818
43 427
69 709
49 326
After tax
53 682
55 073
28 791
49 174
Living cost
31 711
31 711
31 711
31 711
Free-cash
21 971
23 362
-2 920
17 463

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽12410
₽8901
₽5075
₽22397
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 500
national
-
-
-
32 490
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 961
social contributions
-
-
-
15 825
total
-
-
-
53 276
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
76 290
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
664
-
national
19 791
-
24 452
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
3 979
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
5 721
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
3 586
-
total
31 562
-
38 402
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
76 290
-
surtax
7 299
-
8 652
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
6 760
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
4 691
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
992
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 114
-
total
18 738
-
22 209
-
Corporate
15 387
98 500
-
-
income
3 078
19 700
-
-
surtax
61
395
-
-
total
3 139
20 095
-
-
Dividends
12 248
78 406
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

3 346
23 194
-
-
total
3 346
23 194
-
-
Income
98 500
98 500
98 500
98 500
Total tax
56 785
43 289
60 611
53 276
After tax
41 715
55 211
37 889
45 224
Living cost
32 814
32 814
32 814
32 814
Free-cash
8 901
22 397
5 075
12 410

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽59899
₽63293
₽63117
₽68768
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
14 775
total
-
-
-
23 151
Employee
20 458
-
92 345
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
9 235
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
13 778
-
Employer
20 458
-
92 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
74 028
98 500
-
-
income
7 403
9 850
-
-
total
7 403
9 850
-
-
Dividends
66 625
88 650
-
-
withholding
3 332
4 432
-
-
total
3 332
4 432
-
-
Income
98 500
98 500
98 500
98 500
Total tax
19 757
14 282
19 933
23 151
After tax
78 743
84 218
78 567
75 349
Living cost
15 450
15 450
15 450
15 450
Free-cash
63 293
68 768
63 117
59 899

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽63573
₽68270
₽66791
₽72442
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
14 775
total
-
-
-
23 151
Employee
15 593
-
92 345
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
9 235
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
13 778
-
Employer
15 593
-
92 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
79 848
98 500
-
-
income
7 985
9 850
-
-
total
7 985
9 850
-
-
Dividends
71 863
88 650
-
-
withholding
3 593
4 432
-
-
total
3 593
4 432
-
-
Income
98 500
98 500
98 500
98 500
Total tax
18 454
14 282
19 933
23 151
After tax
80 046
84 218
78 567
75 349
Living cost
11 776
11 776
11 776
11 776
Free-cash
68 270
72 442
66 791
63 573

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽48442
₽46319
₽47780
₽51216
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 500
health
-
-
-
2 512
social contributions
-
-
-
14 561
income
-
-
-
12 148
total
-
-
-
29 221
Employee
69 203
69 203
89 423
-
income
7 535
6 406
11 864
-
social contributions
2 616
5 743
7 422
-
health
536
1 177
1 520
-
total
10 687
13 326
20 806
-
Employer
69 203
69 203
89 423
-
social contributions
2 616
5 743
7 422
-
health
582
1 281
1 655
-
total
3 198
7 024
9 077
-
Corporate
63 777
22 273
-
-
income
7 972
2 784
-
-
total
7 972
2 784
-
-
Dividends
55 805
19 489
-
-
withholding
9 487
3 313
-
-
total
9 487
3 313
-
-
Income
98 500
98 500
98 500
98 500
Total tax
31 344
26 447
29 883
29 221
After tax
67 156
72 053
68 617
69 279
Living cost
20 837
20 837
20 837
20 837
Free-cash
46 319
51 216
47 780
48 442

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽40089
₽39128
₽39427
₽42863
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 500
health
-
-
-
2 512
social contributions
-
-
-
14 561
income
-
-
-
12 148
total
-
-
-
29 221
Employee
69 203
69 203
89 423
-
income
7 267
6 406
11 864
-
social contributions
3 363
5 743
7 422
-
health
688
1 177
1 520
-
total
11 318
13 326
20 806
-
Employer
69 203
69 203
89 423
-
social contributions
3 363
5 743
7 422
-
health
750
1 281
1 655
-
total
4 113
7 024
9 077
-
Corporate
53 879
22 273
-
-
income
6 736
2 784
-
-
total
6 736
2 784
-
-
Dividends
47 144
19 489
-
-
withholding
8 015
3 313
-
-
total
8 015
3 313
-
-
Income
98 500
98 500
98 500
98 500
Total tax
30 182
26 447
29 883
29 221
After tax
68 318
72 053
68 617
69 279
Living cost
29 190
29 190
29 190
29 190
Free-cash
39 128
42 863
39 427
40 089

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽27203
₽39634
₽29212
₽47045
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 500
health
-
-
-
13 297
social contributions
-
-
-
28 762
income
-
-
-
8 466
solidarity contribution
-
-
-
-
total
-
-
-
50 525
Employee
30 548
-
73 507
-
income
3 666
-
8 821
-
social contributions
1 986
-
4 778
-
health
4 124
-
9 924
-
solidarity contribution
-
-
-
-
total
9 776
-
23 523
-
Employer
30 548
-
73 507
-
social contributions
7 637
-
18 377
-
health
2 749
-
6 616
-
total
10 386
-
24 993
-
Corporate
57 566
98 500
-
-
income
10 938
18 715
-
-
total
10 938
18 715
-
-
Dividends
46 629
79 785
-
-
withholding
6 994
11 968
-
-
total
6 994
11 968
-
-
Income
98 500
98 500
98 500
98 500
Total tax
38 094
30 683
48 516
50 525
After tax
60 406
67 817
49 984
47 975
Living cost
20 772
20 772
20 772
20 772
Free-cash
39 634
47 045
29 212
27 203

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽22378
₽33088
₽24387
₽42220
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 500
health
-
-
-
13 297
social contributions
-
-
-
28 762
income
-
-
-
8 466
solidarity contribution
-
-
-
-
total
-
-
-
50 525
Employee
37 643
-
73 507
-
income
4 517
-
8 821
-
social contributions
2 447
-
4 778
-
health
5 082
-
9 924
-
solidarity contribution
-
-
-
-
total
12 046
-
23 523
-
Employer
37 643
-
73 507
-
social contributions
9 411
-
18 377
-
health
3 388
-
6 616
-
total
12 799
-
24 993
-
Corporate
48 059
98 500
-
-
income
9 131
18 715
-
-
total
9 131
18 715
-
-
Dividends
38 928
79 785
-
-
withholding
5 839
11 968
-
-
total
5 839
11 968
-
-
Income
98 500
98 500
98 500
98 500
Total tax
39 815
30 683
48 516
50 525
After tax
58 685
67 817
49 984
47 975
Living cost
25 597
25 597
25 597
25 597
Free-cash
33 088
42 220
24 387
22 378

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽17133
-₽98184
-₽98184
-₽98184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 500
national
-
-
-
10 572
pensions
-
-
-
782
municipal
-
-
-
18 721
labour market
-
-
-
7 817
total
-
-
-
37 892
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
98 500
98 500
98 500
98 500
Total tax
153 209
153 209
153 209
37 892
After tax
-54 709
-54 709
-54 709
60 608
Living cost
43 476
43 476
43 476
43 476
Free-cash
-98 184
-98 184
-98 184
17 133

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽31060
₽51472
₽35036
₽57063
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 500
health
-
-
-
12 805
pensions
-
-
-
19 700
income
-
-
-
13 198
total
-
-
-
45 703
Employee
25 530
-
73 617
-
unemployment
408
-
1 178
-
income
2 874
-
14 194
-
pensions
511
-
1 472
-
total
3 793
-
16 844
-
Employer
25 530
-
73 617
-
pensions
5 106
-
14 723
-
health
3 318
-
9 571
-
unemployment
205
-
589
-
total
8 629
-
24 883
-
Corporate
64 340
98 500
-
-
income
12 869
19 700
-
-
total
12 869
19 700
-
-
Dividends
51 471
78 800
-
-
total
-
-
-
-
Income
98 500
98 500
98 500
98 500
Total tax
25 291
19 700
41 727
45 703
After tax
73 209
78 800
56 773
52 797
Living cost
21 737
21 737
21 737
21 737
Free-cash
51 472
57 063
35 036
31 060

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽34442
₽29214
₽20934
₽30292
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
98 500
national
-
-
-
10 841
health
-
-
-
1 141
municipal
-
-
-
17 524
total
-
-
-
29 506
Employee
47 349
-
82 863
-
unemployment
710
-
1 243
-
municipal
7 755
-
13 523
-
national
782
-
6 117
-
pensions
3 195
-
5 593
-
health
354
-
900
-
total
12 796
-
27 376
-
Employer
47 349
-
82 863
-
pensions
8 215
-
14 377
-
health
364
-
639
-
accident
48
-
84
-
unemployment
307
-
538
-
total
8 934
-
15 638
-
Corporate
42 218
98 500
-
-
income
8 444
19 700
-
-
total
8 444
19 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

25 331
59 100
-
-
municipal
4 560
10 638
-
-
national
-
3 318
-
-
total
4 560
13 956
-
-
Income
98 500
98 500
98 500
98 500
Total tax
34 734
33 656
43 014
29 506
After tax
63 766
64 844
55 486
68 994
Living cost
34 552
34 552
34 552
34 552
Free-cash
29 214
30 292
20 934
34 442

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽28740
₽26903
₽33018
₽21906
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 500
surtax
-
-
-
-
health
-
-
-
2 290
pensions
-
-
-
23 285
social contributions
-
-
-
2 806
income
-
-
-
10 585
other
-
-
-
3 054
total
-
-
-
42 020
Employee
34 382
-
79 493
-
income
1 773
-
12 378
-
surtax
-
-
-
-
social contributions
980
-
2 266
-
pensions
3 889
-
4 092
-
total
6 642
-
18 736
-
Employer
34 382
-
79 493
-
pensions
5 650
-
7 148
-
social contributions
102
-
239
-
other
1 187
-
2 743
-
health
2 406
-
5 657
-
unemployment
1 392
-
3 219
-
total
10 737
-
19 006
-
Corporate
53 381
98 500
-
-
income
14 947
27 580
-
-
surtax
-
-
-
-
total
14 947
27 580
-
-
Dividends
38 434
70 920
-
-
withholding
4 920
9 077
-
-
social contributions
6 611
12 197
-
-
surtax
-
-
-
-
total
11 531
21 274
-
-
Income
98 500
98 500
98 500
98 500
Total tax
43 857
48 854
37 742
42 020
After tax
54 643
49 646
60 758
56 480
Living cost
27 740
27 740
27 740
27 740
Free-cash
26 903
21 906
33 018
28 740

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽25689
₽24169
₽29967
₽18855
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 500
surtax
-
-
-
-
health
-
-
-
2 290
pensions
-
-
-
23 285
social contributions
-
-
-
2 806
income
-
-
-
10 585
other
-
-
-
3 054
total
-
-
-
42 020
Employee
38 517
-
79 493
-
income
2 273
-
12 378
-
surtax
-
-
-
-
social contributions
1 098
-
2 266
-
pensions
4 355
-
4 092
-
total
7 726
-
18 736
-
Employer
38 517
-
79 493
-
pensions
6 328
-
7 148
-
social contributions
116
-
239
-
other
1 329
-
2 743
-
health
2 697
-
5 657
-
unemployment
1 559
-
3 219
-
total
12 029
-
19 006
-
Corporate
47 955
98 500
-
-
income
13 427
27 580
-
-
surtax
-
-
-
-
total
13 427
27 580
-
-
Dividends
34 528
70 920
-
-
withholding
4 420
9 077
-
-
social contributions
5 938
12 197
-
-
surtax
-
-
-
-
total
10 358
21 274
-
-
Income
98 500
98 500
98 500
98 500
Total tax
43 540
48 854
37 742
42 020
After tax
54 960
49 646
60 758
56 480
Living cost
30 791
30 791
30 791
30 791
Free-cash
24 169
18 855
29 967
25 689

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽13013
₽12363
₽17291
₽6179
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 500
surtax
-
-
-
-
health
-
-
-
2 290
pensions
-
-
-
23 285
social contributions
-
-
-
2 806
income
-
-
-
10 585
other
-
-
-
3 054
total
-
-
-
42 020
Employee
56 366
-
79 493
-
income
4 918
-
12 378
-
surtax
-
-
-
-
social contributions
1 605
-
2 266
-
pensions
6 375
-
4 092
-
total
12 898
-
18 736
-
Employer
56 366
-
79 493
-
pensions
9 262
-
7 148
-
social contributions
169
-
239
-
other
1 945
-
2 743
-
health
3 945
-
5 657
-
unemployment
2 283
-
3 219
-
total
17 604
-
19 006
-
Corporate
24 529
98 500
-
-
income
6 869
27 580
-
-
surtax
-
-
-
-
total
6 869
27 580
-
-
Dividends
17 660
70 920
-
-
withholding
2 261
9 077
-
-
social contributions
3 038
12 197
-
-
surtax
-
-
-
-
total
5 299
21 274
-
-
Income
98 500
98 500
98 500
98 500
Total tax
42 670
48 854
37 742
42 020
After tax
55 830
49 646
60 758
56 480
Living cost
43 467
43 467
43 467
43 467
Free-cash
12 363
6 179
17 291
13 013

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽91692
₽86661
₽72977
₽87752
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
98 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
985
total
-
-
-
985
Employee
7 278
-
98 500
-
income
1 455
-
19 700
-
total
1 455
-
19 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

91 222
98 500
-
-
total
-
-
-
-
Dividends
91 222
98 500
-
-
withholding
4 561
4 925
-
-
total
4 561
4 925
-
-
Income
98 500
98 500
98 500
98 500
Total tax
6 016
4 925
19 700
985
After tax
92 484
93 575
78 800
97 515
Living cost
5 823
5 823
5 823
5 823
Free-cash
86 661
87 752
72 977
91 692

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽88442
₽82801
₽69727
₽84502
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
98 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
985
total
-
-
-
985
Employee
11 342
-
98 500
-
income
2 268
-
19 700
-
total
2 268
-
19 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

87 158
98 500
-
-
total
-
-
-
-
Dividends
87 158
98 500
-
-
withholding
4 358
4 925
-
-
total
4 358
4 925
-
-
Income
98 500
98 500
98 500
98 500
Total tax
6 626
4 925
19 700
985
After tax
91 874
93 575
78 800
97 515
Living cost
9 073
9 073
9 073
9 073
Free-cash
82 801
84 502
69 727
88 442

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽26101
₽27822
₽34232
₽16046
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
98 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 219
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
22 156
trade
-
-
-
8 131
total
-
-
-
37 654
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
98 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
22 156
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 219
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
29 523
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
53 721
98 500
-
-
trade
7 709
14 134
-
-
income
8 058
14 775
-
-
chamber of commerce
215
282
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

442
813
-
-
total
16 424
30 004
-
-
Dividends
37 297
68 497
-
-
withholding
8 982
16 783
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

494
922
-
-
total
9 476
17 705
-
-
Income
98 500
98 500
98 500
98 500
Total tax
35 933
47 709
29 523
37 654
After tax
62 567
50 791
68 977
60 846
Living cost
34 745
34 745
34 745
34 745
Free-cash
27 822
16 046
34 232
26 101

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽32795
₽32472
₽41718
₽22520
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
98 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 219
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
22 156
trade
-
-
-
8 923
total
-
-
-
38 446
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
98 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
22 156
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 219
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
29 523
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
64 078
98 500
-
-
trade
10 092
15 514
-
-
income
9 612
14 775
-
-
chamber of commerce
229
278
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

529
813
-
-
total
20 462
31 380
-
-
Dividends
43 617
67 120
-
-
withholding
10 563
16 438
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

581
903
-
-
total
11 144
17 341
-
-
Income
98 500
98 500
98 500
98 500
Total tax
38 769
48 721
29 523
38 446
After tax
59 731
49 779
68 977
60 054
Living cost
27 259
27 259
27 259
27 259
Free-cash
32 472
22 520
41 718
32 795

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽24303
₽26564
₽33623
₽13917
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
98 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 219
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
22 156
trade
-
-
-
9 320
total
-
-
-
38 843
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
98 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
22 156
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 219
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
29 523
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
52 861
98 500
-
-
trade
8 696
16 204
-
-
income
7 930
14 775
-
-
chamber of commerce
212
277
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

435
813
-
-
total
17 273
32 069
-
-
Dividends
35 588
66 432
-
-
withholding
8 555
16 265
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

470
895
-
-
total
9 025
17 160
-
-
Income
98 500
98 500
98 500
98 500
Total tax
36 582
49 229
29 523
38 843
After tax
61 918
49 271
68 977
59 657
Living cost
35 354
35 354
35 354
35 354
Free-cash
26 564
13 917
33 623
24 303

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽18031
₽22130
₽27749
₽7537
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
98 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 219
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
22 156
trade
-
-
-
9 718
total
-
-
-
39 241
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
98 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
22 156
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 219
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
29 523
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
44 414
98 500
-
-
trade
7 617
16 892
-
-
income
6 662
14 775
-
-
chamber of commerce
200
275
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

367
813
-
-
total
14 846
32 755
-
-
Dividends
29 568
65 745
-
-
withholding
7 050
16 095
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

388
885
-
-
total
7 438
16 980
-
-
Income
98 500
98 500
98 500
98 500
Total tax
35 142
49 735
29 523
39 241
After tax
63 358
48 765
68 977
59 259
Living cost
41 228
41 228
41 228
41 228
Free-cash
22 130
7 537
27 749
18 031

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽29294
₽38880
₽27669
₽41741
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 500
surtax
-
-
-
2 511
unemployment
-
-
-
205
health
-
-
-
6 994
pensions
-
-
-
19 700
income
-
-
-
19 582
other
-
-
-
-
total
-
-
-
48 992
Employee
30 307
-
81 372
-
unemployment
2 109
-
5 663
-
other
-
-
-
-
income
5 081
-
18 064
-
surtax
108
-
2 258
-
pensions
2 022
-
5 428
-
health
774
-
2 075
-
total
10 094
-
33 488
-
Employer
30 307
-
81 372
-
pensions
4 041
-
10 847
-
other
-
-
-
-
health
1 378
-
3 703
-
unemployment
962
-
2 579
-
total
6 381
-
17 129
-
Corporate
61 812
98 500
-
-
income
16 071
25 611
-
-
total
16 071
25 611
-
-
Dividends
45 741
72 889
-
-
withholding
6 860
10 934
-
-
total
6 860
10 934
-
-
Income
98 500
98 500
98 500
98 500
Total tax
39 406
36 545
50 617
48 992
After tax
59 094
61 955
47 883
49 508
Living cost
20 214
20 214
20 214
20 214
Free-cash
38 880
41 741
27 669
29 294

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽29649
₽39297
₽28024
₽42096
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 500
surtax
-
-
-
2 511
unemployment
-
-
-
205
health
-
-
-
6 994
pensions
-
-
-
19 700
income
-
-
-
19 582
other
-
-
-
-
total
-
-
-
48 992
Employee
29 761
-
81 372
-
unemployment
2 072
-
5 663
-
other
-
-
-
-
income
4 989
-
18 064
-
surtax
97
-
2 258
-
pensions
1 985
-
5 428
-
health
760
-
2 075
-
total
9 903
-
33 488
-
Employer
29 761
-
81 372
-
pensions
3 967
-
10 847
-
other
-
-
-
-
health
1 354
-
3 703
-
unemployment
943
-
2 579
-
total
6 264
-
17 129
-
Corporate
62 475
98 500
-
-
income
16 243
25 611
-
-
total
16 243
25 611
-
-
Dividends
46 231
72 889
-
-
withholding
6 934
10 934
-
-
total
6 934
10 934
-
-
Income
98 500
98 500
98 500
98 500
Total tax
39 344
36 545
50 617
48 992
After tax
59 156
61 955
47 883
49 508
Living cost
19 859
19 859
19 859
19 859
Free-cash
39 297
42 096
28 024
29 649

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽50370
₽37995
₽39235
₽37624
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 500
unemployment
-
-
-
1 477
health
-
-
-
6 895
pensions
-
-
-
9 850
income
-
-
-
12 042
total
-
-
-
30 264
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
82 427
-
unemployment
387
154
1 236
-
income
3 153
1 255
10 077
-
pensions
2 579
1 026
8 243
-
health
1 805
718
5 770
-
total
7 924
3 153
25 326
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
82 427
-
pensions
5 029
2 001
16 073
-
total
5 029
2 001
16 073
-
Corporate
67 682
86 235
-
-
income
6 091
7 761
-
-
total
6 091
7 761
-
-
Dividends
61 590
78 474
-
-
withholding
11 702
14 910
-
-
social contributions
11 893
15 185
-
-
total
23 595
30 095
-
-
Income
98 500
98 500
98 500
98 500
Total tax
42 639
43 010
41 399
30 264
After tax
55 861
55 490
57 101
68 236
Living cost
17 866
17 866
17 866
17 866
Free-cash
37 995
37 624
39 235
50 370

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽15494
₽17168
₽16268
₽17893
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 500
national
-
-
-
16 140
pensions
-
-
-
11 820
social contributions
-
-
-
1 059
municipal
-
-
-
10 416
total
-
-
-
39 435
Employee
67 543
-
85 152
-
municipal
8 343
-
10 797
-
national
12 928
-
16 731
-
pensions
2 702
-
3 406
-
total
23 973
-
30 934
-
Employer
67 543
-
85 152
-
pensions
5 403
-
6 812
-
social contributions
726
-
915
-
total
6 129
-
7 727
-
Corporate
20 369
98 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

4 074
19 700
-
-
total
4 074
19 700
-
-
Dividends
16 295
78 800
-
-
withholding
3 585
17 336
-
-
total
3 585
17 336
-
-
Income
98 500
98 500
98 500
98 500
Total tax
37 761
37 036
38 661
39 435
After tax
60 739
61 464
59 839
59 065
Living cost
43 571
43 571
43 571
43 571
Free-cash
17 168
17 893
16 268
15 494

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽13770
₽19670
₽13770
₽17685
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 500
social contributions
-
-
-
8 939
income
-
-
-
24 525
total
-
-
-
33 464
Employee
70 397
-
98 500
-
social contributions
5 848
-
8 939
-
income
13 284
-
24 525
-
total
19 132
-
33 464
-
Employer
70 397
-
98 500
-
total
-
-
-
-
Corporate
28 103
98 500
-
-
income
3 513
12 312
-
-
total
3 513
12 312
-
-
Dividends
24 590
86 188
-
-
withholding
4 919
17 237
-
-
total
4 919
17 237
-
-
Income
98 500
98 500
98 500
98 500
Total tax
27 564
29 549
33 464
33 464
After tax
70 936
68 951
65 036
65 036
Living cost
51 266
51 266
51 266
51 266
Free-cash
19 670
17 685
13 770
13 770

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽11985
₽9879
₽7299
₽14579
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 500
national
-
-
-
21 519
regional
-
-
-
1 101
social contributions
-
-
-
25 334
municipal
-
-
-
586
total
-
-
-
48 540
Employee
79 983
-
98 500
-
municipal
424
-
523
-
national
13 859
-
18 523
-
social contributions
26 970
-
33 214
-
regional
755
-
966
-
total
42 008
-
53 226
-
Employer
79 983
-
98 500
-
total
-
-
-
-
Corporate
18 517
98 500
-
-
nationa
4 444
23 640
-
-
municipal
722
3 841
-
-
total
5 166
27 481
-
-
Dividends
13 351
71 019
-
-
withholding
3 472
18 465
-
-
total
3 472
18 465
-
-
Income
98 500
98 500
98 500
98 500
Total tax
50 646
45 946
53 226
48 540
After tax
47 854
52 554
45 274
49 960
Living cost
37 975
37 975
37 975
37 975
Free-cash
9 879
14 579
7 299
11 985

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽25333
₽25532
₽20671
₽27532
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 500
national
-
-
-
21 519
regional
-
-
-
1 485
social contributions
-
-
-
25 334
municipal
-
-
-
586
total
-
-
-
48 924
Employee
49 922
-
98 500
-
municipal
265
-
523
-
national
7 909
-
18 523
-
social contributions
16 834
-
33 214
-
regional
672
-
1 326
-
total
25 680
-
53 586
-
Employer
49 922
-
98 500
-
total
-
-
-
-
Corporate
48 578
98 500
-
-
nationa
11 659
23 640
-
-