Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 98000
per

Your estimated
City
free-cash

Valencia , Spain
₽36392
₽41140
₽26346
₽28398
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
other
-
-
-
84
unemployment
-
-
-
587
income
-
-
-
19 574
pensions
-
-
-
23 727
accident
-
-
-
755
total
-
-
-
44 727
Employee
33 448
-
74 309
-
unemployment
518
-
1 152
-
other
33
-
74
-
pensions
1 572
-
3 493
-
income
6 448
-
18 369
-
total
8 571
-
23 088
-
Employer
33 448
-
74 309
-
other
268
-
596
-
accident
663
-
1 471
-
pensions
7 893
-
17 537
-
unemployment
1 840
-
4 087
-
total
10 664
-
23 691
-
Corporate
53 889
98 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

8 084
14 699
-
-
total
8 084
14 699
-
-
Dividends
45 805
83 301
-
-
withholding
9 414
17 286
-
-
total
9 414
17 286
-
-
Income
98 000
98 000
98 000
98 000
Total tax
36 733
31 985
46 779
44 727
After tax
61 267
66 015
51 221
53 273
Living cost
24 875
24 875
24 875
24 875
Free-cash
36 392
41 140
26 346
28 398

Estimated living cost  is ₽24875 per week

₽16790
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2391
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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