Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 98000
per

Your estimated
City
free-cash

Valencia , Spain
₽41568
₽26651
₽36906
₽28977
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
accident
-
-
-
742
unemployment
-
-
-
577
pensions
-
-
-
23 314
other
-
-
-
83
income
-
-
-
19 865
total
-
-
-
44 581
Employee
32 865
-
74 310
-
pensions
1 545
-
3 493
-
income
6 336
-
18 499
-
unemployment
509
-
1 152
-
other
32
-
74
-
total
8 422
-
23 218
-
Employer
32 865
-
74 310
-
other
263
-
594
-
unemployment
1 808
-
4 087
-
accident
651
-
1 471
-
pensions
7 755
-
17 537
-
total
10 477
-
23 689
-
Corporate
54 657
98 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

8 199
14 700
-
-
total
8 199
14 700
-
-
Dividends
46 458
83 300
-
-
withholding
9 554
17 290
-
-
total
9 554
17 290
-
-
Income
98 000
98 000
98 000
98 000
Total tax
36 652
31 990
46 907
44 581
After tax
61 348
66 010
51 093
53 419
Living cost
24 442
24 442
24 442
24 442
Free-cash
36 906
41 568
26 651
28 977

Estimated living cost  is ₽24442 per week

₽16498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2350
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽428
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5166
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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