Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 98000
per

Your estimated
City
free-cash

Valencia , Spain
₽26757
₽39923
₽34945
₽25483
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
pensions
-
-
-
24 895
other
-
-
-
88
unemployment
-
-
-
616
accident
-
-
-
792
income
-
-
-
18 752
total
-
-
-
45 143
Employee
35 094
-
74 308
-
pensions
1 650
-
3 492
-
other
34
-
74
-
unemployment
544
-
1 151
-
income
6 766
-
18 007
-
total
8 994
-
22 724
-
Employer
35 094
-
74 308
-
pensions
8 282
-
17 538
-
other
281
-
596
-
unemployment
1 931
-
4 087
-
accident
695
-
1 472
-
total
11 189
-
23 693
-
Corporate
51 717
98 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

7 757
14 701
-
-
total
7 757
14 701
-
-
Dividends
43 959
83 299
-
-
withholding
9 015
17 276
-
-
total
9 015
17 276
-
-
Income
98 000
98 000
98 000
98 000
Total tax
36 955
31 977
46 417
45 143
After tax
61 045
66 023
51 583
52 857
Living cost
26 100
26 100
26 100
26 100
Free-cash
34 945
39 923
25 483
26 757

Estimated living cost  is ₽26100 per week

₽17617
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2509
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5517
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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[[ row[2] ]] [[ row[0] ]]

Estimated living cost

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